Of course, it is not a 100-point scale, and the maximum score on the ACT test is 36 points.

With this score, you can already apply to many top universities, but if you want to be admitted, you don't just look at the score, other aspects are also very important, such as social activities, interests and specialties, school performance, whether there are influential people to help write recommendation letters, etc.

Jennifer thought of losing someone, and gritted her teeth with hatred on the other end of the phone, after reading books for so many years and putting in so much hard work, in the end she couldn't compare to a thirteen-year-old child, who could balance the psychology when she encountered this kind of thing.

"You little guy is really...... I don't care, you have to invite me to dinner in the evening, and after so many parties with me, it's time to repay my sister!"

Hearing this, Zhang Xiaokai agreed: "Of course you can, but I recently bought something, and my living expenses are about to run out, so I will invite you to dinner when my father sends some money, OK?"

After she finished reading it, she hung up the phone, she didn't hide her father from swiping a bag last time, and the money also paid back the credit card, and now Zhang Xiaokai is very poor.

There is no need to maintain a car or a family, and in addition to buying books, there are not many daily expenses......

I just said that I was poor, and suddenly received a call to deliver money.

I learned what kind of trust it was from the phone, and subconsciously felt that it was another harassing call, so I interrupted the other party and said: "I'm only thirteen years old, and I don't have any money to manage my finances, sir, please don't call again." ”

"Hey, wait, you know Mr. Lamber, right? You're Matt Chang, right? He has a trust account in our company in your name, and he needs to add some information, and your family is not around?" said the other man hurriedly, asking several questions one after another.

After thinking about it, it seems that when I went back to Irvine, I did hear about it from Mr. Lamber.

Zhang Xiaokai sat there and asked curiously, "It's me, may I ask...... How much money did Mr. Lambourg save in total?"

"Nine hundred and forty thousand dollars, it's better to ask your father to take you to us, the address and the documents you need to bring will be sent to your message later, is that okay?"

"Okay, if I need this money, I can take it out at any time?" Zhang Xiaokai asked the other party again, saying that he had only heard of credit cards and bank accounts, trusts and other things, and did not understand them.

“…… This will not work for the time being, and you will not have the right to dispose of this money until you become an adult, and until then our company will help take care of it, and we have already bought shares according to Mr. Lambourg's request, and enjoyed the right to appreciate and pay dividends.

After you are eighteen years old, you can take out 30 percent, and after you are twenty-one, you can take out all of them, and the specific plan is probably like this, if you are not satisfied, you can contact Mr. Lamber, and ask him to come and revise the agreement. ”

"Oh, wait until I ask my dad, can I contact you at this number then?"

"That's right. ”

————————————

A huge sum of money fell from the sky, smashing Zhang Xiaokai dizzy, and the smile on the corner of his mouth couldn't be hidden.

After the other party sent the name and address of the company, after searching, it was found that the trust company, whose address is in the central business district of San Francisco, seems to be relatively large, with a total market value of more than one billion US dollars.

In the past few months, the financial luck has been very good, first the old Ronald gave up the ranch and transferred it to Zhang Xiaokai, and now he has got a huge amount of money, although it will take a few years to get it, but after all, it is a lot of money, even if you look at it, you will be in a good mood.

Rather than God blessing, he believed that his mother was helping him, and he had already begun to think about how to spend it when the time came.

Then I thought that I still owed a lot of money to the bank, and at the same time I owed my grandfather a huge amount of money, so I gradually calmed down and called my father to report the good news.

After finishing speaking, he hung up the phone, remembered that he hadn't said anything about his grades, and called again, telling his dad that he might enter college soon, and that he could choose a school with him recently.

Compared with the money, this matter obviously made Daddy Zhang more happy, as for the trivial matter of his son wanting to invite someone to dinner, he let Zhang Xiaokai swipe his credit card casually with a wave of his hand.

These are two pieces of good news.

I don't know what's wrong today, the third good thing also appeared at night, Mr. Stewart drank until he walked, and came to Zhang Xiaokai's bedroom at nine o'clock and knocked on the door, telling that a publishing house made it clear that it was willing to print it, and chose the version that Zhang Xiaokai helped revise.

The first printing of 1,000 copies, if you can sell them, continue to print them, in fact, this kind of reality books have a small audience, far less than some chicken soup for the soul, let alone magic, reasoning popular themes, no matter what, it is already a very good thing that someone is willing to publish it.

It's the end of the year, Christmas is coming, and even if it is actually published, it will not be until next year to see the physical book.

On the last day of class this year, students were talking about where to go on vacation and how to relax, and most of the families in these expensive private schools are not far behind, and it is more convenient to get from San Francisco to Hawaii than Miami, Florida, on the East Coast, which is the most common travel destination among students.

Zhang Xiaokai invited Jennifer, who regarded herself as her sister, to dinner, she didn't deliberately cheat him, just an ordinary lunch, just fries and hamburgers, and took the initiative to ask to eat these, Zhang Xiaokai is not a character with high emotional intelligence, so he agreed to come down in one bite.

Back in the dormitory, packed up and left the campus, his dad had already driven to the door to wait, and the first half of the eleventh grade semester ended quietly......

——————————

Let's deal with the trust first.

After calling and asking, he learned that he had not yet had a holiday, and Daddy Zhang took his son to the company.

Most of the processing has already been processed, personal information has been registered, private accounts and passwords have been obtained, and the details are written in the contract text.

Seeing the names of the stocks bought by the trust funds, Daddy Zhang was a little worried, and asked the trust manager: "I usually read some financial news, these companies did not fall in 2008, Apple's stock price is so high, will it be bought at a high level? And this Amazon stock, I know what the company does, but it has been losing money, right?"

Blue Mountain CoffeeI know, what is this Green Mountain Coffee, if these stocks lose money, will the money in the account shrink?"

The trust manager was embarrassed and explained: "These are all stocks that have performed very, very well recently, and the possibility of loss is very small, please rest assured that you will contact me if you have any needs in the future, and I promise to keep an eye on a few stocks and adjust your position before any problems arise." ”

Father Zhang and Zhang Xiaokai are not at ease, strictly speaking, Cleveland Ranch is in debt, and the more than 900,000 US dollars is the only asset of the father and son, of course, they must be treated carefully.

Hearing that his father seemed to be very professional, even Zhang Xiaokai couldn't help but worry, thinking that if he was eighteen years old, all the money in this account would be lost, and it would be miserable.

The more Zhang Xiaokai thought about it, the more worried he became.

When I went out after all the processing, I secretly said why not buy other financial products, such as U.S. Treasury bonds, not for high returns, as long as they are stable.

Thinking that it was really not good, Daddy Zhang told: "Let's do this for the time being, if I lose money, I will call him to replace it, and the people who invested in the subprime mortgage crisis suffered heavy losses, and I really don't want to touch the stocks." Change it now, old Mr. Lamber will definitely not be happy when he finds out, wait a little longer, I'll come back again in a few months. ”

When Zhang Xiaokai heard this, he nodded seriously, and then gradually reassured......