The weather in those Qincheng was very bad, and the clouds were thick. The north wind blowing not only brings a decrease in temperature, but also blows a large amount of PM2.5, and standing in front of the windowsill of your house, you can no longer see the opposite floor.

With the deterioration of the air, many car companies have begun to develop various air filtration devices, and many new vehicles have begun to be equipped.

More businesses began to use their brains in this regard, and various in-car air purification devices began to prevail.

If there are products, there will be no shortage of brothers who push the ground, a car dealer with a showroom, there are more people who promote this kind of sales, and there are not a few who will distribute goods to you for free.

Previously, Xing Yu has cooperated with a lot of products similar to dash cams, car entertainment, seat bags and floor mats.

Now that the air purification equipment is here again, it is still an acquaintance's introduction, and with the introduction of an acquaintance, cooperation is much easier.

When the person came to take out professional equipment to test the air quality in the car, he told Xing Yu an angry story.

There is an idler on the street, who has nothing to do, is idle, and is quite a woman.

After inexplicably having an extra child, he threw the child directly to the elderly parents at home.

The son is not in tune, and the old parents wanted to train their grandson well.

But when the child was two or three years old, he actually had leukemia.

After some inspection, it was my son who was lucky that day and won the money, and the formaldehyde of the brand-name crib he bought home exceeded the standard.

Well, raising children is not very active, and I found that I bought brand-name goods with excessive formaldehyde, and my son began to make trouble.

After receiving a huge amount of compensation, I don't know where he learned that some cars will also have formaldehyde problems.

These compensation were not used to give the child a good doctor, he used it to buy a car, and he also bought a set of formaldehyde detection equipment, and wandered around the market one day, specifically picking out those vehicles with formaldehyde pollution problems.

Within two months of buying the car, I began to talk to the child. "Look at what kind of car you sold me, the formaldehyde exceeded the standard, and my child had leukemia, cowardly, and gave me money, if I don't lose money, I will expose you and fight a lawsuit with you. ”

Holding a case of leukemia in the left hand and a sick child in the right hand, many car companies have an attitude of calming things and will give a certain amount of compensation......

It's not the first time Xing Yu has heard the story of buying a car and touching porcelain, this time he used a child to touch porcelain, and he didn't treat the child, which made Xing Yu a little difficult to accept.

Xing Yu has also seen buying a car and touching porcelain, the most common is those who buy second-hand cars knowing that the price is outrageous and the vehicle must have problems, and they still go to buy, specifically pick the kind of store that has a storefront, and start looking for trouble when they buy it, and it is not uncommon for the media to expose it.

It's that simple, you have to bear your own losses, or it's not over.

There is still a cost to this, and recently Qincheng has carried out an official Weibo activity to expose illegal rewards for cash, and anyone can find business opportunities here.

The actual operation is very simple, one person stands at the mouth of the zebra crossing without traffic lights, and one person hides in the corner.

When the vehicle came, he rushed directly into the zebra crossing, and the driver didn't have time to react at all, so he got a few dozen yuan for this photo.

When he arrived at the unit that day, Zhu Xiaoman walked into Xing Yu's office with his head covered.

"Broken cowardice, sister will tell you something. ”

Hearing the word "broken cowardice", Xing Yu knew that this eldest sister had definitely drunk a lot yesterday, and she was not fully awake yet.

"Eldest sister, how much did you drink yesterday, what is it, you tell me to hear it. ”

Zhu Xiaoman said intermittently, and now there is a company that has made a new product, with a very nice name called Car Loan Bangbang.

The specific operation is like this, as long as you complete the car loan business in our company, pay the down payment, and pick up the car, our advertising will be pasted on the body, and the income of this advertisement is also very considerable, which is directly reflected in the fact that you don't have to worry about your monthly payment, and our company will use the advertising revenue to help you pay it back.

All you need is to take a picture of your newspaper or lottery ticket that proves the date and send it to us every day.

You drive the car, the account name is still yourself, you only need to pay a down payment, which sounds very favorable.

The customer has a car, the car dealer can sell the car, and the merchant has a lot of advertising.

It also sounds like a multifaceted means of making a profit.

After thinking for a while, Xing Yu asked, "Is there a limit to the model or the loan amount?"

"I didn't ask this, will there be any problems here?" Zhu Xiaoman was a little surprised by Xing Yu's question, why was the first question he asked was not a question of customer qualifications, but a question?

"You think, how much is a body advertisement, a bus is only about 2,000 yuan, and the advertising position of a family car is only how much, and the exposure rate will be much lower. ”

I remember they said that in the early stage, for the benefit of data, they will spend money crazy to make up for the lack of advertising revenue, and when they are mature, they will install an LED screen on the rear windshield of the car, and brush advertisements in large quantities in scrolling mode, so that they can return to their original costs. Rubbing his head and trying to recall the details of yesterday's drinking, Zhu Xiaoman seemed to remember something.

"You have been in the automotive industry for so many years, and the body advertising does not exceed 2/3 of the car body is not required to be reported, and no one will care, but the regulations say that the motor vehicle is sprayed, pasted with logos or body advertisements, and shall not affect safe driving. Advertisements on the rear windshield are not allowed, do you still put an LED screen?" Xing Yu continued to ask.

"Wouldn't it be nice to put it in the lower part and not affect the safety of the vehicle?"

"Is it necessary to install, the vehicle must be a hatchback or an SUV, is it required that the rear windshield film of the vehicle must be 100% visible......

"What's wrong with you, there are so many problems. ”

"How much is the LED advertisement for a taxi? Even if the transportation management company deducts it, can a car have 1,500 yuan a month? I asked this to analyze whether this matter is reliable or not, and all commercial activities on the premise of making profits are hooligans. do you know?”

"People don't say that there is a subsidy, maybe they want data. ”

"Data? You say that you put up an advertisement, give you some cigarettes, alcohol, and small gifts, I can think of it, after all, the profit in this is enough, what personal data is so valuable? How much does it cost for us to buy a car, the owner, the data, and the data? How much does it cost to be able to clarify the customer's address, phone number, house details, vehicle details, and insurance details? Can a piece of data be sold for a month in a row? Can it be sold hundreds or thousands of times a month? It is more likely that they will get the data and then cheat the loan, right?"

"I can't say anything about you, even if what you say is reasonable, but we are at most a cooperative sales store, we only sell cars, and the customers are introduced to us by them, so it doesn't matter if we don't promote this business ourselves?"

"Sister, what you think is too simple, you don't want to think that the company has run away, will the owner find us if they can't find it?"

"Why are you getting less and less courageous, when you started to do installments before, you dared to try anything, and I didn't see you have so many concerns at that time. ”

"Eh, I'm probably old. ”

"Crushed, say you're fat, you're gasping for ......"

This business was temporarily put on hold, and Xing Yu didn't even have the idea of meeting with the person in charge of that business.

This time, after seeing that some stores were helping to advertise, there was an endless stream of people buying cars every day, and Xing Yu was not tempted at all.

If it weren't for the fact that there were too many leeks, Xing Yu wouldn't even want to take over the business of supernatural powers and happy cars.

has made a lot of orders in a row, Xing Yu also found the shortcomings in it, the "3 plus 1" advertised on the advertisement is really three plus one, the first year of lease, and the next three years of loans.

Confusing the public to say that the first year's monthly rental fee is very low as a period fee, and when the first year is over, the monthly payment for the next three years will be different.

After the first year, it is not so simple for you to renew the loan, the qualification is not enough, the vehicle has been insured, there have been scratches and other problems, which will make you unable to continue......

Whether there is insurance or not, people don't need to go to the insurance company to inquire, the first beneficiary of the insurance is themselves, and the insurance claim will be directly hit on their card.

There are some darker installment companies, this insurance claim will not give you, when you say, 'Eh, your car crashed, the price of the vehicle has been lost, our default risk has also increased, the company for the sake of capital security, this money can not be given to you for the time being, but don't worry, when you change all the loans, this money will not ask for more than you. ’

As for the future, let's talk about it later, and if you want to deduct the money at that time, there are too many excuses.

Xing Yu used to think about this problem simply, thinking that behind these products were to increase his company's tangible assets, to get more financing, and then to invest in more profitable projects.

Now it seems that people want not only wool, but also mutton at once.

So now I see that some car dealers even pay the franchise fee to find those people to cooperate, Xing Yu can't explain to them, there are a few good relationships, Xing Yu was ridiculed by others after telling others this, "What, look at our customers, you are red-eyed? You see that I cooperated early, I don't need a franchise fee, you found this business opportunity too late, and you are reluctant to pay the franchise fee......"

In the first month, everyone has just started to contact and will be skeptical. In the second month, the first batch of car owners did not worry about their own repayment, and the company also asked customers to post their own car purchase stories in the circle of friends, and in the third month, the number of customers who wanted to handle the product increased dramatically, and the first thing they asked when they went to the store was, have you cooperated with the car loan help?

In the fourth and fifth months, the car dealership was also looking for cooperation, and the customer was about to step on the company's gate.

Everyone feels that they have taken advantage of it, and the dividends have passed, no, this product actually has no bonus period, and it will help you repay the loan for six months, and there are still thirty months waiting for you.

This product has not existed for more than half a year, it has completely disappeared, the façade of the high-end office building, now it is a mess, the property has suffering every day, people have paid half a year's rent, a deposit of 50,000 yuan, and even flowers and plants, seats and benches are leased, you people come to make trouble every day, what can we do, you are making trouble, we are difficult to rent in the future.

The customer is also worried about it, the down payment was much higher than the usual mortgage business, and now no one helps him pay the monthly payment, and he received a reminder from the bank to know that the interest rate is also much higher than the usual mortgage...... If you can't find a car loan to help, then let's find a car dealership, you return the car for me, the down payment is so high, the interest is so high, I don't want the car, okay?

The car dealer also had a headache, and the business was hot at that time, and the rebate was very low. Those who did not pay the franchise fee were blocked by customers and affected their business, and those who were exposed affected their reputation, and those who paid the franchise fee were even worse......

Zhu Xiaoman, who saw this result, couldn't help but give Xing Yu a thumbs up, "Okay, how did you see so far away at that time?"

Again, all business practices that are premised on making a profit are hooliganism. ”

Not long after this incident, another business appeared to use car advertisements to cheat money.

As long as you pay a certain amount of deposit, the company will mail you a task advertising sticker, and then give you cash back every month, three months later, the deposit will be refunded, and all the advertising revenue will belong to you within one year......

It was Ma Duo who was deceived this time, she didn't know where she learned the news, and came to Wei Xiao, only to learn about the body advertising scam, Wei Xiao, who originally refused the matter.

I couldn't stand Ma Duo's soft grinding and hard bubbles, so I had to agree to help her post some body advertisements, Ma Duo has been doing his own micro-business, there are still a lot of people in social software, and many people have joined this business through her introduction.

A car advertising deposit is 200 yuan, a month of cash back is 90 yuan, the requirement is only the day of the advertisement and 30 days after the car body advertising.

However, to join, you must book at least 100 advertisements, which is 40,000 yuan. If you want to be an agent, you have to pay an extra 20,000 yuan, and after you become an agent, you will be given 20% cash back on the advertising deposit paid downline, and 10% cash back on the advertising revenue every month......

As a result, in the second month of Ma Duo's joining the agency, the company also lost contact......

Afterwards, Wei Xiao pulled the drunk Ma Duo and asked Xing Yu, didn't you say that the bus advertisement is 2,000 yuan per month, the taxi advertisement is 1,500 yuan per month, and the private car advertisement is worth some small gifts?

Why? How does Xing Yu explain it? Behind every seemingly cheap thing there is a deep pit of wireless, is this explanation enough?

After being drunk, where did Ma Duo still feel why he was so stupid and why he was deceived. I still didn't think that my greed was the original sin of all this.

Greed can make people make a lot of mistakes. Greedy, buying a vehicle below the market price, accidents, fires, blisters, incomplete procedures...... That's absolutely.

Greedy, choose an installment product with no manufacturer discount and extremely low interest, if you don't raise your loan amount in the front, then you have to pay attention to whether you will dig a pit in the later stage, all kinds of penalty interest, interest hikes, and deductions for liquidated damages Excuse is not difficult to find.

An accident repair claim is a troublesome thing, and the annual rebate of a small insurance company is even a point of interest for others.

Xing Yu's previous explanation to Zhu Xiaoman can't be explained, all business behaviors on the premise of making money are hooligans, and now it should be said that all business behaviors on the premise of making money for a long time are hooligans.