What kind of debt-to-equity swaps? Is there a precedent in China that is not feasible in law? Is it feasible in operation? Can it play a role in extinguishing fires in the immediate urgency? If so, how should we arrange the specific steps?

Lin Miao is simple with three words, but there are a lot of questions that arise. But Rao was like this, and after two and a half hours, Kang Zhifu finally nodded helplessly, and temporarily agreed to Lin Miao's solution. As for the reason, from the perspective of Kang Zhifu, in the final analysis, it is the political responsibility of the ruling party, which is far greater than the economic consideration. Specifically, it can be boiled down to the following three points.

The first is that the timing is wrong, and the time is pressing.

From the point of view of the node, at present, the financial work of Dongou City is still under the strict monitoring of the state, at this time, the rural cooperatives in Dongou City encountered a run and faced bankruptcy, and the responsibility must not be pushed to the society, which is definitely due to the fact that the relevant departments do not pay enough attention to the supervision of the superiors, have no awareness of risk prevention, and do not make preparations in advance, so it will cause such a mass incident.

Moreover, it is now the end of September, the third quarter is coming to an end, and the next step is for the whole city to grasp the omissions and fill in the shortcomings, and soon report the results of the work to the superiors.

What's more critical is that in coastal cities like Dongou City, which is mainly supported by industry and commerce, the way of the common people is very wild, and once the financial problems snowball, the impact is definitely not as simple as Dongou City.

If the problem cannot be solved in time, the enterprises in Dongou City are likely to have an explosive cross-provincial or even transnational economic dispute. At a time when China is seeking an opportunity to join the global trade system, if these unexpected circumstances have a direct negative impact on the country's foreign negotiation work, and it really pokes out a big basket that seems to be impossible to beat, then whose responsibility is it? Of course, it is impossible to blame the people of Dongou City for not knowing how to take care of the overall situation, and this pot can only be borne by Kang Zhengde!

Therefore, from the perspective of the Standing Committee of Kang Zhengde Province, the problem of Dongou Rural Credit Cooperatives is bloody both internally and externally, and it is fatal, in the face of such predictable consequences, if it is really directed by Lin Miao, then he will definitely not spare Lin Miao. But now that this answer is a mystery, he doesn't have the time to care about the so-called truth, at such a critical juncture, if he can come up with a way one minute earlier, he can save the overall situation one minute earlier.

So no matter whether it was made up by his own brain or not, in Kang Zhengde's heart, the most important thing now is two words: be fast!

Not only must the solution be developed quickly, but the implementation must also be put in place immediately.

There is no time to slowly argue.

It is best to prepare the project tonight, start it tomorrow, and then report to the superior while getting started, I believe that in such a severe situation, the above will definitely take into account the overall situation first, and let the project pass first. Even if there is something wrong in the future, it will be slowly repaired when the time comes. Without immediate stability, there is no hope for the future. No matter how important the strategic considerations are, they must survive first.

Kang Zhifu can't hold Lin Miao at all in the most important "heavenly time".

So at this juncture, it can only be what Lin Miao says, and he agrees to something first.

Very passive, very unwilling, but also helpless.

Who let Lin Miao have more than a billion in his pocket, and who let Lin Miao have a way to calm down the situation?

Not to mention that in addition to the "time of day", Kang Zhifu does not have any bargaining chips with Lin Miao in terms of "location" and "people". Although there are two words in front of the Dongou Rural Credit Cooperative, the problem is that the place in Dongou City is too small, and most of the cooperative's outlets are actually opened in the suburbs or even within the urban area.

If the scene is big, the ability of the Dongou City team to govern will be questioned, and the future of the entire team will be affected to a greater or lesser extent. But if we don't stop him and let the common people attack the government, where will the government's authority and face go? Where will he put the face of Kang Zhengde, who claims to be "wholeheartedly for the people," where will he go? How will the people of Dongou City view him in the future? How will his colleagues view him? How will the higher-level leaders view him? How can he be worthy of the organization's training for so many years? How can he fulfill his promise to the entire system of Dongou City and the 9 million people of the city at the beginning of his tenure?

Kang Zhifu is difficult, but the more difficult it is, the more you have to endure it.

can only listen to Lin Miao, a little cub, all night, and force him in front of him......

"Dongou is such a large prefecture-level city, there are at least 1,200 section-level units, each of which has more or less its own small savings. Now that the end of the year is approaching, the year-end assessment is just around the corner, and as soon as the workload of the unit goes up every month, the reception volume will follow. Ah Gong, the reception fee is all people's fat and people's ointment, rather than eating it in vain, it is better for the city to temporarily borrow money from below, it is not too much for a larger unit to borrow 100,000, and it is not too much for a small unit to borrow 10,000, not too much, just make up 300 million.

After collecting enough money, hand it over to the Dongou State-owned Assets Supervision and Administration Commission or the Financial Office, and I will give another 200 million, and we will make a public-private partnership, counting my debt of 500 million, I will take 70% of the shares, and we will set up a new bank in the basic bank of the original rural credit cooperative. I have all thought of the name of the bank, and it is called Dongou Rural Commercial Bank.

I contribute a lot of money, I will be the chairman, the Municipal State-owned Assets Supervision and Administration Commission and the Financial Office elect the board of supervisors, we nominate each other for the members of the council, the voting power of the bank's decision-making is five to five, and the city has a veto power, and at the decision-making level, you are not allowed to do it, I swear to resolutely not do it. After 10 years, the city can unconditionally buy back bank shares from me every two years according to the bank's valuation, and the maximum amount of repurchase each time will not exceed 5%, until the city's equity is greater than my personal equity, so that it does not conflict with our economic system. ”

At half past eleven in the night, when Lin Miao said this, there were several more people in the room.

The people from the Municipal Audit Bureau came, the people from the Supervision Bureau came, the secretaries of several bigwigs also came, and even Ding Shaoyi came. Everyone had a pen and paper in front of them, and they recorded the contents of the thick stack. Kang Zhifu quickly cut through the mess, and directly agreed to several of the terms that did not need to be disputed, and said that the remaining details would continue to be discussed in a few days.

The main problem now is not what the banks should do at all, but how to calm down the emotions of the people, how to restore the financial order of Dongou City, and how to prevent this financial fire from spreading to other aspects.

At 12 o'clock, the impromptu meeting finally ended.

When a large group of people went downstairs, many people reacted that the place where today's meeting was held was actually at Lin Miao's house.

Buying a whole residential building, working and living part-time, is awesome enough.

Sending away Governor Kang's Mansion, Lin Miao finally breathed a sigh of relief.

It was supposed to be a good weekend, and it was supposed to be a good day to rest, but it turned out to be sleeping later than the normal school time, more than two hours late, and even missed the phone time with little Lori.

With a sense of excessive excitement in her head, Lin Miao didn't fall asleep until about 1 a.m. that night. Less than five hours later, he was woken up by the alarm clock, forced himself to get up, brush his teeth and wash his face, and then left for school extremely sleepy.

September 29 is another new Monday.

After going downstairs, he sat in the car groggily, and as soon as the small lights in the back of the car turned on, Huang Qingqing handed over the "Dongou Daily" that might have been printed just two hours ago. On the front page of the daily newspaper, it was impressively reported that the Dongou Rural Commercial Bank was about to be established and would replace the Dongou Rural Credit Cooperative, calling on the depositors of the credit union not to worry, the bank was invested by Lin Miao, a famous prodigy entrepreneur in our city, money is not a problem, and the bank will open for business within half a month at the latest.

Without the consent of any higher authorities, or even a half-word of greeting, such a local bank project was launched. What's even more terrifying is that the run on the market only started at 2 p.m. yesterday and only became big at about 5 p.m., but only 12 hours later, there was a big move in the city. It's better to be stable.

Kang Zhifu can be said to have a very thorough understanding of the spirit of the superiors.

"The whole newspaper office is estimated to have been all night last night. Lin Miao said lightly with a lack of breath, and then closed his eyes.

Huang Qingqing also stayed up with Lin Miao until more than 12 o'clock last night, and he was still a little emotional in his heart.

But seeing that Lin Miao was tired like a dog and insisted on going to school, that little unhappiness involuntarily dispersed.

The life of Xiaodouding is indeed not easy......

Two days later, due to the decisive action of the Dongou municipal government, after pacifying the vast majority of people, a few more people were arrested who took the lead in smashing the bank. With the reopening of some cooperative outlets, and the continuous injection of cash into the credit cooperative, including Lin Miao's 200 million, the people heard that Lin Miao was the guarantee for the bank, and the money was also obtained, and a brewing financial crisis was finally lifted. While Kang Zhifu breathed a sigh of relief, he hurriedly went directly to the capital for a run. After reporting the work, he got the license for special affairs from the relevant ministries and commissions - fortunately, Dongou City has always had a tradition of cutting first and then playing in the economy, plus this time it is indeed an extraordinary autumn, plus the face of the bigwig who once promoted Kang Zhifu, otherwise this matter would not have been so easy.

On the morning of October 2, "Dongou Daily" published two news related to Lin Miao.

The first is "Opium War" released yesterday, Lin Miao, as the one who invested the most money among all 36 investors, ranked first in the ranking of the opening producers, which gave Dongou Mayor a face. The second is that the China Banking Regulatory Commission officially approved the establishment of the Dongou Rural Commercial Bank as a public-private partnership in Dongou City, and Lin Miao served as the chairman of the bank with a capital contribution of 700 million yuan.

As soon as the news came out, the world was shocked.

A 9-year-old started a bank from scratch......

What is the American dream is not the American dream, in the face of this kind of fantasy event, it is scum!

All of a sudden, a large number of financial media at home and abroad flocked to Dongou City.

But unfortunately, all of them were isolated by the Dongou City Education Bureau.

Throughout October, Lin Miao handed over the bank's affairs to Lao Lin, who rushed back from Shanghai, and continued to study hard to prepare for the mock college entrance examination in the third year of Dongou Middle School, which is the "zero model" before the first model of the eight schools in the province.

In mid-October, Lao Lin, who was not afraid of the big scene in his life, lived up to Lin Miao's expectations, and bit the bottom line, bringing Lin Miao a good news - although Lao Lin only got 2 of the 11 places on the board of directors, and Lao Lin didn't even get half a hair for the 9 places on the board of supervisors, Lin Miao's 70% of the shares, and ten years later, the city has the right to unconditionally repurchase no more than 5% of the shares every 2 years according to the bank valuation of the previous fiscal year, until the Municipal State-owned Assets Supervision and Administration Commission accounts for more than 50% of the shares Lao Lin talked about the terms, and more importantly, Lao Lin also won him the "one-vote decision-making power", but Lin Miao has the opportunity to bypass the "Banking Affairs Decision-making Committee" at least once a year and start a new bank-related business, if there is a loss, it will be borne by Lin Miao personally.

At the same time, Jiang Yang's goods silently paid 20 million, ate 20 small workshops that had been forced to debt by parts factories, and extended their tentacles to the low-end machine tool manufacturing industry. Unconsciously, Jiang Yang has begun to join the middle-level circle of the business community in Dongou City. Although it is still far from the level of Wang Baoji, it can be added as the vice chairman of the Oucheng District Federation of Industry and Commerce and the member of the Dongou Youth Federation, these two titles can already prove something. According to the grapevine, at the beginning of spring next year, the sign of the CPPCC member should be hung up.

Lin Miao only heard a little bit of things outside the window, and the whole month of October was completed, and on November 3, the day of his 10th birthday, the mock exam of Dongou Middle School started. Three days later, the scores were revealed. The score took everyone by surprise.

Lin Miao scored 116 in Chinese, 102 in mathematics, 149 in English, and 258 in literature, with a total score of 625.

Ranked 46th in the overall section......

This score is definitely not bad, but it is definitely not worth rejoicing about, and the school leaders were silent for a while.

Within a few days, Lin Miao's midterm exam scores couldn't be hidden at all.

Many financial reporters who had nothing to do in Dongou City seemed to smell it, and for a while, many media across the country dug up the gambling contract proposed by Lin Miao in the CCTV program again. "Yangcheng Nanfang Daily", which was sued by Lin Miao and lost a lot of money, suddenly seemed to be beaten with chicken blood, and published a huge headline - "There is not much time left for the "prodigy"".

The report wrote: "With less than 8 months left before next year's college entrance examination, Lin Miao handed over a 102-point answer sheet in mathematics to people who paid attention to him across the country. Such an achievement is obviously far from his previous rhetoric on TV......"

Some media take words out of context, and even more shamelessly even "take them out of context".

But Lin Miao has experienced a lot, and he has long been in the ancient well.

He hadn't even started learning mathematics in the third year of high school, and he scored 102 points, which was reasonable.