Lu Hanzhang became interested, and there were more words, and one by one interrogation came out, and He Waner was a little overwhelmed.

The crispy fried chicken suddenly lost its taste, and He Waner thought about it, and couldn't help but feel a little weak.

For some reason, she remembered the call she had in the morning.

At that time, she and Gu Pan were confronted and had a verbal fight, and during the period, they seemed to answer a call from someone.

She didn't look at it carefully at the time, but now that she thinks about it, it could be that the phone number is Caijia.

Then, more than an hour later, Mo Chunshan inexplicably appeared on Shipan Mountain.

Her thoughts began to drift, but she forced herself not to think too much.

Then he wiped his mouth and smiled: "What's the matter? I don't remember your Chen Yuanze when I see Gao Fushuai? I have the phone number of his first assistant here, do you want to help you match? In all fairness, if I have a brother-in-law who is the president of a listed company, it is better than a host who is far away." No matter how bad it is, I can have a place to take me in when I'm down, how nice!"

Lu Hanzhang knew that she was messing with the water, and he was angry, so he knocked on her back lightly: "You hate it!"

She originally wanted to find out who Dr. Ke and this Mr. Mo and cousin preferred, but He Wan'er didn't accept it, and she didn't have much to say.

After all, He Guan'er's mouth was so powerful, she couldn't say it at all - look at He Guan'er today and be able to talk nonsense with Gu Pan and his wife, the police and the funeral home management personnel for three hours, and she didn't have to run out of words.

Lu Hanzhang no longer dwelled on this matter, He Wan'er secretly breathed a sigh of relief, and slowly finished the takeaway ordered by Lu Hanzhang, not even a single french fries left.

Supposedly, she was well fed and drunk, and now that the most difficult problem had been solved, she should have a good rest.

But He Wan'er's appearance seems to be getting more and more energetic and anxious.

A cousin who grew up since childhood, Lu Hanzhang naturally knows a little bit about her - He Waner is anxious, and she often can't hold her breath when she has something on her mind, and the more it is about people close to her, the more stable she is.

"Sister, what's wrong?" she asked, "what's on your mind?"

He Wan'er hesitated for a while, but still did not tell Lu Hanzhang Mo Chunshan's suspicion of Pancheng Jubao money laundering.

She didn't want Lu Hanzhang to be involved.

The dry roll bag will be different from the one that plays the underground bank. The reason why it is called money laundering means that the huge amount of money to be laundered is of unknown origin - either corruption or bribery, and it may also be inextricably linked with underworld forces.

So, she forced the corners of her mouth and smiled, and changed the topic: "It's okay, I'm just too tired." ”

The two rested for an afternoon and didn't do anything, but they were full of thoughts.

At night, Lu Hanzhang hugged the pillow and had to sleep with He Wan'er.

He Wan'er was reluctant at first - the old-fashioned dormitory building, the rooms are not too big, she has been living in the bedroom where she has lived since she was a girl, and she has not even changed the bed.

So the width of one meter three or five, lying on two adults, is very reluctant.

helpless, but she couldn't resist Lu Hanzhang holding her arm and being coquettish.

He Wan'er couldn't resist, so he had to let her in the end.

At eleven o'clock, when the lights went to bed, He Guaner just closed his eyes when he heard Lu Hanzhang beside him say: "Sister, if Chen Yuanze's lawsuit is lost, I will come back to Gyeongju and accompany you." ”

"And what if you win?"

"After winning fame and fortune, I naturally want to be in Shanghai. ”

"I mean, Chen Yuanze, what are you going to do?" He Wan'er asked.

In the dark, it is always easier for people to speak their hearts than when they are facing each other during the day.

Lu Hanzhang is no exception.

It's just that she thought about it for a while, but she still didn't have a definite answer.

"I ...... I don't know. ”

There was confusion in her voice - in fact, she had already understood that Chen Yuanze, whom she had admired for ten years, was not the real Chen Yuanze, but she hadn't had time to figure it out, what should she do now?

The days of reality and fantasy are intertwined, and the body and soul are separated from time to time, and it can be expected that the days to come will be extremely tormenting.

He Guan'er sighed quietly, and didn't know how to persuade him, so he had to say: "Come back when you're tired, my sister said that I will take care of you for a lifetime." ”

As she spoke, she suddenly couldn't control her emotions, and a tear slipped from the corner of her eye, straight into her ears.

A drop of water is like a mountain roaring and a tsunami.

When the tears gradually evaporated, she could hear the subtle movements around her again.

She felt Lu Hanzhang quietly holding her hand, and replied softly: "Sister, thank you, even if I can't see it, I will always remember your most beautiful appearance." ”

In the darkness, the two sisters held each other's hands, full of thoughts.

He Wan'er thought to himself, "Lilia, you have to be careful...... ”

The last few words already have an unconcealable astringency.

It's just that Lu Hanzhang can't hear it anymore.

She turned her back to He Wan'er, and within a few seconds, her snort grew, and she was already asleep.

In the darkness, listening to the steady snort beside him, He Wan'er did not feel sleepy.

She began to think back to what Mo Chunshan told her in the hospital parking lot today.

At that time, Mo Chunshan was concise and to the point, and in just a few minutes, he explained to He Guaner his view that P2P is an anti-money laundering vacuum in the financial field.

There are three reasons for this.

First of all, P2P, as a form of Internet finance, has a low investment threshold and a large number of customers, which is very easy to be used by money launderers.

Secondly, it is difficult to identify the customer's identity for non-counter business. All P2P business is conducted through online non-face-to-face channels, and it is impossible to understand the real share of the customer, its actual controller, beneficiary, transaction purpose and the nature of business activities. Although they have some knowledge of the identity of the borrower for their own business needs, they do not meet the needs of anti-money laundering.

In the process of fund transfer on the online lending platform, the funds are not directly transferred from the lender's account to the borrower's account, and the turnover must be achieved through the online platform, while most online credit platforms are completed through third-party payment, and the website cannot conduct a return visit to verify or check the source and use of each loan at all. As a result, the complete chain of each fund transaction is cut off, and even the commercial banks and third-party payment institutions that cooperate with it are difficult to monitor transactions through P2P channels.

Finally, domestic P2P companies have not yet been included in the anti-money laundering regulatory framework, and the technical strength of P2P platforms is uneven, but the entities of P2P online lending platforms have not fulfilled their anti-money laundering responsibilities such as transaction record keeping and suspicious transaction reporting, which limits the effectiveness of combating money laundering crimes by reporting suspicious transactions by entities that perform obligations in accordance with the law.

As a result, the lender can invite the borrower to bid in full or in part for the borrower's loan, and the money launderer can easily use this feature to split the funds and lend them to different borrowers, which hides the original face of the large amount of funds, and it is not easy to find the entry and exit of large amounts of funds in the platform, and the flow of funds after the split is more convenient, and it is difficult for the P2P online lending platform to identify the true source of funds.