Chapter 39: The Reality Gap
Guan Yalian agreed, "I know." ”
Guan Yaping said: "When you leave this time, take away the liquor in the Duyuan! Your brother Chen Peng said last time that you should take it away." ”
Guan Xiaofu waved his hand and said: "I still have more than a dozen bottles under the bed! Let's take them away! It's useless for me to ask for that, you can still use it for entertainment." ”
"Okay! I'm still thinking about buying wine for dinner, so I can save some money this time. ”
Just when Guan Yalian and Guan Yaping were wrapping dumplings, the phone rang, Guan Yalian looked at the number, she couldn't remember, and only after answering did she know that it was Leng Jianhao.
"Hey, what are you doing?"
"What's the matter at home?"
"Have you been short on money lately?"
"Yes, it's always been that way lately. ”
"Can you give me that money to figure it out. ”
"It's not been good lately, I'll try to return it to you as soon as possible. ”
"Okay, then don't bother. ”
Guan Yalian thought for a while and replied with a message, "I will return the principal to you within three months at the most." ”
Give Jianhao a reassurance pill first, the house will definitely be sold in three months!
Leng Jianhao is the owner of an auto repair shop, Guan Yalian used his money before, and he also paid interest, and he paid it off later.
After Guan Yaping's business stopped, Guan Yalian's credit card was in an emergency, and she often poured it from Leng Jianhao, this time the 25,000 yuan has been more than a year, and Leng Jianhao has never asked.
Guan Yalian felt that although Leng Jianhao was a businessman, he could be regarded as a righteous person, and after paying off the credit card, he paid back his principal first.
Guan Yalian put down her mobile phone and continued to make dumplings with Guan Yaping, but she was a little uneasy.
Guan Yaping could naturally think of what was going on, and she didn't ask, as if she was concentrating on making dumplings.
There was a gloomy cloud at home, and everyone was not in a very good mood.
After a few days, there are indeed a lot of people looking at the house, but there are very few people who actually ask about the situation, Guan Yalian is also a little unable to sit still, it is already November 22, and she can't sell it before the end of the month, so she has to continue to borrow money, and when it comes to borrowing money, Guan Yalian has a headache.
What the court said was that a debtor called 15,000 yuan before the 15th, but it has been the 22nd, and there is still no news.
According to the recent regulations, Lai's only house will be auctioned by the court, and real estate will not be a reason for Lai's debt evasion and court enforcement.
If the old man has a house, the applicant can provide a small house according to the rental standard, which is necessary to maintain his life, then the house in the name of the executor can be enforced.
Alipay, mobile payment, WeChat payment, and virtual transaction property funds in the name of Lao Lai can be seized by the court.
Because these are the scope of the property that the person subject to enforcement can enforce, his property can be directly frozen on the Internet, and the property of the old man can be deducted, and more than 4,000 banks and financial institutions across the country can be queried, frozen, and deducted.
If you owe money and don't lose your reputation, the blacklist will synchronize with Sesame Credit, such as Taobao, Tmall and other platforms, in terms of consumption amount, credit card, housing, etc., will all restrict the dishonest through the network.
Once he is on the blacklist of dishonest people, Lai's vehicle travel will be restricted and he will not be able to get on the highway, and Lai's vehicle will be detained on the spot and handed over to the court for handling as long as he is on the highway.
All high consumption, hotel accommodation, and travel are prohibited for the untrustworthy, and high-speed rail is restricted.
The pension fund will be deducted, and the pension fund that the person subject to enforcement should receive should be regarded as the fixed income of the person subject to enforcement with a third party, which belongs to the scope of liability property, and has the right to freeze and deduct in accordance with Article 242 of the Civil Procedure Law.
The reality is that it is difficult to enforce, and it is difficult for the court to master the tools of mobile payment such as Alipay and WeChat.
The head of the Executive Directorate seemed to have a point, "If you find the debtor, we can order the detention, but if you don't make the effort to find the debtor, what should we do?"
The court once executed a salary card and handed it over to Guan Yaping, but whenever the debtor received the information that the salary had arrived, he immediately withdrew the money through WeChat, and finally had to freeze the salary card before the money was deducted.
Guan Yaping received another call from the intermediary, "Hey, there is an old man here who has taken a fancy to your house, if the price can be cheaper, they can settle it." ”
"The price of our house is not high!"
"You think, people spend so much money, we don't care about anything here, and the intermediary fee and transfer fee will also cost a lot of money!
Although there are a lot of people who see this house, but in fact, there are not many people who buy it sincerely, you can discuss it with your family again, and let the price go again, if you can talk about going together, this business will be done.
You don't want any furniture, you don't want air conditioners, it's good to have a reasonable price. ”
"These furniture will definitely be worthless if they are dismantled, they are all here, they are good furniture here, and we have no place to put them after demolishing them, and we sell the house with furniture. ”
"Okay, you guys think about it again, let's discuss it, let's get in touch again, okay?"
"Okay, you can tell me about it over there!"
After hanging up the phone, Guan Yaping asked Guan Yalian: "Do you think we can be cheaper by another 5,000 yuan?"
Guan Yalian said: "I think it's already very cheap, and the buyer's mentality is like that, no matter how cheap you are, they want to be cheaper." ”
"Aren't we in a hurry to use the money? Long Long's 20,000 yuan will have to be repaid by the end of the month at the latest, or I can sell it slowly. ”
"I know, but, you just let 5,000 yuan, they are still not in a hurry to make a deal, continue to negotiate the price with you, what should you do at this time?"
"Then I said it can be cheaper by 2,000 to 3,000 yuan, what do you think?"
"Yes, take your time, there's always a way. Guan Yalian comforted Guan Yaping, in fact, she knew that she was not sure.
Guan Yaping went out to the living room to discuss with Guan Xiaofu again, and there was always a depressing atmosphere at home.
Guan Yalian calmed down, took out her mobile phone, and began to write, now Guan Yalian can enter the state of work at any time.
Guan Yaping came in and said: "I lowered 5,000 yuan to others, but people are unwilling, and it is no longer possible." ”
Guan Yalian was stunned and said: "That's it, you're cheap, he still wants to be cheaper, if you don't succeed, you can't do it!"
"Hmm!" Guan Yaping responded with a heavy heart, and left the room.
After all, it's a transaction of hundreds of thousands of yuan, no matter who it is, it will be cautious!
After a while, someone from another intermediary company brought four people to see the house, and Guan Yalian hurriedly cleaned up.
After the housekeeper left, a chubby girl in her twenties came. asked: "Sister, I want to ask, how much can we sell this house at the minimum?"
Guan Yaping let her on the sofa and asked her which intermediary company she was, and then said: "We can't reduce the price here, if they want to negotiate the price, we can reduce it by 5,000 yuan, and remove all the two air conditioners and furniture." ”
The little girl said, "Actually, you can completely leave the air conditioner behind. ”
Guan Yaping said: "I didn't want to move the air conditioner, but the price was too low, so I had to move away." You talk to the other side, if the gap is too big, don't talk about it, if it's not big, you can still discuss. ”
The little girl said: "Okay, then I know, I'll talk to them again, let's add a WeChat, and discuss anything." ”
Guan Yalian couldn't interject, and she didn't want to care, so she sat next to her and coded her own text.