"After talking about business, let's talk about your personal affairs. Kashima-kun, as a friend, I can help you minimize your financial losses and debt problems...... It may even be possible to make some profits......"

"Nani?" said Kashima sat up in shock......

And Wang Qisheng on the side was also surprised. Before the salary of 200,000 US dollars, he was still hesitating, but Yu Zixian had already discussed it with him.

And the reason why he is still there is because the annual salary of 200,000 US dollars is almost unheard of in China at this time; if you add the round-trip travel expenses and accommodation expenses, it is estimated that it will cost about 50,000 US dollars a year! That is to say, Kashima Tomoki's salary budget alone has reached 250,000 US dollars, which is equivalent to 1.2 million yuan in total.

Although Yu Zixian explained that the two companies applied for the job jointly, the budget after sharing was still a problem for Sifang Electron Tube Factory. At that time, it is estimated that it will go through the special declaration and approval process again.

You must know that at this time, the salary of the factory director Luo Shouwu is only 5,000 yuan a year, and he is about 4,000 yuan. For the gap in human resources treatment at home and abroad, although Wang Qisheng has some understanding and psychological preparation, the gap of more than 200 times between 1.2 million and 5,000 yuan will undoubtedly increase many difficulties!

And in addition, Yu Zixian's promise just now to help Kashima Tomoki Gala suffer financial losses and even make some profits made him have to stab Yu Zixian, signaling that he should be more cautious. Because of his background in economics, he knows the dangers of the international financial industry, especially stocks and futures, and he will go bankrupt if he is not careful.

Seeing Wang Qisheng wink at him, Yu Zixian smiled lightly and signaled, "It's okay."

Yu Zixian does have his own plans, but it is inconvenient to say at this time.

Hearing Yu Zixian's promise, Kashima Tomoki was obviously a little excited, but his face was still hesitant, and after a while, he said: "Zixianjun, although I want to promise you, I can't cause you a lot of trouble! I know the risks of the stock market very well, and if you treat me as a friend, I can't hurt you!"

Unconsciously, Kashima Tomoki's name for Yu Zixian has also changed, and the title has changed from the relatively ordinary or unfamiliar "surname" Jun - Yu Jun to the relatively intimate "name" Jun - Zi Xianjun!

In fact, while I hate others for causing trouble to myself, I am also afraid that I will cause trouble to others. At this time, Kashima Tomoki accepted this junior emotionally because of Yu Zixian's sincere promise, so he naturally changed his title......

Maybe it was unintentional, or it was intentional, but it was a good change for Yu Zixian.

"I'll say my disposition first, and then you make the final decision!" Yu Zixian knew that if he revealed specific information, Kashima would not easily agree.

Technical idiot, in fact, is also a kind of disease that loves to drill the horns of the bull in technology, referred to as stubborn to death!

Kashima Tomoki saw that Yu Zixian didn't look like a joke, stood up, bowed deeply—a 45-degree inclination, the most solemn salute in the bowing salute, and said very ashamedly: "Zixian-kun, I'm sorry for you." ”

Yu Zixian had no choice but to bow in return: "Zhishujun, please take a seat." ”

"In terms of the stock market, although the Nikkei index fell from the highest value of 38196 to the current 28312, three out of ten, but the stock index compared with less than 10,000 points five years ago still has a huge bubble, so even if there is a slight rebound now, it is only a correction, and will not change the downward trend, although it is unlikely to fall to five years ago, but it is still very likely to fall to 16,000 points three years ago! One year is enough time!"

Kashima Tomoki listened to Yu Zixian's very affirmative words, even if he had many doubts in his heart, he couldn't mention them!

At this time, Wang Qisheng was too, he was shocked by Yu Zixian's self-confidence - as if he had seen the future of the Nikkei index that would inevitably fall sharply!

"In terms of real estate prices, although everyone has been optimistic at present, with the sharp fall in the stock market, the assets of various listed companies will shrink sharply, and bank loans will become insolvent...... What will happen then?"

"The bank has the right to require the debtor to pay the same amount of collateral or cash as the debtor, otherwise the bank will demand immediate repayment of all principal and interest. Wang Qisheng said casually. As a high-achieving student majoring in economics, this is still relatively clear.

"But as I said earlier, because of the sharp drop in the stock market, the debtor's assets have been almost completely trapped...... The debtor has no assets to add!"

Yu Zixian's words suddenly made Kashima Tomoki and Wang Qisheng silent......

"The bank has the right to recover the debtor's collateral...... Then the auction is carried out to recover the funds and reduce the risk! At present, the debtor's fixed assets are basically real estate...... Then with the further plunge in the stock market, there will inevitably be a large number of properties to deal with...... In other words, in the housing transaction market within half a year, there is an oversupply...... At this time, everyone needs capital instead of fixed assets, and the end result is ...... Property has also plummeted!"

"So at this time, including before, the price of housing transactions in Tokyo has begun to fluctuate violently...... So at this time, you also need to sell your house in time to stop the loss! Maybe after two years, you can buy it back at half the original price!"

Kashima Tomoki listened to Yu Zixian's analysis ring by ring, and the expression on his face began to gradually despair...... However, when he heard Yu Zixian's last two words, a hint of color suddenly erupted! Immediately after, Tomoki Kashima opened the newspaper he had purchased before and frantically searched for it......

Yu Zixian knows what Tomoki Kashima is looking for, which is nothing more than information about the Nikkei index or Tokyo housing transactions!

Half an hour passed quietly...... During this period, Wang Qisheng looked at Yu Zixian with a ghostly look.

Suddenly, Tomoki Kashima, who was looking for the newspaper, sat down on the sofa and said decadently, "Zixian-kun, maybe you're right...... I've found some of these ideas in the newspapers, but why have I ignored them before?"

"It's not that you ignore it, but it's buried by the government, by the conglomerates, by the mainstream media dominated by the stock exchange, or by the information they dominate deliberately obscured ......"

"Zixianjun, what should I do?"

When Yu Zixian heard this, he knew that Kashima Tomoki was already standing in the bowl with half a foot, and his heart instantly brightened a lot.

The morning sun pierced the sky, filling the world with yang in an instant......

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