Chapter 149. Get started with the banking industry
Walking out of the clubhouse and looking at the dark night outside, Li An said to Wang Jingchu: Tell me, what is the situation today.
Wang Jingchu touched his lips that were about to be bitten off, and said: Come with me! Go to my house, and I'll tell you about it.
Li An thought for a while and nodded and said to Shi Tian: "Brother Tian, Brother Yong, you two go back first! I have a beautiful woman to meet, so I will go first."
After Ang Lee finished speaking, he walked onto Wang Jingchu's pink Maserati.
In the car, Wang Jingchu said to Li An with resentment: Can't you speak normally? Why do you disguise yourself as a loser!
Li An said with a smile: I was originally a loser, and besides, I should be happy in life, no matter how you talk, what I like you is like you, and what I don't like you is not like you, so why are you so tired!
After listening to Ang Li's words, Wang Jingchu thought for a while and said: You are right, but my request is too much.
Li An smiled and said: I said for fun, don't take it seriously.
Wang Jingchu glanced at Li Ang and drove to an elegant villa.
Li An got out of the car and looked at this small but very elegant house, and nodded with satisfaction, although this woman is very cold, but is she still a very small woman at heart? The house is very warm, and it feels like living at home.
Wang Jingchu stopped the car and took Li An into his house, a very tidy living room.
Ang Lee sat on the sofa and watched Wang Jingchu make himself a cup of tea, which gave Ang Lee the illusion that he was the male owner of the house, which was very good.
After taking a sip of tea, Li An looked at Wang Jingchu's beautiful face and said, "Tell me?"
Wang Jingchu thought for a while and said: I'm sorry, one of the two people today is the president of Volvo China and the other is the general manager of the Bank of Kowloon in Hong Kong, I originally wanted to acquire all the shares of Volvo before your merger, but I didn't expect to be drugged by them, if it weren't for you today, I guess I would have committed suicide.
Li An looked at Wang Jingchu, who was guilty, and said with a smile: No need to apologize, I understand your thoughts, I should be blamed for this matter, I was forced too quickly, I'm sorry.
Wang Jingchu raised his head and looked at Li An and said uneasily: I'm sorry, it should be me, today you offended the young owner of the Kowloon Bank, you be careful that he will retaliate against you in the future.
Li An smiled and said: You don't have to apologize for this, it should be that you have made a contribution to the company, I was about to buy a bank, he bumped into him, count him unlucky, tell me about this Kowloon Bank!
Wang Jingchu looked at Li An speechlessly, not knowing where his self-confidence came from, it was a young owner of a bank, although the market value of the bank was not high, but the liquidity was too terrifying, and no one could offend the bank, which was recognized by the business community.
Wang Jingchu said: Kowloon Bank is one of the top ten banks in Hong Kong, ranking ninth, with a market value of about 230 billion yuan, total assets of 875.445 billion Hong Kong dollars, shareholder funds of 78.755 billion Hong Kong dollars, total customer loans of 482.241 billion Hong Kong dollars, and customer deposits of 640.8 billion Hong Kong dollars. The head office of Kowloon Bank of Kowloon in Hong Kong, located at 83 Des Voeux Road Central, Hong Kong Island, has 82 branches (including the head office, Prestige and Preferred Banking Centres), as well as MTR station offices, self-service banking centres and ATMs, with a total of more than 210 service outlets. Among them, there are ATMs, ATMs and HSBC networks at each MTR station.
Kowloon Bank has 1 branch in Macau, 35 offices in Chinese mainland, including 12 branches (in Beijing, Tianjin, Shanghai, Hangzhou, Guangzhou, Dongguan, Shenzhen, Fuzhou, Nanjing, Ningbo, Kunming and Jinan), 25 sub-branches (9 in Shanghai, 5 in Guangzhou, 4 in Shenzhen, 3 in Beijing, 1 in Nanjing, 1 in Dongguan, 1 in Zhuhai, 1 in Jiangmen and 1 in Shantou), as well as an office in Taipei.
So it's a well-functioning bank, and the chances of you wanting to make a successful acquisition are almost zero.
Li An nodded and said: It's not very easy to do, but more than 160 billion of liquidity is distributed in more than 100 branches, with an average of more than 10 billion, and then distributed to more than 1,000 branches, with an average of only more than 1 billion liquidity, so this bank is just a paper tiger, it looks very powerful, in fact, the funds have been pulled to the limit, the elasticity is not large, and the capital chain will be broken if there is a little wind and grass, and the president of this bank is too greedy and attaches too much importance to interests, which is not desirable.
After listening to Ang Lee's analysis, Wang Jingchu held his face and said with admiration: I only found out today that I was too self-righteous before, you are actually a very good strategist, and the success rate of very complex things has increased by fifty percent immediately after your analysis, it seems that I have also been deceived by your previous behavior, you are really suitable for leading the company, and I suddenly have hope for Li again.
Ang Lee smiled and said: You are also a very good CEO, I have studied your resume and found that you have acquired many very valuable companies.
Wang Jingchu smiled and said: It seems that we are very compatible, and I hope that in the future, we can join forces to push the Li family to the top.
Li An nodded and said, "Can I ask you a question?"
Wang Jingchu looked at Li An obsessively and said: You ask!
Ang Lee said: You should be a member of the big family, how can you work in the small Li family!
After listening to Li An's words, Wang Jingchu came back to his senses and hesitated for a while and said: I am just an illegitimate daughter, my mother died early, and after my mother died, I swore that I would not return to the family for the rest of my life, so don't ask? I am alone.
Li An sighed, the big family has the sorrow of the big family!
Looking at Wang Jingchu, who was in grief, Li An asked: By the way, have you sorted out the information I asked you to compile?
Wang Jingchu nodded and said: The information has always been in my office, and I also have it in my bedroom, I'll go get it for you.
After Wang Jingchu finished speaking, he stood up and walked to his bedroom.
Li Ang took a sip of tea, looked at the dark sky outside, and suddenly realized that he seemed to have been sitting for too long and should go.
After a while, Wang Jingchu walked down with a half-meter-thick document.
Looking at so much information, Ang Lee patted his head and asked: How did you think of acquiring so many companies!
Wang Jingchu blushed and said: I just became the CEO at that time, isn't this in a hurry to prove myself?
Ang Lee asked: Is there a form that has been sorted out, show it to me.
Wang Jingchu obediently took out a form and said: This is the report I have organized, only the company's business name and the shares acquired.
Li An took the report and looked at it, and Li invested in a total of 268 companies in three years, ranging from cars and ships to zipper buttons.
Li Anzhi, who was watching, shook his head, which was obviously a manifestation of quick success.
After reading the report in one breath, Li An took out a pen and wrote down eight industries, and then handed it to Wang Jingchu and said: In the future, the focus of the company will be on these eight industries, sell all the shares of the rest of the company, you calculate how much money you can collect, and you will use the report when you hold a meeting tomorrow.
Wang Jingchu looked at the companies highlighted by Li An, and said in surprise: Do you want to sell the real estate business as well? That is the lifeblood of the Li family.
Li An said with a smile: The lifeblood of the Li family is people, not companies, and the real estate can only keep these shopping malls and commercial buildings to collect rent, and sell the rest.
Wang Jingchu said: You have cleared so many employees at once, can they be willing?
Li An said with a smile: I'm just selling, not quitting, they will pay them wages to whoever they follow, besides, I will buy the company after I sell and return the funds, so you can sell it with confidence!
Li An continued: Your job is to clean up these companies in the shortest possible time, and the company's operation will be left to me.
Wang Jingchu nodded.
Li An looked at the sky outside the window and said: I should go back, you should rest early!
Wang Jingchu looked at Li An's eyes and said: My car is broken, why don't you stay with me for one night?
Looking at Wang Jingchu's shining eyes, Li An hurriedly said: Thank you, no need, I'll just call a taxi.
After speaking, Li Ang walked out.
How could he not understand what Wang Jingchu meant, but he has enough love debts now, and he doesn't want to be distracted by this kind of thing, after all, such a good girl, you can't give people a lifetime of happiness, so don't give them a lifetime of pain.