"Taking our Hengcheng Group as an example, Mr. Lu, your initial plan was to simply set up a group company based on 4S stores for car sales!" Zhao Jing asked. Pen ~ fun ~ pavilion www.biquge.info

Lu Heng nodded, it is true, he has been revolving around this goal, and its template is the large automobile retail groups he has come into contact with in his previous life. Because as far as he knows, if this industry is done well, it can also create billions of turnover a year.

Zhao Jing heard the answer he wanted, and then gave a better idea in a moment.

"So why not extend a wider and larger industrial chain according to the product of 'car'? For example, the value-added products of automobiles, that is, the so-called decoration, the profits in which I believe that Mr. Lu knows better than me!"

Lu Heng replied without thinking: "The decoration of this piece is quite profitable, a solar film that costs one or two hundred, after the addition of oil and vinegar by the sales staff, can be sold at a high price of three or four thousand, and there is a gap between heaven and earth and the cost." There are also miscellaneous things such as navigation and lower guards, which are all very profitable things. My company also paid attention to this area at the beginning, and almost at the same time as the establishment of the 4S store, the value-added department was also established at the same time, and a friendly cooperative relationship was established with a reputable decoration company. ”

Zhao Jing shook his head, "Then why doesn't Mr. Lu want to completely grasp this piece of profit in his hands? ”

Lu Heng was stunned for a moment, and then said uncertainly: "My company doesn't seem to have this ability, right?"

"But you're rich!"

It was as if the window paper had been pierced, and the blazing light instantly poured into a dark mind.

Zhao Jingkou said: "Generally speaking, to do business to the point where Mr. Lu is here, the consideration is not whether your company can meet your requirements, but how much difference your money has from your requirements." If it's not enough, find a bank loan, and if it's enough, start immediately. Look for one or two decorating businesses that are not doing well, buy them at a low price, and then bundle the decorations they produce into the cars we sell. In this way, we have completed our own production and self-sale, and the profits have all been grasped in our hands without going through any channels. In this process, Mr. Lu needs to do two things, give money and find someone, you will do the former, and I will handle the latter. ”

Lu Heng's eyes lit up, and he instantly became excited.

Zhao Jing said that this idea is completely possible, thinking that his single Hengcheng Hyundai's monthly decoration turnover is around several million, but only one-third can be obtained. One is given to the cost of the manufacturer, and one is given to the decoration supplier, and he can only get one-third of the few.

If this vision is realized, the change for a 4S store will be extremely huge, and it will be a earth-shaking change for all the companies under the entire group.

And the amount of money you can make is much.

Looking at Zhao Jing with blazing eyes, Lu Heng exclaimed: "I now feel that with this idea alone, you can already be the CEO of my group." ”

Zhao Jing shrugged his shoulders and pretended to be surprised and said, "Didn't I impress Mr. Lu when I created a Fortune 500 company with my own hands?"

Lu Heng was stunned, and then laughed, and even tears burst into tears.

Others won't understand why Lu Heng is so out of shape, probably only Zhao Jing, who is sitting in front of him, can understand!

That is the excitement and excitement of breaking the bottleneck of my career and seeing the farther scenery!

At this moment, Lu Heng figured out a lot of things, and inspiration began to flow in his whole mind.

Since we can rely on cars as carriers to develop peripheral products, what else is there besides decoration?

The answer is a lot!

Zhao Jing also gave his answer, which coincided with Lu Heng after enlightenment.

"Cars don't just need decoration, they also need insurance. Every new car sold can be without decorations, but it must have insurance, even the most basic compulsory insurance, you have to buy it. Without insurance, don't want to drive the car out of the door of the 4S store, let alone on the road. So, does Mr. Lu have any ideas to become an insurance company?"

The corner of Lu Heng's eyes skimmed the column of "Vice President of China Pacific Insurance in Beijing and Shanghai" in Zhao Jing's resume book, and slapped him affirmatively.

"Do it, if you have the chance, you will definitely do it!"

Zhao Jing grinned, the charm of a mature man made people feel in a trance.

"Even if you don't have an opportunity, you have to create opportunities, and I'm very familiar with insurance because I used to work at Pacific Insurance. As long as the company's legal person or major shareholder has sustained profitability, good reputation, no record of major violations of laws and regulations in the last three years, and net assets of not less than RMB 200 million, the applicant can apply. ”

Lu Heng's expression was stunned, and he said embarrassedly: "It's really embarrassing, it seems that my current net worth has not reached 200 million yuan, and after deducting various bank debts, the net assets that can be used in my hand are probably about 100 million." ”

This is still a high calculation, if you take a little bit of weight, Lu Heng's current net worth is probably tens of millions.

The so-called net asset value is the net amount of total assets minus liabilities, which is composed of two parts, one part is the capital invested at the beginning of the enterprise, including the premium part, and the other part is created by the enterprise in the course of operation.

Hengcheng's main debt now is mainly a few loans from the Construction Bank, there was a loan of three million before, and then the establishment of the Yuanchuan branch, as well as the launch of the Guizhou strategy, Lu Heng has borrowed a lot of debts in the name of his own business, so it looks like Lu Heng has several companies with strong profitability, but in fact, the net worth is really not too much.

Zhao Jing waved his hand indifferently, "Fat people don't eat it in one bite, we have to eat this meal slowly, the insurance company is just an idea." Based on the profitability of the soon-to-be-established Hengcheng Group, it will not take more than five years at most, or as short as two or three years, and you will be able to have your own insurance company. At that time, we can start with a single auto insurance, and after becoming bigger and stronger, we can expand to the templates of insurance companies such as Ping An, ********, and Pacific. ”

Lu Heng also snorted, if he just put forward an idea and realized it immediately, then this is not a business, but a novel.

Zhao Jing had one idea after another, and Lu Heng also had his own furrow in his chest.

"What do you think is the future of the used car industry?"

Zhao Jing thought about it for a while, and gave the answer in less than a minute.

"Well, this will probably be the mainstream of the industry in 20 years, that is, after 2020. Because according to the current automobile market in Europe and the United States, when the market is saturated, the replacement of automobile products that are too fast will lead to the birth of more second-hand cars. As far as I know, most of the adult children of ordinary families in Europe and the United States will have a second-hand car for the first time, or even a third-hand car. If it is a second-hand car, it not only adds a channel to the company's value-added industry, but also paves the way for the future and effectively resists risks. Mr. Lu deserves to start in the automotive industry, which I didn't expect. ”

Lu Heng smiled, he sold a lot of second-hand cars, and he also knew something about the car market in Europe and the United States in Zhao Jingkou.

Ordinary people may think that in film and television dramas such as "Transformers" and "Twilight", the plot of the protagonist's first car is a tattered second-hand car will think that it is a film and television rendering, but that is actually a reflection of real social reality.

Lu Heng thought of more than that, combined with his future insights, he thought of a farther aspect.

"What if we set up a nationwide online platform for second-hand car trading?"

In Lu Heng's eyes, Zhao Jing's expression froze for a moment, and he felt slightly proud in his heart, this is a cake that even figures like Ma Yun have taken a fancy to, and even the general manager of the country has mentioned in the government work report that he wants to activate the second-hand car industry.

But the pride in his heart was only for a moment, and Lu Heng put away this undeserved emotion.

As a reborn person, he still needs someone else to enlighten him, so what's there to be proud of coming up with an idea with the advantage of memory.

ps: Recommend a friend's new book, "Data Chemical Martial Arts", the author is very fat. It's still a new book, so I hope you will take care of it.

Synopsis: After an assassination, Xu Yang obtained the mysterious system.

The mysterious system allows Xu Yang to see through his own data, and he can also improve his strength by enhancing his attributes. Everything can only be explored by Xu Yang, and Xu Yang discovers that the mysterious system is not only so simple...... (To be continued.) )