Chapter 184: Xing Yu is different

On the way home from the golf course, both of them fell silent, and this party was quite a blow to both of them.

Before, the two of them felt that they were already rich people, but thanks to their own car dealership, how could they be considered successful people.

But today, when Mr. Ge introduced, he bluntly said that the immature APP on the Internet and the previous experience of financial work, but there was very little introduction to the car dealership.

Xing Yu sat for a while, a little puzzled, when did this industry have such a rising star, although he has not been working in the company for a long time, he has been in contact with people in this industry, and the business cooperation is also getting deeper and deeper, why don't you know that there are so many emerging companies.

Looking at the various titles on their business cards, Xing Yu, who had prepared the business cards, began to shirk and forgot to bring his business cards.

After sitting awkwardly for a while, Xing Yu didn't insert a sentence, they opened their mouths to talk about tens of millions of business, chatting all over the place, Xing Yu was also worried that he would show timidity as soon as he said it.

When I was restless, I suddenly saw someone walking in surrounded by a group of people, and when I looked closely, it was actually an old acquaintance, and Wei Xiao also knew it, and the person who came was Pan Minglun, who I hadn't seen for a long time.

Maybe he noticed Xing Yu's gaze, Pan Minglun said something to his side, and walked towards this side alone.

"Who do I think, Mr. Xing has also come here to play recently? Eh, isn't this our big beauty Wei Xiao? You haven't invited me, the matchmaker, to have a good meal." Pan Minglun greeted with a smile.

"Pan can always do it, long time no see. Recently, that real estate has been developed again, is it here to raise funds?" Xing Yu saw his acquaintance, pulled the collar of his clothes, and relaxed.

"What is the age of development, now I only do financial projects, which is more profitable than development. Pan Minglun sat down across from him, handed over a cigar, and attached his new business card by the way.

After Xing Yu took it, he took out a cigar cutter and handed it over.

Looking at the well-made new business card full of chairmen of various associations, Xing Yu smiled secretly.

"I didn't see it, Mr. Pan is so powerful in the financial industry now, I haven't heard you say it before. Hesitation is an acquaintance, Xing Yu joked.

"You are a noble person who forgets things, I told you these things at the beginning, but you forgot?" Pan Minglun said nonchalantly.

After thinking about it for a long time, Xing Yu remembered that Mr. Pan had indeed told himself before that he had plans to enter the financial industry. It's just that his thoughts were very shallow at that time, and after listening to a rough idea, it was nothing more than the same set that Long Long played before, Long Long was much more shrewd than Pan Minglun, and he played a ruined life, bankrupt, the company went bankrupt, and he had to run away.

So at that time, Xing Yu was only passable on face, just listen to it, and didn't want to have any cooperation with Pan Minglun......

Pan Minglun looked at Xing Yu and lowered his head in contemplation, and talked about his story over the years.

Developers are having a hard time, and the debt ratio of this industry is above 80%. The developer borrowed money to buy land and build buildings, and after the mortgage was built, he borrowed money from the bank to build it, and the cycle continued.

Debts are to be given interest, the progress of real estate construction can not keep up, the inventory is reduced, which will inevitably affect sales, which means that the speed of capital withdrawal will slow down, once the capital chain turnover can not be turned over, it will face bankruptcy.

In addition, the low price is getting higher and higher, and other expenses are getting higher and higher, and the rate of return on profits is not as high as that of the capital market.

The bold Pan Minglun quickly transformed from a developer owner to an investor.

And soon mixed in this industry, he soon found that in the capital market, he made hot money, and he could continue to invest in development.

There are some smaller developers who are also short of money. The cost of money that banks give them is sometimes even higher than their own.

Using the previously developed real estate projects as a foundation to attract private hot money to enter, and continuing to use their former companies to supervise the operation of those small developers, and so on, there are even many local city commercial banks to seek cooperation......

In the banking business, in addition to profits, what everyone pursues is the safety of funds, and now in addition to guarantee companies, insurance companies, investment companies like Pan Minglun are also a good choice.

Hearing Pan Minglun talking about P. and SP, Xing Yu is still a little unfamiliar, is this still the Mr. Pan he knew before?

With an old acquaintance, Mr. Pan's influence is much greater than that of Mr. Ge, and Xing Yu quickly chatted with others.

Through exchanges, I actually found that there are many former colleagues here, when Xing Yu was engaged in the financial industry, there were only a handful of such companies in China, so like now, Qin Cheng is ready to make his own Wall Street.

Those who have been in the industry for a long time are basically from the previous companies, and it is not difficult to understand that they have similar work experience......

But Xing Yu still felt a lot of discrimination in the exchange. I don't have the opportunity to express some of my own opinions.

In this group of people, their own car dealership seems to be a very simple and insignificant thing.

The inventory you have is not as good as one-ten-thousandth of a project, and your one-year profit is not as good as the overnight return of others......

Looking at Pan Minglun, who was high-spirited and talkative, Xing Yu felt a little uncomfortable in his heart.

On the way back, Xing Yu was silent, thinking about how to use a good method to integrate car dealership and finance together, and ensure safety while ensuring profits.

The reason for Wei Xiao's silence is simpler, she likes to take pictures, she has been forbidden to take pictures by Xing Yu many times today, and she glared at herself with vicious eyes, which she had never encountered before, and Wei Xiao, who felt wronged, was naturally unhappy......

The two who arrived home didn't talk much for two days, Xing Yu looked up all kinds of information on the computer every day, and even bought a few books for the first time and came back......

When Wei Xiao's eldest brother came to check the accounts together, he found that something was wrong with his sister-in-law, and after understanding the situation, he was ready to talk to his brother-in-law.

When he got off work, he dragged Xing Yu away.

For his eldest brother, Xing Yu is still very in awe. Wei Xiao's two elder brothers belong to two extremes, one is honest and the other is bad.

The second uncle, who is supposed to be his own engineering budgeter in a development company, usually does not go out of the door, and his eldest brother wants to open a budget company for him, but he is rejected.

The eldest brother is different, the first time they meet is not at home, but at the gate of the prison iron gate.

When they arrived by car, Xing Yu and Wei Xiao were sitting in the car and saw that many people had gathered in front of the door.

By dressing up and the flags scattered all over his body, Xing Yu felt that these people were not kind.

The big iron door opened, and when a tall, thin, bare upper body, and a man with a dragon and a phoenix came out, Wei Xiao had already rushed out of the car to hug him.

The people gathered around also politely called the eldest brother long and the eldest brother short.

Xing Yu, who had already been to Wei Xiao's house, knew that Wei Xiao had such an elder brother, who had never heard the elders mention it before......

Wei Wubin, that is, the name of Wei Xiao's eldest brother, did not completely change his evil after coming out, first took back the river sand field that originally belonged to him, and then opened a dog farm in the open field.

Once, Xing Yu followed Wei Xiao to play somewhere, and happened to meet a Tibetan mastiff that he bought back from other places.

The Tibetan mastiff, the size of a calf, has grown up. For his new owner, he didn't have a good impression at all.

Wei Wubing asked a few of his men to turn the adult Tibetan mastiff on all fours, drop it on a crooked-necked willow tree, and start beating. If you don't scream, you will feed yourself, and if you call, you will continue to fight...... In such a cycle, it is said that the Tibetan mastiff, who only recognizes one owner, can obediently lie at his feet.

Xing Yu, who thinks he is also a ruthless character, can't be crooked in front of his eldest brother at all.

Before he was injured, the only time he refused his eldest brother was because he didn't know who he had heard about that time, and he urged the company to make money, mobilized many little brothers, wanted to intervene in this industry, and wanted to use Xing Yu, who had a lot of financial company resources, to pull business for himself.

Wei Xiao, who had heard Xing Yu tell a lot of stories about the company, of course he didn't want anything to happen to his brother, so he gave Xing Yu a death order in advance.

Wei Wubing, who did not give up, made an appointment with Xing Yu several times alone, and finally Xing Yu, who had no choice, could only start to introduce the business of escorting cars, which was simpler and easier to control than the nationwide assistance business, which was only carried out locally.

The co-urging business is an industry that has emerged along with the financial business. When many companies enter a new market, in order to ensure the safety of funds in the future, they will contact some local companies to obtain cooperation.

When you encounter something that you can't solve on your own, you will seek the help of these co-urging companies.

With the increasing prosperity of the financial business, the company has its own standards for choosing the company.

Many companies, especially car loan companies, will choose to cooperate with companies with a background in the north of the country.

The reason is simple, a local co-urging company. It is not a problem to solve the local business, but I am afraid that the other party will handle the business locally, and after the breach of contract, he will go to his hometown in other places to hide. The so-called strong dragon does not suppress the head snake and runs out of its own territory, and some coordination and urging work is not so easy to carry out.

There are still many things here, and Xing Yu doesn't dare to tell Wei Xiao. If you talk about it, you may not be able to sleep because your daughter-in-law is worried.

Facing his uncle with the same background, Xing Yu had nothing to worry about, and told him some of his experiences.

Although Wei Wubing didn't say anything at the time, and said that these experiences were just drizzle, and even more exaggerated that he had experienced them, Xing Yu still saw some jealousy in his eyes.

In addition, Xing Yu introduced the mortgage car business with the same high profits, and the matter was over.

This time, Wei Wubing, who was clearly for his sister, forced himself out, and Xing Yu still blamed Wei Xiao a little.

What is the role of my brother, don't you know? Sue here, can you have a good life?

Wei Wubing took Xing Yu to have a meal first, and at the dinner table, he just talked about the recent operation of the car dealership, and after drinking a bottle of liquor, he wanted to take Xing Yu to KTV to drink.

It's okay to eat, every time Xing Yu comes out with Wei Wubing, the most afraid thing is to sing, Xing Yu has taken it many times after he got drunk before, not afraid of anything else, Xing Yu is most worried about being recognized, others recognize nothing, if those managers or princesses recognize themselves, Xing Yu is afraid that his eldest brother will kill himself......

But this time, Xing Yu didn't have any worries at all, since he almost died last time, Xing Yu's courage has become bigger and bigger......