"Seventy-five million gold coins are actually bought a piece of 20 ring land, a piece of 210 square meters, with the qualification to build a house, in fact, this is not bad for people who are very good for money, after all, you can build your own house after buying, if it is not for this kind of old houses are one in the east and one in the west, it cannot form the scale of building a community, and it cannot flow to the market, and it has long been rounded by those real estate developers. ”

When he heard that he could rebuild a new house by himself by buying an old house, Liu Hai was very excited, and he remembered the kind of courtyard house in his hometown in his previous life...... It's just the price of 360,000 gold coins per square meter, if you want to buy an area suitable for rebuilding into a courtyard house, I'm afraid it's not enough to lose 200 square meters, then the total price is more than 50 million gold coins, and I really can't take out so much cash at present.

"Do I have to pay for it all at once?"

Yangzhou society is developed enough, business development is also diversified, all kinds of advanced business models are not backward than the earth society in the previous life, but Yangzhou is too big, each place has its own business characteristics, some of the business rules existing in Xinbao Township, in other places may not be exactly the same.

Take the purchase loan as an example, Liu Hai has long known that in some places in Yangzhou, you can apply for a commercial loan from the gold bank to buy a house.

When Gu Ning heard this, he immediately explained with a smile: "Mr. Liu, Baiyucheng is the capital of a state, and the real estate here is a fixed property with high value, buy a house here, as long as you can afford the down payment, most gold banks can provide commercial loans, but it should be noted that the loan of the gold bank is very strict in the later stage, if there is an overdue behavior, the time accumulation is more than three days, and the number of times is accumulated more than twice, and the loan property will be immediately sealed by the gold bank and taken to auction." ”

Liu Hai immediately asked: "Is there a percentage of the down payment, and how much is it generally?"

The young agent thought for a while, and did not answer Liu Hai's question positively, but kindly reminded: "Mr. Liu, you are out of town, if you want to take out a loan to buy a house, you must consider your ability to repay, and there can be no overdue behavior, because once the house is auctioned by the gold bank, it means that the money you spent on the house is basically wasted." ”

"Even if you take it to auction, you have paid a down payment, how can it be wasted?"

"You know, there are still dark unspoken rules in some parts of this society, once the house is auctioned, some speculators will carry out dark box operations, buy the house at a price far below the market price, and then sell it at a high price, so as to make a profit, then it is time to ......"

Gu Ning, a young real estate agent, is still good, and he did not rush to make bangs for the sake of performance and achievements, but carefully explained to him the unspoken rules of the industry.

Liu Hai glanced at the young man seriously for the first time, and said with a smile: "Well, that has to be considered, but if you take out a loan to buy a house, how much is this down payment?"

"The down payment of the mortgage in Baiyucheng is based on the total price of the house, if it is less than one million gold coins, the down payment is fifty percent, one million to five million gold coins, the down payment is four cities, five million gold coins to 10 million is thirty into five, 10 million to 30 million is thirty percent, 30 million to 50 million is 2 into 5, and more than 50 million is 20 percent. Gu Ning said: "The regulations on housing loans are mandatory regulations issued by the state government, and all gold banks must abide by them, but if you really want to take out a loan to buy a house, you still have to consider which gold bank to take out a loan, after all, each gold bank has some of its own preferential measures, and the loan interest is different." ”

Liu Hai nodded, secretly calculated to himself, and felt that it was not a big problem if he bought a lower unit price, so he asked: "Is there such an old house on the 22nd Ring Road?"

"Of course there is, but I didn't bring this kind of listing information today, if you want to see it, we have to go back and get the information, after all, the keys and everything are in the information. Gu Ning hurriedly said, and at the same time surprised that this customer, who looked much younger than himself, was really interested in such an expensive house.

Accompanied by the intermediary Gu Ning, Liu Hai went around the 22nd Ring Road near Baiyu Middle School for an afternoon, and finally took a fancy to a property in the evening, which is a dilapidated three-story building, the building covers an area of not large, only 185 square meters, but there is a small courtyard outside, quite large, more than 230 square meters, and the total area exceeds 415 square meters, which is enough to be converted into a courtyard.

However, this place is a little far away from Bai Yu Taixue, judging from the map, the straight-line distance is full of thirty kilometers, and if you drive yourself, the distance is estimated to be more than thirty-five kilometers. If you drive yourself, it is estimated that it will take only 20 minutes in the best case of road conditions, and an hour if the road conditions are bad.

If it is a high-rise residence, the bangs of such a distant house are definitely not considered.

"What's the price here?"

"Mr. Liu, this is the cheapest house we have seen in the afternoon, only 150,000 gold coins per square meter. ”

"Why is it so cheap?" Liu Hai was taken aback, and thought that he had heard it wrong, 150,000 gold coins per square meter is too cheap, and the houses in the surrounding residential communities are all 100,000 gold coins per square meter, how can such a detached house only have a unit price of 150,000 gold coins?

Gu Ning smiled bitterly: "I knew that you would react like this, I didn't plan to take you to see this listing, but we looked all the way to this piece in the afternoon, according to the rules of the institute, as long as our employees take customers to see the house, as long as it is this piece, we must not deliberately skip this house, so I have to take you to take a look, this house is unlucky, Mr. Liu, let's just take a look, you don't have to mind, let's go, go and see other listings." ”

"Unlucky?" Liu Hai was interested when he heard Gu Ning say this, and instead of moving, he asked, "What is the unlucky method?"

Gu Ning saw that the customer wanted to hear the story, so he continued: "This kind of house is called ' in our agency industry. As far as I know, the first seven owners who lived here all had bad luck at home, either a family had a traffic accident and all died, or someone in the family was crippled by an experimental accident, and all the adults in the family were arrested, and all the adults in the family were imprisoned, and the male owner of the family was caught cheating outside and was caught by the woman and died, in short, counting seven owners in the front, none of them had a good end. ”

Bangs couldn't help but widen his eyes: "So evil?"

Gu Ning shrugged his shoulders and said, "Who says it's not? Let's say the current female owner, her ex-husband was drunk twenty years ago and ran onto the road and was hit by a car and died." Since then, the female owner's family has moved out from here, the house has been completely empty, and has never been sold, the price has dropped again and again, and no one has bought it, and blamed the owner for being too kind, and told our agent that when introducing the house, we must tell the truth about the situation of the house, and we can't deceive the buyer, otherwise 150,000 gold coins per square meter, tsk, such a low price, there is always a ...... that sees the money."