The negotiation went very smoothly, of course, this is related to the low price, the price of 150,000 gold coins per square meter After understanding the real estate market of Baiyu Mansion, Liu Hai was embarrassed to pay back any price, Li Huiqiong took out the property ownership certificate of the property, which said that the total area of this property is 416 square meters.

"Mr. Liu, the actual situation of this house should have told you, I am here to emphasize to you, including me, the house in front of the seven owners of the house have happened bad things, everyone thinks that this house is more unlucky, so my sale price will drop again and again, down to now only 150,000 gold coins per square meter, if not for this situation, this price will at least double, so I have to tell you in advance, once we sign the sales contract, complete the transfer procedures, this house has nothing to do with me anymore, no matter what happens, you should not come to me, what do you think." ？”

After reading all the property rights documents, the price was determined, and before signing the sales contract, Li Huiqiong emphasized the situation of the house again.

Liu Hai said with a smile: "Of course, since I dare to buy it, I am naturally not afraid of these, as long as Boss Li doesn't feel that he has lost money and comes to trouble me in the future." ”

When he is expected to become the first university scholar in Yangzhou with the Pope Award in the future, who will think that this property is a decayed house?

Li Huizhen smiled heartily and said, "That's okay, let's sign the sales contract first, and then go to the gold bank immediately to go through the following procedures." ”

The sale and purchase of second-hand houses is not complicated, if it is purchased in full, sign the sales contract directly, and then the tax bureau pays taxes, and then goes to the fixed asset management department to handle the transfer of property rights. If it is a loan, after signing the sales contract, go directly to the gold bank to apply for a housing loan, submit half of the down payment as the application deposit, and then submit the remaining down payment and tax collected to the gold bank after the mortgage is down, and then go to the fixed assets management department to handle the property right transfer and obtain a new property right certificate.

Under the witness of Gu Ning, Liu Hai and Li Huizhen signed a real estate sales contract, and then went to Yangzhou Gold Bank, which cooperated with the intermediary, to apply for a mortgage.

The process of applying for a mortgage is not complicated, first of all, Liu Hai and Li Huizhen show the staff the original of the sales contract and property right certificate and their respective ID cards, and the staff of the Bank of Gold make a copy, and the copy is kept for archiving, and then Liu Hai fills in and submits the mortgage application materials, and finally submits half of the down payment as the application deposit.

There was nothing to do with Li Huizhen in the next two steps, and after getting back the property right certificate from the staff and getting her original ID card, she said goodbye and left first.

When the staff of the Bank of Gold reviewed the application materials filled in by Liu Hai, they suddenly turned pale on the way to read Liu Hai's personal information, and said sternly to Liu Hai: "The application materials must be filled in truthfully, otherwise your mortgage application will not be approved at all!"

Bangs was a little confused: "I filled in truthfully according to your forms?"

The staff member of the female gold bank in her thirties threw the materials in her hand forward and shouted more sternly: "Have you really filled in the information truthfully? Since you want to apply for a mortgage, why are you still so dishonest? Look at the column about academic background in the personal information form, what do you fill in?"

"Heh!" The female staff sneered and asked: "You fill in the academic background of middle school graduation, and the age is seventeen years old, and the academic background actually dares to write a first-order scholar, are you stupid, or am I stupid?"

When Liu Hai heard this, he immediately knew what the problem was, and his heart was relieved, and he stopped Gu Ning, who was in a hurry next to him and wanted to speak, and explained calmly to the female staff: "I didn't lie, you also read the original ID card, I am indeed seventeen years old, and I also brought my middle school graduation certificate, so I will show it to you." ”

Liu Hai took out his secondary school diploma from his backpack, put it on the counter, thought about it, and found another certificate in his backpack, and continued to explain: "In addition, I am not lying about my academic background, this is a first-order scholar certificate issued to me by the Central Management Department of the Imperial Academic Citation Library. ”

All scholars, as long as they have a paper that can be included in the Academic Citation Database, the Central Management Department of the Imperial Academic Citation Library will issue the relevant scholar credential certificate to the scholar according to the highest academic standard of the scholar.

Liu Hai received a certificate mailed by the Academic Citation Library Management Department as early as the end of last year.

Seeing the small golden book that Bang Hai turned out, not only the face of the staff of the gold bank opposite changed, but Gu Ning next to him was also very shocked, looking at Bangs with his mouth open, wanting to speak, but he didn't know what to say.

"You can check the identity information on the ID card, it's me. Liu Hai saw that the female staff was stunned and didn't move, so he reminded again.

The staff picked up the red book and opened it, and sure enough, it was a first-order scholar personality certificate, and the identity information was written on the bangs at No. 1967, Ziying Street, Xinbao Township, Shaohai City, Qilin Prefecture, Yangzhou, and then compared with the original ID card, the ID card number was exactly the same, if this personal certificate was not fake, then the seventeen-year-old boy in front of him was really a junior scholar!

The female staff member read the certificate and immediately believed nine points, because falsifying academic credentials is a felony in the whole empire, and once it is verified, whether it is the counterfeiter or the person who deliberately uses the fake certificate, will face at least five years in prison!

"This ...... I also need to make a copy of this certificate, no problem, right?"

"Absolutely. Bangs smiled and nodded.

The female staff immediately believed it very much, because when the information was reviewed, this certificate would definitely be audited, once the fraud was found, the teenager would be in big trouble, and the teenager dared to keep the bottom, instead of modifying the personal information, there was only one answer, if the teenager didn't know the brain-dead, then this official must be true.

After the copy was made, the female staff stood up, handed over the certificate respectfully, and apologized at the same time: "Liu Xue, I'm sorry, it was my mistake in my work just now, please don't mind." ”

No matter how old a teenager is, a scholar is a scholar.

Liu Hai accepted the other party's apology and said with a smile: "It's okay, I don't blame you, it's true that my grade is a little young, let's continue to go through the procedures." ”

"Okay, thank you Liu Xue. The female staff breathed a sigh of relief and said: "By the way, Liu Xue, since you are a formal scholar, when you apply for a mortgage, our gold bank has relevant discounts, and the later procedures are not in a hurry, let me introduce you to such a thing first." ”

"Preferential?" Liu Hai was stunned for a moment, he knew that formal scholars with personal certificates could enjoy benefits that ordinary people could not enjoy in many places, but the low-key Liu Hai had never enjoyed any benefits when the qualification certificate came out, so he almost forgot about it.