He Chunming served as a soldier, retired after five years in the army, and then worked outside, once worked as a security guard, also entered a factory, and then used his savings to open a supermarket, but due to poor management, he went bankrupt and had to come out again to find a job.

After hearing his introduction, Chen Shi was slightly stunned, and then asked: "You once opened a supermarket, how big is the scale, how is the business situation, and what is the reason for the bankruptcy?"

He Chunming said: "I opened not a supermarket, but a commissary, the reason for the closure, that is to blame my own soft-heartedness, I have more friends, after I opened a supermarket, friends are also willing to buy things in my place, over time, nervous friends on credit, I didn't care much at the time, they were all friends, everyone helped each other, but what I didn't expect is that there are more and more friends on credit, and the liquidity in my hands is getting less and less." ”

Chen Shi interjected and asked, "Then you didn't go to ask for the account?"

He Chunming smiled embarrassedly: "No, they are all friends, I can't open that mouth, at most, when my friends come to credit in the future, I will hide a little, let my daughter-in-law come forward, and they will not be able to take credit in front of my daughter-in-law, but this is not a way, because you can't hide from others for a lifetime, and some friends are really nervous, and I am generous in this regard, and even sometimes lend them money." ”

The more Chen Shi listened, the more he felt that He Chunming was not a reliable businessman, if a businessman talked too much about his feelings, he would be dragged down sooner or later, and businessmen only had money in their eyes. Although this sentence is not necessarily accurate, it more or less reflects the life of a businessman, a person who does not take money seriously, but regards it as a favor, cannot become an excellent businessman.

There is only one kind of businessman who does not see money in his eyes, and that is a great entrepreneur, but after all, there are many businessmen and few entrepreneurs in the world, so how many people can become entrepreneurs? At least He Chunming in front of him does not look like an entrepreneur, so he is definitely not an excellent businessman.

Chen Shi said: "If you do this, you will not succeed in business, and it will be a matter of time before you go bankrupt." ”

He Chunming smiled bitterly and said: "Actually, this is not the main reason for my bankruptcy, although my friends often take credit, but with my daughter-in-law coming forward, they will more or less always pay back some money, and the people who really rely on the debts are a very small part, who does not have a face? ”

Chen Shi was puzzled: "Then why did you go bankrupt?"

He Chunming said: "I went bankrupt because it had something to do with credit. Do you do business, the more friends I want to make, the better, plus I'm a good person, more and more friends, a year ago, I met a friend, he didn't take credit from me like everyone else, usually come to the commissary to buy things are settled in person, my good impression of him rose to a certain height, and over time, the two of us became friends who talked about everything. According to him, he was doing business on the coast, reselling leather and doing some trade, but he was tired recently and wanted to rest, so he returned to his hometown. ”

Chen Shi listened quietly, he was very interested in He Chunming's story, and he also wanted to know about this person. Although this person has not studied modern management, has no experience working in a large supermarket, has no college degree, and has recently opened a supermarket and gone bankrupt, Chen Shi seems to be very confident in his ability, I wonder why? Is it an instinct or is his performance too good?

He Chunming continued: "Not long ago, he came to me and said that he was going to do business on the coast, and before leaving, he came to say goodbye to me and invited me to go with him, I didn't agree at the time, but because the commissary has been tepid, although I can't starve to death, but this income is only enough to support my family, and it is impossible to get rich, and I know that with the continuous development of the economy, maybe one day the commissary will be demolished, so the sense of crisis is very deep." After discussing with my daughter-in-law, she encouraged me to go outside, and she could keep the commissary alone, and the business was usually not busy, so I took all the family savings to a friend and offered to go with him. ”

He paused for a moment, sighed slightly, and Chen Shi asked, "What happened later?"

He Chunming sighed: "Later, I later learned that this friend was actually premeditated, and he approached me for a purpose, in fact, he was not engaged in trade, nor was he reselling leather, but a liar." ”

Chen Shi suddenly became a little interested in how this liar was going to defraud He Chunming of the money, and he hurriedly asked, "How did he deceive you?"

He Chunming said: "I met with him, and the two went to Dongguang by car together, along the way, he kept calling, although he didn't say anything to me, but from his tone I could see that something seemed to be wrong with him, from the words he called, I probably guessed that he might encounter difficulties in capital turnover." ”

Chen Shi asked, "So you lent him money?"

He Chunming shook his head and said: "Although I am generous and cool, I am not such a stupid person, I will not easily lend money to others, and that is the capital of my business." ”

Chen Shi asked, "Then how did he defraud you of your money?"

He Chunming said: "One night, we stayed in a hotel, because of the tight road, and for some reason, there was only one room in the hotel at that time, and there was only one hotel nearby. During the break, he received another call from his business partner, and this time he pressed the speakerphone on the phone, and I could hear the other party's words clearly. The approximate meaning is that the other party urged him to repay, but he had no excess liquidity in his hand, only a batch of goods, and he had to wait for the sale of that batch of goods before the money could be repaid, but the other party was also very anxious, saying that there was a large amount of business, and he did not have enough money in his hand, so it was a little bit worse, and he did not want to miss this opportunity, so he urged him to repay. ”

Chen Shi guessed at this time, in the end, he couldn't transfer a sum of money from He Chunming, and after the business was completed, he could repay the money by selling the goods. But what He Chunming said next was a little different from what he thought.

He Chunming said: "I also wanted to help him at that time, after all, we are good friends, but I came out to wander around, and I would not lend someone a sum of money for no reason, so I didn't think about borrowing him money, but thought of a way to get the best of both worlds from his goods." ”

He Chunming's method was very simple: Didn't the other party have a batch of goods that had not been sold? He offered to buy the other party's goods at the original price, so that his friend's funds could be turnover, and his friend's friend would have enough funds to make a big deal.

This idea was proposed by He Chunming himself, but his friend was very embarrassed at that time, and persuaded He Chunming to say that you just came, and you are not so familiar with the business, and you may not be able to sell my goods if you buy them, what if you lose the capital in your hand?

And He Chunming is a good person, friends are in trouble, can help as much as possible, at this time he can help his friends, can take care of his own business, why not do it? His friend began to pretend to be righteous and awe-inspiring, but he couldn't withstand the urging of the other party, and finally agreed to He Chunming's method, so He Chunming's money fell into the trap laid by the other party unconsciously.

After hearing this, Chen Shi asked: "You just gave the money to the other party, what about the goods? You believe the other party without seeing the goods?"

He Chunming sighed: "At that time, time was tight, and I was following my friend, I didn't believe that he would flee in a blink of an eye, not to mention that we were good friends at that time, how could we have thought that this was a scam?"

Chen Shi asked, "What happened to you, how did your friend leave, and how did you come back?"

He Chunming said: "The next day, we first went to the bank to make money, and then the two of them bought train tickets, ready to see the goods, originally we went to Dongguang immediately, but the other party said that his own business is not busy for the time being, and he will take me to see the goods first, so that I can buy this batch of leather as soon as possible, and all of them will be transferred to the direction of the four directions." I was still a little wary at this time, but I had completely let go of my guard, because he put down his business and took me to pick up the goods immediately, and I wanted to get the leather as soon as possible, so I was full of expectations for this, and I was not so wary of him. ”

Speaking of this, He Chunming regretted it. He paused for a moment before continuing: "Taking the train is a very hard thing, especially a long-distance train, and there are too many people on the train, crowded and crowded, and I didn't worry that he would run away on the train, but what I didn't expect was that I fell asleep when I was about to arrive at the station, and then when I woke up, the other party was gone, and I myself was oversited." ”

"At first, I thought I was really oversitting, I thought I was too tired and slept too hard. But when I thought about it, I found that the two of us were next to each other, so how could we fall asleep? How could we miss getting off the bus? Obviously, we were deceived. I remember when I was about to get to the station he gave me a bottle of water, and after drinking it, I fell asleep, and now I think there must be something wrong with the water. ”

Speaking of which, the matter is already very clear, this so-called friend has always had bad intentions, but this liar is very confident, so he does not hesitate to spend nearly a year to make friends, first to get close, first to gain the favor and trust of others.

Chen Shi was very curious about how much money he had been cheated out of, and why the commissary went bankrupt after this time. He asked, "How much money did I fool you?"

"100,000, that's all my net worth. ”

Chen Shi is clear, no wonder he is so deliberate to befriend him, 100,000 yuan is still very important in this year. After that, things were simple, He Chunming was suspicious, so he reported to the police, and the police investigated a little and found that this person was indeed a liar, and the addresses and friends he mentioned when chatting with He Chunming were all fake. Although he couldn't find the other party after calling the police, He Guoqiang had no choice but to call his wife and ask his wife to send him the fare before he could return home, otherwise he would have to ask for food outside.