The big screen enters the second video.

The background of the video is Jiangcheng, and the protagonist is Xiao Chen, a student who has just graduated from Jiangcheng University.

Jiangcheng University is not only famous in Jiangcheng, but also in the whole country.

Xiao Chen also graduated from Jiangcheng University with self-esteem and pride, and found a job with a good income in a financial institution in Jiangcheng, and after paying various insurance provident funds, there may be about 15,000 yuan after deducting personal income tax.

For the convenience of work, Xiao Chen is ready to rent a suite near the company.

However, the place where the company is located is a prime location in Jiangcheng, and the rent is of course very expensive.

A one-bedroom apartment costs more than 2,000 to 3,000 yuan.

Xiao Chen was a little painful, and his friends were also persuading Xiao Chen: "You live there for about 3,000 a month, it's better to rent it farther, more than 1,000 a month, and then take out a loan to buy a car, and it's very convenient to go out to have fun and have a girlfriend in the future." ”

Xiao Chen thought about it, and handed over the money to the landlord, so it was better to save a little to buy a car.

In the end, Xiao Chen rented a one-bedroom apartment in the old area half an hour away from the company.

Even in the old town, the rent is not much cheaper, it is more than a thousand a month.

Regarding the car, in order to be able to have face and get his girlfriend, Xiao Chen also bought a low-profile Lei Qing, with a down payment of almost 100,000 yuan, and a monthly payment of more than 5,006 thousand per month, which was paid off in three years.

These are all within Xiao Chen's affordability, and there is still a surplus after each month's expenses.

Xiao Chen's life was also very comfortable.

Half a year later, Xiao Chen, who became a regular worker, also increased his salary because of his ability to perform outstandingly, and he was able to get 20,000 yuan per month.

20,000 yuan, which is not comparable with those high-level gold collars in Pangu Science and Technology Park, but Jiangcheng is also considered a high income in the vast majority of cities in the country.

During this period, Xiao Chen talked about a girlfriend, Xiao Yin.

Xiao Yin's education is comparable to Xiao Chen's, but the school is worse, but he also has a good job, earning more than 10,000 yuan a month.

However, like Xiao Chen, Xiao Yin is also a Jiang Piao in the new era, and she does not have a house, so she rents a house.

The so-called Jiang Piao is those young people in the new era who have dreams of working hard in Jiangcheng, the most dynamic city in the country, and many of them take Xiao Ming as their idol and hope that they can become the next Xiao Ming.

The dream is beautiful, the reality is skinny.

Xiao Chen and Xiao Yin were very happy when they were in love, and whenever they were free, they would travel around in an unmanned thunder engine, or go to the library together to improve themselves.

When two people are together, the expenses are also very high.

Shopping, buying clothes, small gifts, going on a trip, etc.

Xiao Chen successfully achieved Moonlight, but for Xiao Yin, for love, everything is worth it.

The relationship between the two developed quickly, and in order to save money, Xiao Chen plucked up the courage to say to Xiao Yin: "You live with me, we can save one person's rent." ”

Xiao Yin is a typical woman of the new era, and she is also an open woman.

She and Xiao Chen had already broken through that relationship, but when it came to cohabitation, Xiao Yin disagreed.

Love that is not premised on marriage is a hooligan, since you are going to live together, why not get married?

She, like millions of women in the new era, can have sex together, but she will be very cautious about living together.

Xiao Yin asked the question in his heart: "Do you love me?"

Faced with this question, Xiao Chen said almost without thinking: "Definitely love!"

Xiao Yin looked at Xiao Chen with very serious eyes and said, "Then will you marry me?"

"Of course!" Xiao Chen said very excitedly: "Xiao Yin, I will definitely marry you, I will love you for the rest of my life!"

Xiao Yin didn't seem to be moved by Xiao Chen's words and emotions, she asked a question that made Xiao Chen's soul tremble: "We will settle down in Jiangcheng, right, I like the city of Jiangcheng, will you buy a house in Jiangcheng?"

Xiao Chen: ......

He was speechless for an instant, and he was in no mood at all.

The two have been in love for so long, and for the first time there is a cold war.

Xiao Chen looked at his savings, and he found that he had become the mask man mentioned on the Internet, or the person with a bright appearance.

What is a glamorous person on the surface, just like Xiao Chen, graduated from a prestigious school, has a good job, has good clothes and consumption, and has mid-to-high-end cars such as Leiqing.

But what about the reality? They worry about paying off their credit cards and all kinds of "babies" every month.

Their income is all contributed to landlords, shopping malls, travel, and the so-called petty bourgeois life.

Their income is much higher than that of their parents, but they are not as frugal as their parents.

Beneath their haughty surface are lowly souls.

Xiao Chen began to check the information of Jiangcheng's housing and housing prices on the Internet, and as the pride of the sky, he was definitely unwilling to wronged himself.

In the future, housing must have good commercial facilities, good education and medical facilities, and mature business districts.

However, reality can shatter Xiao Chen's dreams.

Jiangcheng, there are not many places that meet Xiao Chen's conditions, and what makes Xiao Chen most satisfied is the real estate developed by major well-known real estate near Pangu Science and Technology Park.

Xiao Chen is ready to buy a small bedroom with an area of 80 square meters.

But the price of 100,000 square meters frightened Xiao Chen.

One hundred thousand one square is 8 million, and the down payment is 2.4 million.

Even if the down payment is enough, with a provident fund loan with a lower interest rate, you will have to pay about 32,000 yuan in housing loans every month in the future.

Xiao Chen's current monthly salary is 20,000 yuan, which is not even enough for the monthly payment.

A basin of cold water was poured down, and Xiao Chen's vision of a beautiful life was shattered.

In the days of viewing the house, Xiao Chen and Xiao Yin were divided and combined.

To get married, you must have a house.

Love must be installed in a reinforced concrete house.

Xiao Chen retreated and chose other areas in Jiangcheng, with housing prices ranging from 50,000 to 70,000 yuan.

He gave up his dream of a three-bedroom apartment and was ready to buy a two-bedroom apartment of about 60 square meters.

In the end, in Jiangcheng, which is not the most prosperous place, Xiao Chen took a fancy to a 60-square-meter house, with a unit price of 50,000 square meters.

The total price is 3 million, the down payment is 30%, 900,000, the monthly payment is 12,000, and the repayment will be made for 20 years.

Salary, it seems, is barely enough.

Hearing the news that Xiao Chen would buy a house, Xiao Yin, who had been silent for a long time, finally smiled.

"Xiao Chen, do you know? Actually, I don't have to ask you to buy a house. But in this day and age, there really isn't a sense of security without housing, and I hope you can understand that feeling. Xiao Chen...... I love you. ”

Xiao Chen finally squeezed out a smile.

In the evening, Xiao Yin left.

Xiao Chen turned on the Qinghe device, thought about it again and again, and finally couldn't help but call his parents.

Unlike Xiao Chen, a young man in the new era, Xiao Chen's father still uses an old-fashioned smartphone.

Xiao Chen's father and mother both work in small cities, and it stands to reason that the two of them have good jobs, one is a teacher and the other is a civil servant.

After receiving a call from their son, the two old men were very happy.

But what happened next made the two old men silent.