"yes. Yu Guocai's eyes rolled, and he said: "However, I have an idea now, as long as Mr. Ren is willing to help me, I will return all the 200,000 yuan to you with interest." ”

"What thoughts?"

Yu Guocai immediately proposed: "Mr. Ren will lend me another 300,000 yuan." ”

Ren Xia was very surprised: "You still want to borrow money?"

"I found a new entrepreneurial project. Yu Guocai told Ren Xia very seriously: "Believe me, this time it will definitely work, and within a year, you can get more than twice the profit." ”

Ren Xia sighed: "Is it ......?"

"Do you want to recover the 200,000 loan?" Yu Guocai was worried that Ren Xia would not borrow money, so he proposed: "As long as I succeed in starting a business this time, your money can be recovered." ”

"If you fail again, do you have to borrow another 500,000?"

"As an entrepreneur, every venture is a desperate gamble, and I don't think about what happens if I fail. Yu Guocai said word by word: "I believe it will be possible this time." ”

"Listen, in fact, I didn't plan to take back the 200,000 at all, but since you came to me...... Ren Xia said meaningfully: "I can lend you another 300,000, but you must issue an official IOU to connect the previous 200,000, a total of 500,000." ”

"No problem. Yu Guocai didn't say a word, took a pen and paper and opened an IOU on the spot, and handed it to Ren Xia: "It is appropriate to borrow money and open an IOU." ”

Ren Xia glanced at the IOU and found that the content was very standardized, which showed that Yu Guocai often gave IOUs to others, and he was already familiar with it: "I don't care what your entrepreneurial project is, and you don't need to make any explanation, I just lend you money, not investment." You should understand what I mean, no matter whether you succeed or fail in your business, I am not a shareholder of the project, but only your personal creditor. If I need you to pay off my debts, you can't pay off the debts with the project you have, I just need cash. ”

What Ren Xia said is very important, if Yu Guocai really needs to repay the debt, it is not impossible for Yu Guocai to repay it with the project he is investing in.

In other words, Ren Xia was originally a creditor, but Yu Guocai turned Ren Xia into a shareholder, and Ren Xia's lending to Yu Guocai was originally just a loan, but it became a project to invest in Guocai, so Ren Xia could only earn back the money he lent out through the project income.

Creditors, shareholders, these two identities are completely different, this is like speculating in stocks, few people speculate in stocks in order to be shareholders, but in fact, many people really speculate themselves as shareholders. It turned out that he just wanted to make some money in a short period of time, but as a result, the stock fell into a dog, and he lost money when he sold it, so he could only stay in his hands and become a shareholder of a listed company.

Many people who manage others to borrow money just play such a routine and deny their debts.

Ren Xia has been in the shopping mall for so many years, and he has some understanding of all kinds of traps, so he must explain his words to Yu Guocai first.

"I understand what you mean, you're not interested in my project, so you don't want to be a shareholder. Yu Guocai geared up: "Mr. Ren, just look at it, this time it will definitely work!"

"I really don't have any interest in your startup. Ren Xia said as he took out the checkbook and issued a check: "I am willing to lend you money, just because you are Yi Daiyun's boyfriend, I have a very good impression of your girlfriend, so I am willing to help you." However, my money is not so easy to go, so the debt relationship between us still needs to be clear, I can not take the previous 200,000 yuan seriously, but the 500,000 before and after must be taken seriously. ”

Yu Guocai said with a smile: "Mr. Ren is really doing real estate, that is, he has money, 500,000 yuan, and he will take it out." ”

"My money is not blown by the wind, but hard-earned ......" Ren Xia wrote the check and was about to hand it to Yu Guocai, when he suddenly took it back: "This money gives you a condition." ”

Yu Guocai hurriedly asked, "What conditions?"

"When you have the money, pay me back in full, I don't need interest, but—in the future, I date your girlfriend, you don't care. Ren Xia told Yu Guocai word by word: "When I am having dinner with a beautiful lady, I don't want to be disturbed by anyone or anything. ”

Yu Guocai replied without hesitation: "No problem." ”

"You don't need to think about it?" Ren Xia felt that Yu Guocai's promise was too painful, and it was not at all the attitude that he should have as someone else's boyfriend: "I have to tell you, I am with your girlfriend, anything may happen!"

"It doesn't matter. Yu Guocai stretched out his hand to ask for the check: "I am an entrepreneur, the most important thing in my heart is my career, and everything else is all floating clouds." I've been sleeping only four hours a day lately, often eating only one meal a day, and I'm so focused on my career that I can't even take care of myself, let alone others. ”

"Including women?"

"Not just women, but myself. Yu Guocai told Ren Xia very seriously: "You can make an appointment with Yi Daiyun as much as you want." ”

"That's fine. Ren Xia handed the check to Yu Guocai: "I have to tell you, there is no next time, this 300,000 yuan is the last loan I gave you, if you run out of money, don't come to me to ask for money, so you'd better save a little money." ”

"The money is not spent, but used to start a business. Yu Guocai hurriedly explained: "There will be rich rewards." ”

"In my opinion, it's just spending it, and it's not quite the same as shopping, because you still get the actual thing when you shop, and you don't get anything. After a pause, Ren Xia told Yu Guocai: "The money has been given to you, you can go." ”

"Okay. Yu Guocai laughed dryly: "Mr. Ren, it's good if you're happy." ”

After Ren Xia sent Yu Guocai away, he made a call to Yi Daiyun: "Are you free at night?"

"Do you have a problem?"

Ren Xia proposed: "How about having a meal together?"

"...... eating" Yi Daiyun hesitated for a moment, and finally agreed: "Okay, it just so happens that I didn't fly, what should I eat?"

"You can eat anything, the important thing is to be with you. ”

"Judging by what you said, it seems that eating with me was a very previous thing. ”

"It's really worth it. Ren Xia proposed: "It's better to eat French food, there is a restaurant near our company is very good, I will give you the address, and you will come over when I get off work." ”

Yi Daiyun agreed: "Okay." ”

After Ren Xia got off work, he asked Lin Yirou to go back to Guanlan Mansion by himself, and he went directly to meet Yi Daiyun, this dinner was very happy, the two of them just chatted about interesting things about their work, and they didn't mention Yu Guocai intentionally or unintentionally.

For Yi Daiyun, mentioning Yu Guocai is a headache, and for Ren Xia, there is no need to mention Yu Guocai.

Of course, Yu Guocai did not show up, and did not disturb Ren Xia and Yi Daiyun's dinner, Ren Xia estimated that after Yu Guocai got the money, he was busy starting a business again.