Chapter 169 Difference Between Borrowing Money and Borrowing Money
My cousin-in-law "squeaked and wooed" and seemed a little embarrassed to speak, but in the end she still told the purpose of her coming.
"That Jiang Xi! You see that you are all so rich, can you lend us a little more, so that we can pay off all the debts owed by the family. β
When Jiang Xi heard this, he didn't answer her immediately, but watched her sit up.
Jiang Xi's gaze was already sharp, but at this moment, he released a look that he didn't have on weekdays, looking at his sister-in-law like a judge, and looked embarrassed at his sister-in-law.
"Ginger ......".
"How much do you want to borrow?"
Not to mention my sister-in-law, even I didn't expect that Jiang Xi would say this sentence.
Does this mean, did she agree to borrow it?
My sister-in-law understood the same as me, and immediately smiled and said, "Just borrow 200,000 yuan, so that we can be content to pay off our debts." β
Jiang Xi took a deep breath and said lightly, "Then when will you give it back to me?"
It seems that my sister-in-law didn't expect that Jiang Xi hadn't borrowed the money yet, so she asked so quickly first.
"......Huh? We will definitely try our best to pay it back, really, I have worked hard with your cousin (diligently), and I promise to pay you back in three years!"
Jiang Xi smiled and said, "You guys are quite capable, since you can guarantee it, then you can directly make money and repay your creditors, why bother to borrow a hand from me? Our family is richer than you, but our money is also hard-earned!"
"Yes, yes, Jiang Xi, you're right, what's that, that is, we owe several creditors, and I'm afraid that when people ask us, we won't be able to take it out, and it's stressful. β
"We live in a big city, and the pressure is also very high, we can't live without 200,000 yuan a year, in case we don't have any money, we ask you for it, what can we do if you can't pay it back?"
Jiang Xi's words were obviously the more she refused, the more ruthless she became, but her tone became more and more gentle, making people unable to find fault, as if she was also embarrassed.
The cousin-in-law still didn't give up, and immediately patted her chest and said, "You won't be short of money, you guys are so good, good people have good rewards, how can you be like us who are poor, and I can really guarantee that your cousin and I will work hard to make money and repay you 200,000 yuan as soon as possible." β
Jiang Xi glanced at me with half-squinted eyes, and I saw that the expression on her face seemed to be a little impatient.
"Ahem, you must want to borrow from me, it's not that you can't borrow, but I'm a person who has a clear distinction between public and private, and my brother settles accounts clearly, so as not to be unclear in the future, right......."
As soon as she heard that Jiang Xi was willing to borrow, her sister-in-law immediately couldn't hide her joy on her face, and said very happily, "Of course, I can write you an IOU to prove that we have borrowed your money, and if we don't pay you back after three years, you can come to us with the IOU." β
Listening to it like this, my sister-in-law is quite an understanding person.
As a result, what Jiang Xi gave was not the answer she wanted.
Jiang Xi still said with a smile, "I don't want an IOU!"
"Ah, Jiang Xi, you don't even want an IOU, I didn't expect you to trust me so much!"
Jiang Xi smiled again and said, "I haven't been in contact with you, how can I trust you!"
"So what are you...... Don't want an IOU?" the look on my sister-in-law's face was confused.
I thought that her heart must be like a roller coaster, after a corner, before she could react, Jiang Xi gave her another turn.
Having said that, let alone her, even I can't guess what Jiang Xi wants to say.
Just when my cousin-in-law and I were full of speculation and expectation, Jiang Xi finally spoke.
"I want your family's deed as a mortgage, not for three years, five years, find the secretary of the brigade to write a mortgage house voucher, if you pay it back within five years, the voucher will be returned to you, if you don't pay it back, I will find a lawyer to sue, and then the court will auction the house, I don't use the northeast, the court will help me deal with it!"
In the last sentence, I think Jiang Xi is the one who knocked the mountain and shook the tiger.
Sure enough, these words were so powerful that my sister-in-law's face changed all of a sudden, and she couldn't laugh anymore immediately.
"Oh, Jiang Xi, you're a little unauthentic like this, you obviously don't trust me?" she said in a questioning tone.
Jiang Xi smiled again, it seemed to be more stable than just now, her voice was still kind, "May I ask my cousin-in-law, have you done anything worthy of my trust in front of me?"
"That...... I'm ......", my sister-in-law stammered for a long time, unable to say a word.
It can be said that Jiang Xi's words are a slap in her face.
Jiang Xi continued, "I promised you my family's old house, you know this."
Dao, right?"
"Ah!" said the cousin-in-law coldly, "I know!"
The expression seemed to say that she didn't even like the old house.
Jiang Xi said, "I heard my cousin say that the house has a homestead, how can it be sold for two?
30,000, if you are too little, then I won't give it away, I'll ask the team secretary to help me sell ......."
"Oh, Jiang Xi, where are you talking about this, how can I be too little, I'm like a beggar
Beggar the same, how can it be fishy to ask for food, oops, I won't delay your sleep, I'll go first, borrow money, let my mother-in-law tell you!"
As she spoke, she walked away with a smirk on her face, I'm afraid that if she doesn't leave, she won't even have an old house.
When she was gone, I got up and bolted the door shut, then turned around and said inadvertently, "Are you going to offend her by doing this?" After all, we still live in her house, and it's not good, you can say that you can't borrow any money. β
I'm a man who deals with things and values harmony.
Jiang Xi's face was cold, and he squinted at me, as if the queen was looking at a eunuch who couldn't speak, and his eyes almost said, "Palm mouth!"
"My dad died, my heart was in turmoil, I still have the heart to coax her? I hate this kind of person who doesn't know how big his face is, whoever opens his mouth to borrow money from me, can't take her turn, there are no three and three big mothers, I know her, she actually has the face to borrow 200,000 yuan from me, who is used to her problems? What's more, this kind of thick-skinned person who can't be shot through, you are friendly to her today, you save her face, tomorrow she may kick her face and nose, this kind of person, I have seen a lot, relying on her own poverty, I feel that rich people should pity her and help her!"
I didn't say anything to Jiang Xi anymore, because I suddenly felt that she seemed to make a lot of sense.
I remember seeing a post in the circle of friends before, which said that Shenzhen buyers queued up to grab a house, a house of 50 million, and they had to queue up to grab it, and those who took 50 million were squatting in the sales office, ordering takeout, not even a chair, and sitting on the steps, because once they walked away, it was very likely that they would not be able to grab the house there.
There are a lot of comments under this post, most of which say that these people who can buy a house with 50 million should be relatively bullish people, but they have to queue up like a sick number in order to buy a house.
But there is one of them's message is particularly eye-catching, he said: fucking xx is really unfair, like me, a kind person like me, can't afford to buy a house like that in a few lifetimes, but those who don't follow the right path, all have money, this is a xx sadness! xx should rob the rich and help the poor, and distribute the money of the rich to the poor, so that it is fair.
His comment sparked a discussion.
Some people agree with his point of view, and it can be clearly seen that those who agree with his point of view are all living unsatisfactory lives, I don't know how much money they have, but they are definitely not satisfied with money, or rather, they don't have 50 million to buy a house.
Some people scolded him and questioned him, "Isn't the money of those who are richer than you come from the right way?" Are you the only one in China who is a good person?"
"This person really has an extreme mentality, he doesn't work hard but thinks about letting others make money and share it with him, and those who don't give it to him, those who are richer than him are all bad people. β
"Yes, he has a sick brain, how can he give him the money that others have worked hard to earn? Even if someone breaks the law and gets the money, they still risk a sentence, can he go to jail for others?"
After reading everyone's messages, I also left a sentence under the post: "The success of others will never affect your success, only your own failure will affect your own success." β
About success, I have said many times before, it is not that more money is called success, in this life, if you can live happily and happily through this life no matter what kind of environment you are in, then there is no doubt that you are the most successful, and the most afraid is that you have a bad mentality, and you will have endless troubles in what kind of environment.
Jiang Xi's father is the fourth, the next day, Jiang Xi's big and second family came, the third cousin also came, the third and third mothers Zhang Luo's simple funeral, Jiang Xi wore linen and filial piety, and went through a process.
When it came to the part of crying and mourning, Jiang Xi just shed a few tears lightly and did not cry! Everyone didn't say anything.
It's just that when I accompanied Jiang Dongxi out to the toilet, I heard my sister-in-law chatting with the neighbor women and said, "Oh, Jiang Xi's girl, her family is cold, her father died, she didn't cry a word, she shed a few tears, like walking away, what a little wolf cub." β
The neighbor woman also chimed in, "Rich people are indifferent, do you think, if she is not indifferent, can she throw her father away for so many years and not come back?" Her mother is a wolf, what kind of good person can she be!"
At that moment, I didn't scold them, because I felt disdainful, and it was not my style to fight with some women, but I just suddenly felt that Jiang Xi didn't lend her money, which was really right, how could a person with such a character be trustworthy.
I have to say, Jiang Xi is really the kind of person who knows who you are at a glance!
The funeral ended step by step, and the cousin took the old house transfer agreement issued by the secretary of the brigade and signed it for Jiang Xi.
Jiang Xi signed it for him without hesitation, and his cousin seemed very happy.
"Thank you, Jiang Xi!"
Jiang Xi said, "You're welcome, I'll give you this old house because I think it's worth giving you." β
After saying this, Jiang Xi used WeChat to transfer 10,000 yuan to his cousin, and then said to everyone, "After my cousin took the money and distributed it to everyone, this is the money for my father's funeral, I can't let you out this money, thank you for your help to me and my dad, I shouldn't give it out, I won't lose a penny, I shouldn't give it out, I won't give it out!"
Probably in front of the elders, Jiang Xi's words were very polite, but everyone still heard that she was ordering certain things and certain people.
When everything that needs to be said and done is done, the third cousin took us back to her house.
The third cousin said, "If you come here, why don't you get to my house to stay for one night, it's too late today, let's go back to Nanjing tomorrow!"
Jiang Xi said gently, "Good!"
So, we followed the third cousin back to the Bayuquan area.
The third cousin's house is a building, and I heard that the eldest cousin's family lives in a villa that cost 500,000 yuan for decoration, and a small place costs 500,000 yuan for decoration, which is already very luxurious.
It's just that as soon as we entered the door of the third cousin's house, we heard the quarrel between the eldest cousin and the eldest cousin-in-law.
The eldest cousin cried very sadly, "Ah...... What to do, what to do, what to do......".
She was crying, and the third cousin entered the door and yelled, "What are you crying about, Jiang Xi and their family are here." β
The eldest cousin immediately touched her tears, looked at us, and said with a smile, "Jiang Xi is here, hehe, it's okay, you quarreled with your brother-in-law just now." β
Jiang Xi smiled and said, "Oh, it's okay! Don't be really angry, get angry and hurt your body." β
"Well, hey, hey, you're right!" the eldest cousin laughed, with tears in her eyes and snorting.
The eldest cousin-in-law also greeted us with a smile, but I found that the eldest cousin-in-law seemed to be much older than when he went to my house last year, and the middle-aged man, who was originally quite energetic, now has gray temples, and I wonder if something must have happened to his family.
"Jiang Xi, you sit and chat, I'll go out and buy some seafood for you to eat! β
Jiang Xi said, "Don't be so polite, brother-in-law, we're quite tired now, and we can't eat too good things, just eat some light food." β
Jiang Dongxi immediately said, "Yes, yes, I'm tired of eating meat!"
"Hahaha!" The third cousin is a cheerful person, she was amused by Jiang Dongxi, and reached out to hold Jiang Dongxi in her arms and kissed it, "Little thing, it's cute when you look at it!"
The eldest cousin's family also has two children, the eldest is already twenty years old, the younger one is a little younger than Jiang Dongxi, the eldest cousin and the eldest cousin-in-law are middle-aged children, which sounds very happy.
Jiang Dongxi can be good friends with anyone, and after meeting the eldest cousin's youngest son for a while, the two of them ran around happily and played.
The eldest cousin said, "Jiang Xi, you are resting in the house, I will go out with your brother-in-law to buy vegetables, don't leave tomorrow, play in the beach on our side, take a look, it's okay! It's a pity that the weather is cold and you can't take a bath in the sea, and you can come back to play in the summer, which will be more interesting." β
"Big cousin, don't be too busy!"
"Don't be busy, you guys rest!"
Then the eldest cousin turned her head and smiled and said to the third cousin, "Mom, you get me some change, I don't have the money in my hand." β
At that time, I had the impression in my mind, although Bayuquan is not a big city, but now everyone should use WeChat and Alipay to pay, right? She still asked her third cousin for money?
The third cousin took out fifty yuan from her pocket and gave it to the eldest cousin, and then the eldest cousin and the eldest cousin-in-law went out with a smile.
As soon as they left, the third cousin took Jiang Xi's hand and sat on the sofa, and said very affectionately, "Let me see, how do you get better and better, you were too thin when you were a child, like a thin monkey, there are only two big eyes left in one face, and you are just right, you look fleshy, much more beautiful, and you are tall, with a tiger's back and a bear's waist, it's really good!"
Me, "......". This is probably really the most beautiful word that the old man praised the girl's beauty, "tiger back bear waist".
Jiang Xi is a little strong now, but she is still far from the tiger's back and bear's waist, maybe the third cousin thinks that she is indeed a tiger's back compared to her past self.
"Jiang Xi, how have you been doing all these years? What year did your mother leave? Oh, when your mother was here, our sisters got along very well, and your mother was also very kind-hearted, but unfortunately, her health was not good, and she couldn't enjoy a few days of happiness with you. β
Speaking of Jiang Xi's mother, the third cousin had tears in her eyes, and Jiang Xi's eyes were also red, which was someone who felt more painful than her father's death.
"Forget it, don't mention those unhappy things, you family of three will have a happy day here, buy tickets tomorrow, and leave the day after tomorrow. β
Jiang Xi said, "We will leave tomorrow afternoon, the ticket has been purchased, we can go to the beach in the morning to play, take the river east and west to see the sea!"
The third cousin looked surprised, "Have you bought all the tickets?" You kid, you have had the right idea since you were a child, you can make up your mind for everything, forget it, I won't say anything, you can come back to play when you are free!"
"Well, third cousin, you don't have to worry about us!"
"Oh, I don't hang on you, I know you are smart and clever, and you will definitely live a good life, unlike ......."
The third cousin seemed to have something to say later, but I saw that she swallowed the second half of the sentence.
Jiang Xi suddenly took the initiative to hold the third cousin's hand and said, "My cousin was kind to me when I was a child, and I will never forget it." β
The third cousin's eyes immediately turned red again, "Oh, silly girl, what are you talking about!"
Jiang Xi continued, "Is there something wrong with the eldest cousin's family?"
The third cousin was stunned for a moment, and then immediately said, "No, nothing happened, just now they were husband and wife." β
"It's about investing in the airport, right?" didn't believe the third cousin's answer at all, Jiang Xi gave the answer directly.
The third cousin was even more stunned, and after a few seconds, she was still stiff-mouthed, "No, nothing." β
"They told me about the three. Jiang Xi said.
Why don't I know? After thinking about it, I understand, this is Jiang Xi's third cousin.
Just this sentence made the third cousin burst into tears on the spot, "Why are these people like this, I won't tell you what I said, why did I still say it? I'm really angry, woo ......."
The third cousin suddenly cried very sadly, and the old lady in her sixties showed a childlike sadness, panic, and dazed crying on her face.
Jiang Xi hugged the third cousin in his arms, "My cousin doesn't cry, I'm not afraid of ......."
Jiang Xi stretched out his hand and patted the back of the third cousin, and the third cousin cried even more sadly.
While crying, she said, "Jiang Xi, your eldest cousin's family is finished, there is nothing, just because of the investment in this airport, the family is lost, your eldest cousin's mouth is full of artillery, and your brother-in-law turned white overnight, but what's the use, no matter how anxious you are, you can't solve the problem......."
"What the hell is going on, you tell me!" Jiang Xi hugged the third cousin, his language was gentle, and he gently smoothed the back of the third cousin.
I saw that my third cousin's mood had stabilized a bit.
She wiped her tears, sighed and said, "Last year, your eldest cousin and his wife, didn't they go to your side to invest in the land next to the airport?" Oh, you don't know, many people on our side have invested, your eldest cousin-in-law, this person, ruthless (greedy), used to have 3 million yuan in his hand, bought a piece, and then he was not satisfied, and spent 3 million to buy a piece, but later these 300 yuan, he found someone to raise five cents of the money, originally he set up a base for raising sea cucumbers, and the money earned every year can be repaid the annual principal and interest, but last autumn there was a big flood, and his sea cucumber seedlings were washed away, and he lost money, and he had no money to repay the principal and interest......".
"You don't occupy a piece of land at the airport?" Jiang Xi interjected and asked.
The third cousin said, "No, occupy his grandmother's legs, everyone bought a piece of land, not a piece of it, the airport is built, and the plane is open, but the people who take the plane are like shit stars, there are too few, and no one has developed the surrounding commercial facilities." β
The words of the third cousin reminded me of the reasons why Jiang Xi persuaded the eldest cousin and eldest cousin-in-law not to buy it at that time, one of which was that the place was too small, there were too few people, the economy had stagnated or even backward development in recent years, there would not be many people on the plane, and the surrounding business could not develop, but at that time, the eldest cousin and the eldest cousin-in-law said that they didn't believe anything. Now that they think about it, how much they should regret not believing Jiang Xi's words!
The third cousin said to herself, "If there is no way to make money, these two people have to find a way, but no business will come so fast, right, so these two people rely on the relationship and find a way, and they just let them get two large credit cards from the bank......
"Credit card interest is higher!" Jiang Xi said with a worried face.
"Isn't it! In addition, these two people usually have high consumption, and they are lavish, and the wasted money is enough for other people's small families to live for ten years, and then, the credit card money has to be repaid, but these two people just owe almost two million, and after receiving repeated notices from the bank, they know that they are panicking, but it is too late......."
"Ahem!" the third cousin sighed, "That three million creditor, I haven't received the repayment for three months, and as soon as I feel that something is wrong, I immediately sue the court to apply for the seizure of your eldest cousin's villa." He just finished suing, and then the bank also sued, and now these two people with two children, making homeless, this is not running my small two houses to crowd, I am almost angry, they do these things, I don't know at all, if I know, I will definitely stop it, usually see them spend money lavishly, I thought they had money, who knew that these two people had such a big thing, now our economy is not good, they are a lot old, they can't find a job, I am worried to death......."
"What are the consequences after the prosecution?" Jiang Xi seemed to be concerned about more important matters.
The third cousin said, " The consequences can be serious, owe the three million, basically the villa is on the top, worse, the creditor can only admit bad luck, the most troublesome is the bank's two million credit card money, sued for credit card fraud, if it really doesn't pay off these two million, both of them will have to go to jail, I heard that at least five years, like them belong to a huge amount of money, it will take eight years, oops, as soon as I hear this, I really want to die immediately, so as not to live with them to this sinful heart, but think about it, I not only have to live, but also have to live well, in case they go to prison, I have to help them take care of the two childrenAhem!"
"So how much more is it now?" Jiang Xi's voice was full of sighs and worries.
The little people who live in the family, who can withstand such a toss?
The third cousin said, " These two people, when they were rich before, they also made a few friends, borrowed from side to side, one of them borrowed hundreds of thousands, your brother-in-law borrowed the money to your eldest cousin first, he said he went to prison, hey, your eldest cousin is not willing to be willing, your eldest cousin is also happy with your brother-in-law, this time the child is in trouble, the relationship between the two is also good, we as parents do not support that, try our best to find a way, and there are two children, so, these two now, it seems that they have made up to the remaining 300,000 arrears, the 300,000 is over, there is no need to go to jail, if the 300,000 is not enough, your brother-in-law will have to go to prisonγ β
Even if the whole incident and situation are very clear, I know that Jiang Xi has been asking, and he must have intentionally wanted to lend money to the third cousin, because I can see that Jiang Xi has a good relationship with the third cousin.
It's just that I thought about our family's situation, last year Jiang Xi bought a house in Hangzhou Emerald City, when there was only more than 100,000 yuan left in his hand to live on, and this year, we now have more than 300,000 deposits in hand, but the house in the north of my family Qiaobei still owes a loan of 500,000 yuan and we have not repaid it in advance.
I don't know if Jiang Xi will impulsively lend all the 300,000 yuan we have to my cousin, but if she insists on borrowing, I will not object, because I understand Jiang Xi's character! She is not a person who will make herself suffer, and if she is willing to pay something, she must think it is worth it.
What she thinks is worth it, I think it's worth it!
At this time, the eldest cousin and the eldest cousin-in-law came back from grocery shopping, and their eyes were red and swollen, but they still forced a smile on our faces.
"I'm cooking today, Jiang Xi's family rarely comes, let you try my craft. β
The eldest cousin said and took the dishes to the kitchen.
"Big cousin, brother-in-law, you wait a while, I have something to tell you. β
Jiang Xi's words made the eldest cousin and eldest cousin-in-law stand up immediately.
The third cousin said, "Jiang Xi already knows about you, and she guessed the cry you were crying in the house just now." β
These words made the eldest cousin's eyes red again, and tears flowed down with a look of remorse, "Didn't you say that you wouldn't let Jiang Xi know? cough! I don't have the face to say this, as soon as I see Jiang Xi, my intestines are remorseful, remembering that last year, Jiang Xi bitterly persuaded us not to invest anymore, but we just didn't believe it......
The eldest cousin sobbed, and the tears flowed even harder. Jiang Xi took out a tissue on the table to wipe her tears, Jiang Xi didn't speak, just patted her back a few times.
I think that at this time, any words of comfort are pale and useless.
The eldest cousin took the tissue, wiped her tears and said, "Originally, I hesitated when I got home, I told your brother-in-law, we don't have that diamond now, don't take such a big porcelain to live, but your brother-in-law is like an evil spirit, saying that my woman's family is long hair and short knowledge, and carried me to carry three million, I thought at the time, our family has always been his master, and it has developed very well in the past years, so I didn't care too much, who would have thought ......"
"Ahem!" the eldest cousin breathed a sigh of relief and continued to cry, "Last year's big flood was caused by the house leak that happened to rain overnight, and it was unlucky...... There is no hope that the land of the airport will be occupied, I blame your brother-in-law in my heart, but I can't blame him entirely, and I didn't try my best to stop him, and I also had a kind of luck and greed in my heart, so I rushed to wait for our land to be occupied, and I could make tens of millions of dollars at once.......
The more the eldest cousin spoke, the more excited she became, and she fell into Jiang Xi's arms and cried. Jiang Xi, it's all over, my and your brother-in-law's half a lifetime of hard work has come to naught, and in the second half of our lives, we can only live a life of paying off debts, we can't turn over, our two sons are also affected by us, my eldest son is about to find the age of the object, originally our family lives in a big villa, my son drives a BMW, there are many little girls to stick to the body, our family has an accident, the whole district is about to know, those girls have all run away, you think about how big the psychological gap between my eldest son should be, who will marry him in the future? I don't have a house or money, my parents still owe a lot of debts, the second child used to go to various training classes and now can't go to it, my saddest thing is not that our husband and wife will suffer in the future, I admit how much we suffer, we are self-inflicted, but we have affected the children, and the happiness of their lives may be ruined in our hands, and the children can't raise their heads to be human when they go out, woo......".
The more the eldest cousin cried, the more sad she became, and the whole person was about to collapse from crying. Jiang Xi was also crying to tears by her.
The eldest cousin-in-law listened to it with tears and remorse on his face, "It's useless to say anything now, it's all my fault, I should have listened to Jiang Xi's advice, I don't have a face to live, I have thought several times, either go to jail or die, but, if I die, your eldest cousin with two children will live harder, I want to live badly now, I want to die without qualifications, it's really better to live than to die!"
Seeing them crying so sad and helpless, I thought, life, sometimes, you are really not allowed to take a wrong step, because if you take a wrong step, it is likely that you will not be able to turn over in this life.
When they were all finished and their emotions were cathartic enough, Jiang Xi spoke again.
vertex