Volume 1 With the young and not frivolous Chapter 74 Preparing for a loan

injected a total of 20 million into the company twice, plus the 1 million given to Wei Ronghao in the early stage, a total of 21 million, and the assets more than doubled in less than half a year, Zeng Hao was also very satisfied, and the unhappiness in his heart was swept away.

said to Wei Ronghao: "Manager Wei, you have worked hard, the company has developed so far, you are indispensable!"

Wei Ronghao shook his hand again and again and said: "I'm ashamed, the company has developed so far with the boss's foundation, your foundation is good, I just follow the direction you set, and you are the boss if you want to say that you have to make a difference." ”

The two complimented each other a few words.

Zeng Hao said to Sister Zhao Min: "In the past two days, you have prepared the company's information, and I am going to go to the bank to discuss the loan." ”

Sister Zhao Min nodded to indicate that she knew, and Wei Ronghao asked at this time, "Boss, are you preparing?"

"You all know what happened this morning, right?"

The two nodded and said that they knew that such a big thing could be known to the whole people today, and the whole company was talking about it, and if they didn't know it, they could only say that they didn't care about national affairs.

If you don't care about national affairs and political policies, you can't be considered a good leader, and if you don't know about a policy that day, you don't know how to carry it.

Zeng Hao said: "I received the news in the morning, after this matter, there may be some actions on the government's side, we will prepare the money in advance in case it is easy to use at that time." ”

Then he asked them, "How much do you think we can bring out if we get a bank loan?"

Zhao Minjie has been dealing with money, and her understanding of this aspect is the most comprehensive of the three, and at this time, she heard the boss ask a question and replied: "Our company is now no negative assets, the proportion of fixed assets, and the business is good, if you use the mortgage to make a short-term and medium-term loan, you can probably borrow about 20 million yuan." In the case of long-term loans, there will be a little less, and this needs to be discussed with the bank at that time. If it is a credit loan, our company has not been established for a long time, the credit value is not enough, and the loan is about 10 million. If the boss can find a guarantor to use the guarantor to take out a loan, then there is no fixed amount, which depends on the strength of the guarantor. There is also a pledge loan, because I won't talk about it because I can't use it. ”

Hearing this, Zeng Hao thought to himself that it seems that he can only go through the two aspects of mortgage and guarantee, and other things like credit, and now Zeng Hao himself is still scared, and the credit that comes can be used.

Said to them: "Let's make two preparations, Sister Zhao Min, you go down and sort out the company's relevant materials for backup, I will find someone here to see if I can be a guarantor, if I find it, I will come forward to negotiate the loan, if we don't find it, we will take the mortgage road, and then we will trouble Manager Wei to come forward to talk about this matter." ”

The two nodded in agreement, and the three of them talked about other things before they dispersed.

The first thing Zeng Hao thought of looking for a guarantor was Wang Xian, and after calling and waiting to connect, he said, "Brother Xian, what are you doing?"

"There's a lot of stuff in the company waiting for me to deal with, what do you say I'm doing. If you have something, you can talk about it, and if you have nothing to do, you will be like this first, and you are busy, and I will call you when you are done. ”

Zeng Hao saw that Wang Xian was about to hang up the phone and hurriedly said: "Don't, something, something, didn't you ask me to raise funds, I'm going to go to the bank for a loan, and I still need a guarantor, see if you can be this guarantor." ”

Wang Xian on the other end of the phone put down the pen in his hand and said solemnly to Zeng Hao: "Xiao Hao is not a brother who doesn't help you this time, you said that you usually want a loan to send a guarantor, and I am also a guarantor, we have nothing to do with each other, not this time, I am applying for a loan from the bank, how can I be your guarantor." ”

Zeng Hao was surprised: "Why Brother Xian, are you going to make it big this time?"

"That's not it, as far as I know, some bigwig companies are starting to repatriate funds. ”

Zeng Hao was surprised and surprised again, and said, "What is a big deal?"

"I estimate that it is about the same, I can't say the specifics, anyway, I will prepare first, if I can develop my own company if I don't need it, I can't delay anything. ”

Zeng Hao was still immersed in what Wang Xian said just now, Wang Xian thought for a moment and said to Zeng Hao: "I'll give you an idea, you go to Yuan Lao like this, didn't you say that he appreciated you, Yuan Lao is also a person who loves to promote juniors, if he opens this mouth, the bank is easier to say."

After saying a few words, Wang Xian had something to do, Zeng Haoxin was not chatting, and the two hurriedly ended the topic and hung up the phone.

He lit a cigarette and smoked it, thinking about what to do now? Among the acquaintances he knew, only Wang Xian was qualified to be this guarantor, and now Wang Xian had no choice but to go to find Yuan Lao as Wang Xian just said, and try his luck as a dead horse doctor to see if he could be moved to open this golden mouth.

After smoking, she called Han Miaomiao in, gave her a bank card, and asked her to help choose a purple clay pot to come back, the quality must be good, don't get a defective product back, and allow her to swipe her card to buy a dress as a reward.

In this way, Han Miaomiao took the card and went out happily.

Yuan Chaoyang has come up because of his age, and the company is now in charge of his eldest son, and his ability is not bad, Yuan Chaoyang gradually let go of the company's affairs, and there is no big thing to ask.

The focus shifted to the Chamber of Commerce, and the place where he usually stayed the longest was the Dongyang Chamber of Commerce, and the rest were either at home or at the General Chamber of Commerce in Rongcheng.

After Zeng Hao inquired about Yuan Lao's location, he took the purple clay pot that Han Miaomiao bought for 180,000 early the next morning and drove back to Dongyang City.

Walking into the door of the Chamber of Commerce, he asked the front desk if Yuan Lao was here, and after receiving a positive answer, he said to the front desk: "Please make a phone call and inform Yuan Lao, and say that Zeng Hao came to visit." ”

People who can join the Chamber of Commerce, a person who can be in front of the station can't afford to provoke, and people who can be here in the front desk are also discerning, seeing Zeng Hao asking, he said Wait a while and then pick up the phone and call Yuan Lao's secretary to ask for instructions on this matter.

After a while, the front desk said to Zeng Hao: "Hello Boss Zeng, President Yuan is waiting for you in the office." ”

Zeng Hao nodded and said that he knew that he participated in the regular meeting of the Chamber of Commerce every month, and Zeng Hao was familiar with this place, and after going upstairs and turning two corners, the first room on his left hand was Yuan Lao's room.

Zeng Hao knocked on the door and walked in, bowed and greeted Yuan Lao, and said with both hands: "Juniors please Yuan Lao, this is a teapot I saw a few days ago, I saw that the quality is not bad, so I accepted it, knowing that Yuan Lao, you love tea, so I specially brought it over, I hope Yuan Lao can like it." ”

There is a saying that the elders give indispensable, in other words, the younger generations are filial, and the elders will not shirk, and then the 180,000 is the same thing in the eyes of the two, just like the younger generation brings some fruit to visit the elders.

Yuan Chaoyang opened his mouth and said, "Okay, then I'll take it, come and sit!"

After Zeng Hao walked to the desk and sat down, Yuan Chaoyang continued: "Aren't you kid cultivating yourself during this time, why did you come here to me?"

Zeng Hao hurriedly said cheekily: "It's not like I haven't listened to your teachings for a while, Old Yuan, and I miss it very much." ”

Yuan Chaoyang interrupted Zeng Hao's words and said, "Okay, I see that you have nothing to do but go to the Three Treasures Palace, just say something?"

Zeng Hao hurriedly explained: "How can it! I really want to listen to your teachings of Yuan Lao, and listening to your teachings of Yuan Lao is better than my ten years of hard study." ”

Yuan Chaoyang saw that Zeng Hao didn't talk about business, so he said in passing: "Since you came over and asked the bad old man for advice, then I will tell you." ”

Zeng Hao thought to himself that this Yuan Lao didn't play cards according to the routine! A few regular polite words, how could he say this sentence, could it be serious?

Yuan Chaoyang didn't care whether Zeng Hao was reluctant in his heart, he opened his mouth and came to Zeng Hao's ear, and said that Yuan Chaoyang was very happy. Listening to Zeng Hao, it was very painful.

After Yuan Chaoyang finished speaking, he said to Zeng Hao: "I've finished what I should say, then you can go and get busy first." ”

Don't, I haven't said anything about the business yet, just listening to Yuan Lao talking about other things there, and preparing to send off the guests after speaking, Zeng Hao can only be cheeky and say again: "Yuan Lao, I really want to ask Yuan Lao for help when I came over today." ”

"Yo, didn't you say it's okay? Why is it there again now, tell me about it. ”

Zeng Hao scratched his head embarrassedly and said: "Yuan Lao is like this, I want to borrow a batch of money from the bank, you also know that the boy I went a little fork in the road a few years ago, and the image in the eyes of the above is not very good, I am afraid that I will not be able to get a loan, so I will find Yuan Lao you here if I am not in a hurry, and I want to trouble you to open a golden mouth to help talk about it." ”

"Didn't I hear that the supermarket you are doing now can be developed? Why is there not enough liquidity? Logically speaking, you don't need me to come forward if you lack these, you can handle it yourself." Wrong.... How much are you going to borrow...... kid?"

As the saying goes, if you are old and not dead, you are a demon, and this should be what you say, it can be inferred from the blunt words, Zeng Hao recalled at this time that Yuan Chaoyang revealed Li Mingcheng's matter, whether he intentionally revealed it to himself.

Seeing Yuan Chaoyang asking, Zeng Hao said what he thought in his heart: "Of course, the more the better." ”

Yuan Chaoyang pondered for a moment in his heart, and said to Zeng Hao inexplicably: "You see it?"

When Zeng Hao heard this, he felt inexplicable, I saw something. Just as he was about to explain, Yuan Chaoyang began to say again: "The people who can see this matter, except for a limited number of old guys, one of the others is counted as one, and 10 people can not be found in the entire Sichuan Province, and they must have the courage to gamble on this matter, and they have to remove half of it, you kid is good." ”

It seems that Yuan Lao thought about it, Zeng Hao thought to himself whether it was better for me to explain or not! After thinking about it, in the end, it was natural to let it be, although Wang Xian told him, but he also had to implement it, and it could be counted on his own head, so he acquiesced to what Yuan Chaoyang said.

said to Yuan Chaoyang: "Old Yuan, you have won the award, the kid can't afford to praise you like this." ”

Yuan Chaoyang didn't reply to this sentence, thinking about whether he could help with this. As the saying goes, there are no fathers and sons in the shopping mall, and the brothers have to settle accounts, if Yuan Chaoyang helps Zeng Hao, of course Zeng Hao will have to pay the price.

There is no such thing as a free lunch in the world.