Chapter Seventy-Five: Zhengfeng Company has results

Watching Wen Lan leave, Xiao Liang blamed himself for being incompetent, he could say such nonsense, made such a low-level mistake, not to mention that his current status is much higher than his own, he is an ordinary person, who can stand it with the word "prevarication" to position the role of others? This has to make Wen Lan sad and angry, comparing his heart to his heart, it is really his fault, it was originally a plan that he had been thinking about for a long time, and it was likely to make a fake play, so he was inadvertently ruined by his own inadvertence, and he was so smart that he lost his words for a while, so stupid!

Wen Lan thought it was funny, Xiao Liang actually used this method to express his heart. She knew that Xiao Liang was interested in herself, and she had felt it since Xinmin, but Xiao Liang's city government was very deep, and she knew what she wanted to do, or what she could do, but she didn't say it, she had to ask someone to bring it up first, as if he was a good person to help. Although he wanted to try not to be like this to Wen Lan, because of such a character, he would inevitably reveal this situation in his relationship. Wen Lan didn't like him like this, but fortunately he didn't break it, Wen Lan could make a mistake and take it as a dark and go down the steps.

After a period of renovation, the wholesale department was put into use, and Yingzi and Lili went to work in the city. Due to the good business on the factory side, the wholesale department often cut off the supply, and although the factory worked overtime for an hour, the supply still exceeded the demand. There is not much business in the wholesale department, so Wenlan asked Yingzi to go to the factory to manage it for a few days, and make time to learn to drive, it is really inconvenient to have no car.

Hearing that Lan wanted to buy a car, Yingzi was very happy and said, "This is like a boss, how can anyone who runs a business not have a car." ”

"Now it's just learning to drive, not buying a car. Wen Lan said with a smile.

"Only when you learn to drive first can you buy a car**, I raise my hands in favor of you to learn. Yingzi said.

"During this time, I concentrated on learning to drive, and there is nothing particularly important, you don't look for me, and do it yourself. ”

"Wenlan, don't worry, I promise not to let you down. ”

"The answer is incorrect. ”

"What's wrong?"

"What does it mean not to disappoint me, answering is the same as not answering, you will not let me down. "Ask Lan to tease Yingzi on purpose.

"So what should I say?"

"You should say, 'I promise not to bother you while you're learning to drive,' haha. ”

"It's as simple as that?"

"Is it easy?"

"It's very simple, I'll handle everything on your behalf, there are no very special circumstances that don't call you, even if there are very special circumstances, you don't need to deal with it immediately, and you will be able to deal with it yourself when you get home at night, it's not easy," Yingzi said.

"Yes, that's what I want. "Wen Lan is very satisfied with Yingzi.

Q Lan is smart by nature, and she passed every subject in the cultural test and road test at one time, and successfully obtained her driver's license. Then she and Yingzi went to buy an ordinary car together, Yingzi asked her why she didn't buy a higher price, she said it was better to keep a low profile, firstly, because she had just learned, the technology was not good, and secondly, because her business was not big, and it was just starting out, so you don't need to be the boss of the company like others, and thirdly, you don't need a loan now, and you don't need to put on a show. Mr. Zhou said that Wenlan had just started and had a weak family background, so he could use Dananshan's funds without paying interest, and saving a sum of money.

After several months of processing, Wen Lan learned that the Zhengfeng company's incident finally had a result, and the official conclusion was that Mr. Zheng ran away due to debt, with a total debt of 58.7 million yuan, excluding interest, including 10 million yuan from banks, 8.5 million yuan from general private loans, and 40.2 million yuan from usury. The result of the handling was that all the assets of Zhengfeng Company and the Zheng family were auctioned, and the proceeds were repaid in the order of workers' wages first, then the bank, and then the general private loans.

On the day of the auction of Zhengfeng Company, Wen Lan also came to the scene, originally she thought about buying all the company's assets and using them as her own factory. But after careful consideration, she felt that she should not act rashly, because Mr. Zheng, especially Mrs. Zheng, has a small pattern, and his prejudice against her is very big, if he really buys his company and its real estate, he will definitely think that he is going to the family style, so he can't tell it clearly, and he will have a lifetime of grievances. Anyway, someone will buy it, I buy it and he will buy it the same, so it's better not to go to this troubled water.

The auction was led by the government-led debt clearing team, due to the company's obvious location advantages, the Zheng family's villa location is also very good, the scene is very active, after more than a dozen rounds of bidding, the auction was successful. Watching the people at the auction site slowly disperse, thinking of Zhengfeng Company and the Zheng family's real estate changing hands, Wen Lan felt a trace of sadness in her heart.

According to the plan, the auction proceeds of all the assets of Zhengfeng Company and the Zheng family were nearly 22 million yuan, first, to pay off all the wages owed to the workers; second, the principal and interest of the bank loans were to be repaid; third, the principal of the private general loans was also fully repaid, but the interest was permanently disregarded; and fourth, the remaining less than 2 million yuan was repaid to the usury creditors, and the principal was also permanently apportioned without regard to interest. As a result, the bank is naturally satisfied, there is no loss, the workers are also happy, they get their wages in full, and the private general loan creditors have no opinions, and it is already a matter of gratitude that the principal can be taken back, and the interest is not thought about at all, even if the Zheng family makes a comeback in the future, he will not ask for interest from his family. It's just that the usury creditors suffered, because of a moment of greed, they didn't judge the situation, and the money lent out was lost, and they also knew in their hearts that usury was not protected, and they only thought they were unlucky, hoping that the Zheng family could turn over in the future and slowly return the principal.

Zhengfeng Company's debt incident was successfully handled, a turmoil completely subsided, and a Zhengfeng Shoes Co., Ltd. became history. Wen Lan couldn't help but sigh a little, Zhengfeng company from prosperity to decline is an instant thing, yesterday was good, today it will fall apart, tomorrow will disappear in people's memory. The risk of running a business is too great, and once the capital chain is broken, the enterprise will immediately lie down. If the bank continues to lend, Mr. Zheng will not seek private loans, and Zhengfeng Company will definitely not collapse now. Judging from the published IOUs, private loans all occurred at the end of the company, first general loans, then usury, and then even usury, and then even usury could not be borrowed, so Mr. Zheng was forced to choose to run away. Why did the banks unanimously cut off loans? Just because of the poisoning incident, they lost confidence in Zhengfeng? Didn't the poisoning incident be satisfactorily resolved? Did it force the enterprise down and force an entrepreneur away? As soon as the enterprise went bankrupt, the direct loss was that the tax department lost the tax revenue of Zhengfeng, and more than 200 workers lost their jobs. Wenlan shook her head and said she didn't understand, maybe

It is now that I am running a business, I think more from the standpoint of the enterprise, and the bank must have its own reasons.

"Q Lan, what are you thinking?" Yingzi walked into Q Lan's office and saw Q Lan deep in thought, "Are you thinking about expanding the scale?"

"What do you think about scaling up?" asked Lan. There is not much business in the wholesale department, so Wenlan still asked Yingzi to be in the factory to assist in her management.

"I think it's better to make the factory bigger, and now that the business is so good, I don't want to make a fortune, haha. Yingzi said.

"Go on. "Ask Lan to hear Yingzi's opinion.

"Now there is no stock for 9 hours a day, and the wholesale department is close to dormancy. If the scale is expanded, I think the sales volume will still go up, I analyzed it, now we haven't promoted much, the urban area is only with the original old customers, has not been fully opened, the suburbs and the wholesale market in the county below is only those customers who used to receive names, there is still a lot of space we have not developed. This is just a guide to the new market, and there are bigger markets that we haven't explored yet. The biggest difficulty now is not sales, but plants, equipment, and personnel. Yingzi analyzed the head to the head.

"What else?" asked Lan.

"No more. Yingzi said.

"Don't think about the funds?" said Q Lan.

"By the way, I forgot to tell you something. When Wen Lan said that Yingzi suddenly remembered something.

Yingzi said: "When you were learning to drive before, there was a bank, I can't remember it for a while, and I still have my business card." I came to you and said that I wanted to know if there was any need for capital in the factory, and that a corporate bank like us would definitely support it. Anyway, there is no shortage of funds now, and I didn't feel at ease at the time, so I forgot about it later. ”

"Hehe, support. She thought that if the bank had pulled Zhengfeng at that time, Zhengfeng would not have been like this, "The bank has always supported the strong but not the weak, and the good not the bad." ”

"Banks are snobbish. Yingzi said.

"Yingzi, you can help me make a market analysis prediction about the expansion of the scale. Scaling up is for sure, I've asked myself countless whys before, and each of them has been solved, and it's time to make up your mind. I have also been to see the factory, there is an industrial park in Xinfeng, many factories are waiting to be rented, ready-made, you can use it. Now I'm thinking about how far it will go. ”

"Wenlan, you originally wanted to be in front of me, and the silent factory is optimistic. Yingzi said.

"I also learned where to buy the equipment. Plant and equipment need a lot of money, now the equipment is sent by people, the lease period of the plant is only one year, so the current investment is not very large, there is no bank loan, the bank has no loan, and the output is so high, of course, the bank treats us as a baby, I wish we went to loan. After your analysis comes out, I have to carefully study how far the scale will be and how much loan will be needed, all of which must be planned in advance. ”

"Okay, I'll get the job done. Q Lan is so thoughtful, just like the marshal in the account, haha. Yingzi said with a smile.

Wenlan's phone rang.

"Wenlan, I'm out, I'm free. "Oh my God, it's the family style. 2k reading web