"Well, mother, you can eat too. ”

Bai Qingjuan handed the chopsticks to Shen Wang's hand, and the latter looked at Shen Tiejun and Chu Dazhao at the table, and then said to Tan Hongjun next to the two: "Red Army, you also eat, just be in your own home, you're welcome~"

"Okay, auntie, you can eat quickly, it's been a tiring day. ”

Tan Hongjun saw Shen Tiejun pick up the chopsticks and put the dishes on the other side of Xiao Qi, so he picked up the chopsticks and ate them, yesterday a big family went out to play for a long time, today is a whole day out, at this time at the dinner table, even Xiao Qi is weak to eat silently, it is conceivable that it should be a lot of fun, after all, there is a payment this year, and I played everything that could be played in the playground several times.

The rule of the Shen family is that no chat is allowed at the dinner table, but Shen Wang's family has completely broken this rule in the past two years, after all, Shen Laoshi is not there, even if there is no supervision, with a burst of eating, Shen Wang's family ate a few mouthfuls of food, and a pair of eyes wandered around Chu Dazhao's body, and he didn't know what to think of, so he said: "Tie Jun, Xiao Wu has to spend a lot of money to go to school, right?"

"It's a collaboration between the company and there, and it's not a lot of money. ”

His eyes quickly swept over Zhou Muhua's face, and Shen Tiejun didn't look at Shen Tielin and said to Shen Wang's family, he knew that Shen Wang's family generally didn't ask him about the company's business, and sure enough, Shen Wang's nodded, turned his head and said to Shen Tielin: "Then study hard when you go outside, don't let people laugh at your brother, it's not as good as your family outside, it's still foreign if you are not familiar with life, and if you have grievances, you will have to endure it——"

"Wow~"

A loud cry interrupted Shen Wang's words, Bai Qingjuan quickly put down her chopsticks, got up and entered the back room, and a voice came: "Haohao don't cry, mom is here-"

"Mom-"

As Shen Qiang's loud voice came, Shen Wangshi also put down his chopsticks, and beckoned to the people on the table and said, "You eat, don't stop-"

Shen Tielin was obviously relieved, glanced at Shen Tiejun silently, then lowered his head and began to eat, not wanting Shen Hao to cry after being carried out by Bai Qingjuan, Bai Qingjuan, who originally wanted to sit down, had to hug him and go out of the door, Shen Daliang next to him saw it, and quickly stood up and said: "It's a little cold outside, he just got up, put a coat on him——"

Shen Daliang said that he was about to enter the inner room, so Shen Wang took Shen Qiang out, handed him the coat in his hand, and pointed to the plastic round stool in the corner of the wall and said, "Go and move your stool to eat." ”

"Oh-"

Shen Qiang stared at the people on the table with round eyes, but he didn't look afraid of life, he moved his small stool back to Shen Wang's side and sat down, a pair of bright dark eyes looked at Shen Tiejun and said: "Fourth uncle——"

"Well, Da Qiang is hungry, right? Come and eat a phoenix claw, this used to be your uncle's favorite food~"

Shen Tiejun responded with a smile, picked up the chopsticks and gave Shen Qiang the chicken feet that had been placed in front of him a long time ago, not to mention that there are not many meat families at this time, but many children of this age in the previous life like to eat, this thing is not much meat to chew and taste, it is almost the same as eating and playing, of course, another way to play is to kill time-

"Thank you, Fourth Uncle—"

Shen Qiang took it with his little hand, a bright smile appeared on his round little face, he took a big bite and glanced at Shen Weixing, and found that he was looking at himself, so he leaned sideways and smiled shyly, and the people on the table laughed along.

At this time, Shen Hao's crying outside gradually decreased, and he didn't expect Bai Qingjuan to let the child fall asleep again, but after she carried her into the inner room, it didn't take long for her to creep out, and said in a low voice: "Everyone be quiet—"

After this interruption of the two children, Shen Wang's family also lost the interest of continuing to beat Shen Tielin, the family ate silently, and occasionally Shen Qiang asked for this and that, so it didn't take much effort, everyone ate about it.

"Mother, I'll help you clean up. ”

Chu Dazhao saw that the people on the table had put down the bowls, so he got up and began to put away the chopsticks, Shen Wang didn't know what he thought of when he heard it, his eyes turned around and nodded: "Okay~"

Shen Tiejun only thought that the old lady wanted Chu Dazhao to do the work, after all, he spent the New Year at home for two consecutive years, although the small book has not been ripped off, but it is no different from his own daughter-in-law, and when he came to the side, he looked at Shen Tielin and Zhou Muhua, and said: "When you two get over there, look for Zhu Lina if you have something, she will arrange for the food, clothing, housing and transportation of the two of you, don't be afraid to trouble her, the security situation over there is relatively poor, because of the proliferation of guns, so unless you are sick and have to go to the hospital, you can't go out in other situations-"

I don't know how many disappearances I have heard about in my previous life, and Shen Tiejun, who is facing Shen Tielin at this time, is also doing his best to remind him, but fortunately, thinking about the conditions that this girl has that other international students do not have, there are not many worries in my heart.

"Okay, Fourth Brother!"

Shen Tielin and Zhou Muhua nodded in unison, not wanting the former to blink, they lowered their voices and said, "Fourth brother, Fan Lin, they said that the reason why the stock market on Hong Kong Island fell the day before yesterday was caused by your unit?"

"You just know this, when you usually go to school over there, don't tell people about your identity and the things in the company, just say that you are an international student sent by the country, and you don't know anything else. ”

Shen Tiejun doesn't want to talk about the Rubik's Cube with his family, it's not that he doesn't want to share it with his family, but the knowledge and concepts involved in the company at present have exceeded the imagination of his family, just like Shen Damei, who has the highest education at this time, she may understand when it comes to stock market operations, but for the sake of her own interests, this value is contrary to the orthodox education she received since she was a child, and belongs to the bloody dark side of the social system.

As for the rest of the family, Shen Tiejun also wanted not to ask for trouble, his father and mother still didn't know what to do, and the two old people in the province were afraid of him, but only now he thought about not letting the old people worry about it, and he didn't have much effort He was on the way home, and heard Shen Wang's doubts from Chu Dazhao's mouth: "You two have been together for so long, why haven't you been pregnant yet?"

"This isn't something you can get if you want to—"

In the silent night, the moon in the sky bent and looked at the two of them, without the obstruction of the clouds, it was like a fifteen-watt light bulb, a bulb that emitted a bright moonlight, shining the earth brightly, stepping on the faint moonlight Shen Tiejun pinched Chu Dazhao's hand and said, but he didn't go to his heart: "We are all still young-"

Chu Dazhao, who pursed her lips, wanted to say that young is a contrasting word, for example, you are younger than me, but looking at Shen Tiejun who was sprinkled with moonlight, she still felt a little moved in her heart: "Or, let's go and check?"

"Uh-well!"

Shen Tiejun almost didn't say that I had checked, in the previous life, I had both children and daughters, so how could I not be born in this life? Even if I can't give birth, that's not my problem-

There were chaotic thoughts in his mind, and Shen Tiejun didn't say these things in the end, but Tan Hongjun, who was behind the two, opened his mouth at this time: "Big move, Director Tiejun checked it in the unit——"

Tan Hongjun is two months older than Chu Dazhao, so since the two of them knew her, they called her brother, and vice versa, they also shouted directly, and when they heard him say this, they nodded quickly and looked at Shen Tiejun next to him: "Then I'll check - it's a full body physical examination." ”

"Well, good. ”

Shen Tiejun is not within two hundred, but his position ensures that it is easier to obtain these welfare inclined care than others, the last time the physical examination organized by the unit was an annual routine physical examination, and the physical examination procedures were a small triple list, and after taking the physical examination and registering on the list, he could leave, and he did not need to spend a penny to transfer the account to his own unit at that time.

There is no news after the physical examination, this is the best news, which shows that Shen Tiejun does not have any problems with his body, and if there is a problem, he would have called to inform him of the review, so Tan Hongjun, as his half secretary, still knows more about his health condition.

However, this thing is a bit mouthy!

A thought flashed through Shen Tiejun's mind, and then he didn't feel like Tan Hongjun's character, not to mention that he had never been on a business trip in the office, the two of them had known each other for a year, and he could feel his "professionalism" when he went out for the first time a month ago, and he could appear in the field of vision in time when he wanted to find someone, and when he didn't want to look for him, it was as if there was no such person around, so now what he said was so abrupt that it could even be said to be impolite-

Is this a reminder to yourself?

This thing is guessing your own mind!

"After that, a full body physical examination will be held once every six months. ”

Shen Tiejun smiled at Chu Dazhao, there is no reason why he had both children in his previous life, and he can't give birth in this life, so in addition to the possible reasons for Dazhao, pregnancy really needs the right time, place and people, this is not to say that you need to look at the day and pinch the time to calculate, some people can get pregnant for the first time together, and some people can't conceive after being married for a few years, and when they spend an unknown amount of money to see a doctor and try home remedies, they get pregnant again.

The superstitious saying is to see if the child comes, and the scientific saying is that you can spend money on an IVF, and you can conceive and give birth when you want, and this technology successfully came out of the laboratory 3 years ago and helped a Commonwealth couple become parents.

However, this method is said to be a bit rough, the child born looks unresponsive, and does not have the spirituality of a normal pregnancy and birth child, so the two returned home, and still decided to communicate according to the traditional position of a missionary, Chu Dazhao pushed him to the side savagely, dragged a pillow under his waist, and said: "When Bourne calls, what shall I say?"

"There are two ways of cooperation, one is to share risks and enjoy benefits together, which is equivalent to us accepting the investment of UBS, and the Rubik's Cube Co., Ltd. provides 5% of the loss line and UBS provides no less than 40 billion US dollars to jointly establish JD.com. We have 50.01 percent of the shares, and they have 49.99 percent, but they don't have voting rights on this share, so I don't think they will choose this way.

Because the second way is the VAM agreement I mentioned earlier, in order to ensure the safety of UBS funds, the Rubik's Cube provides funds as a stop-loss line, once the annual asset appreciation is less than 10%, counting the stop-loss ratio of 5% we set, which is 15% of the minimum standard, then as a capital can request the termination of the cooperation to withdraw funds, in order to ensure the safety of UBS funds, and wait until the expiration of the cooperation period within five years, the Rubik's Cube will provide an additional 5% rate of return.

In this way, they can achieve a comprehensive profit rate of 17% per year, of course, provided that they can provide 40 billion for us to use for five years, I feel that they can come up with such a figure, after all, as the largest bank consortium in the world, the amount of money in their hands is also on par with Wall Street——"

Seeing Chu Dazhao's movements, Shen Tiejun was shocked, Zhou Ying had also used this in his previous life, but when he heard her ask about the matter, this thought disappeared in a flash, and he only heard her speak: "Then what if you make a wedding dress for someone else?" According to the conditions you gave to Kuwait Abbe are 60 billion, and UBS is 40 billion, I feel that you can't be sure that you can make money——"

"If you want to make 100% money this year, you have to go sideways and take risks, fortunately, we still have a family business in China, and I prescribe these conditions to do in accordance with the real estate rise curve over there, starting from the rise of about 15 percent per year, until the year before it became fifty or sixty increases, so that the average can reach an annual increase of 30 percent, if it is just like this, it can be clearly said that it does not make much money, even if it is only hard work.

However, you can get a mortgage, the loan interest rate is about 4.5, counting the conditions I gave UBS, it is only about 20% of the annual interest rate, think about the amount of funds lent according to 70% of the mortgage value, which is about 1.5 times the amount of money they invested, such a large amount of money will be smashed, the local real estate will only rise more and more exaggerated, this is my real purpose, mortgage UBS money to the bank, lend funds to speculate on the house, this part is our money——"

Yuan opened his small but bright eyes, Shen Tiejun looked at the moonlight sprinkled on the window outside the window, this is his second almost speculative behavior, the first time the network speculation brought him a bad feeling, he has to be afraid of making money, and he has to be investigated after paying a fine, so he feels that China is not a good place to make money, so if he wants to make money, or if he wants to make a lot of money, then he can only go abroad, such as the little devil next to him, the enemy who did not share the sky forty years ago, they are about to float and float to the sky.

"Ordinary people see all the appearances, for example, the rise in housing prices is a good thing for real estate companies, and they can't see why building a house is so profitable, so that people's use of the house has changed from living to speculative speculation, according to our statement, it belongs to the category of illegal crimes, so they can only go out to do this thing.

Of course, to put it another way, that is, scarcity is precious! The proverbs of the ancestors are the crystallization of the wisdom of countless people, and all the things that can be speculated are all because of this reason, so they have become tools that can make money, and houses are no exception. According to Hong Kong Island, less land and more people are the basic reason, and it is nonsense to talk about other factors that have led to the rise in housing prices without this reason.

Of course, this is the only reason to make house prices rise, but the increase is related to the number of buyers, unless there are artificial positive factors at this time, such as the sales of off-plan properties pioneered by Mr. Ying in the sixties, and the house prices will not rise too much here, because the money in the hands of buyers can be roughly fixed.

They have so much money that they can't buy a set for reselling, because the person who sells the house has not sold it yet, so it is impossible to continue to buy a second set for speculation before it is sold out, but we all know that there is a place with a lot of money, that is, banks, except for Swiss banks that charge services, all other banks have to give interest to savings customers.

Then these banks also want to make money, they can't buy their own houses and sell them, because this is too risky, and UBS is the same as UBS, which is interested in us, Byrne said that Abbe chose not to cooperate with us out of consideration for the safety of funds, that is because he belongs to one of the local tyrants, and the safety of money is greater than the profit rate.

Bourne is different, he confirmed from the analysis of the Rubik's Cube that this is an opportunity, you think that he can rely on my cooperation with a Dream of Red Mansions and Journey to the West to promote high-definition technology with a penny of money, so his interest in me is greater than the Rubik's Cube investment this time, not to mention that I also set a stop-loss line for them out of the safety of the capital's funds.

In this case, it's like a person who wants to speculate on a house and finds a bank that wants to make money but doesn't want to take risks, so there is a loan that you can use to buy a house, and the asset appraiser uses the house you buy to make a 70% valuation in the market, and you only need 5% to 10% interest to get this loan, because this is the early stage of the rise in housing prices, the interest rate will not be too high.

So the person who bought the house took 70% of the money to buy a second house, but a bank next to it and the house demander found out, and said Oh, this is okay, so let's borrow money to buy a house, and at this time the house price has entered the rising stage, and people can use their fixed assets to mortgage the money to buy a house, so everyone has two houses.

At this time, the real estate companies that have recovered the funds can continue to take the land with the funds and build more houses for people, and because everyone borrows money from the bank to buy a house, then it is necessary to increase the interest when selling it, so the house price is gradually rising, and this time has entered the stage of rapid rise.

Then with the sale and purchase of the army of speculators, the country will find that the sale of land is also an income, and the collection of taxes is another income, in order to increase this income, then there will be favorable policies to guide, so speculators and banks see such a big discount, then continue to buy, buy, take and take - until the arrival of the spread news, put on Hong Kong Island is the "New Year Editorial"!

After my research on the real estate regulations in Tokyo, I found that there is not only money, but also natural positive factors, the "Land Lease Law" and the "Housing Lease Law" greatly strengthen the rights and interests of tenants, if you understand these two laws, then you will find that after renting out a house in Tokyo, it is almost equivalent to losing the land or the house!

Because you can't cancel the house lease or land lease agreement except for extremely special reasons, such as house renovation or land transfer, and there are restrictions on rental prices, you can't quote an unbelievable price to drive away in disguise, as for power outages and gas cuts, these means are illegal, so most little devils would rather have their homes empty and rotten than rent out!

And in addition, the tax burden of owning land is too low, which may not be low on the surface, but according to the price given by the local asset appraisal agency, it is far lower than the market price, because in this way they can collect benefits or obtain high returns in the transaction transfer, after all, those who can afford the asset appraisal are the people who handle the real estate and land.

These two systems seriously restrict the utilization rate of urban land, and those who have houses do not rent out, and those who come from outside to work can only buy them, which has also become a factor driving the rise of real estate in disguise, so I decided that whether Byrne convinces his family or not, we will go there to buy and buy—"

seems to have entered the working state overnight, and the next day, after Chu Dazhao got on the plane, he pulled Shen Tiejun to teach her a lesson, fortunately, Shen Tiejun had already planned and prepared, and at this time, facing his own woman, he could be regarded as knowing everything to help her with tutoring, as for Tan Hongjun, who was full of attention on the side, he ignored it, and he may not be able to understand these things even if Chu Dazhao said them, let alone Tan Hongjun, who had not even heard of the commercial house.

"Then if the Bourne family agrees, according to my understanding of the yen, at the exchange rate of 249, it is an investment of nearly ten trillion yen, can we control such a large amount of capital operation?"

Chu Dazhao looked at the notebook in front of her, she rarely used this thing, but it was not nothing, the notebook belonged to the basic configuration of white-collar workers before the laptop appeared, and she was a little distracted by the numbers on it: "Not counting the funds that Bourne may have to provide, excluding the 1.5 billion returned to Uncle He and the bank, our 3 billion US dollars are almost 740 billion yen——"

"I have a plan, and now I can tell you that as early as the 70s, the Tokyo government had a housing reform plan, called the "Capital Renovation Plan". ”

Shen Tiejun said and knocked on the table, the plan was thrown into the safe by him, fortunately, the content in it was all handled by himself, and the general content still remembered: "A total of 240,000 households were involved in the relocation, and the number of people was about 700,000, and the total number of people in Tokyo was about 7 million, that is to say, to renovate one-tenth of the scope of Tokyo, I feel that 10 trillion can be leveraged, just like the second phase of the Donghu New Village project at that time——"

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