Early the next morning.

Wuyang Group headquarters building, in a small office on the top floor.

Ma Tiansheng sat on the main seat, Fang Yi sat opposite Ma Tiansheng, and a middle-aged man sat next to Ma Tiansheng.

Ma Tiansheng looked at Fang Yi with a smile: "You came fast enough." ”

Fang Yi would also say: "Isn't this very cherished, do you want to come to your company to apply for this position!"

Mr. Ma smiled and turned his head to look at the middle-aged man on the side, "Ai Hou, Xiao Fang and I shouldn't have to introduce ourselves, right? "With Ma's natural age and status in the business circle, he is qualified to call Fang Yi a little square.

"Okay, Mr. Ma. The middle-aged man stood up and stretched out a hand to Fang Yi, "Hello Mr. Fang, my name is Ai Hou, and I am the current executive president of the Xingpay platform under Wuyang Group. ”

Fang Yi's eyes narrowed slightly, if it is an independent company, then the president and the director are the closest partners in the company, but Xingpay is obviously not an independent company, and there is a Wuyang Group on the top! At this time, the identity between the president and the director is a little delicate, and it is not enough to say that it is the biggest rival.

However, on his face, Fang Yi didn't reveal his inner thoughts at all, and hurriedly got up and grabbed Ai Hou's hand, "Hello Mr. Ai, I'm new here, please take care of me in the future." ”

Ai Hou's eyes flashed a strange color, and he quietly withdrew his right hand, "If Mr. Fang can really come to work, then it is appropriate to support each other as colleagues." "The implication is that you are not the director of my Xingpay platform now!

Ai Hou and Fang Yi's small movements, Ma Tiansheng may not have seen it, or he may have seen it and was too lazy to pay attention to it, and after Ai Hou sat down, Ma Tiansheng smiled and said: "Xiao Fang, if you want to come to work in my Xingfutong, then you must have a certain understanding of Xingfutong and your own unique opinions! ”

Fang Yi knew that from the first question asked by Mr. Ma, his interview officially began, and every answer he gave was the basis for his own points plus or minus.

Since its establishment in 2012, Xingpay has always taken "trust" as the core of its products and services.

It has three independent brands: "Xingpay", "Xingpay Wallet" and "Xingpay Investment".

Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer.

Xingpay has established strategic cooperative relations with more than 180 banks at home and abroad, as well as VISA, MasterCard international organizations and other institutions, and has become the most trusted partner of financial institutions in the field of electronic payment.

On August 21, 2018, Xingpay released a comprehensive upgrade of the delayed arrival function, and the defrauded funds are expected to be recovered, which is the safest payment platform for users, and on February 2, 2019, Xingpay officially obtained national certification, and from March 26, 2019, a service fee will be charged for credit card repayment through Xingpay, which will be the first income of Xingpay in addition to interest income and handling fee deduction, Mr. Ma, the above is all I know about Xingpay, I don't know if I am right?"

Ma Tiansheng scratched his head and looked at Ai Hou, "Ai Hou, is he right?"

Ai Hou nodded, "I can see that Mr. Fang has done his homework before coming, and he is completely right." ”

Ma Tiansheng nodded and turned his head, "Xiao Fang, if you really take up the position of director of Xingpay, do you have any plans for the future of Xingpay? ”

Fang Yi smiled, and did not answer Ma Tiansheng's question positively, but asked rhetorically: "Mr. Ma, at present, whether it is domestic or foreign, third-party payment platforms have research and development, but the economic benefits generated are not very good, and there are not many users, Mr. Ma, have you thought about the reason for this?"

"It seems that Mr. Fang, you don't know enough about our Xingpay platform!" Before Ma Tiansheng could speak, Ai Hou interrupted: "Mr. Gangfang, you also said that our Xingpay is currently the world's largest payment manufacturer, and the users are even more million-level, and the money that circulates on the platform every day is calculated in tens of millions, such a huge amount, how can it be called economic benefits are not very good?

Fang Yi just looked at Mr. Ma quietly, and didn't say anything, if Ma Tiansheng also felt that the current achievements of Xingpay were very gratifying, if they had touched the ceiling of the industry, then when he didn't say anything, and he had never been here, he immediately turned his head and left, the so-called industry ceiling, in Fang Yi's view, is actually the personal ceiling of the leader of the leading enterprise in the industry, Fang Yi He is unwilling to cooperate with people who touch the ceiling as soon as they look up, such people, there is no future, it is true that Xingpay is the best company in the world, third-party payment platform, millions of users, tens of millions of daily turnoverFang Yi has seen a payment platform in another world, with 400 million users, the company's account turnover exceeds 100 billion yuan every day, and there is even a daily turnover bill of more than 100 trillion yuan during the peak period.

Mr. Ma pondered quietly for a moment, "First, when it comes to money, it is difficult to promote, and the number of users is small.

Second, there are banks, credit cards and other institutions, and we lack core competitiveness.

Thirdly, there is no need for market users to use it. ”

Fang Yi's eyes lit up slightly, Mr. Ma really Mr. Ma, worthy of his name, and he hit the crux of the problem at one point.

The world's third-party mobile payment platform, compared with the world, lacks these three points.

The first point is actually Fang Yi's own job, and it is also what he is best at.

The second point is that it is a hard injury, if you don't find the core competitiveness, no one will come in vain, and it is precisely that Fang Yi knows what the core competitiveness of Xingpay really lacks.

As for the third point, solving the first point and the second point is actually solving the third point, and when the first two difficulties are solved, the last point is the easiest. Read the latest chapters of "Global Director's Claw Book House" for free for the first time.