Although the financial turmoil has not yet arrived, the upper financial layer has begun to nervous, and bank interest rates have begun to fall, reducing inflation, and preparing for the release of funds later.

All small business loans have been cut, and banks are starting to live a tight life.

Capital felt the cold, the wind was tight, and they tightened their pockets, and small businesses brought a chain reaction, and it was about to be the end of the year, and the employees had received their last month's salary, and overseas orders were uncertain. Employees can only go home first and wait for the notice to go to work.

This kind of thing is happening in small factories all over the country, especially in the south of the country, where the family factories are more serious, and in the north, most of the state-owned enterprises are affected.

Hong Kong, as a financially developed region, has also been impacted, the stock market has grown slowly, and borrowing, bridging, financing, and vain have increased, which is a good thing, but the funder has shrunk, and as a financial broker, Luo Youhua has a hard time.

Wealth management and financial products began to skyrocket, banks frantically attracted private funds, wanting to save fat for themselves for the winter, and the wages of ordinary people were damaged, not to mention saving money, they all wanted to take out their savings with the bank to live.

The confrontation between retail investors and capital has intensified.

A financial tug-of-war is already quietly unfolding.

Lu You has just returned to the company. The mobile phone rang, and a lot of people who called him in the past few days were acquaintances, who wanted to get money through Youzu Finance, and gave high interest.

Lu You glanced at the caller and sighed, picked up the phone and said, "I'm Lu You, what's the matter?"

"Mr. Lu has a good New Year!" Ma Tianhong smiled a little embarrassed.

"It's early for the New Year, why are you calling me?" Lu You felt that he was not asking nonsense, what else could he have besides borrowing money?

"The financial industry under your group, what about a bridge loan? Embezzle it for a period of time, not much, 1 billion, move it for a month, I will give you 6.5 percent of the bridge fee, how about it?"

"What do you want so much money for?" Lu You wondered, "You haven't let go of the coal industry yet?"

Ma Tianhong was a little embarrassed, Lu You told him clearly, don't be obsessed with coal, it's really a sunset industry, he still can't let go, he doesn't understand anything about automobile manufacturing, this year all over the country running, or reluctant to give up coal.

Now that finance and environmental protection are squeezed at both ends, he can hardly hold on, the coal mine is bought by state-owned enterprises with coal, the integration of resources is imperative, and the steel is restricted.

"No, the bank urged money, I will pay it back first, I will sell it after the New Year, I recently signed a contract, it will take a month. ”

Lu You thought about it and refused, one billion funds is trivial to him, but at this juncture, people's hearts are unpredictable, Lu You doesn't know how many industries he has sold, in case the industry is sold out, take a billion with himself, turn around and run.

That's really blind, the relationship is good, the relationship is good, you can't vote indiscriminately, Jia Yueting pit fellow countryman, that's a real blood pit!

Zheng Qiqi, Mr. Zuo, Huangshi, and other major group leaders are also holding meetings non-stop, and for large enterprises, especially those responsible for employment, they have obtained tax exemption policies to ease the pressure on enterprises.

In fact, it is the same as the tax and fee reduction in 912 in later generations. Maximize the stimulation of consumption power, stretch market activity, maintain economic growth, and avoid a hard landing of the overall economy.

Compared with other countries, China's economic soft landing is slowly bottoming out, and it is really a soft landing!

The annual meetings of major enterprises are being prepared, and they have chosen the most money-saving way, and the annual meeting of Youzu will no longer hold large-scale annual meetings, let alone invite any stars, that is, employees can sing and sing.

Lu You dealt with the problem of the group simply, and the industrial park is the focus of the state. Not only did they get tax exemptions, but the provinces also gave certain subsidies, and the most important condition was that layoffs were prohibited.

The phone on the desk rang again, Lu You hung up without looking, he didn't need to look to know who called, closed the folder, Lu You sat there and thought for a while, and finally decided to write an application and submit it to talk about the snow disaster.

"Mr. Lu, Mr. Luo wants to see you. ”

Before Lu You could speak, Luo Youhua pushed open the door and walked in. Luo Tingting followed, looking left and right, looking at Lu You's new office.

"Can you not bring your baby daughter every time you come?" Lu You said without raising his head.

"She graduated, and she has nothing to do, come to your place to have fun, why don't you answer my phone?"

"Play for a while, you are letting her play with me, I don't want to take it, I know everything you said, I don't want to listen to your nagging, tomorrow is the shareholders' meeting, and I will make it clear when the time comes." ”

"What are you going to do in this situation?" Luo Youhua asked as he sat down and stared at him.

"What to do? It's a Wall Street thing? If he dares to do something to me, I'll dare to fight him. Lu You raised his head and stared at Luo Youhua and said, "Knock him to death." ”

"I've read the data of the mobile phone industry, you can't knock people to death, the brand of Youzu mobile phone has been played to death by you, unless you take the land tank back. ”

"Fight Samsung, Nokia also came back with land tanks, don't look at everyone is shrinking the market now, the two will be finished next year, and now what is more worried about is the financial war. Lu You looked at Luo Youhua and said, "I'm worried that they will cut you." ”

"What the hell do you know you're going to cut me?" Luo Youhua looked at him with wide eyes and said, "Don't be a demon, I beg you, okay?"

Lu You shook his head and said, "If he kills you, I won't let go." ”

Luo Youhua looked sad, stood up and took out a cigarette from Lu You's desk and lit one, this wave of financial crisis. Emperor Financial has shrunk by at least a quarter, and he originally thought he could be the richest man for a day, but now he is desperate.

"Don't talk about those unhappy things, how about I invite you to dinner?"

Lu You didn't say anything about business at dinner, but now in this situation, I can't talk about it. I was afraid that Luo Youhua would break down and cry bitterly as he spoke.

In a few years, too much has changed, Luo Tingting is already a big girl, she is twenty-two this year, she has graduated, and she has gone through this year. Lu You has also been in the business world for six years.

Too much has happened in the past six years, from a poor boy who was penniless and had to ask his family for money even to go to an Internet café to write software, to go international and become the richest man.

Many times, time can turn a person into a person who he doesn't even know.

The electronics industry is surging, and the market confrontation between Youzu and the two is still continuing.

Many people in the industry are judging, if Lu You continues, Youzu Electronics Group is likely to implicate the entire Youzu Group, this time it is not fun. There is a real possibility of bankruptcy.

In recent months, the market strength of the two companies has decreased, and it is clear that it is a no-lose-lose-win state.

"That's the best, you look at the market this year, it's messy, it's smoky, and in the end, no one made any money, and it caused a financial crisis. ”

"I've met Mr. Lu a few times, don't look at the young age of this person, he is really ruthless, this matter is not over. ”

"It's not over, keep fighting? Unless he really wants to go bankrupt, he can't admit it in this case. ”

"Anyway, this person can't be measured by common sense, and the two are not comfortable, continue to disrupt the market, and the state will not allow it, you know?"

A group of people muttered, and in the end everyone agreed that Lu You was a fool and that they had no money to make.

The internal meeting of Youzu has determined that next year, all employee benefits will be cut, and the company's supplies will be greatly reduced, from a pen to a piece of paper. It's all going to get stuck.

All company dinners will be cancelled, and all business trips will be economy class.

The big conference room has been prepared, Lu You is sitting in the office and still watching the content of the meeting, today is definitely the most complete shareholders' meeting since Youzu became the group.

"Mr. Lu, all shareholders have arrived. ”

"Okay, I got it. A moment passes. Lu You raised his head and asked, "Is Bai Kolon here?"

"It's here. ”

Lu You nodded, put the documents together, stood up and put on a suit jacket and walked towards the conference room, the door opened, and everyone on the scene stood up with applause.

Lu You looked at these people. Put the folder on the table and said: "Don't applaud, there will be no dividends this year, thank you shareholders for their recognition of my work this year, today is a general meeting of shareholders, and it is also a report meeting for my work for one year, and make an estimate of the group next year." ”

Lu You looked around as he spoke, and found Jiang Siya sitting next to Shen Qian, frowning slightly.

"What are you doing here?" Lu You wondered, "You are not a shareholder. ”

"I accompanied my sisters to the meeting. Jiang Siya glanced at Shen Qian beside her and said with a smile.

"Okay, don't focus on the useless, talk about the practical. Luo Youhua said.

"Yes, especially about whether the electronic war of its electronics group will continue next year?" asked the industrial and commercial representative.

"Personally, I feel that this scuffle should stop. This year, the financial report data of the electronics group is very unsightly, we are a private enterprise, and we should pursue profits, not attack opponents. Hu Haifeng said.

Lu You saw that everyone was gossiping, raised his hand and pressed it weakly, "Everyone be quiet." ”

"This year's growth rate is very good, but the profitability is very poor. ”

"The financial crisis is at the head. There should be friction with Wall Street, and the blockade of international finance is too hurtful. ”

"Yes, as an international company, at this moment, we should take international financing to alleviate internal tensions, and now we are blocked ........ ”

Lu You looked at the chatter of everyone, his face pulled down, picked up the folder and slammed it on the table and shouted: "Let you stop talking, didn't you hear it?

Instantly!

"It's all scolding!"

"Mr. Lu, this is the shareholders' meeting, don't swear. A small shareholder next to him suggested.

"Dirty you second uncle, Lao Tzu is talking like this, I don't want to listen and get out. ”

Lu You opened the folder with an angry face, and said: "Who else is talking, come, come up and say, stand here and say, don't have a meeting first, you say first, say, isn't it amazing, it's international, it's financial, how do you know so much?"

Jiang Siya sat there and laughed when she heard this, isn't this what she said to her students when she was teaching?

Mr. Lu, she smiled. Luo Youhua pointed at Jiang Siya with his finger and said.