Chapter 489: Gao Lan's vigilance
Hong Kong-Kowloon International Financial Centre.
The setting sun shines through the glass, dyeing everything in Gao Lan's office a layer of golden yellow, and the light gradually moves, and finally climbs up Gao Lan's pretty face, which makes her feel a little dazzling, and then she stands up, walks to the huge floor-to-ceiling window, and closes the curtains.
Back at his desk, Gao Lan sorted out the documents on the desk, his eyes from time to time, and glanced at the computer screen on the desk, which was a trend chart of the Nasdaq network index, from which the rise and fall of the American network industry can be seen best.
She felt very strange in her heart, although this picture was already yesterday and was not the latest trend, but even so, she could see a lot of clues, because the trend in recent years has been similar.
The Nasdaq's Internet Index has been climbing steadily, and even if it occasionally falls slightly, it will soon usher in a stronger rebound, reaching a high of 4,000 points today, with no signs of declining at all.
Seeing this, Gao Lan couldn't help but have some doubts in her heart, she really couldn't figure out where Guo Yang's self-confidence came from, or where he could see that the U.S. Internet index would be turbulent, although the saying that prosperity must decline has always existed, but how long it will be prosperous is the key question.
There have always been many speculators who jumped off the building because of this.
Fortunately, the funds have not really started to operate, and they are still in Guo Yang's account in the United States at this time, and this account is attached to the name of a securities agency, so there is no need to worry about any accidents.
At this moment, there was a knock on the office door, and Gao Lan reached out and turned off the computer screen and said, "Please come in." She didn't want the fund's employees to see that she was following the Nasdaq's online index, and if the news got out, it would undoubtedly shake the board's resolve.
The door of the office was opened, and the person in charge of the business department walked in with a stack of documents and a deep frown.
"Hello Gao Dong, there are some situations that I need to report to you. After greeting Gao Lan, he put a stack of documents in his hand in front of Gao Lan.
Gao Lan nodded, and then picked up the document brought by the head of the business department, which was a list of clients within the fund, with the name of each client written on it, as well as the number of investments in the fund.
Seeing Gao Lan pick up the document, the person in charge of the business department said with some doubts: "Gao Dong, since this afternoon, there have been seventeen customers who have withdrawn the money deposited in our fund, although the amount of funds deposited by these customers is not very large, just ordinary small investors, but in the past, there were few customers who withdrew all the funds at one time, but this time there were seventeen at once, I think something is wrong." ”
Hearing the words of the person in charge of the business department, Gao Lan raised his eyebrows, and found the names of the seventeen customers on the customer list, as well as the money deposited in the fund, these people were carefully marked with a red marker, so it was not difficult to find in a piece of name.
Seeing these people, Gao Lan couldn't help but be a little puzzled, to say that several of them had already deposited funds in Gao Lan Fund from a very early age, or directly purchased the financial management items of the fund.
These people have already recovered the capital, and now they are just taking dividends or seeking more dividends while investing in additional investments, in Gao Lan's previous understanding, the more this kind of talent is less likely to withdraw the principal at one time.
If you want to talk about other people, because the time to deposit money into the Gaolan fund is still short, it is reasonable to mention something urgent, but suddenly there are more than a dozen, which can't help but surprise Gaolan.
The first thought that popped up in Gao Lan's mind was that the news that Guo Yang had borrowed a large amount of money from the fund was leaked out, thinking of this, Gao Lan said to the person in charge of the business department: "Is this the only thing that Lao Song has?"
Hearing Gao Lan's question, Lao Song pondered for a moment, shook his head and said: "Not yet, the reason for these customers to withdraw money is nothing more than that there is an emergency at home, or this is an investment failure or something, but without exception, they all refused the loans of the fund's internal customers and insisted on withdrawing the money." ”
Hearing this, Gao Lan's expression was more solemn, Gao Lan Fund's internal loans, in order to allow customers to not withdraw their deposits when they encounter changes, and the loan project launched, the upper limit of borrowing is twice the deposit, and the money that needs to be repaid every month is charged according to the percentage of dividends, generally up to 50% of the dividends.
In this way, the customer can still enjoy 50% of the dividends of the Goland Fund while receiving the money for emergency relief, and the other 50% will be withheld by the fund as mortgage repayment until the loan is repaid.
This kind of loan is very fair, and when a client wants to withdraw all their funds, the staff of the fund will also recommend them to choose an internal loan.
While solving their own predicament, there are dividends to be obtained, and this kind of internal loan, while being praised by most customers, also ensures that the fund's customers will not be lost.
But now everyone has rejected this proposal, and I have to say that it feels a little like being in a hurry to draw a line with the Gaolan Fund.
"Let's wait and see what happens, and then tell the people below to inquire if anyone is targeting our fund, and report the news to me in time. ”
Gao Lan put down the documents in his hand and instructed Lao Song, the head of the business department.
When Lao Song heard Gao Lan's words, he nodded yes, turned around and left Gao Lan's office.
After Lao Song left, the more Gao Lan pondered, the more wrong it became, because there were Ye Guanhao and others at the venue before, so it was not surprising that the news was leaked.
In this way, the Gaolan Fund will not only have to pay twice as much, but also continue to pay dividends, which is based on having a large number of customers and most people will not withdraw their funds.
If there are too many people withdrawing funds, such loans will naturally not be able to be maintained, and the impact of interrupting loans on the reputation of the fund is obviously greater, which will exacerbate the nervousness of customers and promote the occurrence of a run, which is a catastrophic existence for any financial company.
Is it really just a coincidence? Gao Lan's ominous premonition in his heart is getting stronger and stronger, should he transfer some of the funds from the United States back? Gao Lan thought silently.
The funds were withdrawn by Guo Yang, so Gao Lan was the first to think of him, and hurriedly picked up the phone on the table and dialed Guo Yang's mobile phone.