"Very good, this is also the original intention of the establishment of this Tianyu joint-stock company in the Nanyang area, although the company's control department has some foundation, but it is just a drop in the bucket, the company needs to expand diversified investment projects in the future, which will become the top priority of the company's future development, so that the company can develop steadily. Wang Hua was very satisfied with Li Qiyue's answer.

"The president called us here today, there should be some arrangement!" Peng Zufeng asked Wang Hua tentatively.

didn't immediately answer Peng Zufeng's words, Wang Hua sat on the sofa and glanced at Li Qiyue and said, "Li Qiyue, I asked you to prepare the information of the Purple Cherry Blossom Bank, how did you prepare?"

"I have done a good job while I have time today! However, the specific situation may not be 100% accurate, and it can only provide a reference value for the president. Li Qiyue got up and handed the documents in his hand to Wang Hua.

Wang Hua didn't say anything, picked up the document and read it carefully.

In the quiet office, the atmosphere was suffocated for more than ten minutes, and then Wang Hua suddenly said with a smile: "This purple cherry blossom bank is a little interesting. Headquartered in Penglai, it has branches in Taoyuan, Shicheng, Jizhou, and other places in Nanyang, with total assets of up to 15 billion yuan, and takes the path of combining real estate and banking business, which is somewhat rare for such privatized banks. ”

Hearing Wang Hua's words, Li Qiyue's clear eyes lit up slightly, as if he was expecting something.

"Compared with some small privatized banks, although the total assets of this purple cherry blossom bank are somewhat large, if it is properly operated and has capital investment support, it should have good development potential. Li Qiyue's expression was full of confidence, and he said to Wang Hua.

"I heard that Seraphic Angel International Bank gave up after doing careful research on this privatized bank, is it because it can't bear the asset burden of the bank's real estate business?" Wang Hua asked casually to Li Qiyue while bowing his head and resisting the file.

The reason why this bank is in crisis is because the burden of the old real estate industry is too heavy, and the assets of the entire real estate industry account for more than half of the entire bank. Li Qiyue replied without hesitation, and it can be seen that he has done a very detailed investigation and preparation for this purple cherry blossom bank in advance.

In Wang Hua's view, the real estate assets of Purple Sakura Bank are purely cumbersome.

Successful real estate assets, even in the process of asset accounting, are a big burden.

Although the real estate assets of Purple Sakura Bank are also commercial land, the internal top management has rarely made up their minds to tear down the old real estate that no one has bought and rebuild.

Half-dead operation is always much better than the economic loss caused by breaking and then standing, not to mention that even if you make such a big determination, you must have a large amount of capital investment.

"I look at the research data of Purple Sakura Bank, most of the real estate under Purple Sakura Bank was built more than 30 years ago, most of these houses are old, no one will buy them at all, and even some of its communities have had fires because of the aging wiring of the house. Wang Hua nodded.

"Well, there was a fire in its property, which is one of the reasons why the Purple Sakura Bank is making matters worse, so the more the bank drags on, the more hopeless it becomes, and for us, this may not be an opportunity. Li Qiyue sighed.

The atmosphere in the office was a little cold, and only Wang Hua checked the information of Purple Cherry Blossom Bank. Regarding Li Qiyue's proposal to acquire Purple Cherry Blossom Bank, Wang Hua did not give any reply.

After thinking for a while, Wang Hua asked Peng Zufeng on the side, "Peng Zufeng, what do you think of Li Qiyue's proposal?"

Sensing Wang Hua's question, Peng Zufeng thought for a while, sorted out his thoughts and said: " First of all, it should be noted that Purple Sakura Bank now has total assets of 15 billion, of which real estate assets account for 10 billion, old real estate, on the surface is a burden, if carefully divided, it is very meaningful to study, I took a look at the information, this value of 10 billion real estate assets, are in various cities where business is prosperous, especially great development value, if developed properly, the return will be very rich. ”

"You can estimate a little bit how many of the real estate assets you think are worth 10 billion yuan in Purple Sakura Bank that contain land assets of actual value. Wang Hua asked Peng Zufeng with a smile.

"The land assets are at least 7 billion! But if you want to have a more accurate understanding, you need to do targeted research. Peng Zufeng said very rigorously.

"It's fine to say that, but once you take over, I'm afraid it's going to be very troublesome. Judging from the data, the real estate assets of Purple Cherry Blossom Bank have begun to suffer continuous large losses in the past 20 years, and this kind of loss is a very big burden for any company, and whoever this kind of baggage assets goes to, everyone will suffer," Peng Zufeng said with a wry smile.

Regarding Peng Zufeng's statement, Li Qiyue also agreed: "Without determination and funds, I am afraid that it is difficult for the real estate assets of Purple Sakura Bank to improve, and this kind of obsolete assets is indeed difficult to cope with the competition of the current real estate grade." ”

Seeing that Wang Hua's face was only revealing a smile and no intention of speaking, Peng Zufeng put the documents of Purple Sakura Bank in his hand on Wang Hua's desk and said: "As a privatized bank, Purple Sakura Bank has no bright spots at all, and it may be difficult to reach the threshold for listing for a long time, and compared with some small privatized banks with a scale of more than one billion, the total assets of Purple Sakura Bank are too huge for us to eat." ”

"What about the Purple Cherry Blossom Real Estate?" Wang Hua asked as he reached out and knocked on the table casually.

"If you look at Purple Cherry Blossom Real Estate, this part of the asset is not attractive at all. It is impossible for a mature real estate group to absorb the burden of this old real estate assets, and large real estate groups, even if they value the land contained in the purple cherry blossom real estate assets, will be careful in their calculations, you know, it is not difficult for many real estate groups to buy land. On the basis of purchasing commercial land by itself, it is far more cost-effective to use the funds supported by its own real estate business to develop new real estate projects than to acquire Purple Sakura Bank. The biggest problem with Purple Sakura Bank now is that the houses they build are too old, and many of them are even twenty or thirty years old, and the banks and real estate are tied together, which is prohibitive. Peng Zufeng added.