Dipper walked in with a cup of coffee, followed by a smiling Osberg.

"Jonas, are you having fun going to America?"

Jonas stood up and said with a smile, "It's all about work, it's not about being happy or unhappy." Osberg, are you busy today?"

Without Jonas's invitation, he sat down at his brother-in-law's desk. "It's Monday, and it's still busy. However, if there is anything you can say directly, I will try to arrange it as much as possible. ”

Jonas took the coffee, not a small cup of no more than two hundred milliliters like a coffee shop, but a large teacup of five hundred milliliters.

He took a sip and complimented, "Great coffee, thank you Deep, and of course, our Mr. Osberg." ”

Dipper smiled, nodded to them, and walked out of the office, closing the door for them.

Osberg worked at Hoffmann Bank for two decades, working his way up from the most junior analyst to managing director.

In terms of ability, he is trustworthy, and when it comes to loyalty, there is no doubt about it.

Switzerland is not a big country in the East that is booming, there are not so many development opportunities, there are not so many loopholes, and there are strict barriers in all walks of life.

At the level of general manager, any manager shares weal and woe with the company he works for, and it is almost impossible to change jobs.

Jonas worked at Hoffman Bank before he was even born, and watched Jonas grow up, and over the years, he almost filled in the absence of Yannick's father's role.

Jonas used to be closer to him than to Yannick, but now naturally he won't.

But Jonas was still very close to him. "Osberg, I've been a little confused lately. A few months ago, a teacher at Ross College told me that Keynesian economics is the main feature of the current world economy, and he recommended me a lot of books on macroeconomics.

But the more I learned, the more I felt that the economic environment in Switzerland was more microeconomic, and there seemed to be a bit of a disconnect with the world economy.

I can't figure out the relationship between the two and the variables now, and the operation of the market mechanism and its changes in the allocation of economic resources make me dizzy, and the more I learn, the more confused I seem to become. ”

After listening to Jonas's question, he looked at his watch and said, "I still have twenty minutes, so I'll tell you a brief one first, if you don't know something, you can write it down and ask me later, or you can ask someone else." In this bank, except for the staff of the security department, I am afraid that everyone else can analyze it clearly with you. ”

Jonas nodded, he crossed his hands on his lap, and after a deep sigh, he looked at Jonas and said: "Macroeconomics and microeconomics are not opposites, but only different analytical angles, and they can even be said to complement each other. If you look at the two against each other at the beginning, you're wrong.

To give a simple example, if you want to travel today, and macroeconomics tells you that it is summer, then you know that you only need to wear single clothes today. But if the microeconomics society tells you if it's raining, if there is an earthquake, if there is a traffic jam at your destination, you will know if you need to bring an umbrella or not. ”

Osberg's explanation is very simple, but because of its simplicity, Jonas can clearly distinguish the difference and relationship between the two.

Osberg added: "Economics is a very large subject, and no one person can integrate all of them, even the most famous economists in the world can only have a little experience in one or two subjects."

Your father asked you to study banking and finance with the clear intention of making it possible for you to take over the family bank.

So at this stage, you need to have a clear understanding of the whole discipline of economics, but you must not spend your energy on other disciplines.

He originally wanted you to go to British and American universities because the macroeconomic theories taught in British and American universities are the main basic theories of the world economy, and their influence is very extensive and far-reaching. ”

Jonas asked: "Doesn't the University of Zurich see this, or why is the University of Zurich reluctant to follow the mainstream?"

Osberg smiled and said: "This is your misunderstanding, in fact, the University of Zurich does not deny this, they never stifle the students' exploration in this area." But the University of Zurich will never abandon its advantages and compare itself with the United Kingdom and the United States. ”

At this time, there was two knocks on the door, and then Hannah walked in.

Jonas stood up to give up her place to her grandmother, but she shook her hand and sat down on the low table on the side of her desk, listening to the conversation between the two men.

Osberg took the opportunity to organize the language and added: "The core theory of Anglo-American macroeconomics is that the state adopts an expansionary economic policy to promote economic growth by increasing demand. That is, to expand government spending, implement deficit finance, stimulate the economy, and maintain prosperity.

Because of the strong political influence of Britain and the United States in the world, this economic model has become the main model for countries around the world to develop their own economies.

However, we should know that no economic theory is perfect. This mainstream economic model is not necessarily suitable for any country, such as most countries in Europe, this economic model is not in line with national conditions.

In fact, this economic policy is only suitable for a few countries in the world, such as Britain and the United States, such as the Soviet Union, and at most Brazil, India, and China. ”

Jonas thought for a while and asked, "Is it only these countries that have a large enough territory and enough resources, and then they need more internal adjustments, as well as use their own regional advantages to influence neighboring countries?"

Osberg smiled and said, "You're very smart, that's pretty much why. Most of the countries in this world are actually small countries, and they can't be big and comprehensive. The vast majority of countries can only become a link in the process of economic operation, and are greatly affected by the outside world.

Like Saudi Arabia, they have the largest oil reserves in the world, but can they develop into a full-fledged industrial nation?

Germany's economy has now grown to the third largest in the world, but if the United States cuts off their resource imports, will their economy still be able to develop? No.

In my opinion, there are only three countries in the world that can become truly all-round countries, which two do you think?"

Jonas certainly knew that there were only two countries, China and the United States, and that Osberg was a little bit of a time, and he thought that the Soviet Union could develop into a full-fledged nation, but he didn't know that they were crumbling.

But he deliberately said: "One is Armenia, one is the Soviet Union, and the other is Great Britain." ”

Osberg shook his head and said: "Britain and their federal state are indeed big enough and have enough resources, but they have a great flaw, that is, their political influence is gradually weakening, and the mainland is too small. The other country, I think, is China in the East. ”

Jonas smiled as a young man: "I like China, I also learned Chinese in school, but Chinese is too difficult." ”

Osberg took the topic back and said: "The purpose of countries around the world now taking macroeconomics as their main research direction is to better understand the world economy and find their own international positioning. But in fact, microeconomics is something that every country will never neglect, because this is the foundation of its own economic stability.

The Faculty of Economics at the University of Zurich sees this clearly, so it never takes macroeconomics as its main research direction, because it does not compete with universities in the United Kingdom and the United States.

They focus on the fundamentals of economics itself, and pay more attention to the application of what they have learned, so that their school of economics can become the first school of economics in Europe. ”

Jonas nodded and said, "In other words, I should mainly lay my own financial knowledge and practice, and as for macroeconomics, it is enough to use it as a reference." ”

Osberg nodded. "For now, yes. If the foundation itself is not firmly laid, no matter how beautiful the high-rise building is, it will not be able to be built. ”

He thought for a while and said: "Switzerland's national conditions doom us to become only a link in the world economy, so we take the road of specialization and refinement. This is consistent with the actual situation of Hoffmann Bank, because our business at Hoffmann Bank is very simple, and we never consider ourselves as commercial banks. ”

"My dad wanted me to study in the United Kingdom and the United States so upstairs?" Jonas pointed to the investment department's office on the fifth floor.

He thought Hoffmann's development was too limited and despised tradition. Osberg shrugged his shoulders, spread his hands and said with a wry smile: "So now he doesn't look down on the traditional business of Hoffmann Bank at all, and starts anew." ”

Jonas understood it completely, and he was glad that he had chosen blindly.

He has no shortage of vision, and no one in this world is more accurate than his, and he knows that the Plaza Accord two years later has become the butcher's knife for Armenia to contain Dongying.

He knows that the world's largest country will collapse six years later, and he knows many major events that will affect the world economic environment, and he also knows the melody of the world's future economic development.

He only lacks the accumulation of real financial knowledge and financial operations, which the University of Zurich is even stronger.

Hannah spoke at this point. "Your father may be a deviant, but he is a very capable man. He founded the investment arm that is now far more profitable than Hoffmann's traditional business.

Moreover, he also greatly expanded the network of Hoffmann Bank on the basis of the original Hoffmann Bank. Because of prejudice and estrangement, you missed the best time to learn from him, and I hope you can forget your past resentments in the future and use him as your life coach. ”

Of course, Jonas knows that Yannick is very capable, not to mention anything else, just because Hoffman Bank has become the custodian bank of News Corp.'s acquisition of Fox, the profit is the income of Hoffman Bank for ten years, not to mention, he has now become a shareholder of News Corp.

"Grandma, I'll change. ”