Zhou Jingming said at the group's annual meeting that in the next two years, Tianming Group will have two main projects to prepare, one is the research and development of the "Yanhuang" car, and the other is the preparation and trial operation of the auto finance company.

Since the "Yanhuang" car has been implemented in accordance with the project process, at this time, when I go to Huaxi Village, there is only auto finance.

"That's right, it's about auto finance, I have made an appointment with Secretary Wu, and I'm going to formally discuss this matter with them tomorrow. Zhou Jingming nodded.

Before the millennium, domestic car manufacturers were "building cars and establishing factories", which car manufacturer made more cars, who could gain a foothold in the domestic automobile industry, because at that time there was a domestic market, plus the competition was not large, almost all of them were in short supply, and there was no need to worry about sales.

However, after the millennium, car manufacturers can be said to "sell cars and set up factories", and only by selling the produced cars can they have enough funds to expand and reproduce, and innovation in sales is extremely important.

The power of auto finance, as early as Tianming Group into the Southeast Asian market, Zhou Jingming has seen it, and the further back, the more loans to buy cars, installment payments will become the mainstream of car sales, the sooner Zhou Jingming layout, the more beneficial it will be to Tianming Group's subsequent position in the domestic market.

It's just that in the early stage, Tianming Group didn't have so much cash flow to invest in auto finance companies, and if he wanted to be the first person to eat crabs, Zhou Jingming had to solve the matter of funds first, and Huaxi Village was his best choice.

Moreover, in the past two years, Tianming Group and Huaxi Village have carried out close cooperation in various fields, and Zhou Jingming believes that with the vision of Secretary Wu, he will not fail to see the huge benefits that auto finance can bring.

"I'm not worried about Secretary Wu's side, but the key point is, will the state agree to issue us a license? After all, the financial sector is not an ordinary industry, and the government will not easily open this opening. Zhao Ke said with some concern.

The domestic control of the financial industry has always been strict, the Shencheng Stock Exchange has just been in operation for a few years, and the issuance of financial licenses to private individuals is unprecedented, Zhao Ke is worried that even if Zhou Jingming solves the capital problem, if he wants to get involved in the financial field, I am afraid it will not be so easy.

Zhou Jingming smiled, "You don't have to worry about this, I have already talked to Minister Li, and Minister Li has also talked to Governor Li Minghai about this matter, and the central bank has agreed to let our group engage in auto finance in a small area, and if it is appropriate, it can be promoted on a larger scale." ”

If you don't have diamonds, don't do porcelain work. Since Zhou Jingming has made up his mind to engage in auto finance, how can he not even consider the issue of license plates?

"If that's the case, that's great. When Zhao Ke heard this, he couldn't help but say excitedly.

As long as the central bank agrees, there is nothing to worry about.

Early the next morning, Zhou Jingming, Zhao Ke and Ma Xudong came to Huaxi Village by car.

After entering the village, the three of them came directly to the construction site of the aluminum alloy factory, Wu Renbao was wearing a helmet to listen to a person in charge of the construction site reporting the construction process, and after seeing Zhou Jingming and others, he hurriedly greeted him with a smile.

"Xiao Zhou, come so early, didn't you say that I would wait for you in the reception room at ten o'clock!"

"We also happened to come here to have a look, hard work old secretary, early in the morning to inspect the construction site. Zhou Jingming glanced at the busy construction site, and then continued, "Some time ago, it was still an empty land, how long has it been, but I didn't expect it to take shape." ”

From the time Tianming Group and Huaxi Village negotiated the aluminum alloy factory to the present, it has been less than a year in total, and more than half of the first phase of the factory has been completed.

"The sooner it is built, the villagers will be able to earn more...... It's noisy on the construction site, let's go to the conference room to talk. Wu Renbao said as he led the way in front.

The three of them followed Wu Renbao and soon came to the conference room in Huaxi Village, although it was not the first time they had come here, but Zhou Jingming and they still felt that this place was as luxurious as a palace.

"On the side of the aluminum alloy factory, the relevant equipment has been purchased in accordance with Xiao Zhou's requirements, and by the end of this year at the latest, it will be officially put into production...... By the way, what are you coming to me for this time?" After beckoning several people to sit down, Wu Renbao asked a little embarrassed.

Zhou Jingming probably mentioned this matter to Wu Renbao on the phone the day before yesterday, but Wu Renbao forgot about it all of a sudden.

"That's the case, Secretary Wu, our Tianming Group wants to build an auto finance company and want to borrow funds from you. Zhou Jingming hurriedly replied.

"Auto finance? Tell me in detail, I really don't know much about this aspect of things. Wu Renbao said thoughtfully.

Next, Zhou Jingming explained the relevant definition of auto finance to Wu Renbao in the most concise language.

"Because our group's funds are relatively tight at present, we can't take out so much money for auto finance at once, so I want to borrow from the old secretary, before the millennium, our group can guarantee the use of its own funds to meet the daily cash flow needs, as for the interest on the loan, we can pay according to the official interest rate. ”

"That's what happened...... Anyway, there are not a few surplus funds in Huaxi Village every year, and there are no good investment projects, and the funds are idle and idle, and it is not impossible to lend them to you, but I have a condition. ”

Wu Renbao thought for a moment, then looked at Zhou Jingming and said.

Don't look at Huaxi Village has just invested in an aluminum alloy factory, this money is nothing to Huaxi Village, the whole village has so many people, and there are so many collective assets, Wu Renbao can't wait to make this spare money work.

When Zhou Jingming heard this, he couldn't help but be happy on his face, "Old secretary, please speak, I will definitely agree." ”

"It's okay to lend the money to you Tianming Group, as long as it doesn't exceed the economic strength of our Huaxi Village, I will give you as much as you need, but the premise is that Xiao Zhou, you have to promise me, if there are any suitable cooperation projects in the future, or if Huaxi Village encounters any difficulties in the future, you should not forget the friendship that our Huaxi Village has given you. ”

Wu Renbao's vision is so old-fashioned, how can he not see how far the Tianming Group will develop in the future, and now he is friendly with Zhou Jingming and them, which is equivalent to pulling a strong ally to Huaxi Village, this kind of business that only makes money and does not lose money, why doesn't he do it?

"Since the old secretary said so, then I also make a statement, I Zhou Jingming is not a person who does not repay kindness, today the old secretary and Huaxi Village all the help of our Tianming Group, we must keep in mind, as long as we need the help of Tianming Group in the future, the old secretary just speaks. ”

Zhou Jingming said very sincerely.

Counting this time, Huaxi Village has already helped Zhou Jingming three times in terms of funds before and after, how dare Zhou Jingming forget!

"Okay, then that's it, and I'll let the financial guy talk to you about the details. Wu Renbao laughed.

Zhou Jingming, Zhao Ke and Ma Xudong couldn't help but breathe a sigh of relief when they heard this, the matter of auto finance has finally come to an end, and next, it depends on whether the all-aluminum body can be a blockbuster at the Geneva Motor Show!

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