This is the gap between large customers and ordinary small customers, if Qin Lang only lends millions or even thousands of small customers, then this staff's attitude is nothing at all, and it has little impact on the bank.

However, if the impact is great, then the bank can only say sorry to the staff!

Soon, Qin Lang met the president of this private bank, and in this whole process, the middle-aged woman just now behaved more well-behaved than a quail, if it wasn't for Qin Lang's previous experience of seeing this woman's character, I'm afraid I really thought that she had changed into another person.

The president of Huarong Jiangli Bank personally rushed over, and this world-class private bank really attached great importance to the list of 10 billion US dollars.

"My surname is Pan, and my name is Huang He...... Branch President of Huarong Jiangli Bank Asia Headquarters. ”

This short middle-aged man in a suit walked over to Qin Lang with a smile, and the bank president was not much taller than Wu Dalang.

But Qin Lang is not a guy who judges people by his appearance, and if he can achieve the position of president of the Asian branch of this world-class private bank with such a good appearance, he is naturally a capable person, and he should be respected by others for those who have ability.

What's more, as a lender, Qin Lang can indeed be regarded as a demander, so he doesn't dare to ignore the other party.

He is not the stupid middle-aged female salesman just now, he has always paid attention to the etiquette of social occasions, which is the key to being a person in the business field.

"Hello, I'm Qin Lang, the boss of Lanrun Group...... This is my assistant Tang Qian, the general manager of the group. ”

While Qin Lang explained himself, he also introduced Tang Qian beside him.

"Hello ......"

Tang Qian next to her also smiled and said hello.

When the two sides shook hands, Pan Huanghe took Qin Lang and Tang Qian to a VIP room, in this investment department is busy with people coming and going, and it is inconvenient to talk between the two sides of such a big business, so Pan Huanghe took the initiative to transfer the negotiation location.

In this VIP room, President Pan first asked his assistant to serve tea to the two of them, and then he personally looked at the application materials handed over by Qin Lang.

"Well, Lanrun's qualifications...... The assessed fixed assets are about 10 billion US dollars, but some foreign debts are also quite a lot, and it should be no problem to borrow 4 or 5 billion US dollars from our bank, but 10 billion ...... It seems that we need to think about it. ”

While looking at the qualification assessment provided by Qin Lang, President Pan said in thought.

"Hehe......"

Qin Lang took a sip of the teacup at this time, and sighed: "Good tea, it should be Gujing Gong Tea...... This tea is very sweet, and it is difficult to buy it in the market, but President Pan has a heart. ”

After taking a sip and moistening his throat, Qin Lang smiled and said, "President Pan, it is true that Lanrun does have some foreign debts at present, but you also have to take into account Lanrun's intangible assets...... Now the whole Lanrun is showing a benign explosive development, with the current brand effect of Lanrun, I think it should be no problem for President Pan to support more and make some capital shifts. ”

"This ......"

The small man knocked on his mature head, and then said: "You Lanrun Actually, I have also heard that it has risen rapidly in Huaxia in the past two years, and if it is a public bank under those government departments, it is indeed much easier to apply for such a large loan, but it also accounts for a large proportion of kickbacks." ”

"Boss Qin, you Lanrun must have taken a fancy to our interest rate ratio when you chose our Huarong Jiangli Bank. Hehe, if you want to borrow 10 billion US dollars, it is not impossible, but we Huarong Jiangli Bank still need to do some market research based on these evaluation reports to see the current status of Lanrun in the hearts of the people, so as to determine the true value of these intangible assets...... You see, you can't. ”

Pan Huanghe thought about it and said at this time.

"Well, that's fine. ”

Qin Lang and Tang Qian looked at each other for a moment, and then replied.

"Okay, we can draft a substitution agreement, if Lanrun Group really meets the loan requirements...... After our bank conducts relevant market research, the terms of the agreement will come into effect, and then we will sign a contract and officially sign a loan to you. ”

"Okay. ”

To be honest, a large loan contract worth 10 billion US dollars has been encountered for the first time since the establishment of Huarong Jiangli Bank, and in fact, I am also looking forward to this cooperation. ”

Pan Huanghe stood up and stretched out a hand.

He is right, Huarong Jiangli Bank has been established for about 20 years, and although a huge list like Lanrun has been seen, it has only happened to other peers in the world.

However, there has never been a single occurrence in the headquarters of Huarong Jiangli, so such a list is also a publicity and promotion for the private bank itself, which indirectly confirms that the private bank's capital is indeed very strong.

"Happy working together!"

Qin Lang and Tang Qian also stood up and shook hands with this little man, the negotiation between the two sides was very smooth, and I believe that this time the loan should not be a problem.

"Well, then, wait for our good news...... We will step up the market research, and if it goes well, there will be a call to contact you in about seven days. ”

Pan Huanghe said.

"Then it's troublesome......"

Qin Lang smiled slightly, this time Shang talked about it here is already considered a success, and then he and Tang Qian can go back to Lan Run and wait for the news quietly.

About a week later, Huarong Jiangli Bank called, the market investigation had ended, and the bank had approved this huge loan.

This is good news, Qin Lang immediately asked Tang Qian to send someone to handle the loan and get this money done. And after the funds were settled, Qin Lang set out to repay the funds he had borrowed from several families of the Five Parties Alliance, about 10 billion US dollars, and decided to continue to repay the remaining 500 million yuan.

After all, on the side of the five-party alliance, as long as it is enough to ensure that a few allies have sufficient liquidity bonuses for turnover business, the remaining five billion Qin Lang is still of great use, and the construction of pharmaceutical factories, the increase of production lines and the development of laboratories all need funds to support, so these five billion dollars are used in these aspects.

After all this was done, the entire Lanrun Group began to run smoothly, and the hidden worries of capital stagnation had disappeared.

And Qin Lang was rarely idle for a few days, and he spent a few days in the two-person world with Liu Zhenzhen, and at the same time, his daily cultivation did not fall behind.

On this day, Qin Lang and Liu Zhenzhen both came to the construction site of the pharmaceutical factory under construction, and the two began to work on another thing, which was to arrange a large defensive formation at the construction site of the pharmaceutical factory.

This large-scale defensive formation is also the result of Liu Zhenzhen's recent research, if the arrangement is successful, after the formation is opened, the overall defense capability of the Lanrun Pharmaceutical Factory will be greatly strengthened, and each guard can play its own defensive role with one as ten.

Because of the construction of the pharmaceutical factory, it is the right time to arrange this defense, if you want to successfully arrange this large-scale defensive formation in normal times, the amount of work is definitely very large, and it costs a lot of manpower, material resources, and financial resources, and now Qin Lang and Liu Zhenzhen can be regarded as seizing the opportunity to arrange this defensive formation.

The materials used to arrange this large defensive formation were all Qinshan stones carefully selected by Qin Lang and Liu Zhenzhen, and more than a dozen trucks were transported by large trucks, and this kind of big stone weighed dozens of catties and several tons.

However, Qin Lang had done some processing before it was transported, and now most of these dozen or so carts of big stones are seventy or eighty catties a piece. The position of the formation arranged by Qin Lang is to implant these big stones in some suitable positions at the bottom of the pile foundation of the entire construction site.

However, Qin Lang and Liu Zhenzhen don't need to do it themselves now, there are so many workers on the construction site now, the two of them only need to instruct, and the specific operation will naturally be done by these workers on the construction site.

"Put this big stone in that big hole, and pay attention to the location of the northwest solution...... Move it again, to the right, to the right, and need to move it again!"

"The other stone is on the right side of the pit, dig a little deeper into the ground, and then bury the stone, yes, well done......"

"Well, wait a minute...... After the stone is buried, I still need to add a little carving to this pit......"

Qin Lang said to a few workers, and then he jumped down the big pit and began to arrange a large array of spell patterns.

Of course, the workers don't know that Qin Lang and Liu Zhenzhen are arranging the spell patterns of the defense array, and when the boss is arranging the feng shui array of the homestead, which is popular all over China, but they all invite some feng shui masters to arrange it, and it is indeed rare for the boss to do it himself.

This proves that the boss and the boss's girlfriend have a deep study of feng shui, and all the workers are impressed when they see this, so the boss who understands feng shui is no wonder that he can go smoothly in the business, and in just a few years, he will make his career bigger and stronger, and he has reached such a point now.

In fact, they don't know the real inside story of this, Qin Lang's Lanrun Group can make its business bigger and stronger, not relying on the theory of feng shui, but relying on their own minds to operate and protect their careers as cultivators.

With Qin Lang's current formation ability, it is relatively reluctant to arrange this large array, after all, he is only a high-level formation law apprentice, not a formation mage, but there is a formation master-level Liu Zhenzhen by his side, and all this is not so difficult.

It took about five days to arrange this defensive array, during which it was really a cumbersome thing to place the position of the stones, and depict the prohibition of the formation pattern, and the knowledge of the formation was also a very esoteric knowledge, and at present, it is estimated that there is only Liu Zhenzhen who has the ability to arrange this level of defense array alone.

After all, Liu Zhenzhen was born in a family of organs, and his talent in the formation organ is very powerful, surpassing everyone in the family, plus some opportunities, he has this achievement.

In comparison, Qin Lang is not bad, his current situation is that he has learned a lot and is too miscellaneous, and he doesn't have much energy to study the formation method, otherwise, I'm afraid that his progress in the formation will not be so slow, after all, his talent is actually similar to Liu Zhenzhen.

These five days were really hard, even if it was just a matter of moving their mouths, letting the workers on the construction site do most of the physical work for them, and spending some energy to arrange the formation patterns, but it also made Qin Lang and Liu Zhen really tired.

After all, all the forbidden formations of the entire defense array are arranged, and the amount of work in the portrayal is definitely tens of thousands, and there can be no slightest difference between them, and the consumption of mental energy is indeed terrifying.

In the process of arranging the formation, Qin Lang quietly buried several lower-grade spirit stones next to each formation stone to connect the formation, in fact, the lower-grade spirit stone was the key to the operation of the formation's energy.