The financial industry is very complex, and banks have a characteristic that there is a mismatch between the current profit and the risk lag, and the profit will increase in the current period after the loan is issued. Under normal circumstances www.biquge.info risk will only appear after 3 years, non-performing loans will increase after 5 years, and losses will be formed after 7 years.

This mismatch between profit and risk often causes banks to only see profits and ignore risks. Especially in the current situation of serious inflation, the inflation trend of 7% or higher is still continuing, giving birth to a group of people like the "fallen master", and there are various wars for resources such as "wool wars", "silkworm cocoon wars", and "tobacco wars".

For the banking industry, one carelessness is a catastrophe, and it is not uncommon for banks to go bankrupt.

Li He also hopes to operate steadily, but time waits for no one, and now is the golden period of development of China's banking industry. The conservative style is not suitable for him at the moment, and he must rush forward.

At present, some domestic banks are still engaged in the contract system, and the contract management responsibility system has made achievements in the rural areas, and has also shown its power in small and medium-sized enterprises, and has also made breakthroughs in large and medium-sized enterprises.

The efforts made are nothing more than employees going out to collect and collect deposits, providing door-to-door services, and then grasping the gathering, distribution and use of funds.

Liu Laosi looked at Li He, saw that he nodded affirmatively, and then said, "Okay, then I'll try next time." He still had doubts about how a small card could take out money, which was beyond his knowledge.

After coming out of the bank, the two people were reluctant to follow the car back to the hotel, so they had to go straight to the train station.

Li Hui said, "Erhe, aren't you going home for the New Year?"

"There's something I can't go back to for the time being. Li He continued with a smile, "You can help me bring the third child and Da Zhuang out, and they will listen to me." ”

Liu Laosi nodded heavily, "No problem." As soon as I went back, I told the two of them that after the New Year, I would bring them together after the New Year. ”

As soon as he and Li Hui turned around, Li He stopped them again and said, "Ask Lao Yang, if he wants to, bring it out together." ”

He suddenly remembered Yang Xuewen, there was no reason not to bring it over, whether he wanted to or not, he had to say it.

"Done. This time, Liu Laosi was sure that Li He was fine, so he turned around and left.

Li He was driving, and Wu Shuping was sitting in the co-pilot, asking, "Mr. Li, will you leave the day after tomorrow?"

"Got a ticket?"

Wu Shuping nodded affirmatively and said, "It's already decided." ”

"Let's go, then. Li He already missed He Fang and his son very much, and he couldn't sleep for a few nights.

He drove to the hotel, and after stopping the car, he threw the key to the driver who greeted him and left it alone. He didn't enter the house, facing the biting wind, cocking his collar and leaning against the corner of the hotel to smoke.

It was noon, and the pedestrians coming and going, the sound of cars, the bells of bicycles, the voices of parents loudly reprimanding their children, shuttled back and forth on the road.

With his identity and age, or psychological age, there is no need to pretend to be sophisticated and old, he lacks nothing, what he wants even needs a look, and everyone around him can understand it.

He seems to be getting more and more unproductive, and he begins to miss the days when he picked money from the floor tile joints, and the money can't be deducted if it is not deducted from between his teeth. If you have an empty mouth, you have to let your daughter-in-law eat what your daughter-in-law has, and you have to let your children eat.

He has been talking about his small livelihood all his life, even if it is hard, he can bear it, and it is very easy to be satisfied, and he often has a sense of accomplishment.

He suddenly didn't know if he was heartless, or if he was too ambitious, and he was not so easily satisfied with anything, and it was difficult to have something to give him a sense of accomplishment. His current existence is a deliberate slap in the face on those who have struggled since birth and who now have nothing.

Shake your head, stop thinking about these things, and make yourself uncomfortable.

He has no way back, and it is only right to get rid of the heavy and start enjoying life.

When I returned to Hong Kong, I took off my down jacket as soon as I got off the plane, and this time I came to pick up all the speakers.

The horn sucked his saliva unconsciously at Wu Shuping, and it took a while before he said to Li He, "Mr. Li, you get in the car." ”

After Li He got in the car, he asked, "What have you been busy with lately?"

The horn said as he drove, "Make a movie, our movie has been made." ”

"So fast?"

"It's been half a year, it's slow, everyone has a film in two or three months." I wanted to kill the director, but it was too slow. ”

"Oh. Don't be in a hurry, sharpen the knife and don't mistake the woodcutter. Li He continued, "I'll take a look when I have time." Haven't you had anything else going on lately?"

The speaker shook his head after thinking about it and said, "No, it's the property market that has fallen, and Mr. Shen is busy, either busy collecting pre-sale properties or busy demolishing, he took pictures of the land in the New Territories." There are too many difficult characters over there. ”

Wu Shuping got off the bus from the middle of the road, took a taxi and left. The horn was all aimed at her back, and she finally dared to swallow it in a big gulp.

He Fang also received the news in the morning, standing at the door with the child in her arms, looking outside from time to time. From her graceful figure to the pregnant bucket, she didn't dare to wear low-waisted pants until now, and she didn't dare to show it because of the fat on her waist.

Seeing the car coming out of the mountain road, it was as if the child in her arms could understand her, and said, "Look, Daddy is back, Daddy is back." ”

Li He got out of the car and picked up the child from her arms, then kissed him, hugged He Fang's shoulder and said, "What are you doing when you come out? ”

The horn was just about to get out of the car, and when he saw this scene, he closed the door, turned around and left.

He Fang said, "Being idle is also idle." How's it going, is it cold over there?"

"Cold, of course cold. However, it is not colder than the north, which is close to the sea, and the humidity is high, so you can't freeze to death. ”

He Fang sniffed at him and said, "Hurry up and take a bath." ”

I went upstairs and put the child in the cradle, and found clothes and razors for Li He.

Li He came out of the bathroom, didn't wait for the water on his body to be wiped clean, and directly lay on his back on the bed, in a large shape, looking very relaxed, and different from usual.

He Fang said angrily, "Go to bed if the water is not clean." ”

While talking, he didn't forget to wipe his body with a towel.

Li He pulled her into his arms without saying a word, and said with a smile, "Have you thought about it?"

He Fang's eyes widened and said, "What do you want to do?"

"Practice and hang up. ”

"Ahh He Fang exclaimed.

The two of them had never felt so close, and then began to live without shame or impatience.