Chapter 48: Choices for the Future

Very much:

Answer=》

How do you know that UBS and Barclays have a lot of beautiful women? Why haven't I heard of them?

And even if there is, it has nothing to do with me.

I know, you're probably going to say, I'm saying this to put your mind at ease.

But what I just wrote is purely a statement of fact.

I think you may have misunderstood my future work.

I did receive offers from UBS and Barclays, but I think what you said should be the position in charge of investment, and I did data modeling and risk research after I went in.

My job title can be called a researcher or a data analyst.

There shouldn't be much opportunity to come into direct contact with the beauties you've heard about.

On the way to the airport, we talked about how Descartes felt that any algebraic problem could be reduced to an equation to solve.

But in fact, all aspects of human life can be found through mathematical methods.

Economics also needs to be based on mathematics.

You also asked me before why you didn't directly apply for financial mathematics when you were admitted to Peking University.

Probability and statistics are fundamental mathematics.

The foundation is the premise of application, and the financial environment is constantly changing.

School doesn't teach us much, we need to go to the real economic environment to explore.

My personal opinion is that the foundation of mathematics is a little more important than finance itself.

Only by finding the law through mathematics can the law be applied to the financial field and then generate financial benefits.

Everything in the world has a pattern, and what seems to be irregular now, but no one has been able to find it yet.

The main role of mathematical modeling is to find the laws that others have not yet found.

I probably told you one more boring thing.

I still don't feel like I got back the feeling I had written to you before.

Probably because of your sudden reappearance in my life, it is so beautiful that it is hard for me to think about the past self who suffered from gains and losses.

Question=》

Who told you UBS and Barclays have a lot of beautiful women?

…………………………

The reason why Yan Yun went to primary school in the suburbs of Wenzhou City was because the location of Yan Lu Shoe Machine Factory was next to the Liming Road Primary School where Yan Yun was studying at that time.

But suburbs have always been a relative concept.

Nowadays, Jiangbin Road and Oujiang Road, which have the highest housing prices in Wenzhou, were in the nineties of the last century, that is, an authentic "suburb", and Yan Yunnian's Liming Road Primary School, which belongs to the same "suburb".

It's hard to say whether Wenzhou's land is the most expensive in the country, but anyway, in second- and third-tier cities like Wenzhou, the price of land is more expensive than Shanghai.

How expensive is it?

Metersbonwe, which is now a well-known popular clothing brand in Shanghai, is actually a Wenzhou enterprise founded in 1995.

At the end of the nineties, because the price of buying one acre of land in Wenzhou could buy three acres of land in Pudong, Shanghai, and considering the future development of the company, this "top 500 private enterprises in China" gradually abandoned Wenzhou and threw itself into the arms of Shanghai.

Of course, when Metersbonwe left Wenzhou, Pudong in Shanghai was not what it is now.

But in any case, the somewhat bizarre land price in Wenzhou at that time was already very telling.

The main reason for the high land price in Wenzhou is that the city of Wenzhou is too small, and the main urban area "Lucheng District" is particularly small.

At that time, land was scarce in the urban area, and even if you were willing to pay three times the price of land in Shanghai, there was not necessarily a plot of land available for sale.

At that time, it belonged to the "suburban factory" Yanlu shoe machine factory in Liming Road, and now it can definitely be regarded as a relatively small number of "urban factories" with large factories in Wenzhou City.

Aside from the value of the company, the Guangyan Road Machinery Plant and the company's bottom of the "farmland" bought for hundreds of thousands of dollars in 1990 can't be taken down at all today, more than 20 years later.

In the nineties, it was not too difficult to convert arable land into commercial land.

However, the appreciation of the land where the factory is located is the same as the appreciation of the house you live in, if you don't sell it, the appreciated part is equivalent to non-existent, no transaction, where is the value?

The Yan family has a child.

When Yan Yun was young, the efficiency of her family's factory was good.

But Yan Yun doesn't look like a child from a wealthy family at all.

Growing up in a factory, when she was in elementary school, she accidentally touched a corner of the factory from time to time, and her mother Lu Bingran was not free to look at her all the time.

Therefore, Yan Yun often wears some good-looking but dirty clothes to go to elementary school.

By the time Yan Yun was in junior high school, the family had no longer lived in the factory.

Yan Yun's mother may have bought Yan Yun a lot of high-end and high-grade clothes out of compensation, and some more fashionable clothes that should be beyond that age.

When Yan Yun was in junior high school, her mother should definitely be mainly responsible for the fact that she was targeted because of her dress code.

Therefore, Yan Yun had no way to answer directly. Qi Yi asked the question of whether she was "a person from a privileged family since childhood".

Can a person who mixes factories all day long be called a superior family since childhood?

Anyway, Yan Yun doesn't think so.

But if this question is changed slightly, and Yan Yun is asked if he is from a superior family now, it will be easier to answer.

Whether Yan Yun's family background will become particularly superior in the short term depends entirely on Yan Yun's future life plan.

If Yan Yun wants to return to China to inherit the family's industry, it will be the same anyway, making a lot of money every year, but most of the money earned is still owed by others, and it has not entered the Yan family's own pocket.

Yan Yun also needs to be busy from beginning to end for a year, especially at the end of the year, and from time to time he has to be a "grandson" to find someone to ask for accounts.

If Yan Yun doesn't want to do business, the Yan family sells the company, and then sells the land under the company, and the cash exchanged is relatively high on the rich list in Wenzhou, and there should be no big problem.

Most of the Wenzhou entrepreneurs who started their businesses in the eighties and nineties were engaged in industry, but industry has become a recognized and increasingly difficult business.

Regardless of the general environment, accounts receivable is a nightmare for many industrialists.

Many people who do business obviously sell their products very well, but when the sales are getting better and better, they are tossed by banks and accounts receivable and go bankrupt.

Accounts receivable, at the end of the year, you can't collect it back every day as a grandson, and the bank will not care whether the money owed to you by others has been recovered, and it will not give you a loan extension.

In recent years, the life of industrialists all over the country has not been easy.

In particular, those enterprises with low technology content and relatively thin profits have closed down more than they have not gone bankrupt.

Fortunately, Yanlu shoe machine is a benchmark machinery company in China.

As a high-tech enterprise, the machinery produced by Yanjia also has a certain status in the field of international footwear and clothing machinery manufacturing, and there is no serious crisis such as bankruptcy that is about to be faced.

It's just that doing business is a chore after all, and Yan Dabang and his wife don't have the idea of their only daughter inheriting Yan Lu Machinery.

On the one hand, he has feelings for Yanlu Machinery that he founded single-handedly, and on the other hand, he is reluctant to let his daughter take on a heavy responsibility in an industry that is particularly unsuitable for girls such as mechanical production.

Mr. and Mrs. Yan Dabang decided to put their choice about the future in the hands of Yan Yun.