Chapter 267: Funding Issues

That day, the beautiful wife went to work, and the house was much quieter all of a sudden, Wang Shiyi sat alone on the sofa in the living room, holding Erlang's legs, swaying for a while or two, holding a cigarette in his mouth, occasionally taking a puff or two, raising his head, looking at the snow-white ceiling in a daze.

It's impossible to work in a factory again!

Start a business, you must start a business!

Only by starting a business can you become your own master and firmly grasp your own destiny!

However, entrepreneurship is a very realistic thing, and entrepreneurship is not a simple and empty slogan!

If you want to start a business, the first thing to consider is capital, although the capital is dirty, but it is an old hen that lays golden eggs, he pinched his fingers and calculated, and the cash in his hand was about 200,000.

What can 200,000 do? What can 200,000 do? He fell into deep thought.

Do you want to open a Chinese restaurant? Bring those delicacies from Chung Cheng Mountain to the metropolis of Shenzhen? I have enough of myself, but it is a red sea!

There is no shortage of delicacies in Shenzhen, and the eight major cuisines have long been fighting here, such as Korean kimchi, Japanese cuisine, Italian pizza, and even Indian cakes have squeezed a lot of markets.

In fact, he has long had his own ideals in his heart, he wants to be an industry, he wants to be a factory, a factory that produces high-tech products!

But with this little money in hand, it is a big joke to open a factory!

How about building an assembly line and doing a processing workshop?

Yes, one step at a time!

If he wants to do a processing workshop for optical fiber jumpers, he can only calculate that the site rental, equipment purchase, and the construction of the production line will cost about three or four hundred thousand, and if you count the working capital, it will cost at least 500,000 yuan.

500,000 funds, he is not cowardly at all!

After a round of bull market, the value of the house in his hand has appreciated to nearly 2 million! He is now a millionaire! If he mortgages his real estate to the bank for a loan of 300,000 yuan, it should not be a problem, and in this way, the problem of funds will be solved!

With funds, the next thing is the market, Wang Shiyi, who is a salesman, has never worried about the sales of products, and there is no problem at all in maintaining the production capacity of one of his production lines with a large number of customers in his hands.

His ideals, of course, are more than just a production line, but he is confident!

The only bottleneck is technology!

The technical director of Kennai, the old employer? The college student who graduated from the 985 college with a pair of glasses is willing to give up the preferential treatment of a foreign company and do it to himself?

No!

He quickly vetoed it!

Startups can't support people with high salaries, and limited funds must be used wisely.

Besides, if you fail to start your own business, it will delay your career development.

How about Han Feizi, the squad leader of the eighth production line?

When Ken Nai was at work, every time he encountered an urgent shipment problem, when he asked the production manager to coordinate, the production manager would let him find Han Feizi every time, and later, he simply bypassed the production manager and directly asked Han Feizi to catch the order.

Maybe it's because he often helps him catch up with orders, he and Han Feizi get along well on weekdays, and in order to thank the production line for their help, he will occasionally ask Han squad leader to go to the restaurant.

Although this Han squad leader is not highly educated, he has a flexible mind and is willing to learn, so he is very familiar with the process of the production line. However, only in the beginning of Chinese, in foreign companies that pay attention to diplomas, being a class leader is already on the ceiling.

When he went to the restaurant, Han squad leader occasionally scolded the production supervisor, scolding them for not having any excellent skills except for a diploma in their hands.

That's right, it's him! This Han squad leader is exactly the person he needs!

Invite him out for a glass of wine over the weekend to see what he thinks, and as long as the salary offered is attractive, he probably won't refuse.

After figuring out the things of entrepreneurship, he breathed a sigh of relief and walked to the balcony, Shenzhen in November is warm, covered with golden sunshine, the high-rise buildings opposite are shining dazzlingly, the trees in the community are very lush, the redbuds have bloomed, the green of the grass is shining, like the city, everything is full of vitality.

During work hours, the neighborhood is quiet, with the occasional bird flying across the sky.

A breeze blew, and he reorganized some of his thoughts, about the real estate mortgage, talk to He Suoyi tonight, about the technical issues, on the weekend, I will discuss with the Han squad leader, about the sales problem, he has a lot of customers in his hands, which he is most confident in.

With all this ready, the next question is the venue, the company registration.

As soon as he thought of this, he felt his blood boiling, and he couldn't help but wave his fist towards the sky, Wang Shiyi, come on! You will definitely be able to do it!

He spent the afternoon wandering around the living room, unable to help himself.

Seeing that it was getting dark, he went into the kitchen, took the chicken out of the refrigerator, raised the kitchen knife, chopped the cutting board into a mountain, and played a symphony of pots and pans!

Be sure to have a good drink in the evening!" he said to himself.

"Yo! The food is very fragrant! You are a big man, when did you become a virtuous daughter-in-law?" I don't know when He Yuyi came back from work, and she smelled the fragrance of the vegetables in her nose.

"Wife, this is the Kung Pao Chicken that has just come out of the pot, how is it?

"The green onion, ginger and chili look good, come, let me taste it first!" After He Suoyi finished speaking, he picked up chopsticks, picked up a piece of chicken from the plate and put it in his mouth.

"Tut-tut, what kind of kung pao chicken are you making, it doesn't taste salty at all!" the woman tasted it, immediately furrowed her forehead, and looked at the man with a pair of strange eyes.

"I'll taste it, damn it! Why did I forget to put salt!" Wang Shiyi patted his head.

"Comrade Wang Shiyi, you are the master, cooking such a thing, it's not your job, you get out of the way for me! Let the old lady go on it herself!" After the woman finished speaking, she twisted her buttocks, squeezed the man away, and stood in front of the hot pot.

The man who was squeezed out of the way stood happily and watched the excitement.

"What are you doing standing, washing dishes!" He said.

"Okay, okay, are you afraid that I will steal the master and learn the arts? I won't learn well!" the man said, and then put water and washed the dishes.

When the woman heard this, she burst out laughing.

That night, Wang Shiyi ate very happily.

After drinking three glasses of wine in a row, he became bold and said, "Comrade He Suoyi, I want to discuss something with you!"

"Tell me about it!"

"Wife, I am ready to go back to my old job, continue to do optical fiber jumpers, familiar with the way, I thought for a long time, to build a fiber optic jumper production line to three or four hundred thousand, considering the working capital, about 500,000 is needed, we now only have 200,000 on hand, the gap in funds for entrepreneurship is a bit big, there is still a gap of 300,000, those relatives of mine are relatives in the poor ravine, borrowing a three or five thousand is not a big problem, to make up enough for hundreds of thousands, it is impossible, the parents are old, and there is not a few money in their hands, we can't count on it!"

"If you don't have money, you can do something else first, and when you have money, you can do this project!" He said.

"No, now this industry is relatively prosperous, I still have some customers in my hands, after a while, who still knows me how old, I must strike while the iron is hot, the problem of funds, I think about it, financing!" Wang Shiyi took a sip of wine and said.

"Financing? Do you want to find a partner to work with?" He Suoyi asked as soon as she heard about financing, she studied finance, and of course she knew about financing.

"If I want to build a few lines, I may have to find a partner!" Wang Shiyi said.

"Do you want to find a bank loan?" He Suoyi asked, although she studied finance, she has never borrowed money from a bank, but using bank loans to expand production is indeed the way to operate an enterprise, and she knows it.

"Yes, you are a financial worker in the company, and you often go to the bank to run, so you should know some people!

Yes, I know the bank!

"Wait, I'll ask Sister Song!" He Suoyi finished speaking, and dialed the phone.

Sister Song is the business manager of the bank, and when she heard that the big beauty He Suoyi wanted a loan, she asked in surprise: "Xiao He, do you want to take out a loan to buy a house?"

At that time, the rise in housing prices in Shenzhen was gratifying, and many people could not make a down payment, so they took out a side loan.

"No, housing prices in Shenzhen are so high, it's already good for us working-class people to have a house, where can we have the money to buy a second house!" He said.

"Then what is the purpose of your consumption?" Sister Song asked, bank loans, in addition to looking at credit information, also look at the purpose of consumption.

"Sister Song, my husband recently wanted to come out to do something, but he lacked funds in his hand!" He Suoyi replied.

"Is it self-employment?" asked Sister Song.

"Yes, he wants to set up a small processing plant!" He said.

"As long as you are not speculating in stocks and real estate, banks can take out loans, start your own business, and Shenzhen also has policy support. Sister Song replied.

Hung up the phone, He Suoyi said: "The problem of financing, I'll help you find a way!"

"Yay!" Wang Shiyi shouted excitedly.

"Investment is risky, you have to be cautious!" looked at the man's crazy look, and the woman whispered.

"If the first production line is built and put into production, as long as there are orders in hand, we have no problem expanding one production line a quarter, and after three or five years, we can find a place to build a factory. The man said excitedly.

"Don't brag!" He Suoyi said in his mouth, but his heart was very sweet.

Doing other projects, she is not sure, her husband will go back to his old job, and He Suoyi is also full of confidence in his heart.

"When you make money and pay off the loan, you can give birth to a fat boy at home, and I will retire and wait for him to come out to take over. "The man's words are beautiful.

"Don't brag!" He said with his head down.