Chapter 61 The Olive Branch of Xingye Bank

"I see. He Huanyu nodded, he needed to think about it and what to do next.

"Driplu ......" Lu Tenglong quieted down, but the moto 8900 that He Huanyu gave him was agitated.

Due to the opening of several supermarkets one after another, Lu Tenglong's number has also spread out, and the phone will ring, and the probability of finding him Lu Tenglong is much greater than looking for He Huanyu.

"Hey, which one?" Under He Huanyu's eyes, Lu Tenglong picked up the phone. The number has spread, and he doesn't know who will be looking for him, after all, there is no caller ID on his mobile phone these days.

"Hello, is this Mr. Lu Tenglong from Tenglong Fund?"

"It's me, where are you?"

"I am from Xingye Bank, and I am Li Weimin, assistant to the president of Xingye Bank's Rongcheng Branch. I learned that Mr. Lu has contacted the Houmin branch of the four major banks about the loan, so I would like to ask you if you still need funds here, and if it is convenient for you, we can make an appointment to discuss it in detail. ”

"I'm sorry, but please wait a minute. Lu Tenglong took the mobile phone a little farther away, lowered his head and asked He Huanyu in a low voice, "What kind of bank is this Xinye Bank? And it has such a strange name? Their branch president's assistant said that he knew that I had found the four major banks to contact me for a loan, asked me if I had any capital needs, and said that I would have an interview, how should I respond?"

"What new leaves? It's a boom! He Huanyu rolled his eyes, and he didn't have a good airway.

As one of the first joint-stock commercial banks jointly approved by the State Council and the Central Bank in mainland China, Xingye Bank has its head office in Rongcheng City, Province F.

The reason why He Huanyu knew him was also because when he lived in Jiangcheng in his previous life, there was a branch of Jiaxing Bank downstairs. At that time, for convenience, he also applied for a card, and found that the services were very good, so he occasionally went to the Internet to learn about it.

The company's slogan is a first-class bank, and Xingye Bank is the first and only "Equator Bank" in China, although He Huanyu is not very aware of the so-called set of voluntary financial industry benchmarks established with reference to the International Finance Corporation's sustainable development policies and guidelines, which aims to judge, assess and manage environmental and social risks in project financing, and advocate the "Equator Principles" for financial institutions to fulfill their due diligence obligations on environmental and social issues in project financing What exactly does it mean, but it doesn't affect his feeling that people are very tall.

And now, He Huanyu feels that people are even more mysterious.

Without him, Lu Tenglong had just reported to himself that he had discussed with the branch presidents of the four major banks not long after, and the assistant branch president of Renxing came to the door.

However, since people have come to the door, there is no reason to turn them away, and they really need this money.

"Just let him come here and talk. He Huanyu made up his mind and spoke. He also wanted to see what kind of medicine this guy who claimed to be the assistant to the president of the Xingye Bank branch was selling in his gourd.

"Assistant Li, right? Hello, I'm sorry, there's something going on over there. You just said the interview, I don't know if you will have time to come to the West Lake Hotel in Rongcheng? Yes, I'll be waiting for you in room 8717. Well, okay, see you soon. Well, good. Lu Tenglong hung up the phone, and then began to discuss countermeasures with He Huanyu.

Seeing that Lu Tenglong was impatiently waiting for his idea, He Huanyu once again decided that it was necessary for him to send this guy to study business management, but he didn't know if Professor Pan had anything to do with it, and said that the letter had been sent out for a few days, and there should be a response in a few days.

"Now, you remember. Later, if I put my left hand in my pocket alone, you will nod and agree, if I put my right hand in my pocket alone, you will shake your head and refuse, and if I put both hands in my pocket, you will say that you need to think about it, and then reply to him, do you understand?" He Huanyu said while demonstrating.

"Understood. Lu Tenglong nodded yes. He is not a fool for such a simple matter.

……

……

About half an hour later, the doorbell rang. This was followed by three polite knocks on the door, "tuk, tuk".

Lu Tenglong went to open the door, and in came a young man who looked to be less than thirty years old. With short black flat hair, a boxy face, gold-rimmed glasses framed on the bridge of his slightly thick nose, and a well-cut pen suit, he looks like a model of a successful person.

In comparison, Lu Tenglong's casual winter clothes are much inferior.

"It's Mr. Lu Tenglong, right? Hello, hello. I am Li Weimin, who contacted you on the phone before. The person who came leaned forward slightly, stretched out his hands to shake Lu Tenglong's hand, and sighed, "Mr. Lu is really young and promising." ”

"You know me?" Lu Tenglong stretched out his hand and shook it, a little surprised.

"Of course I know, Mr. Lu, you are a successful person who has returned to your hometown from Hong Kong City to invest in construction, how could I not know? Besides, isn't the business of your newly opened supermarkets very hot recently? Basically, everyone up and down Rongcheng will be no stranger to you, right?" Li Weimin's expression was quite sincere.

Strange, when did Xingye Bank get involved with the Gangcheng side? I didn't hear about it in my previous life, didn't I say that it was a joint-stock commercial bank? It is said that the majority of the bank is still in the Finance Department of Province F? He Huanyu was a little puzzled.

"Shame, shame. Lu Tenglong politely asked, "Then Assistant Li came over this time?"

"Didn't you know before that you were in contact with the four major banks to discuss loans?" Li Weimin pushed his glasses, "Here is to see if you have any financial needs, and our bank may be able to give you more favorable loan policies." ”

"Oh, yes, so I don't know what your bank wants?" asked Lu Tenglong quietly.

"Well, it depends on the amount of money you need, Mr. Lu. ”

"What if it's around 20 million?" Lu Tenglong looked down and caught a glimpse of He Huanyu's left hand comparing two, so he asked. He didn't believe that He Shaohui would only borrow two million.

"In the simplest case, you only need to prepare proof of assets of more than 30 million, if you can't provide it. You will need to provide a series of materials such as your loan company's business license, articles of association, capital verification report, financing project budget report and project feasibility demonstration report. As soon as Li Weimin opened his mouth, there was a large list of information, and Lu Tenglong and He Huanyu listened to it for a while.

"Are my assets over there useful?" asked Lu Tenglong.

"You can fax it and prove that you have the ability to perform. ”

"That's fine, what about the interest?

"The first two years can be interest-free, and from the third year onwards, it will be compounded monthly at the benchmark rate. ”

？？？

Such a good thing? Not only Lu Tenglong, but even He Huanyu couldn't help but be a little stunned.

Suddenly, he thought of something, and suddenly asked out loud, "Uncle Xue Jingpeng, is he okay?"

"Secretary Xue is all right. Li Weimin subconsciously replied, only to react, and was embarrassed there for a while.

Sure enough, He Huanyu secretly said, this favor is too much.