Garden house, north and south transparent, all-bright layout, bag to move in.

This sea view villa is located near Repulse Bay, and compared to the mansions of those super tycoons, the location is not particularly good, and the area is not particularly large. But even so, it is still a sea-view house in Repulse Bay, and Song Weiyang spent 25 million Hong Kong dollars to auction it from the bank.

Replace it with a year ago, at least more than 40 million!

Why is it said that a financial turmoil has turned countless Hong Kong people into negative equity? It is because of the property market and the stock market!

The stock market and property market in Hong Kong City have a very high asset collateral ratio.

In the case of blue chips, HSBC shares can be pledged 80%. That is to say, for 100 Hong Kong dollars of HSBC shares, shareholders only need to pay 20 yuan, and the rest can be provided by banks or securities companies for loans.

Similarly, the mortgage ratio of real estate in Port City is also more than 80%. A house of 1 million Hong Kong dollars, you only need to take out a down payment of more than 100,000 yuan, and you can buy it happily.

The stock market has plummeted by Soros, causing banks to keep demanding money from customers. Not to mention the principle and calculation process, the situation is roughly like this, 100 yuan of stocks fell to 50 yuan, and the shareholders who used to only invest in stocks for 20 yuan must make up 60 yuan to the bank. What if I can't repay the bank loan?

In a year, the housing prices in Hong Kong City have been directly cut in half, and there are too many people selling houses!

Central's side fell the most, with houses ranging from 30,000 to 50,000 yuan per square foot last summer falling to 10,000 to 20,000 yuan per square foot by the end of last year, and some properties even fell by more than 60% in half a year.

The collapse of the housing and stock markets has also caused a series of bad consequences, that is, countless companies have closed down or laid off employees, and the unemployment rate in Hong Kong City has approached 5%. These unemployed people cannot afford to repay the loans, and they can only watch their houses being repossessed and auctioned off by banks, or borrowing money everywhere.

Most negative equity bearers are innocent.

They worked honestly, worked hard for more than ten years to save money to buy a suite, and within a few days of living there, the house price fell to half of the time when they bought the house. Or if you have some spare money, you take advantage of the stock market to speculate twice, and suddenly you collapse and owe the bank a lot of debt.

The port city that successfully resisted Soros's sniper attack was actually worse than Singapore, which was defeated by Soros!

Singapore's GDP shrank by only 1.4% in 1998, while Harbour City's GDP shrank by 5.5%. It was not until a decade later that the city's GDP returned to its 1997 level.

……

Guo Xiaochun was wearing a pair of beach shorts, sitting by the pool of the villa, smoking a cigar and laughing: "Such a big house, really let me live in it?"

"I lent it to you," Song Weiyang said, "I don't often stay in Gangcheng, it's not good if the house is empty for too long, you move in and help me watch it." ”

"Then I'll be disrespectful!" Guo Xiaochun likes to watch martial arts, and idioms often pop out of his mouth.

Chen Tao was wearing a bikini, with a pink shawl around his waist, holding a plate of cut watermelon to the pool, putting it down with a smile and saying, "It's hot, eat some melon to quench your thirst." ”

The murder weapon was too scary, Guo Xiaochun swallowed his saliva after just a glance, quickly looked away, picked up a piece of watermelon and said, "Thank you." ”

"Why are you dressed like this?" Song Weiyang said in surprise. It's not that he's too conservative, it's that Chen Tao himself is more conservative and can't wear such an avant-garde style.

Chen Tao sat on the recliner and smiled: "Mary helped me match it." ”

Mary is Guo Xiaochun's live-in girlfriend Li Lifen, who lives in the countryside of the New Territories and goes to work in the city after finishing high school. I don't have any skills, I can only work as a clerk in a small company, and I recently studied accounting in night school, and my dream in this life is to buy a house in Kowloon.

Li Lifen came out with a plate of lemonade and handed Song Weiyang a cup with a smile: "Boss, please use it slowly!"

Song Weiyang smiled: "Don't call me boss, you are my future little aunt." ”

"It's early. Li Lifen turned her head and glanced at Guo Xiaochun.

Guo Xiaochun immediately said: "I will get married next year!"

Suddenly there was an engine man outside the gate of the villa, and the newly hired Filipino maid quickly brought someone over, and then went to do his own job very sensibly.

Song Weiyang immediately stood up from the recliner, stretched out his hand and smiled from afar: "Mr. Liang, I have admired my name for a long time!"

"With each other, I have long admired the name of Song Sheng. Liang Botao said with a smile.

Song Weiyang asked: "I don't know what kind of big business Mr. Liang personally visited?"

Liang Botao said: "Whether you are doing business or not, you should come to visit, you can make friends first." ”

Song Weiyang said with a smile: "I want to dig Mr. Liang over and serve as the head of Taurus Capital." It's a pity, you are Li Chaoren's chief military advisor, and my small temple can't provide for the big Bodhisattva. ”

"Song Sheng said with a smile," Liang Botao said, "Boss Li and I are just friends and partners, not a chief military advisor." ”

Liang Botao, known as the "father of red chips", basically operated by him in the mainland state-owned enterprises listed in Hong Kong City in the 90s. Peregrine, which he founded with Du Huilian, is the largest investment bank in Asia (except for the Japanese benzene region), and more than half of the Hong Kong tycoons stand behind it.

Peregrine went bankrupt earlier this year......

The investment bank has too much business in Southeast Asia and has been directly hit by the Asian financial turmoil.

Under the heavy losses, the Briton Du Hui was incorruptible and insisted on making a comeback in Indonesia. He felt that Indonesia was already so bad that it couldn't be worse, and he couldn't continue to fall, so he sold 2 billion Hong Kong dollars in assets and invested all in Indonesia, an "emerging market that can buy the bottom and speculate".

As a result, the value of the rupiah plummeted by more than 50 percent, and the more than $200 million in corporate bonds released by Peregrine became waste paper.

These two waves of operations caused Peregrine to lose $40.6 billion, and Asia's largest investment bank except for the Japanese benzene region came to an end.

International speculators, led by Soros, have also added fuel to the fire. When they learned that Peregrine had bottomed out in the Indonesian market, they immediately shorted the Indonesian rupiah again and bankrupted Peregrine, the Hang Seng Index instantly plummeted, and Hong Kong stocks collapsed directly!

Including Li Chaoren, they have paid a huge price for this, and these Hong Kong city super-riches are all shareholders of Peregrine.

After Peregrine went bankrupt, Liang Botao immediately went to France, where BNP Paribas acquired many of Peregrine's businesses and set up BNP Peregrine separately, with Liang Botao as the vice president.

Of course, Song Weiyang knows that Liang Botao is a person, whether it is in his previous life or in this life, this gentleman is a well-known figure in the Chinese business community.

For example, when Jingdong was the most difficult in 2008, Dongge found more than 40 investors to negotiate financing, but they all returned in vain. In the end, Dong Ge trusted the relationship everywhere, had a meal with Liang Botao, and quickly got the investment to solve the urgent need.

Liang Botao asked, "Song Sheng, why are you sure that Soros will lose the port city?"

"Because the Hong Kong government has the backing of the Chinese government. Song Weiyang said.

Liang Botao said: "The big war in August and September, it seems that the Hong Kong government did not use the mainland's funds. In the past few days, I have been reviewing and summing up some ideas, but even if I do it again, I don't dare to throw money into it at the end of August. ”

Song Weiyang smiled: "Maybe the ignorant are fearless." I don't know much about finance, but I feel like it's like two armies fighting. On the side of Soros, there is a coalition army formed by countless international speculators, which is huge and invincible, and this is not like Fu Jian's million-strong army during the Northern and Southern Dynasties? The Chinese government and the Hong Kong government, like the Eastern Jin Dynasty, had only 80,000 soldiers and horses, but they took a firm stance. ”

Liang Botao laughed: "The first time I met someone talking about finance, they cited history as an example. ”

"Everything is changing," Song said, "and the situation in Russia and Japan has caught international speculators off guard, and many institutions have withdrawn halfway." The Chinese government has also made a strong statement, and the Hong Kong government is determined not to admit defeat, which makes international speculators feel that the day of victory is far away. Many speculators have already made money, so why bother fighting another uncertain battle? They can't keep stumbling in the port city, they have other things to do. When the hearts of the people are scattered, the team will not be easy to lead, and the army of millions will collapse in an instant. ”

Liang Botao couldn't cry or laugh, someone dared to place a big bet just on these crooked theories, which simply refreshed his three views.

Song Weiyang said: "Let's talk about it, what is the matter with Mr. Liang looking for me today?"

Liang Botao said: "Two things. First, Li Chaoren wanted to use his stake in BNP Peregrine in exchange for Song Sheng's stake in Taurus Capital. Second, I want to talk to Song Sheng about business, if Shenzhou Technology is willing to be listed in Hong Kong City, I can help operate, and all the listing links can be handed over to BNP Peregrine to handle. ”

Song Weiyang smiled: "Of course, Shenzhou Technology wants to go public, but I decided to go public in the United States." ”

"That's a shame. Liang Botao said.

BNP Peregrine has just been formed, with Chinese mainland, Hong Kong City and Southeast Asia as its main business areas, but they are all in a state of economic downturn, and Liang Botao is desperate to turn over the battle by operating technology stocks. Historically, the GEM of Hong Kong City was operated by Liang Botao under this circumstance.

Song Weiyang said: "As for the exchange of shares, you can consider it. ”

"Then I'll help you meet Li Chaoren?" asked Liang Botao.

"No problem," Song Weiyang said suddenly, "In addition, I have something I want to ask Mr. Liang for help." ”

Liang Botao said: "Please speak." ”

Song Weiyang said: "Most of the most powerful securities and investment elites in Hong Kong City work at Peregrine. When Peregrine went bankrupt, Taurus Capital also dug up a few, but they were all mediocre talents who couldn't take the lead. The current head of Taurus Capital is only a small role in Citibank. I'm short of talents here, can Mr. Liang help introduce one or two?"

Liang Botao smiled: "I have an old subordinate who is very suitable for you." Her name is Xu Xin, a native of Shancheng, graduated from the Department of Foreign Languages of Nanjing University, worked in the headquarters of the Bank of China, and was also elected as the 38 Red Flag Bearer. After Peregrine went bankrupt, she joined Baring Investments and was a Venture Partner. This woman is very hardworking, and she has a great investment eye and strong execution, and I originally wanted to focus on cultivating her. You can try to recruit her, provided that you give a small number of shares. ”

"Xu Xin, I know. Song Weiyang couldn't cry or laugh, and after talking for a long time, he turned back.

In a few months, Xu Xin will contact Ding Sanshi and plan to invest in NetEase.

This woman is actually very tender, for example, Ding Sanshi told her: "I don't like to manage people, so I want to be a happy technical director, you help me find a CEO." Xu Xin immediately found a CEO, but he didn't agree with Ding Sanshi, and there were a lot of bullshit incidents.

Later, Xu Xin summed up his experience: it may be feasible to install a CEO on the head of the founder in the United States, but it is not safe in China. Chinese founders and CEOs are on the wrong path, and it's easy to let the company go to an end, and Chinese founders must be able to make their own decisions.

Of course, this is not Xu Xin's shortcoming, and other investors will also make this kind of mistake, after all, no one can guess what is going on in China.

At the same time, Xu Xin is also the first investor of JD.com, and in the future, Dongge will be able to contact Liang Botao, and it is likely that Xu Xin will be the one who will pull the strings.

When Dong Ge first contacted Xu Xin, they talked for a total of four hours. Xu Xin asked how much money was needed, Dong Ge said that he wanted 2 million US dollars, Xu Xin said 2 million is enough, I will give you 10 million US dollars.

JD.com's financial director was also found by Xu Xin, because JD.com didn't even have an accountant at that time. Dongge is a thief, thinking that the salary of the financial director is too high, and he wants Xu Xin to bear half of it. Two months later, Dong Ge smiled and said, "The 20,000 yuan person is really better than the 5,000 yuan one, you can find me a few more." ”

Xu Xin is not a traverser, and with his vision, he can become the first investor of NetEase and JD.com.

I'm sure I'm going to recruit them!

Song Weiyang said with a smile: "Then trouble Mr. Liang, ask me to meet Xu Xin." ”