Taxis pass by the center of Shanghai at eight o'clock, and after a few months, this cosmopolitan city seems to be much more beautiful. When walking from the Bund, Lin Miao saw the building he bought from a distance, and in a trance he couldn't help but think of the poor years in his previous life, and sighed slightly in his heart, this special person's greed is really endless.

I earn 10,000 and think 30,000 a month, and I earn 30,000 and think of 100,000, but if it is not that there is always something in the world that cannot be obtained, how can people be greedy for this. If it weren't for the fact that people have me and I don't, I would inevitably be inferior to others by the social atmosphere, social environment and social rules.

So is it greed, or will you die if you are not greedy?

"The stock game of grass mud horses, the capitalism of grass mud horses, the grass next door to your mother......" Lin Miao scolded fiercely.

Several people in the car were silent.

Jiang Yang could hear that Lin Miao was holding back a breath of unfreedom in his heart, but he couldn't understand the reason, so he just smiled and didn't ask much. Wang Bin couldn't understand why the boss wanted to swear for no reason, he wanted to ask, but he didn't dare to ask. Only Huang Qingqing has always maintained the character of loving learning and seeking truth and truth, and after being quiet for a few seconds, he couldn't help but say: "Boss, why are you scolding yourself?"

Lin Miao glanced at Huang Qingqing indifferently and said, "Shut up." ”

Huang Qingqing: "Oh. ”

The driver of the car couldn't help laughing when he saw that the atmosphere in the car was so funny, and said to Lin Miao: "Little friend, Nong is their boss?

Lin Miao smiled slightly and said, "Qingqing, give the master a business card." ”

Huang Qingqing sighed, and hurriedly took out a box of business cards from the new schoolbag that Jiang Ping bought for Lin Miao, which was "full of mother's love and the feeling that if you don't buy it, you will die", took out one and handed it over. Jiang Yang, who was sitting in the front row, took the business card, and the driver's master took the business card boldly and glanced at it, and the whole person trembled violently, and almost had a car accident on the spot.

"Lin Miao?" the driver shouted, "Really?!"

Lin Miao smiled and said: "Master, it is fate to meet you, I will show you a clear path today." Tomorrow morning, you will throw away all the stocks in your hand and use them to buy a house, and after ten years, the whole family will be safe. ”

The driver grabbed the steering wheel, recovered from the shock, and said: "Allah doesn't speculate in stocks, why is Allah speculating in that thing? Allah has three houses in his family, and all the money he earns from renting out has bought a house.

Lin Miao: "......"

After ten minutes, the car was even more silent.

It's so embarrassing......

Ten minutes later, the car stopped in front of the back door of Guo Heling's back mountainside, and after the driver who would become a big player turned the head of the car and left, Huang Qingqing stepped forward and rang the doorbell. After a few moments, the back door was opened.

A slender young man stood inside the door, glancing at Lin Miao in the dark light.

Guo Siqi asked with a cold face, "Why are you here?"

Lin Miao said: "Find my master." ”

Guo Siqi stepped aside and coldly let Lin Miao and the four of them walk in. For Lin Miao, who relied on coercion and speculation and climbed to the current position, Guo Siqi was unconvinced from the bottom of his heart, and he couldn't look down on it. The few things on Lin Miao that made Guo Siqi feel a little weighty were that Lin Miao won the city's top high school entrance examination in Dongou City at the age of eight, and his English was indeed good. In addition to these two points, Lin Miao is a talking poop in Guo Siqi's eyes. Eight-year-old liberal arts student, hehe......

Xiaomei, who grew and became more and more beautiful, quickly came out, invited Lin Miao and a few people into the big living room, made tea for Jiang Yang and a few people, and poured Lin Miao a cup of milk coffee that was not suitable for children. Then Lin Miao only took a sip, and was taken by Guo Heling to the study on the second floor of Xiaomu outside, and Guo Siqi also followed with a straight face.

The three of them entered the room, Guo Siqi turned on the light, and helped Guo Heling to sit down.

Lin Miao leaned back on the sofa with a grin, two little short legs kicked and kicked, Guo Heling asked slowly, "Are you going to close the net?"

"Hmm. Lin Miao nodded, "I can't see the situation clearly, and I talk too much." ”

Guo Heling, like Governor Kang, skipped all the nonsense and pointed to the point: "After tomorrow, how much money will you probably have in your account?

"There are about more than a billion of working capital available on the account. Lin Miao calculated the account for Guo Heling, "In April, I set 200 million, filled the hole in the bank, set 12 billion in early September, repaid the money for allocation, invested in an infrastructure project in Dongou City, set 500 million in September, and took it to our city's credit cooperatives to fight the fire, a few days ago I set 500 million, and now in my personal account, the rest of the stock market, deducting the handling fee, is probably worth about 8 billion." ”

After listening to this, Guo Heling was speechless for a long time.

Guo Siqi suddenly asked, "Are you planning to go to Wall Street in the future?"

"What's there to develop on Wall Street?" Lin Miao said with a smile, "That is, if you look glamorous, sooner or later you will have to die." ”

Guo Siqi laughed and said, "You said that if you die, you will die?"

Lin Miao raised her head, looked at Guo Siqi with a smile and said, "Young man, Uncle Shi will teach you another truth today." Young people should not only have aspirations and ideals, but also faith. What is faith, faith is to stand firmly on a standpoint, to believe that those things that seem to not happen, will happen, and to work hard for it. The proletariat of the whole world, whether they understand it or not, all have the same dream, that is, Wall Street must die, the United States must die, or else all mankind will be liberated."

Guo Siqi sighed disdainfully.

But I heard Guo Heling say in a deep voice: "Siqi, you have to learn from Miao Miao." ”

"I'll learn from him?!" Guo Siqi shouted a little uncontrollably.

Lin Miao slapped the armrest of the chair and shouted, "Nonsense! Uncle Shi earned 200 million at the age of eight, who else can you learn from if you don't learn from me?"

Guo Siqi's reaction was also dissatisfied, and he roared back: "Bullshit! You open your mouth and shut up and say that Wall Street is shameless, isn't your own 200 million yuan like this!?"

Lin Miao said loudly: "Do you want to use the pen? If you want to benchmark the standard, you should also take the Shanghai Securities and Wall Street Logo, I am a special retail investor, I can make money from the stock market by wisdom, courage and perseverance, I call it a tiger's mouth, and keep property for the people!"

Guo Siqi sneered: "Keep your property for the people? What do you keep it for? Have you opened a bank?"

Lin Miao smiled and said, "Nephew, if Uncle Shi really opens a bank one day, will you come to work for me?"

"Stop arguing. Guo Heling interrupted the two questionable teenagers and asked Lin Miao in a deep voice, "How do you plan to use this money?"

Lin Miao said: "The general direction remains the same, but now the domestic market environment is not mature, it is irrational to burn a lot of money, things have to take their time, I plan to slowly increase investment after half a year, the first year to invest two or three years ago, this money can be filled with my two months of manuscript fees." Secretary Kang attaches great importance to the poverty alleviation project in the western mountainous area of Dongou City, but the private economy in the city needs to develop, and the bosses of those small and medium-sized enterprises can no longer ask for money, otherwise the social foundation of Dongou City will have problems, so he can only find me. By the way, my brother...... Siqi's father sold me the shares he opened in Jianghaifang, Jianghai let go of the people who are not reliable now, do you have the right candidate?"

Guo Heling thought for a while and asked, "In which direction and scale do you plan to do this real estate?"

Lin Miao was quiet for a moment and said: "There are 300 prefecture-level cities in the country plus 200 more developed county-level cities, and each place has a commercial plaza area to engage in office buildings, cultural entertainment, hotel services and cinema development, while slowly transforming from a real estate development company to a property management company. ”

Guo Heling said: "Five hundred cities, such a big spend, it has to be worth hundreds of billions, right?

Lin Miao said: "When engaging in commercial development, by the way, help the local shantytown transformation, shantytown real estate development is calculated as 20% of the profit, which is enough to be used as the construction cost of the commercial area, the money to take the land is borrowed from the bank first, and the interest is repaid by the rent of the commercial area, and so on in the future, the domestic real estate appreciation, I only need to sell part of the property in the commercial square area, it is enough to fill the pit of the land at the beginning." As long as a small part of the industry can be retained, even if the office buildings, entertainment and leisure and hotels are all sold, and there is only one theater left, it will be 500 theaters in the country, and even if the profit is low every year, I conservatively estimate that it will be more than one billion. ”

Guo Heling thought for a while and said, "It's a bit messy. Let's keep it simple. ”

Lin Miao said: "To put it simply, the core idea of this real estate development is to rely on the policy to take land, rely on bank advances, the key link is that the interest owed to the bank can be repaid in time, the cost of development and construction comes from the profits of the shed reform, and the interests of the bank depend on the blood transfusion of other industries, and when the project is developed, the project itself can achieve self-hematopoiesis, and the blood transfusion industry can stop blood transfusion. But the National Bank has made money, the local government has completed its tasks, and there is a stable fiscal and tax growth point, thousands of jobs have been created in the local area, and I have an extra amount of real estate myself, except for the billions of dollars I owe to the bank for the land, and the accounts are very clean.

If you can concentrate on the development of five hundred cities, it is equivalent to completing five hundred such operations without spending money, although the debt may reach hundreds of billions, but this debt as a whole is actually a high-quality debt that all parties are willing to see, as long as the operator does not have problems, they are not greedy, do not engage in other development, and finally form a closed loop on the account, with the rate of repaying 2% of the debt every year, the account can be settled in 50 years, if the company can achieve listing, the annual debt repayment rate will increase to 4% , it can be completed in 25 years, even if you count the time of intermediate development, I will not be 40 years old by then, but Guangjiang Haifang will open this piece, and my real estate assets will be nearly one trillion. ”

Guo Heling and Guo Siquan both became mute.

Guo Heling sighed after a long time: "Why did the fat man in my family sell his shares......

Guo Siqi said: "The general direction is no problem, but it is so idealistic that it is also very difficult to achieve." Not every place will be willing to give you the land, and you are not the only one who does real estate. And the blood transfusion industry you mentioned...... If you have a debt of 100 billion yuan, the annual loan interest will be at least 10 billion yuan, where can you get a net profit of 10 billion yuan a year?"

"This expenditure is dynamic. Lin Miao explained, "If the entire strategic plan is rolled out, it must be part of the land, part of the construction, part of the completion, the completion of the part by their own profits is enough to pay the interest, according to the stage of development, the pressure on cash flow can be reduced by about one-third, and the further the pressure will be." I hope that the hematopoietic industry I am talking about will have two parts in the future, one from the financial industry and the other from the Internet industry. ”

Guo Siqi immediately said: "The Internet has no profit model at all, and you can't even cross the threshold in finance." It's good if you don't invest money in these two ends, but what do you use for blood transfusion? Your industrial logic has collapsed. ”

Lin Miao smiled and said: "If it collapses or not, you will only know when you do it." ”

Guo Siqi said: "Who would take such a risk with you?"

"There's no need to take risks. Lin Miao said, "The fewer partners the better, unless someone else comes to beg me, I will never ask for others, Jiang Haifang still has 35% of the shares in the hands of others, sooner or later he will let him spit it out for me." The rest of the others, that's the part-time job for me, just do your own thing, what the boss asks him to do, he will do it, the first can produce products, the second is obedient, and can meet these two requirements. ”

Guo Siqi asked again: "Who do you think will be willing to work for you if you have the technology to develop the Internet? If you have this ability, is it not good for him to start his own business? If you follow you, no matter how much money you give, what is the point of not seeing the future of development?"

Lin Miao stared at Guo Siqi and suddenly said, "Three hundred thousand." ”

Guo Siqi was stunned: "What 300,000?"

Lin Miao said: "I'll give you an annual salary of 300,000 yuan, you come to me as a technical director, and start working tomorrow, will you do it?"

Guo Siqi frowned.

Lin Miao said lightly: "Four hundred thousand." ”

Guo Siqi smiled.

Lin Miao continued to increase the price: "500,000, plus 1% of the company's shares in Dongou Xiaocute Internet Technology Development Co., Ltd." ”

Guo Siqi's smile froze a little.

Lin Miao said: "500,000 plus shares once." ”

Guo Siqi was shocked.

The soul is faint! Such a big thing, don't you give people a chance to think about it for a night?!

Lin Miao stretched out two fingers: "500,000 plus shares twice." ”

Guo Siqi turned his head to look at Guo Heling.

Guo Heling smiled silently.

Lin Miao stretched out three fingers: "500,000 plus shares......"

Guo Siqi: "Uncle Shi!"

Lin Miao smiled: "Deal, come home with me tomorrow." ”

Guo Siqi's face was full of shame for losing to money.

Guo Heling shook his head and sighed for a long time: "Siqi, grandpa shouldn't have asked your dad to send you to the United States......"