Chapter 716: My Eldest Lady, Why Are You in Debt Again?
Young Master Dai was dumbfounded: "So that's the case." ”
Nangong Yue didn't really want to continue this conversation: "Let's do it first, I have a little work here, and I need to hang up the phone, let's talk about it later." ”
Subsequently, Nangong Yue didn't care what Young Master Dai said, and directly put the phone away.
Ren Xia smiled sarcastically: "It seems that your relationship with Nangong Yue is not very good!"
Shen Shiyue heard Nangong Yue's reply, and immediately breathed a sigh of relief: "Young Master Dai, what else do you have to say?"
Young Master Dai could only remind again: "The day after tomorrow is the repayment day......
"I know the day after tomorrow is the day after tomorrow. Ren Xia interrupted Young Master Dai's words: "Since you won't repay the loan until the day after tomorrow, why are you in a hurry today, and you didn't say that you won't give you the money." ”
Young Master Dai immediately asked: "What if you don't give me the money?" After a pause, Young Master Dai said again: "Mr. Shen, don't think I don't know, you have a serious liquidity problem now, I have already investigated, and the cash you can dispose of is simply not enough to repay my debts." ”
"With such a big company here, are you still afraid that Mr. Shen will run away?" Ren Xia smiled coldly: "If Mr. Shen doesn't repay the loan on time, can you go to the court to sue!"
"That's right. Shen Shiyue couldn't help nodding: "I have real estate in my name, and there are some options and the like, it is enough to repay your loan." ”
"That's fine. Young Master Dai slowly stood up: "Farewell." ”
Shen Shiyue smiled coldly: "Don't send it." ”
"Actually, you don't have to be nervous......" Young Master Dai walked to the door of the office, suddenly turned around, and smiled ambiguously at Shen Shiyue: "Even if you really can't pay it back, it's not that we can't discuss." ”
Dropping this sentence, Shen Shiyue left, and didn't say how to discuss.
That is, as soon as Young Master Dai left, Ren Xia immediately questioned Shen Shiyue: "My eldest lady, why are you in debt again?"
Shen Shiyue sighed helplessly: "Can you not say 'again'?"
"Since I came to work in the company, you seem to have been struggling with debts, and haven't you been alleviated some time ago?" Ren Xia pointed to the door of the office: "Where did this Young Master Dai come from?"
"Don't curse. Shen Shiyue shook her head vigorously: "You listen to me finish speaking." ”
In fact, Shen Shiyue herself does not have any debts, people like her who work hard every day and neither go out to consume nor socialize, even if they owe debts, it must be because of problems in the company's operation, but the company is now operating smoothly, so it is said that she should not owe so much money.
All Shen Shiyue's debts are related to her father, and Shen Shiyue has been working hard to repay her father's debts.
Originally, Shen Shiyue was the largest shareholder of the company, but now it is no longer the income obtained through the transfer of equity, coupled with Ren Xia's help from it, in fact, Shen Shiyue's debt has been greatly alleviated. At least Shen Shiyue has no pressure, she bought herself a house in Phoenix Ancient City some time ago, and when the cultural town officially starts operating, she will almost be able to pay off her debts, which can be said to be unprecedented ease for Shen Shiyue.
It was at this time that Young Master Dai appeared.
Shen Shiyue's creditor, to be precise, is Shen Shiyue's father's creditor, but it is actually not fixed. For example, if you lend 10 million to Shen Shiyue's father, then you have 10 million bonds, and from a financial point of view, debt is an asset that can be transferred.
Over the years, Shen Shiyue's creditor's rights have not been transferred many times, and those creditors have sold their creditor's rights for various reasons, and they don't know how many creditors have been exchanged for the same 10 million creditor's rights.
Among these creditor's rights, there happened to be such a sum of 10 million, which fell into the hands of Young Master Dai after several rounds. When Shen Shiyue's father borrowed this money, it was according to a very long repayment period, normally speaking, there are still two years before the debt is completely due, that is, Shen Shiyue must repay all 20 million after two years.
With such a long repayment period, the interest on such a loan is often very high, but the interest and the principal are calculated separately, and Shen Shiyue repays the interest on time every year, so only the principal needs to be repaid when it expires.
Normally, Shen Shiyue repaid the 10 million after two years, which is not a problem at all, but Young Master Dai's is not a normal creditor, and in the process, a series of complicated legal operations were carried out, and the repayment period was advanced to the day after tomorrow.
The original loan had a contract, and after Young Master Dai obtained the creditor's rights, he revised the contract twice for various reasons. After all, Shen Shiyue is the debtor, and the amendment of the loan contract cannot be a unilateral decision of the creditor, of course, it must be signed and agreed by Shen Shiyue. And Shen Shiyue felt that there was no problem after the modification, so she signed the word, but things were not so simple, Young Master Dai played a few word games in it and dug a pit for Shen Shiyue.
The whole process is very complicated, and it can only be briefly stated that the pit dug by Young Master Dai is to set an exception clause in the contract, and the main content is that if the normal repayment period has not yet arrived, if there are some special circumstances, Shen Shiyue must repay the loan in advance. And now these situations have appeared, there is no doubt that they are all controlled by Young Master Dai, and now Shen Shiyue finally understands that she jumped into the pit dug by Young Master Dai, but she has already signed, and it is too late to regret it.
Ren Xia nodded: "It turns out that you were deceived." ”
"That's right. Shen Shiyue took a long breath: "Young Master Dai understands my situation very clearly, I really can't take out 10 million before the day after tomorrow, this is to force me to transfer equity, and his goal is Zhenyu Real Estate." ”
"According to my observation, this Young Master Dai has no culture, I suspect that he doesn't understand the legal issues at all, and he didn't even notice the pit in the terms, this must have been designed by a master. ”
"That's right. Shen Shiyue nodded: "There are special legal experts to help Young Master Dai do things, and if Young Master Dai makes a request, naturally someone will be responsible for implementing it." ”
"Who the hell is this Young Master Dai?"
"His real name is Dai Yidao, a typical second ancestor, so he is called Young Master Dai......" Shen Shiyue was quite contemptuous: "Actually, the rich second generation who has been pursuing a little bit in these years is unwilling to let others call the young master and son, he just thinks of himself as Young Master Dai everywhere." ”
"Wear a knife?" Ren Xia was very curious: "Such a domineering name, is it a professional killer?"
"Not really. Shen Shiyue told Ren Xia: "His father was in the gambling stone business in the early years on the southwest border, and there is a saying in this industry - one knife is poor, one knife is rich, and one knife goes down to cry the whole family." In other words, gambling on stones is to cut down the original stone, and if the bet is a good stone, you can earn a wealth that can not be spent in several lifetimes. On the other hand, if it's just a bad stone, then you will go bankrupt...... I don't know much about this industry, anyway, Dai Yidao's father is a knife rich, and he earned the first pot of gold in his life by relying on this industry, so he named his son Dai Yidao. ”