At the beginning of the 21st century, China's foreign exchange management was quite strict, in fact, even before Li Mu's rebirth, foreign exchange still had strict requirements for ordinary people and ordinary enterprises, for example, the number of dollars that individual citizens could exchange every year was only tens of thousands of US dollars.

At present, in addition to the central enterprises, there are not many enterprises with a total market value of more than 2.5 billion US dollars, let alone so much foreign exchange, and any company that wants to get 2.5 billion US dollars of foreign exchange is basically equivalent to a fool's dream.

If Li Mu wants to take 2.5 billion US dollars in foreign exchange, normally the only possibility is to find funds from overseas capital markets to solve the problem, of course, the money in the hands of these big capitals is more usurious than usury, they will never agree to borrow with a little interest, because they have long passed the stage of making profits by interest, they want the shares of Makino Technology, Li Mu's meat.

For Li Mu, the head can be broken and the blood can be shed, and the meat can never be cut, so the only choice is to find a way to raise funds in China.

Borrowing money directly from the central bank, maybe you can really borrow it by brushing your face, but that must be a very bad start, and it will also attract criticism.

I asked the central bank to borrow 2.5 billion US dollars not for nothing, but I had to start a private equity fund first, raise the equivalent value of 2.5 billion US dollars, and exchange it at the same price, which is the first step;

Then the money is deposited with the central bank in the name of a private equity fund, and then the private equity fund is used to borrow $2.5 billion in foreign exchange from the central bank, which is the second step;

The private equity fund does not have any legal relationship with Makino Technology, so Makino Technology will lend the $2.5 billion from the private equity fund in the form of a loan to acquire Apple, which is the third step;

After the acquisition of Apple, Makino Technology will obtain a large amount of US dollar funds from the U.S. capital market at the time of the completion of the IPO, the size of this fund is likely to exceed 20 billion US dollars, and at that time, Makino Technology will take out 2.5 billion US dollars and the promised interest to repay the private equity fund, the fund will repay 2.5 billion US dollars, as well as the central bank's borrowing interest rate to the central bank, and the remaining interest rate difference will be directly converted into RMB with the central bank, and even the previous RMB margin will be withdrawn, and the principal and interest will be repaid to the individuals participating in the private placement, so that they can finally get the 8 promised by Li Mu% annualized returns, and at this point, the whole process looks like it's over.

However, after this, Li Mu will also give the central bank an additional thanksgiving reward!

After Makino Technology went public, it had more dollars in its hands, and when the time came, trying to invest as many dollars as possible in China would be equivalent to earning foreign exchange for the country.

For example, if Makino Technology starts the production and research and development of smartphones and other hardware at that time, and directly invests a large amount of US dollars to build a large-scale base in China, these amounts of foreign exchange will be very huge, which is the feedback to the central bank at that time.

In order to borrow 2.5 billion US dollars of foreign exchange from the central bank, he has made so many preparations and follow-up feedback, so that the cooperation between Li Mu and the central bank can be completely open to the whole society, so that he will naturally not leave any trouble for himself.

Moreover, there is no need to worry that their own practice will set a bad precedent, there is their own set of standards here, if other companies can really implement this set of standards, then the central bank is afraid that they will not be able to ask for it.

……

Li Mu's whole set of speculations was easily realized by Chen Ze with almost no deviation.

At noon the next day in China, Chen Ze sent Li Mu a good news, after half a morning of communication, the central bank has agreed to Li Mu's cooperation plan, and the central bank even gave a very big preferential treatment, that is: if Makino Technology can invest 2.5 billion US dollars in China after listing, the central bank will reduce Li Mu's loan of 2.5 billion US dollars of interest and all handling fees.

Li Mu didn't care about this interest, but the attitude of the central bank made him particularly excited, which means that the money to buy Apple is already available.

Immediately, Li Mu said to Chen Ze: "Start the internal subscription in the CSC club, and the specific data will be set as: the annualized interest rate is 8%, the time period is 6-24 months, the minimum purchase amount is 10 million, and the incremental unit is 10 million." ”

At this stage, even the national bonds that were robbed madly, the annualized interest rate is less than 4%, and it starts in at least 3 years, and the later Yu Bao was robbed by the masses, and the annualized yield has been below 5% for a long time, so the 8% annualized interest rate given by Li Mu, if it is sold to the whole country, 200 billion can also be snatched up overnight, but neither Li Mu nor Muye Technology is qualified to engage in this kind of financial operation, so Li Mu can only think of a way from the second generation of the CSC club.

The annualized interest rate of 8% is definitely very high in the current social environment, but for Li Mu, the cost pressure is not great, more than 20 billion If calculated in a year, the interest will be more than one billion yuan, or even less than two billion, which is many times softer than the capital predators on Wall Street, and this money is used to buy Apple, even if the interest is twice as high Li Mu will not blink.

As for the time period set at 6-24 months, this is for the greatest degree of operational flexibility, how long the specific cycle is, depending on the time of their listing operation, if the listing is early, the actual interest paid will naturally be less, if they can achieve listing after 6 months, it is naturally best, if they can't do it in 6 months, then up to two years.

Li Mu had already thought about it as a whole, so Chen Ze didn't ask any more questions, and said very simply: "Okay, I'll inform them through the club's internal SMS platform in the afternoon, and then launch a subscription page in the member background of our official website." ”

CSC Club has a complete set of page products, including the official website, member area and member exclusive background, any official online activity, will be launched in the member background will be launched a corresponding activity page, members can view the activity information on the page, apply for activity registration or initiate consultation with the official staff.

Li Mu said: "We tentatively raise a total of 22 billion yuan, the first phase of the open 5 billion subscription, the first phase of the 5 billion, the amount of individual subscription is not limited, after the end of the first phase of subscription, the second round of 5 billion will be launched every other day, the third round of 5 billion is the same, the last 7 billion in the fourth round." ”

……

It was three o'clock in the afternoon of the same day in Yanjing time.

All CSC Club members receive a text message:

The fund co-sponsored by Li Mu and Chen Ze, the founders of CSC Club, will be sold to CSC Club members, with an annualized return of 8%, guaranteed principal and interest.

The rich second generation who can join the CSC club, even if they don't learn anything, are still very sensitive to words like "8% annualized return" and "guaranteed principal and interest".

Just look at the annualized return of 8%, but do not look at the risk, that is a hooligan, even if the annualized return is 800%, if the principal is not guaranteed or interest, few people are really interested, even if they are interested, they may not dare to invest, but the guaranteed principal and interest are different, this is an extremely powerful guarantee in the field of funds, for investors, the only risk comes from the guarantee behind the fund, if the guarantee behind is reliable, the fund can basically be said to be zero risk.

And this fund was initiated by Li Mu and Chen Ze together, and with these two people coming forward, this fund is already equivalent to zero risk in the eyes of CSC club members.

As a result, a large number of members hurriedly logged in to the member center with computers and saw the specific information of this private equity fund in the background.

The annualized interest rate is 8%, starting from 10 million, 6-24 months, guaranteed principal and interest, only these four points are enough to make everyone's hearts ripple, and the terms of subscription for CSC club members are even more comfortable for them to feel this kind of old driver with a sense of comfort.

For most rich people, they are not worried about not being able to find money, but worrying that they can't find good projects with money.

There are many projects with 100% profits, but the 100% profit margin corresponds to a success rate of 10% or even lower.

There are also many projects with a profit of 10%, and if the success rate is lower than 70%, most people will not take a second look;

If the success rate of a project with a profit of 8% is infinitely close to 100%, it is extremely attractive to anyone, and can even make people rush to it and frantically pour in.

Look at Yu'e Bao is the best proof, for the vast majority of people, with Ali Bar as the endorsement and support, Yu'e Bao's investment success rate is close to 100%, so even if it is only less than 5% of the annualized interest rate, it also makes a large number of users rush crazy, and the total amount exceeds one trillion at the peak.

Look at the P2P companies that have gone bankrupt, a large number of companies that are infinitely equivalent to leather bag companies, using Ponzi schemes to give 8-10% annual interest rates, even if there are no giant companies behind them, it can make people crazy.

As a result, a large number of CSC Club members staged the same scene in front of the computer:

"Hey, Lao Chen, are you interested in a 5% guaranteed principal and interest fund...... Of course, it is to guarantee the principal and interest, to ensure that you have no risk at all, and there is no place to invest if you have money in hand for the time being, you can use it for me to do it...... Don't worry, don't you know the situation of my family? Can you still swallow your tens of millions and 100 million? Don't worry, I will sign a contract with you and write it clearly!"

"Mr. Xu, how is your fund performing this year...... Oh, this year's investment market does not seem to be so good, if you lack a stable investment channel can find me, more dare not guarantee, annualized 4-5%, 100% guaranteed principal and interest, no better projects can be considered...... Specifically, if you take less than 50 million, I will guarantee you 4%, 50 million to 100 million, I will guarantee you 4.5%, and if you are more than 100 million, I will guarantee you 5%!"

"Governor Li, is there any preferential policy for large loans recently? The interest rate is best below 4%, if it can be controlled at 4%, I will privately return 1% to you, if it can be lower, the difference is yours...... If you can approve a low-interest loan of 100 million 4%, you can make a net profit of 1 million yuan a year, how much money do you have in a year for the company? Do you have 200,000 yuan a full count? Rest assured! I have absolutely no problem with the operation, and this money can be directly given to you in cash when the time comes!"