Jiangcheng Bank, a small local bank, is usually inconspicuous.

However, Zhang Dongsheng still came here, and before revealing the news that he wanted a loan, there were only two who gave an accurate reply, and one of them was here.

"Dongsheng, this is Manager Sun of Jiangcheng Bank. The main responsibility is for commercial mortgage projects. ”

"Manager Sun, this is Zhang Dongsheng, the boss of our largest private company, Sunrise and Yaoyang are his industries. ”

Under Zhang Yi's introduction, the two sides shook hands and sat down.

Before Zhang Dongsheng could say anything, Manager Sun had already spoken first.

"Zhang Dongsheng, right? We have already read the materials you submitted.

At present, Sunrise and Yaoyang are still developing well, basically meeting the requirements of the loan, but I don't know how much money to bring and what they plan to use as collateral. ”

Manager Sun's tone was cold, without the slightest enthusiasm. It's as if Zhang Dongsheng is not borrowing money from the bank, but borrowing money from him.

Zhang Dongsheng glanced at Zhang Yi, Zhang Yi nodded slightly, and then spoke: "I plan to use the old factory of Rising Sun as collateral."

The higher the loan amount, the better. ”

Hearing Zhang Dongsheng's words, Manager Sun took out a few sheets from the stack of materials in his hand and looked through them.

"I'm sorry Director Zhang, the old factory you said does not meet the requirements of the loan mortgage.

That piece of land, including the factory area, is the property of the color tube company and does not belong to Sunrise.

At present, the old factory does not have any signature products and does not have too many economic benefits, and does not have any mortgage qualifications at all. ”

Such an evaluation made Zhang Dongsheng and Zhang Yiquan a little unbelievable, the game "Jianghu" just launched yesterday can be said to have become popular in the entire Jiangcheng, and even Jiangcheng News has reported it.

Zhang Dongsheng didn't believe that the manager Sun in front of him hadn't heard of it, but he still opened his mouth like this, which couldn't help but make Zhang Dongsheng frown.

Zhang Yi on the side may have thought of something.

"Manager Sun, the information in your hand was prepared before. You should have seen the news and heard the reports yesterday.

The latest popular "Jianghu" game is produced by Sunrise, and it is also within the scope of the mortgage of this old factory. ”

Sure enough, hearing Zhang Yi's words, Manager Sun's face softened a little.

If there is no game, the old factory is just an empty shell, where is there any qualification for mortgage.

In that case, prepare a new document. And including the production concept, property rights, character image use rights, and the copyright of the game console of this "Jianghu" game, etc.

After an authoritative assessment, a total of 1 million mortgages can be obtained!"

"How much?"

Zhang Dongsheng wondered if he had heard it wrong, although he said that he didn't take this game too seriously, it was just a ticket.

But in the current situation, there are more than 1 million orders received yesterday alone!

Are you kidding?

Obviously, Manager Sun didn't mean to joke in the slightest. His face was very serious, and he informed Zhang Dongsheng very formally.

"1 million yuan, this is still for the sake of Mr. Zhang's face. A mortgage is not about buying or selling, and we also take risks.

After all, although this game is said to be a hit, it has just been launched for a day, and no one knows what the future holds. ”

Manager Sun's words Zhang Dongsheng was a little speechless, and he really didn't know what to say.

However, he then asked another question.

"There should be in the information, on the side of the old military factory, I have a piece of land, more than 1,000 acres. Including the factory area that has been built above, I don't know how much of these can be mortgaged?"

Zhang Dongsheng was playing so big, Manager Sun couldn't believe it, and reached out and took out a few from the information on the side and looked at it.

"These are fixed assets, which are very valuable to preserve.

Including that piece of land, plus the factory above, it can give you a total of 8 million in cash! This is definitely a lot. ”

It took a lot of effort to give a qualification of 8 million, as if he was really thinking about Zhang Dongsheng.

"Are you kidding? Just that piece of land, I spent 16 million when I bought it, plus millions of factories and office buildings built on it.

Before and after, more than 20 million have been invested here, and you will only mortgage me 8 million?"

I can't believe it at all, although Zhang Dongsheng has thought of coming over for a mortgage, and the loan he can get will not be too much, but this is too exaggerated, right?

In response to Zhang Dongsheng's questioning, Manager Sun shrugged his shoulders and did not speak, obviously a pair of meanings, if you don't agree, you can not come.

What do you think this is?

"Whew!"

Controlling his emotions, Zhang Dongsheng breathed a long sigh of relief.

"Manager Sun, if I use these as collateral, I don't know how the interest on this loan is calculated?"

Seeing Zhang Dongsheng's compromise, Manager Sun showed a triumphant smile on his face.

He knew that in the end, in desperation, he would still accept it. After all, we have come to the step of bank loans, what else is not acceptable?

"The loan is 8 million, and the monthly interest rate is 8.63%. Pay it off within three months.

Over three months, the monthly interest rate is 9.66%, up to a maximum of one year. ”

Zhang Dongsheng did a simple calculation. Without saying a word, he turned around and left.

And Zhang Yi also sighed, didn't say anything more, and walked out.

Watching the two leave, Manager Sun, who was sitting in the chair, did not move, his eyes revealing disdain and sarcasm.

"What kind of cow is it? If you are really capable, how can you come to me to take out a loan?

Do you have the ability to conjure up your own money?"

Walking outside the bank and taking a breath of fresh air, Zhang Dongsheng was a little confused for a while and didn't know what to do.

At present, the initial version of the high-definition true color display screen has been successfully developed.

If you can't quickly set up a production line and get an order. There is no way to return the funds, and there is no money for subsequent versions to study.

What's more, I don't know how many cutting-edge laboratories at home and abroad are rooted in this.

If they were to develop the same technology, it would be an absolute nightmare for Zhang Dongsheng.

But where to raise the 30 million funds and set up a production line?

With a piece in his hand, he still has less than five million in cash.

The funds circulating over there in the rising sun can probably have four or five million.

Yaoyang can make up one or two million there, but the old factory can't even make up one or two million.

There is still a funding gap of at least 20 million! If it was before, 20 million Zhang Dongsheng really didn't pay attention to it, but now this is really an astronomical amount.