Chapter 99 Finance

Indeed, as a time-traveler with decades of historical experience, Jonas has not considered other disciplines at all, and has always firmly believed in investment finance.

Yannick had always thought that Jonas was not enough and wanted to broaden his horizons and let him choose financial finance.

As for investment finance, it's more like serving someone else.

But will his vision be worse than others? Will he need to use dozens of experts to help him analyze future developments?

Of course not!

What he lacks is basic knowledge, so he specializes in investment finance, which just makes up for his shortcomings.

Here I have to talk about the European credit recognition system between European universities. (It was implemented six years later, deliberately ahead of schedule here)

This system was originally limited to credit transfer, but the system incorporated credit accumulation.

Open up the European credit system, promote the mutual recognition of academic qualifications, encourage European students to study in other European countries, strengthen the flow of European students in terms of quantity and quality, and accelerate the development of a knowledge-based society and economic progress.

The emergence of this credit system not only helps students to understand and compare the courses they study, but also helps to promote the teaching reform of European higher education institutions.

The result of the reform is a greater mobility of European students and a greater attraction of foreign students to study in Europe.

The reform of the credit system allows students to learn what they want to learn with a clear purpose from the beginning, whether it is basic courses, professional courses, or elective courses, each student can find the focus of learning.

Of course, many students are very confused at first, and it takes a year, or even longer, to recognize what they really want to learn.

Another difficulty for students in this mutual recognition system of European credits is that the subjects are more detailed, which is in order to facilitate the cultivation of special talents in European countries.

However, as a result, the majors in the school do not match the name, and many students who do not have guidance will even choose the wrong course.

However, as long as you can enter the learning system, what to learn and what not to learn, those are the key points, and those only need to be understood, there is a clear choice.

This kind of education seems to be very utilitarian, but a person's energy is limited, and it is the ultimate goal to learn a knowledge in the shortest time and become an excellent talent.

Hearing Professor Hugo say this, Jonas said with certainty: "Yes, I have decided to study investment finance, and I am visiting the professor today to ask the professor to help me draw the key points of study, and then I can choose courses according to the course." ”

Hugo shook his head and smiled, "Let me do something like this...... I'm afraid every one of my students is going to do better than I do!"

A senior student, even if it is a Ph.D., is not a few years away from their freshman year, and they naturally know how to focus their studies.

On the contrary, Hugo, the professor, I don't know how many years I haven't been exposed to introductory courses, and I am definitely not as familiar with them as they are.

Jonas wasted such a big favor to see Professor Hugo, but for such a trivial matter, it was absolutely a waste.

Jonas laughed when Professor Hugo said this. "Well, I'll be honest. The main purpose of meeting the professor today is to convince my father that it is my honor to meet the professor. ”

He pondered for a moment and asked, "Since you insist on choosing investment finance, then you should also convince me." Let's not talk about finance from an academic point of view, but from your personal point of view."

From a personal point of view, this is a bit difficult for Jonas.

This question may seem simple, but the simpler the question, the harder it is to answer. The answer is insightful and will only make people underestimate.

He pondered for a while and said: "I think finance is the top of the pyramid of human economic activity, the economy is stable, it is the top of the pyramid that goes up, the economy is turbulent, and the top of the pyramid is located in the downward position that leads to instability." ”

Hugo paused for a moment, pondered and said: "Your statement is very novel, and it can also explain the relationship between finance and economics from a certain angle. So, since you're using the tip of the pyramid to divide the hierarchy, why don't you lean towards a more macro theory and a slightly lower practical operation?"

Jonas was indeed a little surprised, there is really no stupid person who plays economy. Jonas just said such a description, and he was able to explore the deeper psychological changes of Jonas through this description.

The psychologist Jonas has not seen it, but he does not think that the average psychologist can compare to Hugo.

Jonas became more and more cautious and did not dare to talk nonsense. "If you want to be that invisible hand, you have to have complete financial talent from the bottom up. ”

The first appearance of the invisible hand is Adam Smith's account, which simply refers to the occurrence of a social phenomenon that deviates from its original intention.

But in the course of two hundred years of evolution, the invisible hand and the visible hand have become two economic phenomena.

The visible hand mainly refers to the government's macroeconomic regulation and control, because government regulation and control has a policy impact, and people can intuitively feel it.

The invisible hand mainly refers to the free regulation of the market, which is not affected by the outside world, and most people do not feel the economic changes at all.

However, there is a third meaning in this sentence, which refers to the use of their powerful influence by some people behind the scenes to influence the results, which is best explained by a derogatory word, that is: the people behind the scenes.

But in the financial world, this invisible hand is a neutral word, because the results of this influence are not all bad, and many times it has to be done in order to save the market.

Hugo, of course, understood what Jonas meant, and couldn't help but laugh: "You father and son are very interesting, your father is learning theory, and he is doing operation, and now you want to learn operation, but he wants you to do theory." ”

"Maybe he thinks his experience will help me, or maybe he doesn't want me to be too tired like him. ”

Hugo turned his head and said, "Erwin, you are in the same major as Jonas, can you go back and help him make a detailed study plan?"

A young man of about twenty-five years old looked back and said, "Of course, if ......"

"Jonas. Jonas smiled and nodded at him.

He also nodded and smiled, "If Jonas can bear it, I can fill his class schedule." ”

Another boy said, "Do you want the Swiss fans to hate you to the bone?", apparently knowing that Jonas was playing

These students are very relaxed with Hugo, and it is clear that they have a good relationship with Hugo.

Hugo then said to Jonas: "It is far better for young people to learn a little more hands-on ability than to study more nihilistic theories now." Personally, I support your study plan, but I am only responsible for informing him, not convincing him. ”

Jonas is very strange about the relationship between the two of them, since they are old classmates, and now this Hugo is so good, but there has never been this person in Jonas's memory?

He couldn't help but ask, "...... between you and my father?"

Hugo interrupted him and said, "He's just a bastard, I hope you won't be like him in some way in the future." If he hadn't taken the initiative to apologize to me this time, I would never have forgiven him in my life. ”

Jonas suddenly discovers that this Hugo has a high IQ, but an EQ that seems to be a bit low.

By saying this, he only made everyone more curious, and Jonas noticed that the other people's ears were poking up.

He took a sip of his coffee to hide his desire to laugh.

Very ordinary instant coffee, he doesn't want to drink it after taking a sip.

However, Jonas didn't dare to say that he would give them some coffee, and the academy was very strict in this regard.

Whether it is a professor or a lecturer, if he accepts a gift from a student in excess of 20 Swiss francs and is reported, he will be investigated, and in serious cases, he will be suspended.

The reason for such a small limit is 20 Swiss francs is that the law was enacted 30 years ago and has not been amended to this day.

Moreover, the school is not yet self-noised, and professors must be appointed by the state government.

Hugo also realized that he had said the wrong thing, and said with some shame: "All right, you can go." Since you have come to study at the University of Zurich, you are my junior, if you don't understand anything in the future, you can come to me. ”

Jonas nodded and said to Erwin, "Erwin, help me make a study plan, I should be paid, right?"

"No......" Seeing Jonas frowning, he immediately changed his tone and said, "Of course. ”

Jonas laughed, "Tickets, big meals, and authentic Ethiopian coffee, are these enough?"

Several students giggled, and Erwin strode up to Jonas, put away the study plan and class schedule in front of Jonas, and said, "We'll mess with you in the future." ”

Jonas hurriedly said, "You are seniors, seniors, I am messing with you." ”

Jonas has the heart to get close to these five men, one woman and six people, and can become Hugo's students, at least they are also graduate students, and it is very difficult for them to be doctors.

Such people will be social elites in the future, and investing now is the most cost-effective time.

If he weren't a junior, there would be nothing he could do if he wanted to build a relationship.

Hugo said, "Alright, Erwin, send Jonas and don't let him disturb your work anymore." ”

Jonas smiled at him, stood up, bowed, and said, "Thank you, Professor Hugo." You're good at everything here, it's just that the coffee is too bad. Erwin, tomorrow morning we have an opening ceremony, and in the afternoon there is time, and I invite you to dinner. ”

Hugo couldn't help but say: "Merchant behavior. Don't use material things to affect the feelings of normal interactions, you are still students. ”

"But isn't matter the basis of human activity?" Jonas wanted to ask, but he didn't dare to ask back, let's be honest when we met on the first day.

So he just smiled and said, "Thank you, Professor Hugo." ”

Erwin sent Jonas out and said in the garden, "Come over at five o'clock tomorrow afternoon, and we'll make your study plan together, and then go and enjoy it." ”

"That's it. ”