"You're back. ”

Just when Zhang Ruiming had just made up his mind, Tang Shi walked behind Xuanxuan with gentle steps, Zhang Ruiming was stunned, and saw his wife with a smile on her face, it seemed that there had been no change these days, and even her complexion was much better, and what surprised him the most was that Tang Shi's face was not as cold as he imagined, but with a subtle smile, as if the mustard between the two no longer existed.

"Wife......" Zhang Ruiming looked at Tang Shi's beautiful face in a daze, his lips were slightly closed, this slightly strange atmosphere made him not know what to say for a while, so he stood at the door fixedly.

"Let's go in first......"

"Hmm. Zhang Ruiming took off his shoes, he felt like a visitor, he followed his wife nervously, and walked to the living room, at this time his mind was still a little shaky, I don't know why his wife is so looked, neither a solemn and lonely indifference, nor want to make a big noise, which makes Zhang Ruiming feel more and more surprised.

"Xiaomei, take Xuanxuan to sleep. ”

Tang Shi asked the nanny at home to take her daughter who was sticking to Zhang Ruiming upstairs to rest, she motioned for Zhang Ruiming to sit back in the living room, went up and coaxed the child with the nanny, and came down after a while, sitting in front of Zhang Ruiming.

The two looked at each other like this, Zhang Ruiming, who was under a lot of pressure in his heart, was expressionless, thinking about how to persuade his wife next, and Tang Shi said to Zhang Ruiming with a flat expression after a moment of stunnedness: "I called you back today, there is nothing else, I just want us to divorce the marriage first......

Hearing these two words that had been rehearsed countless times in his heart, Zhang Ruiming's scalp was still numb, his thighs were tight, and he almost had to stand up.

"No, I won't promise you for my daughter's sake, if you think I'm ......."

His eyes were red, his fists were clenched, and the grievances and indignation in his chest suddenly poured out, but he had only just started, Tang Shi actually smiled, before this shocking change like waves and the sky and the earth cracked, she was as if she was talking about a trivial matter like "what to eat today", and just said lightly: "Don't be nervous~ This divorce is not what you understand, I just want to make a fake divorce first......"

"What?"

Zhang Ruiming frowned, and said strangely: "Are you trying to fake a divorce? Why do you want to do this?"

He was also worried about whether this was Tang Shi's excuse, and wanted to deceive himself in the name of fake divorce to get the right collar first, and then get back together, otherwise there was no need to suddenly make this show.

Tang Shi looked quite relaxed, she took out her mobile phone, pointed a few times on it, Zhang Ruiming's mobile phone rang immediately, opened it and looked, only to see that she sent a photo, the photo was blurry, obviously a photo taken secretly out of nowhere, Zhang Ruiming slid two fingers, and then enlarged it, the above document is titled "Tianjin Government Office Letter [2019] No. 75", look at the payment, it is from the government office, he was surprised, and then glanced at it, only to find that this is actually a document about the qualification policy of Tianjin and Hong Kong City.

He took a cursory look, swept down the fine and dense terms, and the intuition he had exercised for many years allowed him to quickly find the key one and vaguely understood the meaning of Tang poems, according to a clause on this document, the qualification policy for buying a house in Jingang City is about to change! In the future, the qualification to buy a house will be calculated as a family unit, and any one of the married couples who has purchased real estate before and after marriage will be counted as existing real estate, and at the same time, the purchase of a second house will be restricted, and the entire market will be sharply turbulent.

The real estate market in Tianjin and Hong Kong has been quite hot in recent years, thanks to the land policy during the previous Tang Gaoyi's tenure, in the past ten years, the housing prices in Tianjin and Hong Kong have more than tripled, and now they are close to the housing prices of first-tier cities, the average local salary is less than 5,000, but the housing prices in the internal good location have long exceeded 50,000 square meters, which is a huge gap, which can be described as ordinary people who do not eat or drink for a lifetime, can not buy a three-bedroom apartment, only some white-collar workers with good salaries, The gold collar, after tightening his trouser pockets, emptied six wallets, brandished a down payment of millions, and went through a series of operations such as subscribing, lottery, and review, before he could grab a small cement shell in the army.

But even if the house price is so high, but every slightly better real estate opening, it is still very hot, countless people after getting the news, are overnight assault, all night queue, and even began to queue up the afternoon before, just in order to be able to squeeze into the hundreds of precious subscription list the next day, with their own "just need" identity, participate in a lottery, hoping to buy a house in tens of thousands of qualified "just need" If you are unlucky, the loan is too late, or you are stuck in the middle, even if it is only more than one day, the qualification to buy a house will be invalid immediately...... The difficulties and obstacles are difficult to explain in a few words, in short, the whole process is that people have to shed their skin.

But since the process of buying a house has been so painful, and the housing prices are unattainable, why are so many people going forward one after another, squeezing out the little wealth in the family, pooling their parents' pension money, and investing in this vast housing market?

This is because in Jingang City, the inversion of second-hand housing and first-hand housing is extremely serious, generally second-hand housing is about 120% of the price of first-hand housing, like Zhang Ruiming's current villa, the recent end of the new house, the opening is about 61,000 a flat, but to the second-hand housing market, the same real estate, the same type of house, a few years of old houses, actually rose to about 76,000 a flat, this is the so-called "house price upside down".

Why is it that a brand new house is so much cheaper than a second-hand house that has to pay high transfer taxes and fees for a few years less than the land age? Isn't that unreasonable?

The answer is no, this special market phenomenon, mainly because of the special housing purchase policy of Tianjin and Hong Kong, "just need qualifications", in Tianjin and Hong Kong City, not anyone can participate in the new house lottery, in Tianjin and Hong Kong, only after meeting the conditions of the layers, can you have the corresponding qualifications for buying a house, such as household registration, social security years, demolition and repurchase indicators, talent introduction plans, and so on, etc., that is quite complicated, in short, because not everyone can buy a new house, qualified people compared to the permanent population of Tianjin and Hong Kong City, the proportion is about 3:7, this leads to those who do not have a Tianjin and Hong Kong hukou, or do not meet various conditions of non-rigid need of buyers, can only buy second-hand houses with poor prices or commercial housing, small property rights, etc., these houses, are all their own shortcomings, but they are a little good, that is, do not need to buy a house. In this way, buyers who are qualified to buy a house, as long as they can shake the number, can instantly buy a precious index new house at a price about 20% lower than the market price, although it also limits the two-year buying and selling period, but on paper alone, this is equivalent to picking up a million in an instant! If the house price rises after two years...... Obediently, I don't dare to think about how much I can bump into!

It is because of such groupthinking that this has pushed up the inversion of housing prices in Tianjin and Hong Kong.

Taking Zhang Ruiming's house as an example, now the entire Zhang family has a total of two properties, one is this villa, which is the property bought by Zhang Qingcang at that time, which belongs to the property of the two old people, and Zhang Ruiming and Tang Shi have only one small apartment bought in the past, which has now been rented out, and Zhang Qingcang was in his own name when he bought this villa, and Tang Shi has been clamoring to add her name , can only watch those after the promulgation of the new policy, a small number of qualified Tianjin and Hong Kong citizens continue to buy and buy in the real estate market.

And what Tang Shi thought about last time was to buy a loft apartment without qualifying commercial housing on the premise of being angry, so he could buy and leave immediately. But now according to the "New Deal Document" that I just saw, under the new policy that Jingang City is about to promulgate, Tang Shi's original qualifications to buy a house will also disappear after the new certification method, that is to say, after the Zhang family is in the New Deal, it is impossible to buy a house, if you want to buy a house again, to participate in this crazy rush to buy by the whole people, you must get married and divorced before the promulgation of the New Deal, and then by the party who does not have a house, hurry up to participate in the lottery and buy a new house!

"Do you understand...... We have to hurry up to get a fake divorce, and then you will buy a house immediately, so that our family can buy a set before the new deal, I have now selected several real estate projects, and I will do a fake divorce tomorrow, and the day after tomorrow will start the lottery, listen to me......"

"But ......" The instantaneous surge of information was washing Zhang Ruiming's mind, and he couldn't receive so much information at once, so he suddenly said that he wanted to buy a house and divorce...... This million-dollar thing, so suddenly......

"Don't hesitate! Look at the promulgation time under the document, it will be next month! Today is the 13th, we only have more than ten days, I have already inquired, we must complete the subscription, lottery, and house selection within this time, otherwise, by next month, we will not be able to move anything!"

"It's not...... I'm not talking about the time, the problem is our family...... Do you really need to buy this home?"

Zhang Ruiming looked around helplessly, and said this sentence weakly, he has been handing over his salary card to Tang Shi after going to work, and even the living expenses subsidized by his father Zhang Qingcang have also been handed over to his wife, he has not been in contact with financial management for many years, and has always thought that Tang Shi, as a certified public accountant, must be very good at this aspect, but who would have thought that in the past few years, the Zhang family has always been unable to make ends meet. Either they were deceived by various P2P financial management, and even invested in several physical stores such as bubble tea shops in just two years, all of which ended in nothing.