Chapter 553: Nine Star Pharmaceutical Group
Li Zhi looked at Sun Jiao and asked, "What do you want to say?"
The Ice Soul Group does have a newly established insurance company, but for the time being, the main purpose of this company is to guarantee the vehicles in its Ice Soul car sharing company!
The business is more redundant and internally digested, the meaning of the left hand to the right hand, and their own people vouch for themselves!
Sun Jiao said: "I want to say, can the companies under the group be independent, establish an insurance industry that is completely independent of the Ice Soul Group, and then guarantee patients on a global scale." ”
"Tell me what you think!"
"For example, if it costs 1 million to treat cancer, and the patient only has 300,000, or 100,000, or even only 10,000, it is okay, as long as we sign a contract with our insurance company and agree to repay the mortgage, we can make this million as a period, of course, if the boss has a bank in his hand, it will be even more perfect.
Money can be earned again, and when a person dies, there is nothing, and money is always secondary to life!
My idea is that the insurance company in our hand guarantees the patients and allows the hospitals under them to treat first, so that many people will have the opportunity to be treated?" Sun Jiao thought to herself.
Zhao Sihai asked: "If a 30-year-old young man may be able to earn 1 million in his lifetime, but what if he is a 60-year-old man? Or if he is a person who has lost the ability to survive, will the insurance company still accept the order? If it does not take it, what is the point?"
He believes that there is no need for this at all, you can live a life, you can't live, you can't resent others, maybe blame your children for not having the ability, or blame you for not working hard when you were young, in short, the situation between people is different, and this world can't make everyone equal!
The insurance company guarantees the patient, the bank pays for the patient, and Jiuxing Medical is responsible for the treatment, so who will be responsible for the repayment?
"We can sell insurance, and among the six billion people in the world, how many of them want to die early? Nobody wants to, everybody wants to live. Our insurance company can sell a 'life guarantee' or 'life saving' insurance.
The sum insured can be $100, 100,000 RMB, or 1 dollar.
One dollar, it is guaranteed that within one year, if you have cancer, no matter what kind of person, what age, whether you have the ability to age or not, you can change to the 'insurance company's underwriting' installment medical insurance.
Of course, it can't all be sold for a dollar, or a hundred dollars a year.
If 100 million people in the world choose to recharge this kind of 'guarantee' insurance, even if it is one dollar per person, it will be 100 million, and this 100 million can save 100 people. ”
"There will definitely be more than 100 people out of 100 million people who will get cancer, and this business is not profitable!" Zhao Sihai shook his head and said, still disagreeing with Sun Jiao's point of view.
"What about a billion, what about a hundred billion?" asked Sun Jiao calmly.
Zhao Sihai didn't answer!
Sun Jiao continued: "This is just a kind of 'renewal ability', buying this insurance ensures that everyone can buy the insurance of 'installment medical treatment' without being rejected, and the treatment will definitely not be 100% unpaid, even if you pay 100,000, the remaining 900,000 mortgage repayment, even if you can't pay it back, in fact, the loss is not too big." ”
After a slight pause, Sun Jiao added: "Of course, my idea is a little rough, that is, I want to give everyone in the world a chance to live!"
"Good!"
Without waiting for Zhao Sihai to speak, Li Zhixian nodded and said: "It's good, don't say it, if you are poor, you will be good alone, and if you are rich, you will help the world, the world is too wide, we can't get to that point, what you said can be temporarily promoted in China, and then targeted at the global Chinese, and finally when the strength is enough, let's talk about the world."
All in all, the idea is good, and if it can be done, it will be a great good deed!"
After speaking, he turned his head to look at Zhao Sihai and said: "The key, if you follow what Sun Jiao said, whether it is for your Jiuxing Pharmaceutical or for our bank and insurance companies, there is a profit margin!"
"Ten years, I will give you ten years, but within ten years, the price of special drugs for human killers needs to be reduced year by year, and after ten years, I hope that anyone can treat cancer like treating a small problem, spend very little money, and cure the problem!"
"If the boss thinks it's feasible, I have no opinion on my side!" Zhao Sihai nodded with a smile, whether he can make money or not, he can analyze it, it's just a matter of earning more and earning less, since the boss has nodded, what does he have to say.
If financial banking insurance is directly linked to medical care, it is not necessarily a good thing for other insurance companies!
But for Li Zhi's bank and insurance company, it is definitely a good thing, as long as it is listed, the market value will definitely rise.
"Or, the business of banks and insurance companies will be handed over to you?" Li Zhi tilted his head to look at Sun Jiao, and suddenly said with a smile.
Sun Jiao's heart fluttered and jumped, bancassurance is a big guy, with the business of Ice Soul sharing cars, plus the business of Jiuxing Pharmaceutical, the plate is not small, and you look at the insurance oligarchs in this world, how many are loss-making?
"Why, don't you want to mix by yourself? Haven't you always been very envious of Wang Ruihu and Huang Yueying!" Li Zhi said with a smile.
Sun Jiao took a deep breath, nodded and said, "If the boss trusts me, I'm willing to try, but I have two things that must be explained in advance." ”
"Let's talk about it!" Li Zhi smiled and nodded.
"First of all, this bank and insurance company needs to be completely independent, that is to say, whether it is from the name or from the internal operation, it has nothing to do with the Ice Soul Group, it is a brand new enterprise that you invest in!" Sun Jiao said.
Li Zhi nodded with satisfaction, he was really not mistaken, without exception, the people he let out were all very ambitious women, Wang Qianqian was like this, Sun Jiao was the same, even more so than Wang Qianqian!
"Second, I need all the resources of the boss to tilt this company, that is, I have absolute priority to do business with any company in the boss's hands, only what I don't want to do, the boss's industry, can contact other banks or insurance companies!"
"Haha!"
Li Zhi couldn't help laughing, nodded and said, "It's really domineering enough! Yes, I can agree to both of these points!"
"How much money is the boss going to invest?" asked Sun Jiao.
Li Zhi thought for a while and said, "One billion dollars, is it enough?"
Sun Jiao shook her head and said, "Of course it's not enough, maybe you won't even be able to collect this money!"
Li Zhi smiled and said: "I will help you buy it from the bank, and this billion US dollars is for the insurance company." ”
"Will there be restrictions on the issue of listing?" Sun Jiao thought about it and asked again.
"No, just let you toss, no one will care about you!" Li Zhi said with a smile.
"Okay, then I have no opinion!" Sun Jiao laughed happily and said, "I need to give my bank and insurance company a name, boss, do you have any good opinions?"
"Tianjiao Bank, Tianjiao Insurance, how?" Li Zhi thought for a moment and asked with a smile. Tianjiao's arrogance is Sun Jiao's coquettishness, and the name is also atmospheric and easy to remember.
"What a soil!" Sun Rao muttered sourly from the side, she was not happy, how much worse is she than her sister? Why can she be released to manage the company, and she can only be a little secretary by Li Zhi's side?
Sun Jiao rolled her eyes, nodded with a smile and said, "It's not bad, it's called 'Tianjiao', I like it very much!"
In a few words, this matter is settled, as for the handover issue, there will naturally be Sun Changlai and the personnel in the Ice Soul Group to help her complete it, and in addition, Sun Jiao also needs to form a company framework.
When the time comes, whether to increase or decrease on the basis of acquiring the bank, or whether it is being restructured or restructured, she has the final say!
"Boss, by the way, I suggest, now Jiuxing Pharmaceutical is a company that produces R&D drugs, and it is not compatible with medical treatment, and I don't feel very suitable to put all departments in the 'Jiuxing Pharmaceutical' company, so I propose to set up a new subsidiary, Jiuxing Medical Company!" Zhao Sihai said after waiting for Sun Jiao to finish discussing with Li Zhi.
Zhao Sihai's purpose is very clear, he wants to group Jiuxing Pharmaceutical, from a large aspect, it is good for the company, after all, it is a world stage, and the collectivization will help the company's next development a lot.
"Yes, you can just make up your mind about these things, since I put you in Jiuxing Pharmaceutical, I have absolute trust in you, and I will also give you absolute autonomy!" Li Zhi nodded.
But then he said: "About Dr. Goya, I'm sure you've seen it, Goya is my woman, there is no doubt about the guidance, and this time I came to Haicheng, I was going to completely transfer the shares of Jiuxing Pharmaceutical to her!"
"No!"
Zhao Sihai's face changed, and he directly stopped and said.
Li Zhi frowned and asked, "Why not?"
"Boss, as long as the 'Nine Star Pharmaceutical Group' is in your name, do you think that with Dr. Goya's ability, you can keep this huge foundation?" Zhao Sihai changed his way and tried to persuade Li Zhi.
Li Zhi touched it, what Zhao Sihai said was not unreasonable: "But Goya is my woman, can others dare to force it?"
"Boss, you must know that Dr. Goya is not your woman in name, unless you choose to register your marriage with her, otherwise, I will definitely not support the boss to transfer all the shares of Jiuxing Pharmaceutical Group to Dr. Goya's name!" Zhao Sihai shook his head, the nominal woman and the secret woman are different in nature, and the difference is big.
"Then what do you say? I've already promised her, you can't make me untrustworthy!" Li Zhi frowned.
"I'll explain to Dr. Goya!" Zhao Sihai said directly.
Li Zhi frowned and didn't speak, he was thinking about whether there would be any mess when the Jiuxing Pharmaceutical Group was transferred to Goya. Neither for himself nor for Goya, he didn't want anything unexpected.