Chapter 1 Unrepayable Loans
"The house I just renovated is still ventilating and removing formaldehyde, so let me cross it?"
"Even if I don't live there, I haven't paid off my debts. ”
"Huh?"
"It's crossed, aren't Ant Huabei and Jingdong Baitiao ...... You don't have to pay it back?"
"You're not going to rob my house from the bank, are you?"
Originally, he was thinking about something that was not very pleasant, but thinking about it, Qi Yu couldn't help laughing, and the laughter was getting louder and louder.
"Crossed?"
"Hahahaha......"
As a street farmer, I don't know how many years I have been looking forward to this kind of thing.
"I don't know which one my crossing template is, Chen Qi must be impossible, Wen Ming or Li Daniu?"
Qi Yuxiang's three names are the protagonists of the three novels he wrote.
The reason why Chen Qi is impossible is because Chen Qi is a rebirth stream of the transcendent world, and his traversal nature is different.
"Don't be a template for smelling the sound. ”
Because Wen Ming is the protagonist of "True Technology", Goldfinger is able to daydream and then get the knowledge in daydreams.
But this golden finger is not without a price, and the disaster in the daydream will also befall the real world, and eventually act on Wen Ming himself.
On the other hand, before Qi Yu crossed, the first online novel written in the code farmer's career, the protagonist of "The King Who Can Cross", has a much more peaceful golden finger.
"Actually, the real invincible Goldfinger is Chen Qi, the protagonist of the third novel "My Superpowered Daughters". ”
"It's a pity that the third book is too powerful. ”
Looking back on the past, it was all tragic to hit the streets.
After studying it for a while, Qi Yu found that he was wearing it, not his soul.
Maybe it's because of the crossing, the physical age has become a lot younger, from twenty-nine years old to his own nineteen-year-old Yazi.
This is also the fundamental reason why Qi Yu determined that he had crossed.
In the location, there is a bachelor apartment, a bed, a desk, a sofa and coffee table, and a bathroom.
I was able to determine that this room was a bachelor apartment and not a hotel room, just because there was no room for a key card next to the door.
The sheets, covers, toothbrushes and other items in the room are not disposable, but seem to have just been bought and never used.
"There are no windows, so the conditions are a bit poor. ”
Qi Yu sat on the only sofa in the room and picked up a document bag on the coffee table.
Nestled in a stack of paper documents was an ID card.
"Qi Yu. ”
"Nationality: Federal. ”
"Gender: Male. ”
Date of birth: February 2, 2222. ”
Address: 2222, 22nd Floor, 22nd Street, District 22, 22nd District, Mercury Huayu. ”
“???”
Qi Yu was a little confused.
It is not unacceptable to travel from 2019 to 2222. Judging from his current age of 19 years old, the current time is probably 2241, and he is still using this card-style ID card in 2241, but there are not too many problems.
As for the beginning of an address like Mercury Huayu, it is not impossible compared to the year 2241.
After all, Qi Yu's nationality on the ID card is the Federation, and judging from the beginning of the address of Mercury, then mankind must have entered the interstellar era.
But what is the situation with so many 2s?
I looked at the decoration of the room again, as well as the only furniture, and it looked similar to 2019.
There is no kitchen, and there is not a single appliance.
"Could it be that it is a hidden holographic projection TV?
Qi Yu glanced at the switch next to the sofa, and then pressed it, and the lights in the room went out.
In the dark, Qi Yu pressed the switch again, and the lights in the room turned on.
Not to mention that there is no difference from 2019, there is not much difference from 1999.
"Is it really a trip to the future?"
Qi Yu gave up calling his intelligent housekeeper by voice, and he believed that the level of technology in 2241 would definitely be much more advanced than in 2019.
But what he believes more is that his current conditions are too poor, and even if he has high-tech products, he has no money to buy them.
Flipping through the stack of documents in the file bag, Qi Yu knew his identity, but he was more puzzled.
"Graduated from the 222nd class of Chen's Group Private Vocational and Technical College?"
"I'm only 19 years old, why did I graduate?"
"Accumulated arrears of tuition and living expenses, 1234567.8 credit points?"
"It's not surprising that the world's reputation points will become a monetary unit in the future, but why do I owe so much money? Could it be that I have lived and studied in this private college since I was a child?"
"The date of graduation is July 1, 2241, and the lease contract is July 1, 2241, and ends on July 31, 2241. ”
"I'm still living in this apartment and my lease is only for a month, which means it's within a month of my graduation. Time, that is, in July 2241. ”
"The first statement date - August 16, 2241, the best repayment amount of the bill - 10000.00 credit points...... 20 years of repayment?"
"If I repay 10,000 yuan a month for 20 years, doesn't that mean that I have to repay a total of 2.4 million yuan? ”
Qi Yu frowned.
Before the crossing, he was uncomfortable with the mortgage of 4,000 yuan a month.
I thought I wouldn't have to pay off the mortgage after the crossing, but I didn't expect to have to repay more money every month.
What's more, the money repaid every month is not the mortgage, but the tuition and living expenses that I owe to the private school.
Although I don't know much about the purchasing power of the currency credit point in 2241, I don't think it will be too inflationary and depreciating.
"If you are overdue for three repayments, you have to join the Chen Group?"
Qi Yu's brows furrowed even more.
Although the document does not describe what work he will do after joining the Chen Group, it is not expected to be a good job.
In the capitalist world, interests always come first.
If you really only make money by interest, then calculate the time span of input and output, this company actually doesn't make much money.
Take Qi Yu as an example, 19 years plus 20 years, that is 39 years of investment.
Even if it is not a one-time investment, and raising a person from childhood to 19 years old, plus teaching, it will cost less than one million.
After all, it's collective life.
But it's not too bad.
How do you look at it, Chen Shi Group stipulates that the loan of 10,000 yuan will be repaid in the second month after graduation, all of which are to let graduates join Chen Group.
"So why do you want to do it?"
"Private companies can adopt orphans, raise them in their own private schools, and build up high loan bills. ”
"Then why don't you force graduates to join the Chen Group after graduation?"
"Could it be that it's because of the restrictions of the federal authorities?"
"That's why you do this kind of thing about taking off your pants and farting?"
Thinking of this, Qi Yu breathed a sigh of relief.
When he saw the arrears contract in the document bag, he was very stressed because he didn't know much about the world now.
Some of the skills you know may not be useful in 2241.
The difficulty of making money can be imagined.
Late repayment is definitely not running away from the current point of view.
In other words, I will definitely join the Chen Group and then do some not very good work.
"Since the federal government has such a deterrent effect, it means that even if I join the Chen Group, I will not do some life-and-death work. ”
"There's still a chance. ”
Qi Yu stuffed all the documents back into the file bag, and then searched the room.
"If you don't have appliances, you don't have clocks?"
"Where's the phone?"
"People in 2241 don't use cell phones anymore?"
"What about more advanced communication bracelets and the like?"
"Or do you want to give me nothing but the necessities of life?"
"Then where is my money, I can't give me a penny, how can I live for more than a month?"
That is, when Qi Yu was at a loss, he suddenly heard a woman's voice.
"Everyone, take their ID cards to the restaurant on the third floor, and the meal time is half an hour, and they don't wait. ”
Qi Yu was momentarily stunned, because there was no one in the room except him.
And the female voice sounded directly in his ears.