Finally, under Xing Yu's soft grinding and hard bubbles, Ghost Mazi gave a final price of 5.8 million. Xing Yu didn't take out the mutton fat jade to exchange for the villa (although he wanted to). transferred 1 million yuan as a deposit on the spot, and hurriedly found an intermediary, and took out an ID card named Xing Yongkang from his mobile phone, saying that the house procedures were in this person's name. Originally, according to the regulations, it was impossible to go through the formalities without the person and the original ID card. But there are always more ways than difficulties, and Ghost Mazi dealt with the matter through his friends.

"Who is Xing Yongkang?" Ghost Mazi asked curiously, "If the house is not in his name, it will be very troublesome in the future." ”

"My old man, I owe it to the family. I'll take them over after a while, or I'll never have a house and no home. Xing Yu replied sadly.

Of course, the friend introduced by the ghost horse also arranged for one of his employees to go through the procedures, and this employee was very dedicated to ask if he needed to apply for a mortgage, and then began to introduce a bunch of mortgage benefits. Xing Yu couldn't help but ask: Is it easy for the bank to lend you money now? Isn't it okay to approve a large loan for you?

Really, in Xing Yu's impression. Generally, banks do not have a good face for real estate agents, and most financial products will refuse to lend to real estate agents, for the simple reason that their income is unstable. This industry is really the kind of industry that doesn't open for three years, and it takes three years to open. Xing Yu's most profound impact is that many years ago, a very young girl came to her store to buy a BMW mini. Looking at the speed of the car, it was called a fast, I thought it was a rich second generation, but when I communicated later, I learned that it was a real estate agency who had only been in the company for two months, and suddenly sold a one-story shop like a hanging. Raise more than 100,000 achievements. Three months later, I came to sell the car again, the reason is very simple, there was no performance in the next three months, and I couldn't afford to raise this mini one.

"I can't take out a loan, this homeowner is not me, he doesn't have enough water, is he too old?" Xing Yu suddenly became interested and began to tease the little girl.

"No, we can help you figure it out, and if you take out a loan, we can also exempt you from some other taxes. It's a good deal, think about how much money you have to spend, can't you earn it back what you do when you go out? How much is the interest on your loan? If you go out to invest this money, even if you buy a fund, you can have a higher rate of return than this......" The little girl began to pick up a pen, paper, and computer, and write down the calculations on the side.

How many years have it been like this, this house is not an intermediary by itself, there is no intermediary fee to earn, so it is natural to recommend a place that can charge extra for a loan in the name of helping you. Intermediaries like loan customers very much, there are loans naturally there are other fees to charge, as long as it is not a bank blacklist customer, then you have a problem with credit information, there is a problem with the flow of water, they like it more, the more problems you have, the more money they can make.

And there are some blacklists, people can also whitewash you, it is charged according to the records one by one, this situation has been there for many years, I don't know who is operating at the top, anyway, it is layer by layer, layer by layer. In the end, the price is high in the hands of customers, but some people have no way, and some people do it on purpose.

As for the shielding of small problems, it is even simpler, even three times and six, three times in a row overdue that is a lot more expensive whitewashing, a total of six times, it is generally said that within two years, there are six bad records, and it is okay to wash to 4 times, and it is relatively cheap. In fact, it is temporarily blocked, and when your business is completed, you should be a black account or a black account. As for the running water, whether you are inquiring by phone or on the Internet, you will always use God to solve it for you. It's true and effective, you don't even know that there are so many incoming and outgoing accounts in your card every month......

"Then if I pay in installments, how much will I need for the down payment?" Xing Yu continued to panic.

Little girl, her eyes lit up when she heard this. Take out a list and start the calculations.

Xing Yu glanced at it and continued to ask, "What does this loan service fee mean?"

"This is a competition collected by the bank, and you need to visit your home to apply for a loan, a petition, and there is a natural fee for manual review. The little girl replied calmly.

"Are there invoices for these expenses?"

"What do you want to invoice? If you buy a house, you can still be reimbursed, and if you want to issue an invoice, you will have to charge another 17% invoice tax, which is not cost-effective, we can issue you a receipt." "It's still standard rhetoric.

"The company can use tax deductions. This cost is also a lot, less than 100,000. Xing Yu continued to inquire without knowing whether he was alive or dead.

"This homeowner didn't come here in person, we are in trouble, you are doing so many things, this procedure is even slower. The little girl began to be a little impatient, and resorted to the trick of deception, that is, even intimidation and deception. When the enemy advances, I retreat, and when the enemy retreats, I advance. Whoever leads by the nose is the key to the success of the negotiations.

Can't be funny, Xing Yu remembered that he had seen it at the auto show before, grabbed a sales inquiry for a day, and finally made no deal, and hospitalized the salesman with a direct heart attack......

People are bent on making money, and you waste so much saliva here, you end up making a joke. It's so hateful to waste so much time for people to make money, and cutting off people's money is like killing their parents.

"I'll still pay in full, give me an online contract when I go through the formalities, and apply for the assistance of the housing management office, or I'll do it myself, or I'll give you 2000 to help me handle it." Or settle the homeowner's problem for 5,000 yuan, you choose. Xing Yu lost the funny fun, and he didn't want to waste the time of both parties, so he directly gave the final notice.

"It's really not a good deal to pay in full...... Doesn't that rich man owe money to the bank, you owe the bank 1 million, you beg the bank, the money is 5 million, you are the big brother of the bank. Besides, the mortgage is the cheapest large loan that we ordinary people can borrow......" The little girl of the intermediary did not give up trying to persuade her.

"How many years ago we summed up all of your words, do you want me to tell you the story of an old American lady again? Or can you call someone from the bank, bring your work card, and let me talk about it on video? Otherwise, let me tell the truth about the bank's video during the interview?"

The little girl in the intermediary closed her mouth, and at this time, the ghost horse who came over with the boss of the intermediary interjected, "It's all brothers, you can do it quickly, and drink another day." ”

The boss of the intermediary was also playing haha, and finally charged 5,000 operating fees. In the absence of superfluous nonsense.

In the afternoon, at the notary's office. After signing the contract, Xing Yu paid the full amount directly. Three days later, Xing Yu drove his own little Lada and pulled the dog. Come to this villa of your own. Inside, except for the master bedroom, there is a large bed. The rest of the appliances that can be pulled away are all gone. Fortunately, the ghost has a conscience and hired a special cleaner to clean the house spotlessly. "Your brother is welcome" When he pulled away the furniture, Ghost Mazi still said to Xing Yu. In addition to the garage, the remaining house was left with natural gas floor heating installed early, which made Xing Yu excited.

Unload all the luggage in the car and lock the hot wood at the garage door. Xing Yu went to borrow the Ghost Horse's Alpha again. It's another shopping trip in the city. In a small bedroom on the second floor at night, Xing Yu picked up all the spare parts and assembled the computer by himself. It's just that the speed of assembly is far from catching up with the time of repairing the car. I also flipped through my phone from time to time to find something.

"Damn, I've forgotten everything I've learned. Xing Yu muttered as he saw the empty house. "I still need a woman, otherwise I will be tired of personal ...... when I clean it up"

Buy Hot Wood and slept alone in the garage door all night. I was really hungry and thirsty in the morning. It took a long time to call Xing Yu, whose eyes were red. I was busy for more than ten minutes. Xing Yu found out that he only bought a quilt yesterday in addition to the computer. Toiletries are original.

When returning the car, the ghost horse gloated and asked, "Have you bought the furniture decoration?" Xing Yu then remembered, this guy, except for this homestay. He is also a professional interior designer. After agreeing on the decoration plan of breaking ground as little as possible and focusing on mahogany furniture, Xing Yu was also happy to push everything to Ghost Mazi. The renovation of the garage was also handed over to the ghost horse. Who let this kid be the son of the owner of the largest private repair shop in Chengdu. It's just that in the garage renovation request, Ghost Mazi was surprised: "Are you going to get a professional repair shop?" Xing Yu couldn't help but think of his white house in the oasis. "Yes, it's a very professional repair shop, and it only accepts customized repairs."

Being single also has the benefits of being single, and a person also has the benefits of being alone, making any decision can be made on the spot, implemented quickly, without all kinds of suggestions from people around you, all kinds of dissatisfaction, after all, everyone has their own ideas, no one is RMB, there is no way to do it Everyone likes it. Xing Yu is in charge of the purchase and decoration alone. It saves a lot of time, and as long as money can solve the problem, it is not a problem. It's nothing more than spending too much and spending less, and the biggest problem is that there is no money. Isn't it that renovation loans were particularly popular in the past? Isn't it just for these people who can afford to buy a house and have no money to decorate to solve the problem?

Half a month has passed. Finally, the interior of the villa was completed. Pull open the empty closet. Xing Yu was embarrassed. "It's good to still have a wife, it's too tiring to buy clothes" Touching the bracket on his body, yes, he moved things recently, Xing Yu put on the bracket again, and his back hurt. The decoration is high-end, the furniture is atmospheric, and the electrical appliances are high-grade, but I always feel that there is still something missing. It's just a house, it doesn't feel like home. Xing Yu picked up his old mobile phone, flipped through the phone book, and finally put it down, he really didn't know how to face the people before him, and he didn't know what he could say when he got on the phone......

When the decoration was about to end, Ghost Mazi took Xing Yu to take a bamboo tube bath. When I saw the bracket and the scars on the back, I asked curiously. Xing Yu just said, don't mess with tattoos if you have nothing to do, otherwise it will be easy to get into trouble. Only then did Ghost Mazi know that Xing Yu was a disabled person. When I saw him moving the old boat wooden coffee table that day, why did he not have the strength, it turned out to be this reason.

The relationship is close, and Xing Yu also began to laugh at the IQ tax on the ghost horse, usually a shrewd person. insisted on selling Alpha, and the price of 400,000 loaf of bread would be increased when this port came out. After so many years, the hybrid Alpha has to increase the price by more than 100,000 yuan. Not to mention this 3.5 Commemorative Edition.

"I'm also helpless, I want to make a high-end characteristic homestay, and there is always a reception handlebar that supports the façade. Pick up people at the airport, and you will know that this car is a distinguished guest as soon as you go. There is a face. "Ghost Mazi is also depressed, obviously the cost performance of this car is a headache.

"Come on, live in a 10 million bungalow, the elevator goes directly to the house, there is a garden, there is a swimming pool, and there is a special authentic London housekeeper to help you watch the door. Everyone else drives a BBA, and you drive a Japanese car, are you embarrassed to say hello to others?"

"BMW, Mercedes-Benz, Audi, what year is that, and now we all drive dung forks and big wings...... Besides, who still lives in a bungalow, doesn't they live in villas like you. ”

"That's also living in a city villa, who lives in such a remote place like me......"