"According to your company's conditions, we have set up a professional financial management model. Pen ~ Fun ~ Pavilion www.biquge.info" Xiao Wang slid the laser pointer and jumped to the next page, and a vertical row of bold red characters appeared on it.

"In terms of procedures, we do not need to provide any proof of guarantee for the loan buyer, as long as they have a fixed occupation and residence, a stable income and repayment ability, and good personal credit. ”

"In terms of down payment, unlike the minimum 30% starting from the bank, our minimum amount of conventional loans is 20% of the car price, and the repayment time is long, which can be extended to five years! In addition to regular loans, we will also regularly carry out zero down payment activities for 4S stores under Hengcheng Group to stimulate consumers to buy cars and help Hengcheng Group expand sales. ”

Zhao Gen asked, "What about interest? This is what I am more concerned about, can I talk about it?"

Xiao Wang smiled slightly, stopped his movements and said: "The interest will definitely be higher than the loan through the bank, after all, our approval time is fast and the difficulty of passing is low." And if the interest rate is higher, your company and we will have more profits, right?"

Zhao Gen nodded, he has very few contact with private financial companies, almost none, after all, there are very few such companies in China, and even in the past two years, there are not many of them.

Liang Botao has a relatively sensitive sense of smell, and after the venture capital line withdrew, he immediately set his sights on emerging fields.

Next, Xiao Wang continued to tell a series of information about financial loans, especially for the scarcity of Hengcheng Group, he spoke very delicately.

This is before coming here, the boss specially requested him, be sure to let the people of Hengcheng Group understand clearly, Xinyuan Guarantee and they are equal partners, the two sides are complementary and win-win situation, not one party has a request for the other.

After a long time, Xiao Wang wiped his sweat and returned to his position, and his task today was basically completed.

For this speech, he has been preparing for a long time, and judging from the current effect, it seems to be not bad, which he can feel from Liang Botao's approving eyes.

Liang Botao happily looked at Lu Heng and the others, spread his hands and said: "Lu Dong, Mr. Zhao, what do you think, the conditions I gave here are okay! ”

Lu Heng and Zhao Jing glanced at each other, and when they saw each other nodding, they knew that he was also satisfied with the series of conditions given by Xinyuan Guarantor.

For the current Hengcheng Group, these convenient financial services can indeed promote the development of the group.

If it is really negotiated, it is foreseeable that in the next few years, Hengcheng Group's profit can be a few percentage points more in the original upward trend, which is not a small amount.

And the account is not one plus one equals two, and many times the smooth implementation of a point can trigger a series of chain reactions.

For example, the approval rate of customer loans will increase, the number of cars purchased will increase, and the sales volume of Hengcheng Group's major brands will increase, and the preferential conditions that can be obtained from the manufacturers will also be more.

The more discounts, the more they will feed back to the following 4S stores to increase more sales.

In this way, a virtuous circle is formed.

However, Lu Heng's ambition did not stop there, he pursed his lips and said what he thought.

"Elder Liang, I have to say that you are indeed very sincere about this cooperation, and these conditions make us have no room for refusal. But I'm wondering if I can distribute the interest on the loan and increase it for us, I don't want much, I can add an achievement!"

Liang Botao frowned, and said unhappily: "Dong Lu, you are a little difficult for a strong man! According to my plan, your four and six points are already the most preferential distribution method." If you cooperate in the bank, whether you can get a 30% rebate is a question, and I will give you 40% enough benevolence!"

Lu Heng smiled and said nothing, shaking his head and not accepting it.

"And you think, if the loan is approved, we will immediately pay the full price of the car to your company's account, which can greatly solve your capital turnover problem. Liang Botao said unrelentingly, their loan interest is indeed much higher than that of the bank, but if it is divided into fifty or fifty, they will not make much.

However, Lu Heng still disagreed, and seemed to be stuck here.

Even Zhao Jing and the others next to Lu Heng almost felt that Lu Heng was really a little bit of an inch, in their opinion, Liang Botao's conditions were favorable enough.

Liang Botao gritted his teeth and said unwillingly: "Okay, I agree with your fifty-five points." But isn't that the case that you will agree to the terms of the five-year partnership?"

Lu Heng immediately said with a smile: "This is natural, I believe that in the next five years, we will have a happy memory of cooperation." Oh yes, I still have a request, and I hope Elder Liang agrees. ”

"What, and!"

Liang Botao's eyes widened, and he looked at Lu Heng in disbelief, isn't this young man a little too sloppy!

Tian Xiaoice pursed his lips, holding back his laughter, his own boss rarely suffers losses when talking about business, and he takes advantage of it.

This time, Xinyuan Guarantor came to the door, don't look at the beginning, he tried his best to raise the position to the sake of equal cooperation, but in Lu Heng's opinion, he can still take a hand.

Lu Heng looked at Liang Botao sincerely and sincerely, "Don't worry, Elder Liang, I said, this is a request, you can consider it, and it will not affect our five-year cooperation time." ”

Hearing Lu Heng say this, Liang Botao also relaxed, that's right, young people should know how to advance and retreat.

"You say it, come and hear it. ”

Lu Heng took a deep breath and said the conditions that he had suppressed for the longest time in his heart.

"I hope that in every 4S store of Hengcheng Group and the financial point set up by Xinyuan Guarantee, there will be employees belonging to Hengcheng to participate. At your headquarters, I also ask for a permanent presence in charge and for us to have regular exchanges and promote partnerships. ”

Liang Botao frowned, he didn't quite understand Lu Heng's thoughts, did he want to help them share the pressure on manpower?

After a while, Liang Botao's face changed, and he looked at Lu Heng uncertainly, and he guessed Lu Heng's thoughts.

And Zhao Jing, who had been sitting beside Lu Heng, was shocked almost the moment Lu Heng's request was spoken, and there was a moment of excitement.

"Elder Liang, what is your opinion on my request?"

Lu Heng looked at Liang Botao seriously, and smiled harmlessly, as if Liang Botao didn't agree.

(To be continued.) )