Chapter 255: Risk Aversion
Suddenly hearing Chen Hongquan's appreciation, Ning Bing'er blushed slightly in discomfort, lowered her head, and didn't dare to look at the man in front of her.
After all, I just saw him do the bidding, it was really perfect, impeccable, and there was a trace of awe in my heart, and I suddenly heard his appreciation, and I was a little confused and didn't react.
Although Chen Hongquan had already relieved Ning Bing'er, Ning Guowei still said with some dissatisfaction: "Then tell me, how can we avoid risks and reap the greatest benefits?"
There are too many ways to avoid risks, risk control, risk transfer, and risk avoidance, but I think for our Baikang company, risk transfer should be practical. After all, we are a small company, and if we win such a big cake, we should know how many pounds and taels we have, and only by knowing ourselves and the other can we find the right direction, and we will not be too blind to make random moves and mess up our own proportions. Ning Bing'er said while thinking about it, after all, she was facing an old god-level figure in the rivers and lakes, and she didn't want to be too embarrassed.
Ning Guowei looked at Ning Bing'er without blinking his eyes, and always felt that a child studying medicine knew so much about economic management?
Could it be that she is quietly learning management knowledge by herself below?
Raising his head, he calmly looked at the daughter in front of him, this little face that looked delicate and well-behaved, immature clothes, but those black eyes, always felt that there was a different story hidden in it.
The big and watery black eyes seem to have a mature and resolute cold light, this is a pure look that sees through the current situation, understands the future, and sees the situation clearly, which makes Ning Guowei feel a kind of excitement and excitement, this child is indeed much more mature and stable, and he is a person who can achieve great things.
"Where do you start?, is there any direction?" Ning Guowei asked coldly.
Tilting his head and looking out the window at the verdant and lush birch forest, a flock of birds perched on the tree cliffs, chirping endlessly, singing happily imagining a happy future, and also singing praises to the motherland for getting better and better.
Looking at it, Ning Bing'er smiled, and smiled at the carefree birds outside the window, this feeling is too relaxed and pleasant, Ning Bing'er wants such a way of life, in winter, when the north is cold, she takes advantage of the autumn leaves to wither and flies to the warm south for the winter.
After winter, another long journey to fly to their hometown to reproduce, such a life is free and desirable!
They don't have to think about all kinds of financial interests in their minds, they don't have to think too much about deceit, and they don't need to be cautious and cautious about outsiders or people around them like thieves.
She was very reluctant to answer these questioning questions from her father, because this kind of empty talk without any substance and in general terms was not nutritious and had no practical value at all.
However, my father wanted to see how many catties and taels he had, and he wouldn't be so tested.
"About our company, the risk of capital recovery and the practical direction of funds is the direction we should pay the most attention to, to avoid the risk of capital recovery must do a good job in the source of funds, capital occupation, capital allocation and capital recovery of the calculation and balance, in order to ensure the safety, efficiency and liquidity of funds. Ning Bing'er glanced at her father coldly, and shook her head helplessly in her heart, these concepts of economics, in the previous life, Kang Yi forced himself to study for a long time.
"It's very good, it's good, it's good to remember the concept so clearly, it's good, go on. Ning Guowei said with an appreciative face.
"Bad debts, dead debts is the company's biggest taboo, and our company inevitably has such a situation, and accounts receivable recovery control risk can be avoided by the following methods: one is the use of the "five C" system to conduct a scientific assessment of customers, different customers to give different credit periods, credit limits and different cash discounts, the development of reasonable credit rating and credit policy. The second is to weigh between cash sales and credit sales, when the increase in profits from credit sales exceeds the increased costs, accounts receivable sales on credit should be implemented. The third is to regularly prepare the aging analysis table, determine the reasonable proportion of accounts receivable, supervise the recovery of accounts receivable, and prepare for bad debt losses in advance. Fourth, different collection policies should be adopted for different customers and different stages, not only to ensure the effective recovery of accounts, but also to avoid hurting the relationship between customers and me, and at the same time, to consider the size of collection costs and bad debt losses when formulating debt collection policies. The risk of inventory circulation control usually refers to the risk of timely sale and realization of inventory. The scientific storage and circulation of inventory can now be guaranteed and controlled by formulating reasonable safety reserves, order quantities and purchase times. These methods and concepts must be put into practice, not as decorations as in textbooks. ”
Saying the last sentence, Ning Bing'er was so speechless that she wanted to vomit, memorizing the knowledge in the textbook like this, and answering her father's question so stubbornly was beyond the scope of answering a normal question.
In the face of my father's questions, I need to seek truth from facts and analyze specific problems, and what is the difference between telling in such a general way and preparing for class.
Chen Hongquan, who had been listening carefully to Ning Bing'er's answers, listened quietly and quietly, watching Ning Bing'er slowly talk about his understanding of risk aversion with a calm face, as if he had been shocked, and was stunned.
Is this the words that come out of the mouth of a child studying medicine?
She is so familiar with the way she handles risk aversion and capital control, perhaps as if she wrote an economics textbook, clearly stating all the book concepts.
It's just that it's too general, and there are no specific ways and methods, so it's still a little regrettable, but seeing Ning Bing'er say it so calmly and lightly, Chen Hongquan still admires it, and he can't help clapping his hands again.
"Yes, Miss is really good, she has grown up!" Chen Hongquan said as he looked at Ning Bing'er with admiration.
The delicate and three-dimensional side face makes people look at Ning Bing'er's mother, a capable and beautiful woman who has been dead for a long time, but many of her ideas and methods are still practical in the company.
Looking at Ning Bing'er again, there is really a kind of morale of a tiger father without a dog in it.
"I remember the concept very well, but I don't know if it's just talk on paper, it's all empty talk, and I don't have any real talent. Ning Guowei sneered with disdain.
Suppression, only by continuous suppression, can we really grow.
This is Ning Guowei's way of pulling out seedlings for his daughter, some cruel, some ruthless, and some unkind, but he feels that this is to prepare for Baikang Pharmaceutical Company to go further and higher, but to prepare for the company's tomorrow.
Maybe Ning Bing'er doesn't know, what does the signing of this bidding document mean?
But Ning Guowei knows in his heart that this is not a simple bid, but a bid related to the future development direction of the company.