Chapter 199 Discussion of the House

"Flipping a house?" Jiang Xi blinked in a daze, his eyes rolled, "I never know how to speculate on a house?"

Sun Zhengdong's lover smiled and said, "You have bought so many houses in China and made so much money, isn't that just flipping houses?"

Jiang Xi pondered for a moment when she said this, and then she explained with a straight face, " Every house I bought is my living needs, and every house I sell is also my living needs, but I can't control the changes in my living situation, for example, the two houses I bought in Nanjing, I plan to live, but I didn't expect my mother-in-law to come, and I didn't expect that Jiangdong couldn't find a job in Nanjing, we were coming to New Zealand, so we could only sell, and I also liked the house in Hangzhou because I liked it very much, plus the RMB would depreciate quickly in my hands, and I felt that buying a house could maintain its value. If the value appreciates, you will buy it, is this called flipping a house?"

Jiang Xi's question directly made Sun Zhengdong's lover speechless.

Jiang Xi then said calmly, " Every house I buy, is what I like, have the vision of the future will live, so sometimes I buy a house, because I like, I didn't even cut the price, speculation tenants are to speculate as a business to do, as long as they can make money, they will buy any house, and will quickly sell it to return the funds, and every suite I buy, are treasured there, if this is called speculation, the collection of antiques is not called speculation, the collection of famous paintings is not called speculation, the collection of famous bags is not called speculation, do not want people to have more real estate to say that people are speculation tenants, first figure out what is going on with speculation。 ”

Sun Zhengdong's lover thought about it and couldn't help but nodded.

Jiang Xi took a sip of water and continued, "Actually, speculating on tenants was originally a matter only a few years ago, and now how can there be an opportunity to speculate tenants? Second-hand houses must be sold after two years, otherwise who can still make money with about 10 percent of the tax? Not to mention that housing prices have risen very high, how much money you want to make within two years of buying a house, it is simply impossible, you can't make money after two years, the capital will be pressed, and no one is doing this thing anymore, as for the school district housing is still rising wildly, does that have anything to do with speculation? Does the school district need to speculate? Those are all things that rich people are waiting up to buy with money, and they may not be able to buy them, do they still need to be speculated? That is determined by the national conditions related to education, not by speculating tenants!"

Jiang Xi's words made me think of something, I read a report before, in a big city, a complete family, having a few suites can be considered to be enough to meet life, the answer is four sets, one set for both parents, one set for husband and wife, one set for children, if there are two children, it may need five sets. Isn't this the case in small places, not to mention big cities? With such social development, most children no longer live with the elderly, and the elderly, who are financially better off and can take care of themselves, also pursue freedom and ease, and do not like to live with their children.

Social development is like this, the economy determines demand, so it seems that the economy is getting better and better.

I also saw a comment under a piece of news, which touched me deeply.

In fact, these people have forgotten a fundamental problem, for example, fifteen years ago, a house in Beijing's second ring road could buy a 50,000-square-meter house, but at that time, how many migrant workers could afford it?

At that time, the monthly salary of a nanny in Beijing was 400 yuan, and now it is more than 5,000 to 20,000 yuan a month, and the monthly nanny is more than 12,000 to 50,000 or 60,000 yuan a month.

At that time, a construction worker had a monthly salary of 1,000 to 2,000, and if he could take home 20,000 yuan to reunite with his family during the New Year, he would be very content, and he would come out to work again after the year to earn money to support his family.

Last time, I saw such a comment left by a builder under a real estate news comment: I worked hard to move bricks and build a house, and worked hard for more than a year, and now the building is finished, but I am going home, but I have no share of the high-rise building I built with my own hands, which is really unfair, where can I be reasonable?

This comment reminded me of the complaint of a nanny in the news before, this nanny has worked in a family for more than ten years, and then the child is older and she is no longer needed, she feels very aggrieved, saying that I have paid for this family for more than ten years, but this family does not have my share.

These two pieces of news look the same ridiculous! It's as if the builder didn't ask for the construction fee, and the nanny didn't ask for the babysitter fee.

Why is it that when the house was more than 100,000 yuan in the past, no one shouted that it was expensive? Because the money earned was too small, the gap really widened, and people's mentality was not so unbalanced.

Why is everyone shouting expensive now? Because the distance is small, now no matter whether you have academic qualifications, whether you have the ability or not, those who are lucky, and those who are diligent will have the opportunity to buy a house in the city.

Just like the part-time worker aunt in my family, my son worked as a security guard in Nanjing, and the whole family worked hard to buy a house in Qiaobei, Nanjing. Plumbers are 20,000 or 30,000 a month, and even more are buying houses, which was unthinkable more than ten years ago.

Seeing that people around me who have no education and no great ability like themselves have bought houses, those who do not work hard to change their abilities and do not bump into good luck begin to feel unbalanced.

But everyone ignores a question: if housing prices fall back to the way they were 10 years ago, and your wages go back to the way they were 10 years ago, are you willing to do so? I don't know if housing prices will drive the economic development of China as a whole? How many industries will be affected?

What you see, decoration, building materials, electrical appliances, doors and windows, labor, catering, etc., how many industries are not involved?

Seeing this, I believe that few people will hope that the house price will fall, because what you can't afford to buy, you can't afford it.

Never dream, only the days when housing prices will drop and wages will not fall

In the past, there was regulation and control, and housing prices fell in a wave, and in less than three months, it triggered a wave of layoffs in various industries, and then the state bailed out the market, what would happen if the market was not rescued? After a large number of layoffs in major industries, looking for jobs, everyone who was not laid off was in danger, developers could not sell the price and make money, so they would not build houses, and construction workers did not need to come to the city to dedicate, let alone complain about why I worked hard to build a building and not let me live in it?

Everyone is busy looking for a job, busy worrying about food, and no one complains about the high housing prices!

This is the reality, the distance is really widened, and there is no chance to complain.

Lest some people misunderstand that I want housing prices to rise, I will explain here that I do not want housing prices to rise, but I just state the objective facts that I personally believe in my heart. Seeing too many people living in the world they imagined, I couldn't help but sigh.

In addition, if you want to make your life better, what you should do is to work hard to change your positive energy ability, and God will leave the opportunity to people who are truly good and hard-working and prepared.

Ma's father's success didn't fall from the sky, how many years did he become a grandson before he became a grandfather?

Nannies buy a house by working hard hour by hour, migrant workers start businesses, poor college students start businesses, all rely on hard work and sleep for a night to think, the result of hard work and wisdom.

A few lucky demolition households, don't look at it, it has nothing to do with you if you see too much, it will only make you more depraved and lazy.

And those who try to change their environment to suit themselves, after the environment changes, will find that you have missed the best opportunity for the environment. Now is the best.

One more thing, in China now, I see a few people sleeping on the streets because they don't have a house to live in? I always say that there is no house, it is nothing more than that no matter how good the country's economic development and social welfare are, it cannot satisfy people's growing desires; New Zealand is one of the top welfare countries in the world, and I have never heard of any houses for the common people! The Canadian country is people-oriented, and I heard that it has successfully controlled housing prices, but that is not something that the poor can afford to buy casually.

So, let's face the reality, work hard to improve ourselves, and create a better life!

I was thinking about these questions in my own mind, and Jiang Xi was also thinking about it while talking about her thoughts.

She said, "If I settled in New Zealand, I would definitely buy a house in New Zealand, but if I am not sure about settling in New Zealand, I will not buy a house in New Zealand, because I don't know how to flip a house, and I don't want to speculate in a house, so I buy a house and believe in: ugly wife near the home treasure!" The house I want to buy must not be far from the scope of my life, but also I must know better, the big and far places, policies and regions I don't know about the house, others say no matter how fanciful, I will not buy, so I may miss some good investment opportunities, but I take the insurance route!"

When she said this, I saw Sun Zhengdong's lover nodding again.

This reminds me of one more thing, most of the people who bought a house in those years should be said to have made a lot of money, but there are really people who lose money, so on the one hand, this matter is luck, and on the other hand, it does have a decisive relationship with the vision of buying a house. I felt that if I had been asked to decide where to buy a house over the years, I would not have been able to create the wealth that my family has now.

I remember that a neighbor of Ju X Garden said that more than ten years ago, a relative persuaded her to buy a house in Beijing's West Third Ring Road, when she bought a set of 90 square meters of only more than 2 million, she did not buy it after careful consideration, and chose a set of façade houses at Nanjing East Railway Station, thinking that Nanjing East Railway Station would definitely develop, and the façade house should be more valuable at that time, even if it is rented out, it will be very high, as a result, that place has not been developed, more than ten years have passed, and the façade house has not even been rented out, let alone increased in price, and then, the house in Beijing has risen from two million to six million, and her intestines are repentant。

Therefore, from this point of view, Jiang Xi's vision of buying a house is still very poisonous, perhaps because when she bought a house, she had a simple love for each house, and she would rather spend more money to buy a small and good house, rather than be greedy to buy a house with faults, so she would be so lucky.

If you buy it purely for investment, you may only see the immediate benefits, and you will have a feeling that it is the same as doing business, and there will be losses and profits in doing business: often walking by the river, how can there be no wet shoes!

Jiang Xi said, "Every house I bought, I never thought it would make so much money, it should be said that it was to catch up with the country's good policies, good luck, all unintentionally planted willows and willows, until now, I didn't think about it, to make money by selling houses, but earned, I can't throw away the money, what I want most is to make money by writing to support the whole family, so that Jiangdong has no job and doesn't need to worry, but ...... Ahem!

Looking at her helpless expression, Sun Zhengdong's lover and I both smiled.

When it comes to policy, I think of something again, many young people may not know why housing prices are rising?

It is because in order to stimulate GDP for economic development in recent years, the Bank of China has repeatedly put hundreds of billions of currency into the market, and these capitals must be digested in the market, otherwise there will be inflation, and these money, only real estate can be digested, other industries do not have such a big appetite, after digesting, it will bring the prosperity and development of the whole industrial chain around it, so that the wages of employees will rise, of course, prices will also rise, this is development, I have not seen any country that only raises wages but does not raise prices, so it has to be inflationary.

If we still can't understand it in this way, then let's take another example: under what circumstances will a person work honestly, no matter how hard he works, he will not provoke, and he will not make trouble? Make society stable and harmonious? That is, when he has a house in his name and is burdened with a huge mortgage! In fact, from some angles, there is really nothing wrong with this, at least it is conducive to the stable development of society! Instead, choose to work hard as a house slave or choose to be a free dick, isn't that all your own choice? No one forces you!

If the house price rises too high, it will be regulated, and if the house price falls, it will save the market, so this is not something that a few speculators can control at all! Otherwise, there will be no speculators who will commit suicide by jumping off the building!

Didn't some small localities come up with a policy that they couldn't sell a house for 10 years after they bought it? Why didn't they implement it throughout the country? Because they couldn't! If they implemented such a policy throughout the country, the losses would be unpredictable!

I won't talk about the house in the future, I just want to say to my brothers: you can pretend to be stupid and confused, but don't be really stupid and confused, otherwise you can only live forever in the world you want, you know, this world does not exist for you alone, if you can't see the world clearly, you will always live in unfair complaints!

Sun Zhengdong's lover said, "I talked to you about this today, it really made me have a long insight, otherwise we all feel confused, but now the world's houses are the most valuable, so, Sun Zhengdong and I only need a little money, and we also plan to take out a loan to buy a house here, today I learned a lot of the principles of buying a house with you, you must buy a house you like very much, don't focus on short-term interests, so that you can buy a good house, only a good house can maintain and appreciate its value, learned!"

We didn't discuss the house after that, and when Sun Zhengdong brought his son back, our two families had dinner together.

After eating, Sun Zhengdong's lover took us to a house next door, which Jiang Xi asked Sun Zhengdong's lover to rent for us before coming to New Zealand, and the lease period was one month.

Because we all feel that we have lived here for a long time, it is always not suitable for other people's homes, so we rented this house for a short time, the rent is 10,000 yuan, and the house is similar to Sun Zhengdong's family.

In this way, it is easy to do things with friends, and our family of three lived in their rented house that night, with all the daily necessities complete, which is considered to be a home in New Zealand!

New Zealand's house looks good, with a single courtyard and garden house, which has a sense of seclusion and independence, but there are also many bad places.

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