Faced with his son's question, Zhang Qingcang just snorted, and then said indifferently: "These policies are all fake, you can go to the current Tianjin Pharmaceutical Chemical Industry to see if anyone else is working...... Do you know how much Tianjin and Hong Kong's fiscal expenditure is in a year, and how much is the fiscal revenue? Two years ago, Tianjin and Hong Kong's fiscal revenue was more than 200 billion yuan a year, but in last year's public statement it was only about 180 billion yuan! While the general public expenditure of Tianjin and Hong Kong alone in a year is more than 300 billion yuan, and there are still those fiscal transfer expenditures and so many new projects. In today's situation, you still want the city government to invest hundreds of millions to save a factory, isn't that a joke!"

Zhang Ruiming was silent for a while, indeed, he knew that for a near-first-tier city of this magnitude as Tianjin and Hong Kong, if it were not for the crazy situation of land sales and land auctions and land finance, generally speaking, the local financial revenue and expenditure would be beyond their means. In addition, in the past few years, limited to the strict regulation and control of the state, even if Tianjin and Hong Kong have the intention to sell land, they dare not sell it too conspicuously. Now the situation is a little better, but there are so many enterprises in the city, why do you want to save a private enterprise like you that has just been heavily fined for polluting the environment.

Zhang Shengjie still thinks well, and wants to upgrade and transform in the form of more than 300 million environmental remediation compensation fees that Tianjin Pharmaceutical Chemical must pay in the form of state-invested technology funds, and vigorously deduct the compensation costs it pays...... Hehe, but where did he think that Tianjin Pharmaceutical and Chemical Industry has long been a complete mess, even if he wants to rely on administrative means to force the Tianjin and Hong Kong Development Bank to take out a loan, but the bank is not stupid, so obviously there is no money in and out, how can people do it, I heard anyway, it is the best and failed to get the loan, the factory debt-to-equity swap has not been promoted, the city is really unable to save it, and I didn't bother much about it...... Yesterday, there was already an announcement of bankruptcy liquidation, and your Uncle Wang also saw the announcement inside, and he couldn't think about it for a while, so he ...... Went first. ”

Zhang Qingcang said in a low voice, and his tone couldn't hear the ups and downs of emotions, but Zhang Ruiming knew that in his seemingly calm statement just now, there was a surge.

Zhang Ruiming remembered that not long ago, it was still a wilderness, and there were only a few scattered 4S stores of domestic brands in this wilderness, but now it has only been a few months, and there are patches of steel forests rising from the ground, looking at the names on the baffle, all of them are "Edward Central Greenland", "British Capital" and "Caribbean Back Coast" Just listening to the names of these projects, I thought it was at the World Expo, but when I opened my eyes, I found that this was outside the third and fourth rings of Tianjin and Hong Kong.

Looking at these hot real estate projects that are rising from the ground and working on the dusty open space on the outskirts of the city, Zhang Ruiming couldn't help but sigh with emotion: "Hey, it's the same loan, why can these banks easily lend money to these real estate developers, can't they consider supporting these real pillars of the real industry? In a big country like ours, there are no private enterprises, no private enterprises like Tianjin Pharmaceutical and Chemical Industry that can sell goods abroad, where will hundreds of millions of employed people go? Do you all go to the Internet? Or do you all go to anchors and brush up on Douyin? Is this unrealistic, if this continues, the country's economy will one day have problems. ”

Zhang Ruiming's complaint reached Zhang Qingcang's ears, but it was only exchanged for the old man's sneer.

"What do you know? Do you think the above doesn't want to save the real economy? Let me tell you, the current domestic affairs are very complicated, and you only know the little things in the procuratorate, and it is useless for me to tell you. ”

When his father said this, Zhang Ruiming was very energetic, and he was unconvinced: "Dad, I have indeed handled not many civil cases, but there are many bosses who have run away from fraud and illegally raised funds. If you don't believe me, I'm going to talk to you?"

Zhang Qingcang pouted his face, but did not refuse or agree.

"Let me tell you first, I think that the predicament in the real economy now mainly lies in several aspects: First of all, it is difficult to obtain financing, you go to the judgment document network, look at the judgments that have been raised funds for fraud, frantically borrowed usury, and then run away with the whole family, basically the defendants are all bosses engaged in entities! I made a preliminary summary at that time, these people are because of the real economy, if they engage in production, the financing channels are extremely difficult. Banks hardly lend to microenterprises. In our Tianjin and Hong Kong, the annual turnover of less than 30 million, in the Tianjin and Hong Kong Development Bank, are considered micro enterprises, these enterprises want to borrow a loan, it is even more difficult, one by one procedures down, at least peel off the skin, and often return visits, post-loan management or something, the money to the pocket can not be steady, which makes those who really need financing to expand production, or the transformation and development of business owners can not survive, and finally can only through fund-raising fraud, Or cheat a large amount of loan sharks and run away, this phenomenon was a peak last year, not only our Tianjin and Hong Kong, to see the Yangtze River Delta line, it was a thunderstorm. ”

Zhang Ruiming said fluently, reasonably, Zhang Qingcang's face changed, he didn't say anything, just nodded, which was regarded as affirmation to his son and let him continue.

"The second one, I think, is the crazy rise in labor costs now. For ordinary people, it seems that wage increases are a good thing, but look at the current price increases! The speed far exceeds the wage increase, I don't have to check the CPI, just look at the data around me, what is the price of pork and fruit now? What is the pension increase? plus housing prices, how is everyone's consumption now? Do you still need to say? Who dares to spend money indiscriminately? In turn, it involves a key problem of insufficient consumption in the real economy, which I will not talk about, and I am not professional, but I just know that this is probably the reason. ”

The old man in front of him is his father, which makes Zhang Ruiming's heart words that he has been holding back for a long time have been released, these days he and his wife are jumping up and down because of this "sexual matter", and they are exhausted, and they can be regarded as frightened by this chaotic economic situation, usually no one can talk about it, Tang Shi will not be willing to listen, and the unit will not dare to talk about it, only at this time, together with his father, he just took advantage of Wang Yingying's incident to vent his heart.

In the end, his meager profits have long been eaten up by the rise in labor costs, the pressure of technology upgrading, high marketing costs, etc., and so on, he finally calculated, how many years of hard work, it is better for others to buy a few suites...... Today's day is not good, I won't talk about Uncle Wang, just talk about our family, Dad, I see that your hair is now busy with all white, the last time Quan Jian was embarrassed by Shu Yihui, you and I also went through the accounts of the family a few times, you found out for yourself, you have been busy in the past few years, in the end, our family is the most profitable villa, really, you have worked hard all these years, it is better to spend a little time, sign, buy a building to earn more, you look at the present, even you are a more partial industry, The service industry, not the real economy, are helpless in the face of this crazy housing prices, so what about those small entrepreneurs with meager profits? ”

Speaking of this, Zhang Qingcang originally squinted slightly, and when he heard his son pull on him, he originally felt that he wanted to laugh. But if you think about it carefully, it's really the same thing, all these hotels and villas that I have built outside over the years, I have worked hard, I only see the money in, but I don't see the money out.

Zhang Ruiming sighed, after talking for so long, he always knew what the core problem was, he looked out the window at this time, in the wild and boundless suburban land, those towering and abrupt buildings under construction, like giants, looking up to everything.

"Dad, to be honest, these things are all my shallow opinions, but in general, whether it is overcapacity and "insufficient consumption", or the high taxes, high costs, or even the lack of loans, it is not the key reason, nor is it because of the influx of foreign products, which impacts the local real economy, let alone because of any environmental protection storm, or the public interest litigation of our procuratorate...... I think ah, the most fundamental reason, is these outside these buildings under construction, even this kind of wilderness has begun to have a high-rise community rising from the ground, you think, how crazy should real estate be now?! It is like a gluttonous beast, devouring all the resources into it, the body is constantly expanding, but never output anything, and our country's resources and talents are limited, there are resources, there are resources, there are talents. But when everyone finds that only real estate is easy to make money and quick to make money, talent and capital will only flow into real estate in a steady stream. Then the resources continue to flow out of the rest of the economy, while the costs outside continue to increase, making it more difficult to make money. When a large listed company works hard for a year's profits, it is better to sell a house, of course, no one wants to do business...... Therefore, I think those famous Western economists have repeatedly failed to predict China's housing prices, because they have not understood China and failed to understand the gambling ...... of our people. ”

Zhang Ruiming glanced out the window, the sunset was like blood at this time, "But everything is always limited, and now if the real estate expands and squeezes away the resources in all fields, I am worried that there will always be a day when it collapses." ”