At this time, Qi Yi had to start thinking about some questions, which he was not very willing to, but had to think about.

Those questions about his and Yan Yun's future.

Suddenly, the atmosphere began to grow solemn again.

Qi Yi hasn't figured out how Yan Yun's future and his future can become the future of the two of them.

On the steps of Federation Square, Qi Yi and Yan Yun clasped their fingers and sat quietly.

"What about you, you're also graduating this year, right? What are you going to do after graduation? Do you want to continue studying?" After the two of them were silent for a long time, Yan Yun finally asked the question that he and Qi Yi had to face.

Now that he has decided to be with Qi Yi, the question about the future is a topic that cannot be escaped between the two of them.

"I don't read it. Qi Yi only thought of these three words.

"Then if you're in your last semester now, you should have already got a job offer (offer letter), right?" Yan Yun suddenly felt that something was pressing on his heart.

"There are some. Qi Yi's answer is still very simple.

"Is there anything you're more satisfied with?" Yan Yun then asked.

UBS and Barclays. Qi Yi calmly said the offers of two of the companies.

"Wow!UBS and Barclays!Grandpa, how did you do that?!

Are they all in Silicon Valley? Are you going to the investment banking department? Do you call some of them?

In the wake of the Subprime Mortgage Crisis, the headcount of these top investment banks has been largely tightened. (Note 1)

You can get two at the same time! Didn't you study probability and statistics?

Knowing this, why didn't you apply for a major in financial mathematics when you applied to the School of Mathematics of Peking University?

I don't even know what to say, Qi Yi, I'm-so-proud-of-you!" Yan Yun was really a little excited.

UBS and Barclays are currently the top investment banks in the world.

Even MBAs who graduated from the well-known Wharton School of Business, which ranks first in the world, are difficult to get an offer from one of these two investment banks.

Qi Yi, as a math student, easily won it together.

Many people will feel that the college entrance examination, just one exam, has to decide a person's life or something, and it is not a fair system at all.

But in fact, the college entrance examination may already be the fairest exam in the world.

In the United States, the tuition fees of good universities are so expensive that ordinary children cannot afford them.

And no one can take a transcript and question the school, why did the two of us have the same test scores, he was accepted, and I didn't.

The cult of capital in American society is simple and straightforward.

Fairness has always been a relative concept.

To get into a top college like Wharton, you first have to fight for your father, network, and then for grades.

These top investment banks, no matter which country in the world they open a new branch or recruit new people, first of all, they must also see whether your background is strong and whether it will be helpful for the future development of the company, and then consider your talent or appearance.

There are also various types of backgrounds, economic background, political background, as long as it is a strong background, any aspect is fine.

An MBA from Wharton is the easiest way to get a job at the world's top investment banks.

Because when the school admits students, they have already gone through a very strict screening.

Students either stand out in the process of fighting for their fathers, or they are strongly recommended by industry leaders who manage tens of billions of dollars at every turn.

Of course, people who can't fight hard and can't make connections are not completely without opportunities.

But anyway, the few remaining students who lack background, after entering the Wharton School, can complete the establishment of strong connections with their own classmates.

In today's America, non-middle-class families simply cannot afford their children to attend the top 20 universities in the United States, because none of these schools have a tuition fee of less than $60,000.

This sounds sensational.

Especially in the early decades, when China's economy was still relatively backward, at the time of reform and opening up, many poor Chinese students went to the United States to study.

How can these people afford the high tuition fees?

There is a big difference between the overseas students in the early years of China and the large number of self-funded students studying abroad today.

The fairer part of American education is that the high-IQ "poor" from all over the world, and the high-IQ "poor" in the United States, can enter their ideal universities through need-based grants and merit-based scholarships.

The threshold for an MBA at Wharton is a bit high, but a top private university in the United States, like Stanford University, which is not bad for money, is still very friendly to the "poor".

If you can be admitted to Stanford, the school's policy is that if the student's parents' family income is less than twice the tuition, the tuition fee can be waived, and if the student's parents' annual income combined is not as much as tuition, all fees will be waived.

Harvard and Stanford are the two universities with the most billionaires in the United States, and many students receive various kinds of funding from inside and outside the university every year.

But there is no one-child policy in the United States, many people have more than one child in their family, and those families whose incomes are just more than twice the tuition fee are already very reluctant to provide for one child to go to college, and it has become impossible to provide for two or more children.

At this time, there is only one way to go, such as scholarship.

Of course, bursaries are for children from "poor" families.

There is no rule in the scholarship that children from wealthy families cannot apply.

Students applying for college scholarships in the U.S. face competition from all over the world.

This is undoubtedly much more difficult than the college entrance examination.

Usually, children from families who are not poor in money are relatively unlikely to join in the excitement and apply for scholarships.

It cannot be ruled out that some children from wealthy families with a strict family education concept can apply.

There is indeed the kind of American rich man who does not give a penny when the child reaches the age of 18 and leaves the child on his own until he can inherit the inheritance or get the family trust fund.

In order to get these family trust funds, you usually need to meet the ancillary conditions such as what level of school you want to graduate from.

As for who you must marry in order to inherit the inheritance, such a bridge that often appears in Korean dramas is fundamentally unconstitutional, so it is impossible to appear in the inheritance clause of the family trust fund.

A contract that is unconstitutional or illegal is a null and void contract.

The family trust fund, under the premise that it is not illegal, can be freely established by the settlor.

There are also different levels of scholarships in the United States, including full scholarship (Fellowship), half scholarship (Scholorship), tuition waiver (Tuition Waiver), and there are many "work-study" positions for graduate students.

If you get a full scholarship from a prestigious university in the United States, not only the cost of tuition, living expenses, books, medical insurance, etc. are included in the scholarship.

Many good full scholarships will also leave enough "family visit fees", for people who are not too wasteful, relying on a full scholarship to study in the United States, not only do not need to pay a penny, but there will still be some surplus every year.

Qi Yi won the full award.

…………………………

"You asked me so many questions at once, I don't know how to answer you, and when I go back, I'll write to you slowly. Qi Yi replied calmly.

Qi also felt that this might be the only way to make the sadness at the moment a little less.

"Write a letter, it's so far away, how long will it take to send it?" Yan Yun began to miss the high school days when he could exchange letters as soon as he turned around.

The melancholy of parting, the obstacle of distance, and too many problems have not been thought about yet.

"It's so far away, it's not practical to write with a pen, I can write to you.

Thinking back to those days when I wrote letters to someone every day, I always feel a little embarrassed.

Somebody broke up with me, and he had to go back all the letters he wrote to me, and he had to return all the letters I wrote to someone.

Somebody was so annoying that I had to throw them all away. Qi Yi talked about the scene when he broke up, and Qi Yi was still very hurt.

"Ah?!You've thrown it all away!" Yan Yun looked frustrated.

"Well, all of them were thrown away, and none of them were left. Qi Yi replied.

"Can you not tell me such a thing? I won't be happy to hear it. Yan Yun expressed his opinion rather depressed.

"No, I have to tell you something like that. Otherwise, how would you know that after I threw all those letters in the trash, I went back to pick them up for a long time in a very undisciplined manner? Qi Yi had a particularly disdainful expression on his face.

"Broken well, broken beautifully, broken croaking. Yan Yun applauded Qi Yi.

"Is it really that good?" Qi Yi looked at Yan Yun with some expectation.

Qi Yi was asking Yan Yun with his eyes if she also kept the letter she wrote.

Yan Yun didn't answer Qi Yi's question, but thought of another question.

"Qi Yi, there is a question that I must ask you now. Yan Yun's tone suddenly began to be a little heavy.

"What's the problem?" Qi Yi held Yan Yun's hand and subconsciously tightened.

"Will you give up UBS and Barclays for me?" Yan Yun asked seriously.

…………………………

Note 1:

Headcount, the term staffing may be familiar to all in China.

For civil servants and people in public institutions, the establishment is very important.

But in fact, Headcount is also particularly important for those companies abroad.

As a department leader, or even a regional director, you have a very important talent in mind, and if you want to recruit him, it is not something you can recruit just by saying it.

In the period of rapid development of the company, Headcount expanded, and it was of course a matter of the director to recruit individuals.

However, if the economic environment is not good, or the company's operation is sluggish and the company needs to be downsized (layoff), there is no way to recruit new employees without laying off people.

Anyway, headcount is definitely a very important metric for large companies.

Not to mention foreign countries, foreign companies are also subject to headcount in China.

If the headquarters does not give headcount, and there are not enough people at the bottom, there will be the kind of employees who sign expatriate third-party contracts.

If you sign a contract with an expatriate company and then work in a foreign company, such a person is not "established" in a foreign company.

On the surface, there is no difference in the working environment and the like, but the treatment and benefits are usually much worse.

Especially if the company wants to fire you, you will be compensated much less.