Now the loan is said to be a good loan, but a student like Chen Xin, who has no foundation, wants to take out a loan, which is a bit troublesome. Grandpa Liu went to help find a relationship, and he also needed her to provide a mortgage.

It's just that there is a guarantor with collateral, and the bank credit department has a relationship, it is still easier to get a loan than others, but in this way, the money approved by the loan will not be too much.

Fortunately, Chen Xin doesn't need much money, if it is really as Grandpa Liu said, if the three cooperate, everyone's contribution is not much, and because Chen Xin is the main sponsor, she can pay for her work, so if she can borrow 50,000 to 100,000 yuan, this coffee shop will definitely be opened.

The only thing to consider now is how the coffee shop is positioned. Is it a handmade high-end shop made into a later generation, or an instant coffee shop on the street?

Chen Xin is naturally biased towards the former.

Although it seems that everyone's perception of coffee is still at the stage where Nestlé and McHitch instant are very high, in fact, many coffee lovers prefer artisanal coffee. It may also be because hand-ground coffee represents an attitude to life, and it also invisibly improves the style.

Imagine you're on the street with a cup of instant coffee in hand, people sitting in a café listening to music grinding coffee beans, and then a whole set of extraction tools turning small black beans into a rich liquid glass is definitely no comparison.

And in this time period, everyone inexplicably admires foreign countries, and even the moon feels that it is rounder abroad, not to mention these things that are imported at first glance, and you think you are amazing when you say it. But in fact, there are coffee growing areas in China, but the technology and varieties and even marketing are completely incomparable with foreign ones.

Chen Xin plans to make the coffee shop a long-term business, so he must start the plan from the source, and after success, he can also market it into a self-created brand.

After the funds were settled, Chen Xin began to prepare for the preliminary stage of opening the store.

In addition to applying for a business license, the design of the café and the hiring of personnel must be asked one by one.

The loan came down quickly, and it took a month and a half to get 200,000 yuan.

200,000 seems like a lot, but when you use it, you know what it means to be stretched.

Cheng Jie and his family were even more courageous, and directly transferred 150,000 yuan to Chen Xin, and the house they fancied was bought in the name shared by both parties. Of course, in order to avoid all kinds of ruffles in the later stage, Chen Xin went to register a leather bag company, and the house was purchased as real estate in the name of the company.

"Now it is a tripartite investment, and Uncle Liu's funds will not arrive until the day after tomorrow, and it is inconvenient for him to participate directly because of his work, so he uses the name of his wife and brother, and this side has also indicated in advance that their cooperation is only for one year this year, regardless of the income, and will be fully withdrawn according to the capital injection ratio by this time tomorrow. ”

Chen Xin didn't expect Grandpa Liu's son to come up with such a plan. This is clearly because for the sake of Grandpa Liu's face, he borrowed money for her for a year, and after a year, everyone had nothing to do with each other.

Chen Xin wanted to say that she should not get involved, but for the sake of Grandpa Liu's face, she endured it.

Although he was a little tired of Grandpa Liu's son's attitude, this matter itself was also asked by Grandpa Liu to do so. Maybe in the eyes of the other party, she is the kind of two-skinned face on the snake stick, and she wants to coax the old man to get cheaper.

"Why is this person ...... like this" Cheng Jie also didn't want to say anything, but seeing that Chen Xin's face was a little dark, she complained and pulled the topic away, "Since he only invests for one year, it doesn't matter, except for the money to buy a house, let's just count the income of the coffee shop." ”

The coffee shop is like a tenant, and the registered company is the landlord. Chen Xin and Cheng Jie bought a house as the company's first investment, and this part of the appreciation is limited to what their two shareholders can share.

On the books, the coffee shop will pay rent to the company at a price for three years, and the purchase of equipment and decoration construction are the coffee shop's own accounts, while the design fee of the coffee shop is on the company's books and is funded by the company.

In this way, if we open a branch or franchise store in the future, we can effectively plan and control the style of the store, and then formulate a LOGO and the corresponding articles of association, under the management of unified rules and regulations, in order to be conducive to development. ”

The work of drafting rules and regulations was handed over to Cheng Jie, and Teacher Song was her assistant. In order to let Cheng Jie understand the significance of this franchise chain, Chen Xin recommended several foreign-related books, but a small half of them did not have Chinese translations, and Cheng Jie needed to find the original documents to read.

Fortunately, Mr. Song's English is good, he can read and write German, but the daily conversation is a bit bumpy, and the two of them are very interested after reading a few books, and together with Professor Song, they also started a reading club at home.

Chen Xin also went to participate once or twice, and the people who participated each time were not all the same, sometimes they read domestic classics, there were more old friends of Professor Song who participated, and sometimes there were excellent literary works from abroad, and there were more friends and colleagues of Teacher Song.

After many reading clubs, Mr. Song's house couldn't provide much space, so Chen Xin simply suggested that they go directly to the small building of the café.

Speaking of Chen Xin, she is ruthless enough, after she and Cheng Jie bought a small building on the street, she gritted her teeth and found Uncle Fang, who was introduced by Grandpa Liu, and after consultation, she took out a loan of eighty percent and twenty years to buy the small building closest to the wall, which is separated from the café by a path and a back garden.

After Cheng Jie found out, she also bought the building next to it. However, she was reluctant to take out a loan, but borrowed from relatives and friends to scrape together 150,000 yuan to buy it. The area is ten square meters more than Chen Xin's, but the garden is twenty-seven square meters less.

The few twenty-seven square meters are the corner near the wall, and after leaving the necessary passages, all the corners are enclosed into a garden.

If you decorate, there is no money to decorate now, and it has been done with simple treatment, if you are not a particularly particular person, you can move in directly. But now Chen Xin has no plans to move over, just buying it purely for investment.

Cheng Jie's purpose of buying this house was a little more complicated, but she didn't think about buying it and moved immediately.

After handing over the house, Chen Xin asked the construction team of the coffee shop to help build the courtyard wall, using antique bricks to make shapes, the hollow wall flowers were slightly covered with plants, and the walls were treated with anti-theft.

Seeing Chen Xin do this, Professor Song took out some of the money and renovated their small building a little, focusing on the platform on the second floor of the small building and the adjacent rooms. There is also a large garden that is staggered from Chen Xin's house in front, which is also slightly arranged, holding a reading club, and even taking a nap here in spring and summer afternoons is very pleasant.