"[Postal Savings Bank] Your credit card with a tail number of 4628 should be repaid RMB 1656.29 in the 01 month bill, and the repayment date is 02/03, if you have repaid, please ignore it. ”

"Your SPD Credit Card Personal Credit Card has a monthly statement of RMB 52,782.16 and a minimum repayment amount of RMB 52,782.16. The repayment due date is February 11. Choose the minimum repayment to reduce your stress!【SPD Bank】".

The credit card bills of the Postal Savings Bank and the Shanghai Pudong Development Bank arrived as scheduled, and the Postal Savings Bank naturally needless to say, Guan Yalian used Alipay and WeChat to repay the Shanghai Pudong Development Bank, but in the end she did not repay it below 50,000 yuan, and it seems that she will have to spend 52.78 yuan more in handling fees.

February 5th is the Spring Festival, so you must pay off your credit card on the eve of the Spring Festival.

Originally, the house payment could be paid off on the credit card, because Guan Xiaowei was given 50,000 yuan, Leng Jianhao and Gao Xiaodao 32,000 yuan, sister-in-law 10,000 yuan, as well as some expenses for cleaning up property fees and water and electricity bills, this month's credit card is no longer enough.

However, Guan Yalian received another message from the Agricultural Bank of China:

"[Agricultural Bank of China] Dear Guan Yalian, our bank's credit loan product is a fast loan, with a high amount and low interest rate, online application, convenient and fast, come and see how much you can borrow. Through the application of palm banking/online banking, the system will approve it in seconds and receive it immediately. ”

Guan Yalian is embarrassed, the Agricultural Bank of China's online quick loan does have a very low interest rate, is this considered to tear down the east wall to make up for the west wall?

The online loan is paid off in one year, will it encounter such a situation again at that time, and when the time comes, there will be no house to sell.

If you want to pay off the credit card loan, you have to pay it back at least six months, and the amount next month will be less, about 4,000 yuan, and this gap will depend on Guan Yalian's civilized unit bonus.

In 2017, with the joint efforts of all employees, the Local Taxation Bureau of Lian Spoon City was rated as a provincial civilized unit, each comrade has a bonus, the original good 15,000 yuan is unreliable, I heard that according to the county's own standards, the same state and county are set at 6,000 yuan per person, and it is expected to be sent to each comrade before the year.

Moreover, the salary of the thirteenth month of civil servants has been paid, and Guan Yalian is more than 2,600 yuan.

Even if you take that into account, there is still a bit of a gap in the credit card for the month, but it's not a big problem.

Today is Monday, the two stocks bought by Guan Yalian have fallen, but fortunately, they only lost 99.98 yuan.

Zhongtian Financial and Xinchao Energy don't know what's wrong, the main forces are withdrawing, and the market trend is also hovering at the origin, which is not clear at all.

In this case, Guan Yalian decided to close as soon as she saw it, and the movement of the main force always affected the trend of the stock price.

What's more, before the Spring Festival, you must withdraw the only 38,000 yuan from the stock market.

Guan Yalian very much wants to leave 1,000 shares of Xinchao Energy, so that she will have the qualification to subscribe for new shares in the future.

If the new share subscription is successful, you can definitely make some money easily.

However, the borrowing platform can only be used for a few days in a short period of time, but the cost of investment is too high.

The detailed bill of the credit card of Shanghai Pudong Development Bank can only be sent to the QQ mailbox on the 25th, and the specific amount of repayment next month can probably be calculated.

Guan Yalian's monthly salary subsidy is 5,500 yuan, and the house payment is 5,100 yuan, leaving only 400 yuan, and then counting the manuscript fee income to more than 600 yuan, excluding the meal fee, at most only 1,000 yuan of funds to repay the credit card.

Fortunately, He Qiang's case can come back some, Wei Qiang and Wei Lei's case can also come back for 10,000 yuan next month, and there is also a small car sales loan, and there is about 3,500 yuan of car payment every month.

Guan Yalian was thinking in her heart, but she still had to tell Guan Yaping about her credit card.

Guan Xiaofu should have some savings, but he was going to repay his cousin's 10,000 yuan.

In this way, the money returned from the case must be repaid to your credit card first.

Fortunately, the gap is not too big, and there is still room for it.

Guan Yalian was very worried about Guan Xiaowei's borrowing situation, and heard Guan Yaping say that Guan Xiaowei also had a loan of 50,000 yuan, with a monthly interest rate of 1.5%, and Guan Yalian even wanted to borrow 50,000 yuan from the NetJet Loan to repay Guan Xiaowei's money.

What should I do if I am afraid that I will encounter difficulties in repaying the loan next year? Leng Jianhao and Gao Xiaodao will definitely not be able to borrow anymore, Gao Junhong's 20,000 yuan has not been repaid, and Qi Qi's 20,000 yuan has a monthly interest rate of 1%, and the pressure is still not small.

Guan Yalian could only discuss these things with Guan Yaping, and Guan Yaping decided to discuss with Guan Xiaowei herself to see if she needed to borrow money from the network.

When Chief Li Xuebin asked Guan Yalian to fill in the form of an outstanding civil servant again, Guan Yalian filled it out, and whether it was successful or not was regarded as the affirmation of her work by the leaders of the unit.

The bonus of 6,000 yuan for the civilized unit has been sent to the card, although the heating fee is only 2,300 yuan, and the colleagues from the National Taxation Bureau are 5,800 yuan, and these two items add up to 8,300 yuan.

After the merger of national and local taxes, there are great opinions on the issue of unequal pay for equal work, and Guan Yalian believes that the matter will be resolved.

Colleagues in the local taxation bureau will definitely raise their salaries, but it is impossible to do it in one step.

Guan Yalian gradually adapted to life in the dormitory, and only felt that life passed quickly.

Guan Xiaofu is not used to the neighbors on the side of the courtyard, he will stay in Happy City every day, and he can't do without his chess friends, and the basement has become Guan Xiaofu's favorite place to stay during the day.

Guan Yalian cleaned up the basement very properly, and Guan Xiaofu himself said that living in the basement is actually quite good, thanks to not selling the basement.

Guan Xiaofu's regular customers still push their bicycles to the front of the building, sometimes Guan Xiaofu sits at the door opening, sometimes in the basement.

Guan Yaping said that the basement is now equivalent to a repair shop.

The New Year is approaching, there are more people on the street, but the old Guan family does not have the atmosphere of the New Year, and Guan Yalian received the couplet in the bureau, and Guan Xiaofu does not plan to post it.

Comrade Li Juan's mental state has improved a lot, and Guan Yalian is unwilling to increase her psychological burden, and she will not let Comrade Li Juan work anymore.

The two sisters, Guan Yalian and Guan Yaping, often do ideological work for Comrade Li Juan, and they talk a lot, and more or less they start to play a role, and Comrade Li Juan also eats a little more, and her spirit is getting better day by day.

In addition to cooking and washing clothes for her family, Comrade Li Juan is also ready to give Guan Yaping a hand and sell wonton buns and flower rolls that are special products of the same state on the Internet.

Before Guan Yaping's business started, Comrade Li Juan watched TV series when she was free, and she felt a lot more comfortable.

In the Spring Festival of 2019, the old Guan family passed plainly in the rented single courtyard, Guan Xiaowei only took his wife and children back for a turn, and then returned to Huajin City.

Chen Peng did not go home, and wanted to earn more overtime pay outside during the Spring Festival.

Guan Yalian still stays in the dormitory building most of the time, this is a separate space for Guan Yalian, there is water and electricity, and it is convenient to go to the bathroom, so she finally settled down.

The Spring Festival seems to be getting more and more boring.