"It's also planned. ”

Shen Tiejun sighed, he could hide the specific operation method from Yu Guoguang, but he didn't plan to hide it from this pillow man: "As long as the first year passes, they will not be able to withdraw their capital, in fact, there is no problem with withdrawal, my plan is a lack of start-up capital, 100 billion is not more than 20 billion, because there is a bank over there, although the mortgage interest rate is 5%, I will add 1% to him if you count the benefit fee, but it is almost 6%."

According to 70% of the market value of the collateral that can be lent, I can use this 100 billion yuan to lend 70 billion, and then buy all the houses and then mortgage and lend 49 billion, then buy and then borrow 34.3 billion, then buy and then borrow 24 billion, then 16.8 billion, then 11.7 billion, then 8.2 billion, 5.7 billion, 4 billion, 2.8 billion, 1.9 billion, 1.3 billion, 900 million, do you calculate how much money is loaned?"

Chu Dazhao didn't make a sound, he didn't say anything in his mouth, and his fingers on the table kept writing and drawing, Shen Tiejun was happy: "This is 230 billion! You said that they knew the results of my investment, will they withdraw their investment?"

"If they withdraw their capital, they can only get back 100 billion and 20 billion debts. ”

Chu Dazhao was a little distracted, and Rao was just from the position of chairman of the Rubik's Cube, but he was also frightened by this calculation: "Then as long as we give them fixed assets worth 120 billion to repay the debt, we can still have 210 billion fixed assets left - this can be regarded as taking the bank's money to speculate in real estate, right?"

"Yes, this is the basic idea that I am going to invest in the past, of course, there is also a factor that the living area of that country is so small, and the place suitable for living is so much, why is the housing price on Hong Kong Island less than 700 in 69 years to more than 12,000 this year?"

Shen Tiejun didn't expect Chu Dazhao to understand the key points of his plan so quickly, it can be regarded as using other people's money to make a fortune for himself, so the amount of funds at the start is as much as possible, not to mention what kind of agreement can also make the yen appreciate against the dollar, and then add the depreciation of the yuan against the dollar in a few years, then it can really show its strength:" Unlike the land of Hong Kong Island, there are enough little devils, and the amount of funds in their hands is not comparable to that of Hong Kong Island, and now the whole world is the product of small devils, if the latter can be as rich as the former, I estimate that this housing price will have to double, but you tell them that if there are investors and buyers, let them get rid of it quickly——"

"What did you hear?"

Chu Dazhao's expression changed, a thought flashed in his mind, and then he spoke: "Housing prices are going to fall, the stock market is going to fall? By the way, there are reports that Ningjia Group made a profit of 2 billion Hong Kong dollars last year, surpassing Kadoorie and the King of Ships and Superman, and almost the same as HSBC——"

"I feel that there will be changes this year, because the idea of two families has been put forward above, but it has not been announced on the street yet, I believe that the news will spread, and there will definitely be fluctuations-"

Shen Tiejun didn't care about the property market on Hong Kong Island, because he didn't remember how much the fluctuations were there, but he had only analyzed the changes in the housing market on Hong Kong Island in the past ten years, and it was needless to say about the policy cognition that could affect housing prices.

After this period of analysis, he feels that the reason why the bubble of the little devil is so big is also because the Plaza Agreement has attracted all the world's travel capital.

At the same time, after this period of research, Shen Tiejun also has a preliminary understanding of the nature of capital, which is based on the fact that the Rubik's Cube has now reached the bottleneck of development, and the company with a market value of one billion dollars wants to increase by an order of magnitude in the short term, and conventional means will not have much effect.

Although in the face of 5% profits, the paging station opponent on Hong Kong Island has been shut down, but due to the low cash flow in capital recovery, the market share is not large, which is mainly because he left the 600 million cash in the account to catch the group of Kuwaiti tyrants to take the bait - reluctant to let the child trap the wolf.

At the beginning of 1982, Hong Kong Island's housing market reached a new peak, with commercial and residential projects and industrial land hitting new highs, of course, the largest increase was nearly 20 times that of more than 600 to 12,000 for commercial residential projects, and it also gave people the illusion that the real estate market could continue to rise.

Of course, this is.

Shen Tiejun didn't have much idea about Ning Jia, in his previous life, the boss was not only involved in financial fraud, but also caused a death in the police investigation: "He said that he made 2 billion, that is 2 billion, even HSBC has no idea, we are not a listed company, just sit and watch him feast guests." ”

Shen Tiejun didn't want to mention the Ningjia Group, but Chu Dazhao didn't mention it idlely, he grabbed the melon seeds and stuffed them into his mouth, and looked at the TV next to him with his own care, just looking at her like this, the former was a bulge in his heart: "Who is that-where is it now?"

"Now in Rubik's Cube Airlines, his wife and children have taken it, and others are fine, but I heard that someone was inquiring about him, so I wondered if I should take precautions. ”

Chu Dazhao's voice brought a faint worry, Shen Tiejun also sat up when he heard this, took out melon seeds from his mouth and looked at the shootout on TV, and a thought came to him, he was about to lay out the little devil's side, and faintly felt that there was a vague idea: "Why don't you let him go to Dongying, it's best to be able to catch that group of local tyrants this time, but if you can't catch it, you can't eat hairy pigs without Zhang Butcher, Ning Jia doesn't have to pay attention to him, you don't know where his money came from."

I heard that the general manager of Taimin Finance came to Hong Kong Island to open a bank, but the Hong Kong government had no plan to issue additional banking licenses, so he had no choice but to open a finance company that lent money, and then he ran into Ning Jia's boss, one was anxious to find money and the other was anxious to release money——"

"How do I, feel, what you're talking about—"

Chu Dazhao raised his eyebrows when he listened, and turned his head to look at Shen Tiejun: "It's similar to your plan?"

"It's much worse, those two are the embarrassed two and one add five, one pretends to be a big tail wolf with the money he deceives, and the other deceives the headquarters after taking the benefits. ”

Shen Tiejun's face was full of disgust, he raised his hand and pointed to the melon seeds on the table, Chu Dazhao grabbed a handful and put it in his palm, and after blinking, his face was full of surprise: "You are Jiang Gong fishing, and the one who wishes to take the bait?"

"Remember, your man is not the kind of man who will do anything for money, otherwise I would have been in Kuwait to let them know why the flowers are so red. ”

Shen Tiejun heard a voice from outside as he spoke, and as the voice approached, he looked at Chu Dazhao and said, "Wang Le is here, you go out first, and the old altar of Xishan in the province will be turned over again-"

The slender figure disappeared, Shen Tiejun leaned back on the chair again, what Chu Dazhao said just now was that he couldn't hold his face a little unbearable, and he pushed her out for the dissatisfaction in his heart - at that time, he went to the camel market in Kuwait to be listed, isn't it just a lie?

In essence, there is no difference between Ning Jia's boss and Taimin's financial director, all for his own interests, but Shen Tiejun thinks that he is still a little different from the previous two, otherwise he would not be squatting at home now.

"Iron Army—"

Wang Le, who was dressed in a black tweed coat, entered the door, took off the cap on the top of his head, revealing his long hair and hung it on the coat rack, and then untied the coat on his body and hung it, revealing the suit that fit inside, rubbing his hands and sitting on the edge of the table with a smile on his face: "It's still warm for you, my bedroom is frozen." ”

"How's your English and major?"

Shen Tiejun sat up straight and pulled the melon seeds in front of him, and then saw Zhang's slightly sneering white face, Wang Lejun smiled and grabbed a few melon seeds, put them on his mouth and took them out and peeled them off, put them in his mouth and wanted to speak: "I-"

"If you lie to me, you know the consequences. ”

Shen Tiejun looked at Wang Le's style of being more like a leader than himself after entering the house, and even his words had a bit of his taste, and immediately opened his mouth to warn and continued to speak: "Someone saw you with a woman that day, a woman with a big belly- I don't care who she is, but you can't delay my business, it turns out that I said that I will let you go at the end of the year at the latest, the situation was unclear at the time, and now the situation is almost over, you will leave after the New Year at the latest, and go to find the Rosentai of the French Sanriku Ocean Company first, and let go of the ship's affairs first, and treat it as a trip over there. ”

"The Rubik's Cube has been formed?"

Wang Le's eyes lit up suddenly, and Shen Tiejun, who had been looking at his expression, nodded slightly, and said: "It has been registered in the Harman Islands, and the capital is mine, but due to the change of plans, the registered capital is only 100,000 US dollars, and at present, it is mainly used to find Rosentai.

At the beginning of the opening of the country, the monthly income alone is beyond the imagination of ordinary people, and the people who should be in dire straits in the country of all evil seem to be more nourished and healthy than themselves, looking at the faces of the vegetables and melons around them, morality has become a luxury under the collapse of self-confidence - since Lin Yang asked for leave at home, Wang Le didn't want to stay for a long time, at first he followed Old Man Li and Old Man Zhao to continue to touch, and then under the greeting of the neighbors next to him, he had his own small circle, and he didn't go back until late at night.

Of course, what worries Shen Tiejun the most is that this goods don't follow the people outside: "You are not bad for money now, this is not to say that I didn't pay attention to you and Qi Lei before, it's just that I feel that you can find out my preferences at that time, and slowly increase the amount of offal in the radish offal, your EQ should be the highest among your group, so I have no objection to you if you want to learn these from Master Li."

However, since you came back from the Netherlands, you seem to have changed as a person, and I am not allowed to buy and sell foreign exchange coupons as a deaf ear, two days ago there was another batch of arrests on Silk Street, and a public trial meeting will be held recently, and now we are going to celebrate the New Year as the Spring Festival is approaching, and the police and people on the street are also going to celebrate the New Year, so you should not go out before you go out. ”

Wang Le's face turned white, and he took a melon seed and peeled it off silently, he was still thinking about how to explain the woman, but he didn't expect Shen Tiejun to say that he would directly open his mouth and shut him down, and the previous unhappiness in his heart quickly dissipated, and he laughed: "Then I'll listen to you-"

"Okay, then you go back and study hard, while it's freezing outside. ”

Shen Tiejun nodded, Wang Le hurriedly stood up with melon seeds, glanced at the TV wall next to him without sound, and said, "Then I'll go back first-"

"Well, be safe on the road. ”

Shen Tiejun opened his mouth to send people out of the door, watching the figure disappear in the misty glass, he turned back to the table, and it didn't take long for Chu Dazhao to push open the door and enter the house, look at him with curiosity, and said, "Makes sense?"

"I kind of gave him a warning, why did people stick to him without face and skin?"

Shen Tiejun scratched his head and sighed as he spoke, Chu Dazhao wrapped his shawl behind him and pulled the part where he scratched, looked at what he didn't imagine, and sat next to him: "I feel like you say this about him-"

"I only said that someone saw it, not who saw it. ”

Shen Tiejun felt a faint warmth, turned his head and said with a smile: "I'm not worried that he has a woman outside, after all, Cheng Tian and Wu Kangkang's goods are either a dance party or a party, and the people are not bad and have foreign exchange coupons, if you want something to happen, it can only be regarded as a show, Lin Yang is a little too worried, and it may also be the reason for pregnancy, it is said that women's emotions will change a lot from before."

What I'm worried about is that he went to Xiushui Street to get involved, don't look at me I gave him a lot of money before, but in order to express his sincerity to Lin Yang at that time, the money was given to Lin Yang for safekeeping after marriage, and when there is anything to buy, I will ask Lin Yang again, and now this money is afraid that it is not good to ask, once it can make Old Man Li think that it is an eye-catcher, but after all, it is not a long-term time.

When a man is looking for a mistress or lover outside, he is rarely thick-skinned enough to ask his daughter-in-law for money, which is caused by ghosts in his heart, so how does the cost come from outside?

The renminbi is useless now, but it's also money—"

"I thought you told him directly that Lin Yang knew. ”

Chu Dazhao didn't know what he thought, and turned his head to look at Shen Tiejun, who was staring at the TV, who shook his head quickly: "Just say that it's a slap in the face, just let him squat at home honestly, and send him out after the New Year, Lin Yang has a child, and then he can settle down." ”

The matter between the two is so troubled that outsiders know, and it is not far from breaking up, of course, this is the concept of the previous life, and now Lin Yang came to sue with a belly that had already shown his pregnancy, and he was so aggrieved that he didn't even dare to say it to his parents, this is also for the sake of the child in the belly, otherwise with Lin Jiabo's temperament, Wang Le would not be able to run away at least with a beating.

But once Lin Jiabo beat Wang Le, then the matter of these two people will be cold, even if the daughter-in-law in the countryside encounters such a thing, then they all know that they have to endure it, and a man who messes with flowers and grass outside represents his ability, of course, in a sense-

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The whole book