Chapter 26: Pretending to be a husband and wife to go on an unannounced visit
Xiangbei had no time to take care of the inside news of Xu Changlin's suicide. The Yushan case is also a hot topic in society, and there are many internal situations that need to be investigated and understood. Although the first draft has been sent away, the report will definitely continue to follow up.
Early the next morning, Xiang Bei and Luo Fangyi agreed to make an unannounced visit to the investment company's street. The two had breakfast and met in the hotel lobby, and the person in front of them surprised Luo Fangyi. She saw Xiang Bei dressed strangely, a black patterned shirt, tunics, and a black leather bag.
"Master, what is the situation with you? Are you wearing the wrong clothes? β
"What are we going to do today?" asked Xiang Bei.
"Secret visit. β
"Where's the secret visit?"
"Investment company street. β
"What does an investment company do?"
"Of course, it's a place to invest and make money. β
"That's it. Invest to make money, you don't have money to invest anything. Here you come. Standing there at the north end, he greeted Luo Fangyi, "How do I look like a big boss?"
Luo Fangyi looked at it carefully, nodded and said, "Well, it's a little interesting." However, this belt is not very similar, and generally speaking, such a marine shirt is the best match with the LV red belt. β
"Well, forget it, it's pretty much fine, they're not a high-level investment company. Remember, from now on, I'm in charge of making money, you're in charge of spending money, hurry up and get into character. β
"Yes, Master. Luo Fangyi's eyes lit up, "Oh, I'm a little hungry, let's go eat steak, the kind for 600 yuan, plus a HΓ€agen-Dazs, and then order Starbucks' latest sea salt caramel." β
"Not really, but I can give you something else. "Speechless to the north.
"What?"
"Uppercase clothes!"
The two came to the street of the investment company, and the tall plaques looked out of place with the shabby appearance of the whole street.
"It's really interesting, the poorer the place, the more prosperous the private investment company industry is. Luo Fangyi sighed.
"Do you know why?" asked Xiangbei.
Luo Fangyi shook his head.
"Let's go, let's go to an investment company and ask for clarity. "Looking north, it looks confident. He quietly turned on the recorder and pushed open a doorman.
"Hello, do you need to do financial management?" a middle-aged man greeted him.
"What's in it?"
"The hottest thing is this one now," the middle-aged man handed each of them a promotional color page, "This annualized interest rate is 10 points, and this is 14 points." The amount of investment is not the same. β
"It's so high, it's very risky, isn't it? Xiang Bei asked.
"Listen to the accent, you are not locals. β
"Uh, we ......," Luo Fangyi said.
"The owner was very knowledgeable and could tell at a glance that we were not from Yushan. We came here to do business and have lived here for two or three years. Xiangbei was worried that Luo Fangyi had said the wrong thing, so he hurriedly explained.
"You are a big boss and you should also understand that any investment is risky. However, you can rest assured that our product is different from the previous wealth management products, we return returns on a regular basis, and the interest will be paid to your account every month. β
"10 points, then if I invest 100,000, it will be 10,000 a year? Luo Fangyi was surprised.
"You will know if you do the math, our financial management model is a new model, which can be described as a million profits. Other companies may have similar products, some with higher annualized interest rates, but the profits are proportional to the risks. We don't have to worry about that. Just invest with confidence. The middle-aged man was so clever that it was obvious that he had memorized this set of rhetoric by heart.
"Hey, what do you think?
Luo Fangyi was a little surprised, but did not react: "You ask me what I do, you must be on your own." β
The middle-aged man looked at a large number of people, his eyes were a little strange, and he suddenly seemed to react, "Look at how good your daughter-in-law is, at first glance, I can rest assured that you are a hundred at ease, and the financial power of the family will be handed over to my husband." β
"......What? He ...... "Luo Fangyi suddenly realized that this person was afraid that he and Xiangbei were husband and wife, so he hurriedly waved his hand and explained.
Seeing the situation, Xiang Bei gently patted Luo Fangyi's head with his hand, "Isn't what the boss said right? You old lady knows how to manage money, and it takes half a day to calculate an account and a calculator. β
"You're wrong, I don't think your wife is an old lady, she looks like a flower and jade, and she is so well maintained, she looks like a college student. β
Women can't stand being praised the most. Hearing someone's praise, Luo Fangyi's face seemed to bloom with a flower, and he smiled even brighter.
"Is it beautiful? I'm blind, and I really can't tell the difference between beauty and ugliness. However, boss, I have millions of spare money on hand, although the money is not much, but it is not picked up out of thin air, and the wind blows, so I should naturally be cautious. I heard that in the past few days, because of investment, people have died in Yushan. With so many conversations in front of him, Xiangbei finally brought the topic out.
"You've heard about that, too?"
"This should have spread throughout Yushan, what's going on?" asked Xiang Bei.
"Actually, this case is very simple. The man who was slain was a debtor for others. It's okay to say they're debt collection agencies. It's just that they can't get a license, and at best it's an underground company. When it came to his professional field, the middle-aged man spoke with pride and relish.
"Since it is an investment, there should be materials, or if you don't get the money back, you will go to the court to sue." Xiang Bei said.
"You don't understand this business, and not everything can be solved by law. The middle-aged man seemed to want to speak and stopped, but did not say it thoroughly, "As the saying goes, three hundred and sixty lines, the line is the champion." The same is true for the debt collection industry. They have their own set of debt collection processes. At first, he was very polite and polite, and if the other party didn't know what was good or bad, he began to verbally threaten, and if it didn't work, then solve it with his fists. β
It seems that the point is coming, cheer up Xiangbei and carefully remember every word the middle-aged man said.
"This case was originally an ordinary debt collection matter. The other party opened a factory, as if it was a small chemical company. β
"Yes, I've heard that murderers run factories. β
"The man borrowed tens of millions of dollars from the investment company, saying that he wanted to expand the production line. However, the money was borrowed and the production line was built, who knew that something would happen and the factory would be shut down for rectification. In this way, the money to pay off the debt will not be available. You must know that the money lent out by the investment company is at a high interest rate, otherwise, where would we come up with so much money to pay you such a high interest? In desperation, the investment company found someone to collect the debt and asked them to ask for money. In the end, the leader broke into the factory with a dozen or so people, put the boss and his son under house arrest, who knew that the two sides clashed, the son of the owner of the chemical plant took out a fruit knife from the table and stabbed the leader, and it was a major artery, and the man died on the spot. β
"Boss, how do you know so much detail?" asked Xiangbei.
"It's such a big circle, it's easy to know about it. The two of you are very interested in this?" the middle-aged man was wary.
"Can you not be interested? If this happens, investors will be affected, right? Whether this money should be invested, I really have to think about it again. Xiang Bei did not avoid the sensitivity of the other party, and years of experience told him that the more vigilant the other party is, the more he can't dodge.
"This boss, at first glance, you are the kind of person who makes money by his head. You must know that you can't make money by fooling. I don't have a good project, I said that you won't invest money, the project is good, with your keen eye, you will definitely not miss it easily. As the saying goes, 'If you bloom, butterflies will come'. Therefore, such a small case does not mean that the industry is not good, this industry is not good, and it does not mean that our project is not good. β
The middle-aged man seemed to have opened the conversation box, and he analyzed it endlessly, although he kept saying "not fooling", but every sentence seemed to convince the other party.
"The boss's eloquence is really good, and he is worthy of opening an investment company. It was really interesting to hear you talk about the things in the circle just now. Well, tell me the story of this line of work again, and I'll probably vote for it now. "Xiang Bei's tone is good.
"Hey, did you burn out your brains with too much money?"
"Shut up, old ladies know what. β
Luo Fangyi glared at Xiangbei and sat there obediently.
"My brother and sister tutor is really good. The middle-aged man gave a thumbs up, "If you want to tell the story of Yushan's financial circle, it's the sea." Not to mention the farthest one, it's the one next door to us, you see?"
"See, the door is closed, and the seals are all affixed. β
"Do you know why?" the middle-aged man asked.
Shaking his head to the north.
"The boss committed suicide. β
"Suicide?
The middle-aged man glanced out of the door and lowered his voice: "The news that came out was that the capital chain was broken, in fact, I heard that it was his manager and employees who divided all the financing money and ran away." Customers come to ask for bills, but there is no money. The boss was angry and committed suicide. β
"How much money do you owe?
The middle-aged man did not speak, but stretched out his right index finger.
"One, ten million?"
"100 million! 140 million, to be exact. β
"Oh my god, so many?" Xiang Bei looked surprised, in fact, it did shock him. If these materials are integrated into the manuscript and the chaos of the entire industry is analyzed, it is undoubtedly a good draft.
"There are hundreds of people who ask for debts alone. β
"Then what about this money, can I still get it back?"
"Listen to me. The middle-aged man took a sip of water and cleared his throat, "The boss committed suicide, but his son is still there." His son, who is in his 20s, has just graduated from college and runs a food factory in Yushan. Food factories have little money and little profit. His father's debts weighed him down, and the factory and home were crowded with people who came to ask for debts every day. However, they are young and quite responsible. Not only did he not run away, but he also swore that the money would be returned to everyone, but if everyone forced themselves to death, no one would be able to get the money. β