By the time Jiang Yuehua woke up, it was already 9 o'clock in the evening.

At this time, Jiang Yuehua, although she still had some low-grade fever, the temperature did not continue to rise, indicating that the fever caused by the cold was basically controlled. In general, symptoms such as fever occur in the body, and the most severe symptoms are at night.

Jiang Yuehua saw Yu Zixian staring at herself intently and with a slight smile, and couldn't help but laugh "poof": "Boss, am I so good-looking?"

"Of course it's good-looking, it's just that compared to half a year ago, you have lost a lot of weight, and it seems that you have been tired in the past six months. Yu Zixian took Jiang Yuehua's hand and kissed it unbearably.

"It's tiring, but I feel like I'm a failure...... Do you know how our plans are going?"

"Well, why do you say that?"

"The $5 million we invested at the beginning has now rolled over four rounds, and the fifth round is coming to an end...... All our dollars were turned into local currency guaranteed loans in rubles, and $5 million remained in our hands in Citibank and the joint-stock bank of the Fund's investment...... But now we have almost 200 million rubles and almost 10 million dollars in our hands!"

"So little?" Yu Zixian didn't expect that this would be the fourth round of local currency loan operations in November?!

"Well, when we came here in April this year, the exchange rate of the ruble here against the dollar had already begun to depreciate, from 1 dollar and 2 rubles at the end of last year, it has fallen to almost 10 rubles, so our $5 million is equivalent to 50 million rubles!"

It turned out that Jiang Yuehua did not dare to directly convert the ruble into rubles after seeing the sharp depreciation of the ruble at that time, but deposited 5 million rubles in a joint-stock bank owned by Hua through the fund. Based on this, he directly sought the large state-owned banks of the Soviet Union to guarantee loans, and lent a total of 40 million rubles in batches.

Then the funds were deposited into another leather bag company, which continued to guarantee the loan, and lent another 30 million rubles......

Compared with local currency loans secured by US dollars, the guarantee of the ruble is much worse, and the ruble that is lent out later is getting less and less...... By the end of the fourth round, less than 100 million rubles were loaned.

Of course, this 100 million rubles is not lying still...... Instead, under Jiang Yuehua's operation, he has been buying US dollars at a price 20% higher than that of the underground black market ruble against the US dollar.

By September, the ruble had fallen to 15 rubles against the dollar. At this time, the U.S. dollars in Jiang Yuehua's hand were only 6 million U.S. dollars...... Of course, this is the final dollar after deducting the interest paid to the bank and the high fee for black market exchange.

This is mainly because the depreciation of the ruble in the early stage was not so bad, Jiang Yuehua started relatively early, and it was completed, if it was a fairy, it would be very difficult...... Now that all the rich people in the Soviet Union are trying to find a way to convert the rubles in their hands into dollars, it is not as easy for Jiang Yuehua to mix it up as before.

After tossing for so long, Jiang Yuehua found that she seemed to have earned a lot of money...... You must know that when the ruble guaranteed to borrow the local currency, Jiang Yuehua completed the work as soon as possible, and had to follow the European and American consortiums to collect interest on the ruble, and the final annual interest rate reached 40%!

But fortunately, Jiang Yuehua knew the general trend of ruble depreciation from Yu Zixian, so basically when he got the first ruble, he began to secretly exchange dollars, so even if the handling fee and annual interest rate are high, he basically still earns, the key is that he now has more than 10 million dollars in his hand!

Even if it's a loan of 100 million rubles, so what? What if there's 30 million or 40 million dollars of interest a year?

With the more than 10 million dollars in his hand, he is already worth 200 million rubles! In addition to repaying the principal and interest of more than 100 million yuan, he can also earn five or six million dollars.

However, according to Yu Zixian's plan, Jiang Yuehua seems to be unable to earn tens of millions of dollars at once! Although the ruble has depreciated very sharply, it has depreciated by nearly 80 percent in the past six months or so.

Is there still a sharp depreciation? But now the exchange of rubles for gold and dollars is basically controlled, and very few people are willing to exchange their gold and dollars for rubles! What should be done in the future? Jiang Yuehua really has no bottom in his heart!

Since the events of August 19, Soviet politicians have been busy fighting for voters' votes, and even if anyone understands the power of the 'modern private banker', they do not dare to go against the powerful public opinion and public opinion to make any revelations and interferences.

As a result, in just a few months, a number of 'modern private banks' that "do not queue up", "smile and entertain customers", "independent accounting", and scientific management have sprung up all over every city in the Soviet Union - Russia. They provided free coffee, and the employees wore kind smiles, which undoubtedly gave the Soviet people an unprecedented sense of trust - this kind of bank' (private bank) was much stronger than the old bank (the state-owned bank of the USSR)!

Against this background, these 'privately banked and private financial institutions' with independent accounting absorbed a large amount of Soviet private and corporate ruble savings by various gray means, at relatively high interest rates and a free cup of coffee.

At the same time, these seemingly 'unrelated' and 'independently accountable' private banks and private financial institutions began to 'use gray kickbacks and various tips' to extract and lend huge sums of rubles to the Central Bank of the Soviet Union-Russia, state-owned banks and financial institutions!

and Jiang Yuehua are carrying out the same operation, but these European and American bank consortia and fund holding private banks are organized and premeditated to carry out larger-scale operations!

Jiang Yuehua's operation was mixed in it, and it was simply drizzle.

At this time, because the central planning management system and financial supervision were already in the process of collapse and disintegration with the implementation of the "500-day plan" of the Soviet Union, a large amount of rubles flowed into the consumer sector almost unrestrictedly along with runaway fiscal and privatization bonds, so that the Soviet Union experienced severe inflation before its collapse.

Hearing Jiang Yuehua's follow-up worries about the snowball plan, Yu Zixian knew that it was necessary to give Jiang Yuehua a little confidence, after all, if he wanted to ensure that the ruble could still make money after depreciation, he had to insist on the operation of lending rubles in local currency and then exchanging them for dollars...... No matter how hard it is!

At such a chaotic moment, buying an industry in rubles is simply self-defeating, and even if it is bought, it is really too troublesome to quickly withdraw and exchange it for real money!

And the exchange of the ruble for dollars, even if the black market fee is high, it will not be as profitable as the 95% depreciation of the ruble in the future!

"Yuehua, you can rest assured that you can carry out the operation of the loan guaranteed by the ruble in the local currency, and as for the exchange of the ruble for the dollar, leave it to me...... The USSR was in such a mess, the ruble is not far from collapse, you can rest assured!"

Yu Zixian plans to hand over the exchange of rubles for dollars to Nikita, and according to the plan, Nikita also needs to expand a large number of people.

Support the bold, Yu Zixian is not afraid!

Jiang Yuehua looked at the confused confidence on Yu Zixian's face, and said helplessly: "Okay." ”