Yu Zixian thought about it that night, but there was still no good way to make this money!

18 million soft girl coins, this is not a small amount of money.

Loans, in the current economic climate, the possibility of a private loan is almost slim, unless you have a hard relationship!

But this 4-inch wafer fab is indeed an opportunity for Yu Zixian.

He doesn't want other wafer factories, at present, the little doctor of Rubik's Cube Wisdom purchases hundreds of thousands of chips every year, if he puts them in his own wafer factory...... This will have a great positive impact on the development of its own wafer factory, at least there is no need to worry about sales! What's more, with the completion of various types of electronic factories and electrical appliances factories in the mainland, the demand for this type of low-end chip is also extremely strong!

Yu Zixian estimates that not counting the integrated circuits needed by computers, just toys, home appliances, etc., the Pearl River Delta needs hundreds of millions of chips every month.

This is an opportunity.

And once the acquisition of this wafer factory, you can lay a solid foundation for your own development in the integrated circuit industry, take this opportunity, you can touch the design of chips, and you can design the application of chips and other industrial chains, such as the chip supply chain of its own electronic products.

Yu Zixian didn't want to give up this opportunity!

The next morning, Yu Zixian called the phone again.

Tong Ruoyu's phone was quickly connected.

Yu Zixian suppressed his excitement and directly told Tong Ruoyu his idea of acquiring Cai's wafer factory.

Tong Ruoyu didn't speak for a long time, I don't know if it was because he didn't believe Yu Zixian's words, or because he was excited that his future boss was going to buy the wafer factory he was working for!

Hearing Yu Zixian say this, Tong Ruoyu confirmed that Yu Zixian's words were not a joke, and when he spoke again, he was even more targeted!

Yu Zixian also took the opportunity to learn more about the Chua's wafer fab.

The Chua's wafer fab is a 4-inch wafer fab with a monthly production capacity of only 8,000 pieces, and the chip thread process is a 3-micron process.

4-inch, 8000-piece, 3-micron process, perhaps this led to the fact that the cost of this fab was much lower at that time!

Compared with the construction cost of foreign advanced wafer factories that are often hundreds of millions of dollars, the original cost of 5 million US dollars is already very low!

You must know that since the 80s in the world, the new generation has basically been updated every three years, and the integration degree has increased by 4 times every three years.

At this time, chips with a processing line width of 0.8 microns and an integration degree of 10 million components have been put into production in large quantities, chips with a processing line width of 0.6 microns and an integration degree of 4,000 components will also be transferred to formal mass production, and 64MDRAM with a processing line width of 0.35 microns and an integration degree of 1.4 components have also been successfully developed by many companies.

At present, the most advanced 0.35 micron process has been successfully developed because in the past year, that is, in 1989, in order to catch up with the monopoly position in the semiconductor manufacturing field, maintain its technological leading position in the semiconductor field and protect its national defense security and long-term interests, the United States government took the lead in forming a semiconductor consortium, invested 1.5 billion US dollars to develop 0.35 micron line width production equipment and establish a test production line, and mastered the 0.2 micron technology!

Wafers are monocrystalline silicon wafers, which are made from ordinary silicon salad and are the most common semiconductor materials. According to its diameter, it is divided into 4 inches, 6 inches and 8 inches, and the larger the wafer, the more integrated circuit ICs can be produced on the same wafer, which can effectively reduce costs.

Compared with the international advanced wafer factories with a monthly output of tens of thousands of 0.35 microns, the technical indicators of the 4-inch wafer 3-micron process of the Tsai's wafer factory are obviously lagging behind the N generation. Yu Zixian strongly suspected that when they introduced it in 1985, it should have been a second-hand production line from a European and American factory, otherwise the introduction price would not be only 5 million US dollars!

This gave Yu Zixian the confidence to lower the price!

Yu Zixian told Tong Ruoyu that he would visit Cai's wafer factory in Xiangjiang recently, and asked him not to act rashly or resign for the time being, and at the same time pay attention to the situation of other potential buyers and report in a timely manner! Once the financial arrangements are settled, he will immediately leave for Xiangjiang.

Thinking of the funds and the investment in Xiangjiang enterprises, Yu Zixian thought of Jiang Yuehua of HSBC, maybe let her think of a way!

Yu Zixian picked up the phone again and called Jiang Yuehua's office in Yanjing!

I thought about the phone for a long time, but still no one answered. With patience, Yu Zixian fought again!

This time, when Yu Zixian was impatient and wanted to hang up and make a third call, he finally connected.

The call was answered by Jiang Yuehua.

"Manager Jiang, hello, I am Yu Zixian of Rubik's Cube Wisdom. ”

"If you have time, I have some funding matters I would like to consult you!"

"What, you're leaving?"

"But...... At HSBC, I know you for the time being, and I'm not interested in your bank arranging a new VIP relationship manager for me! I have urgent matters to consult, if you have time......

"It's okay to go to the café, it's half past two, and I'll see you at half past three in the afternoon!"

Yu Zixian heard Jiang Yuehua say that HSBC would arrange a new VIP account manager for him, but at this moment, he had time to wait for this, and it was the best choice to make an appointment with Jiang Yuehua directly.

At 3:25 p.m., Yu Zixian appeared at the Rose Covenant Coffee House on time.

With artificial wooden windows, swing-style chairs, and red roses under the transparent tabletop, this is an elegant and chic Spanish-style coffee house, with a unique exotic romantic feelings, coupled with intoxicating music, strong coffee, strong black tea makes people feel relaxed.

Yu Zixian had never been here before, but he didn't expect to talk about business with people this time, but he came to such an elegant place!

At 28 minutes, Jiang Yuehua appeared in the hall of the coffee house on time.

In the warm Ruchun Hall, Jiang Yuehua is wearing a light brown coat, tightly wrapped with graceful lines, and the whole person is still so graceful.

Yu Zixian was stunned.

After ordering two cups of coffee, Jiang Yuehua asked Yu Zixian if he wanted to drink something else, and then ordered two more light cocktails and some small desserts.

After a while, the drinks and desserts were ready.

Liszt's elegant melody of "Dream of Love" resounded in the hall, setting off the most wonderful atmosphere of conversation.

Yu Zixian was talking, Jiang Yuehua listened carefully!

"I plan to acquire a wafer factory in Xiangjiang, but the funding gap is very large, it is expected to be about 10 million, by the way, it is a soft sister coin, if I want to take a loan, I don't know what requirements HSBC wants?"

Jiang Yuehua lowered her head and brushed the bangs that were sliding in front of her forehead, paused before saying: "Mr. Yu, if you apply for a bank loan, the bank will first make an asset appraisal of your personal assets, and at the same time evaluate Mr. Yu's credit rating, and finally determine the loan credit line. This is the basic loan process for normal corporate or VIP customers......"

At this time, Jiang Yuehua refilled two more cocktails.

"If Mr. Yu doesn't mind, can you give me a brief description of what industry the target of the company you intend to acquire?"

"It is an integrated circuit factory in Xiangjiang......" In addition to sensitive information such as the name of the company, Yu Zixian briefly said the general situation of Cai's wafer factory.

"Listen to Mr. Yu, this should be a semiconductor factory, I can give Mr. Yu some advice......"

"Thank you very much to Manager Jiang. ”

Jiang Yuehua after four cocktails is already difficult to hide at this time, and it is even more charming: "Mr. Yu, this is actually just my personal opinion, I will go back to Xiangjiang in a few days to report on work, and then I may have to leave HSBC, so this is just a reference!"

Yu Zixian was very helpless when he heard that Jiang Yuehua might be leaving, Jiang Yuehua gave him a very good impression at present, and he also very much hoped that Jiang Yuehua could continue to serve as his account manager.

"That's right, you said due diligence ......"

"Due diligence is mainly to ensure that the company's merger and acquisition business has a greater chance of success before preparing for a merger or acquisition, and the target company must be reviewed as necessary to determine whether the merger is appropriate, so as to reduce the risks that may be brought about by the merger, and provide a reference for negotiating transaction terms and determining the price......"

A M&A investigation consists of a series of ongoing activities that involve the collection, inspection, analysis and verification of information about the target company. In mergers and acquisitions, it is very important to investigate the target company. Without investigation, the risks inherent in an acquisition can increase rapidly, and buying a company without adequate information can result in significant financial losses.

While these basic principles may sound simple, in practice there are often instances where these principles are violated.

"So I suggest that you can entrust a relevant business information consulting service company to do a survey to protect your rights and interests! By the way, combined with the credit investigation of a semiconductor company I have done in the past, I can also tell you about the semiconductor industry......

Yu Zixian listened carefully to Jiang Yuehua's words, although he also knew some information, but from Jiang Yuehua's point of view, he did understand it differently.

"Equipment depreciation like a semiconductor company is usually 5-10 years ......"

In 5 years, the depreciation cost of machinery accounts for about 50-65% of the total cost, and other costs such as manpower, materials, water and electricity, repair, environmental safety, information communication, automation, etc. add up to 35-50%.

"So, you can continue to talk to him about his offer......"

Jiang Yuehua can sit as a woman, the person in charge of HSBC's office in Yanjing, not only has excellent professional knowledge, but also has a wide range of business, which impresses Yu Zixian.

It's just that why did she leave her job? This made Yu Zixian very curious.

"Manager Jiang, thank you for your guidance. I don't know, can Manager Jiang continue to serve as my account manager!?" Thinking that Jiang Yuehua was leaving, Yu Zixian didn't know how long this time was, and whether he would have time to help him raise funds for this acquisition.

"The time for the acquisition of the project will not be short, and I will be half a month at the latest, so I ......"

"Manager Jiang, I wonder if I am fortunate enough to be able to invite Manager Jiang to temporarily serve as my consultant for this acquisition?"

Yu Zixian picked up the sixth cocktail next to him, gently raised it to make a clinking glass, and sent an invitation to Jiang Yuehua!

Jiang Yuehua "giggled" and smiled, didn't speak, just lightly touched the glass with Yu Zixian, and easily dried the wine in the cup in one gulp, without comment.

Seeing Jiang Yuehua looking at him with a light smile, Yu Zixian had no choice but to take a sip.

The hot feeling of "woo woo ......" followed the wine from the tip of the tongue, through the throat, and straight to the stomach.

Yu Zixian thought it was a light cocktail, but he didn't expect it to be so hot, so that he almost burst into tears after taking a sip!

Turning his head, he saw Jiang Yuehua smiling even more happily and more beautifully!

Yu Zixian suddenly felt that there was a play!